Jefferson Capital Systems, LLC

July 27, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around December 1, 2015. Based on Mr***’s previous correspondence, collection efforts were terminated and we requested the credit bureaus delete our trade line from his credit file. Pursuant to his request for validation of this debt, enclosed is a copy of the final *** Wireless billing statement. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

May 8, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your
correspondence sent on behalf of *** This letter will confirm that on May 8, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

I am rejecting this response because: I changed my name due to marriage so the account will be under *** ***

August 9, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around June 5, 2017. Although a balance remains, based on Ms***’s dispute and to resolve this matter we have terminated collection efforts and are requesting the bureaus delete our trade line for her credit fileThis letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 27, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: Glenna *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Ms*** This letter will confirm that on April 27, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

March 15, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** *** account and balance of $4,on or around October 7, 2014. This account is for a GMC Envoy. Enclosed is a copy of the Retail Installment Sale Contract Simple Finance Charge agreement. We have no record of receiving a previous dispute. To resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from Mr***’s credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2015/11/19) */
November 19,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt
Description: ***
Jefferson Capital Systems, LLC account number: ***
Debt Description: ***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning her above-referenced accounts
Ms*** is actively enrolled in a repayment plan for each of the above-referenced accountsIn consideration of her enrollment, we have filed a Notice of Dismissal without Prejudice with the CourtEnclosed is a copy of the notice
Thank you for the opportunity to respond
Sincerely,
Sharon ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) ***
Enclosure:
Initial Consumer Rebuttal /* (2000, 7, 2015/11/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept as long as the dismissal is completed

July 31, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around March 20, 2015. Pursuant to Mr***’s request for validation of this debt, enclosed are copies of the final four *** Wireless statements. Please note the telephone number Mr*** provided on his complaint matches the number on the *** Wireless statement. Although we disagree with the merits of his dispute, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosures:

June 9, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Consumer Financial Protection Bureau case number: *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account. We received similar correspondence from the Consumer Financial Protection Bureau Jefferson Capital Systems, LLC acquired Mr***’s *** Wireless account and balance of $on or about March 31, 2017. Although we disagree with the merits of Mr***’s dispute, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from his credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### C: Consumer Financial Protection Bureau

July 12, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around December 1, 2015. A Right to Dispute letter was sent to Ms*** on August 12, 2016. Enclosed is a copy of the final *** Wireless billing statement. Please note the address on the statement is the address Ms*** provided on her complaint Although a balance remains, based on her dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

June 28, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** ***/ ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Dear Ms***: We acknowledge receipt of your additional correspondence sent on behalf of Ms*** concerning the above-referenced account. On November 5, 2015, the notice of assignment introducing Jefferson Capital Systems, LLC as the new creditor of her account was sent to Ms***. This letter also included the right to dispute notice. We received no response to the letter. A copy of the Redemption and Reinstatement Form and the Explanation of Calculation of Surplus or Deficiency letter was included with our response dated June 17, 2016. *** has notified us that they also sent copies of these letters to Ms***. Although we believe the balance is owed, to resolve the matter, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from Ms***’s credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 5, 2015/07/01) */
July 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description:
***
Case #***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above
Jefferson Capital Systems, LLC, purchased the*** account and balance of $in February from ***Based on Mr***'s claim he has no knowledge of the account, we have closed our file and terminated collection effortsWe are also notifying the credit bureaus to delete our trade line from Mr***'s credit bureau file
Thank you for the opportunity to be of service
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

May 17, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on May 17, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 22, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** account and balance of $1,on or around December 27, 2016. Electronic disputes were received from the credit bureaus which we verified. Although a balance remains, based on Ms***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/08/14) */
August 14,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mrs*** concerning her *** account
The *** account was opened in November and charged off in December The FTC settlement referenced in her correspondence affected accounts that were opened on or before December 31, As such, the account is not included in the settlementJefferson Capital Systems, LLC, purchased the *** account in January with the balance of $1,Enclosed is a copy of the charge off statement and the Bill of Sale
The Statute of Limitations does not absolve a debtor from payment of a debtIt does, however, provide for limitations during which time a creditor or debt collector may commence legal action for payment of a debtTo resolve Mrs***'s dispute and as a courtesy, we have terminated further collection efforts and closed our fileWe are also notifying the credit bureaus to delete our trade line from her credit bureau file
We appreciate the opportunity to clarify our position in this matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure:

Initial Business Response /* (1000, 5, 2015/11/09) */
November 9,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the*** account
According to our records, the*** account was opened in November and charged off in November Jefferson Capital Systems, LLC, purchased the*** account and balance of $in March Enclosed please find a statement representing the balance provided by***The account was subsequently placed with *** (RSE) in October In researching the matter with RSE, we were advised that on August 20th Ms*** was sent a letter advising the account had been referred to their officeOn September 25th, RSE filed suit on our behalf regarding this debtMs*** should contact them by calling toll-free *** or at the address of ***, Brookfield, WI
Thank you for the opportunity to address the matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure:

May 8, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on May 8, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 8, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC, Account #*** Our Client: *** *** *** (***) Original Creditor: *** *** MasterCard ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above. We are committed to maintaining a high degree of customer satisfaction and we regret that Mr***’s experience did not meet with our mutual expectations. The above-referenced account was referred to us by our client in November for collection efforts. In response to your communication, we have closed our file and returned the account to our client. We are also forwarding the communication to them for review This letter confirms Jefferson Capital Systems, LLC, has not reported any information regarding the account to the credit bureaus Sincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 4, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around June 5, 2017. Jefferson Capital has no record of received a previous request for validation of this debt. Although we disagree with the merits of Mr***’s dispute, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,

February 14, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account This letter will confirm that on February 14, we responded directly to Ms***. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####