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Jefferson Capital Systems

St. Cloud, Minnesota, United States, 56303

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Jefferson Capital Systems Reviews (%countItem)

This company does NOT do it's homework. Apparently in 2018 they won thru court to put a lien on my house for a debt I DO NOT OWE!! I never got any info they were taking me to court and after reading the court papers on who they served the description WAS NOT EVEN CLOSE TO BEING ME!! I did not even find this info out until in 2020 I sold my house and found there had been a lien put on it. Now I will be out of pocket more $$$ to get it off. Oh yeah after calling the company multiple times speaking to multiple people they tell me they cannot discuss this with me BECAUSE THE (MY) SOCIAL SECURITY # IS NOT WHAT THEY HAVE ON THE DEBT!!!

Fraudulent company, whom extorts the consumer after not being able to verify legally any debt the buy from banks. The duplicate their reporting to the Credit Agencies, and avoid removing both accounts, even when clearly the report mentions they have control over the account.

Got a ‘Payment Rewards Program’ offer in the mail. The debt is real, the legitimacy of the letter doesn’t not appear to be. First, this is a debt buyer, so they are in the business of setting these up. Upon logging onto the website provided, it asked for the specific invitation reference number, followed by the last four of social. After entering in info, the next page populated most of my information that was on the letter, however all three phone number fields were filled, albeit non correct numbers not close to my own. I clicked to continue and it error prompted me to adjust the birthdate, which was non accurate either. Upon changing it, a pop up window came up with context relating to inaccurate information on file, and a prompt to submit further documentation such as copy of DL/ID, social security card!?!?, or other related personal information. That’s not proper business ethics. This has all the making of a front for an ID theft scam. I would not follow up on it. What’s the worst that can happen by ignoring it? I already lost my job and house from the pandemic.

I called today after receiving a so-called payment offer letter. I was willing to make the payment; however, all I was asking for was documentation stating that this will be paid/settled in full because this letter only states to "resolve" your account. It says nothing to the effect that if I pay the amount that it will be settled in full. The man I spoke to was on speakerphone and my husband heard the entire conversation. He belittled me and proceeded to ask me "if I could read". I proceeded to tell him that I would not tolerate him belittling me and that apparently we are done talking. I simply told him that I will take my money and move on down my list of bills and that is how the call ended. If that letter was legitimate, then there shouldn't have been a problem providing documentation that if made that payment was made then it would be settled in full. Their letter doesn't state that, he refused to provide that, and in fact belittled me by asking if I can read. Extremely unprofessional and explains why they are not Revdex.com accredited. If I could give negative stars below a 0, I would.

I am so tired of this company calling me and saying that I owe a debt. I do not owe a debt and another person with my name does. I have told this company again and again to stop harassing me and yet they continue to do so. I would like ti to stop.

Harassed by mail that I have a valid debt, which I do not. I called to discuss and the agent was requesting my social security number before confirming my address or the account number provided. Bogus!

Jefferson Capital System LLC, send a fake wanna be attorney to my doorsteps and served me fake summons. I am being threatened with a lawsuit on my old debt they brought from ***. It's past the time limit, they can't sue but still trying and they are breaking the law coming after me. They can come after me with the BS, because for one they can't get a dime out of me, I don't give a whoot what a judge says, take me to court, the judge can kiss my ***. I ain't got no job and can't collect social security, I own no property in my name. So ain't nothing they can garnish. Good luck with coming after me.

These people are a joke. I called this morning TWICE I’m attempt to pay a debt & I was forwarded 3 times to people to CONTINUED to give me the run around. I called back to speak with a supervisor who’s name was “Jay” and he tried to pass me a long to someone else. I DONT KNOW A COLLECTION AGENCY WHO WONT TAKE MONEY WHEN SOMEONE CALLS TO SETTLE A DEBT. It doesn’t help that everyone who answers the phone sounds like every scammer out there

I was given a direct line to contact someone as they are the ones my case was referred to. I made multiple attempts to contact leaving my info for call back and everything and I have not heard a thing from them. I even told them I am trying to pay something off so you would think if I'm giving them money they would be interested in talking to me but no. Never in my life have I had such an issue trying to pay a bill.

I wish I could leave 0 stars for this company. I attended *** in 2013 and found out this year the school closed in April 2015 and wasn’t aware. I have a loan on my credit report that was just put back on there the 13th of July. I disputed it and nothing was sent to be from them. So I called to day they disputed it again and I let the representative know what’s going on since for some reason this company has no clue what goes on with the accounts they get sent over to by the company people are with. He says I have to wait 30 days for the dispute and I won’t be emailed but they’ll mail me about the results. So I ask how do I get something when I was never told about this account from their company in the first place? So he said he doesn’t know but he can transfer. Me too account representative so I said OK that’s fine transfer me. So the lady comes on and I explained to her the same thing I told him about *** she said that she Didn’t know and that they don’t know anything about the company they get the accounts from. So I told her how are you not gonna know about what’s going on with *** and that there’s a lawsuit and they gave all the money back from the student loans that was taken out back to the lender and she stated that they can’t stay on track of every lawsuit a company has. I said I’m not talk about a lawsuit I said since my account was sent over to your June 2014 and my account closed of November 17, 2013 I have a received anything from here. And she said it may be what they had the wrong address so I can friend her address I have and she said that’s what we have and that there’s been many disputes on this so they are going to go ahead and close it. And I asked her what dispute she said there was one place last year of 2018 but I didn’t send you any information and proof that the school was closed and that my account was close I said well you never sent me anything. So my thing is you’ll be having this on my credit score then took it off and put it back on even after I made is cute and yeah say that you had to do our research so look over the information and find out. So how did you do your research and not find out that *** is closed in my van was sent back she’s at I don’t know that we are not sold it by the person that takes these accounts I said so why do I have to wait 30 days free Yatta say here and say get off my credit score when I can send you all the information I want she said no need to do that we wanna research it. I said it makes no sense I’m not gonna wait 30 days for your research and I can just send you the information and she said since there’s been so many disputes are just going to close it out so why close it out if you’re going to do a dispute on it that makes no sense so I’m going to call them back tomorrow and contact them again So how did you do your research and not find out that everything is closed and my van was sent back she’s at I don’t know that we are not sold it by the person that takes these accounts I said so why do I have to wait 30 days for them to get off my credit score when I can just send you all the information I want she said no need to do that we wanna research it. I said it makes no sense I’m not gonna wait 30 days for your research and I can just send you the information and she said since there’s been so many disputes are just going to close it out so why close it out if you’re going to do a dispute on it that makes no sense so I’m going to call them back tomorrow and contact them again on July 23,2019 for them to stop the disputes and email them or fax them my account information on this loan and show them about *** being close as of 2015. This company needs to be investigated due to lack of research if they did this to me imagine how many people that didn’t owe money or owe what they said and gotten paid. And other students from *** that account was sold to them.

I would give them 0 stars. Do not do business with these people. They just want to make money off of poor people and people who are trying to better themselves. I think they are fraudulent people and should be put out of business.

horrible service and information.....to me it's a shady company

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