JR Direct Funding

I bought a car from Bill turner in Luray and the car gave me nothing but problems. I returned their car and it was sold for 3000. This was in 2009. I moved to Pennsylvania in 2010. They evidently got a judgement against me in culpeper County where I did not reside nor did I sign the paperwork. They used my father's address from 2008. I NEVER received service. They renewed the judgment on Nov 2 2022. My employer got a wage garnishment served today Nov 20 2022 in their Virginia office. This is fraud. If they can skip trace my employers in Pennsylvania then they know I reside in Pennsylvania. However Pennsylvania does not allow wage garnishment or collection of judgements other than taxes or child support. He did this intentionally to and fraudulently. Im calling an attorney first thing in the morning as this debt is 12 years old and predatory.

Revdex.com Viewridge Ave# San Diego, CA Re: [redacted] (file# [redacted] ) Dear Ms***, [redacted] has an unpaid Court Ordered Judgment with our officeWe called her employer to verify her employment on June 25th It turns out SHE is the payroll person at her company and the call got routed to herWe explained the reason for the employment verification We offered her an alternative to Garnishment---a payment planThe Garnishment would take approximately $a monthWe otiered her three payment plans, $450, $or $a monthAll of these options would stop further interest charges [redacted] refused the payment plans offered so Garnishment was requested from the CourtInterest has been updated and Court Costs have been addedThe option of a· payment plan is still available [redacted] was sent a letter where we offered to drop the Garnishment in favor of a $minimum monthly payment plan Her accusations of "obscenities" or "swear words" are falseWe did not "threaten her job"However, we did make it clear that a Garnishment was in the offing as this was a long overdue Court Ordered debtAn alternative was proposed---the payment planShe declined We have been more than fair with [redacted] We are not required to drop the Garnishment or interestYet we stand ready to do so if she chooses to pay voluntarilyOtherwise, we are left with no reasonable option to collect on this Court Ordered Judgment Her "dealing" with another collection agency is not an optionJR Direct owns the Judgment and payment will need to be made to usShe had an opportunity to appear in Court to dispute the claimShe didn't She then had months to appeal if she felt the Judgment was unfair She did not do so Garnishment is simply the natural consequence to refusing to voluntarily pay a legitimate debtShe can get the Garnishment dropped whenever she desires to honor a payment plan instead Very truly yours, [redacted]

A letter was shipped to my address, dated 03/31/and on 5/2/a letter was tapped on my front doorIn both cases the letter says nothing with details concerning of what they are trying to collect onI also on 5/2/came across my work history on a website where you can look up your employment historyI found this company listing as a company looking at my work history as far back as 2014, yet I'm just now in receiving a letter from themI am not sure why they are being allowed to harass me in such a wayMy work history should be secure but dose not appear to beWhen I read about the sight where this work history is found, it claims it is for employers, employees, or people from agencies like public assistanceI am very disturbed

Re: Complaint from *** *** #***
Dear Ms***,
Enclosed is a copy of the Court Ordered Judgment that was sent to *** *** May 28th My company, JR Direct is the owner of this JudgmentThe letter Ms*** was sent referenced a legal procedure in Virginia wherin a Deputy Sheriff comes out to make an inspection of assets that could be sold to satisfy in whole or in part the JudgmentNo mention of "Police" was madeFactually, the above legal procedure was requested on September 16th and will be requested again imminentlyThe procedure is called a Writ ofFieri Facias and is quite common in VirginiaMs***'s excuses for not calling or writing us to get clarification are insufficientWe have made multiple efforts to reach out to Ms***, as recent as days ago, without contact(Unrelated to this "complaint" per se.)
Because I was in Virginia I did not get your letter (Mailed 4-22-16) until todayI never got the 1st letter you referencedI trust this response clarifies the truth of this matterVery truly yours,

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.I have never received any document like this one nor have I ever received any type of court paperwork or court appearanceI feel as though this company is fishing for information and has stolen my identity to bully me into paying for somethingI do not have them listed on my credit report for any of my debt that would be in collections therefore I feel as though they are lying and this is harassmentI want them to discontinue any and all contact with myself and also no longer look at my information through the job link website.
Regards,
*** ***

A letter was shipped to my address, dated 03/31/2016 and on 5/2/2016 a letter was tapped on my front door. In both cases the letter says nothing with details concerning of what they are trying to collect on. I also on 5/2/2016 came across my work history on a website where you can look up your...

employment history. I found this company listing as a company looking at my work history as far back as 2014, yet I'm just now in 2016 receiving a letter from them. I am not sure why they are being allowed to harass me in such a way. My work history should be secure but dose not appear to be. When I read about the sight where this work history is found, it claims it is for employers, employees, or people from agencies like public assistance. I am very disturbed.

Revdex.com
47 47 Viewridge Ave. #200
San Diego, CA 92123
Re: [redacted] (file# [redacted])
Dear Ms. [redacted],
[redacted] has an unpaid Court Ordered Judgment with our
office. We called her employer to verify her employment on June 25th.
It turns...

out SHE is the payroll person at her company and the call got
routed to her. We explained the reason for the employment verification.
We offered her an alternative to Garnishment---a payment plan. The
Garnishment would take approximately $350 a month. We otiered her
three payment plans, $450, $350 or $250 a month. All of these options
would stop further interest charges.
[redacted] refused the payment plans offered so Garnishment was
requested from the Court. Interest has been updated and Court Costs
have been added. The option of a· payment plan is still available.
[redacted] was sent a letter where we offered to drop the Garnishment
in favor of a $250 minimum monthly payment plan.
Her accusations of "obscenities" or "swear words" are false. We
did not "threaten her job". However, we did make it clear that a
Garnishment was in the offing as this was a long overdue Court Ordered
debt. An alternative was proposed---the payment plan. She declined.
We have been more than fair with [redacted]. We are not required to
drop the Garnishment or interest. Yet we stand ready to do so if she
chooses to pay voluntarily. Otherwise, we are left with no reasonable
option to collect on this Court Ordered Judgment.
Her "dealing" with another collection agency is not an option. JR
Direct owns the Judgment and payment will need to be made to us. She
had an opportunity to appear in Court to dispute the claim. She didn't.
She then had 6 months to appeal if she felt the Judgment was unfair.
She did not do so.
Garnishment is simply the natural consequence to refusing to
voluntarily pay a legitimate debt. She can get the Garnishment
dropped whenever she desires to honor a payment plan instead.
Very truly yours,
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
I have never received any document like this one nor have I ever received any type of court paperwork or court appearance. I feel as though this company is fishing for information and has stolen my identity to bully me into paying for something. I do not have them listed on my credit report for any of my debt that would be in collections therefore I feel as though they are lying and this is harassment. I want them to discontinue any and all contact with myself and also no longer look at my information through the job link website. 
Regards,
[redacted]

Re: Complaint from [redacted]Dear Ms. [redacted],Enclosed is a copy of the Court Ordered Judgment that was sent to [redacted] May 28th 2013. My company, JR Direct is the owner of this Judgment.The letter Ms. [redacted] was sent referenced a legal procedure in Virginia wherin a Deputy Sheriff comes out to make an inspection of assets that could be sold to satisfy in whole or in part the Judgment. No mention of "Police" was made.Factually, the above legal procedure was requested on September 16th 2014 and will be requested again imminently. The procedure is called a Writ ofFieri Facias and is quite common in Virginia.Ms. [redacted]'s excuses for not calling or writing us to get clarification are insufficient. We have made multiple efforts to reach out to Ms. [redacted], as recent as 4 days ago, without contact. (Unrelated to this "complaint" per se.)Because I was in Virginia I did not get your letter (Mailed 4-22-16) until today. I never got the 1st letter you referenced. I trust this response clarifies the truth of this matter.Very truly yours,

Review: Harassment from JR direct I have received several false court documents requesting personal information, sent a letter of verification of debt and have received no responseDesired Settlement: There is already a case being investigated with this company for harassment

Business

Response:

April 24, 2013

Revdex.com San Diego Re: ED [redacted]

Dear Ms. [redacted],

Enclosed is a copy of the judgment on [redacted]. This is the same person as [redacted]. SS # last 4 digits: [redacted].

The court ordered judgment was sold to us and properly assigned to us by the court in January 2011.

A copy of the this Judgment has been sent to [redacted] two times, Jan 28, 2011 and March 8, 2011

A call to the Page County Court in Virgina ###-###-#### will confirm the debt was assigned to JR Direct.

Just give the clerk the case# [redacted]

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.

Regards,

[redacted]JR Direct stated that he sent me copy of judgement 2 times,this is a false statement because I never received them. I started receiving mail from Jr direct in 2012 and they were in the form of subpoena for information and they were not legally signed by judge or court because I did all my research I can provide all papers and also sent a letter of debt verification and JR Direct never responded.

Review: I GET A CALL AT MY PLACE OF EMPLOYMENT TODAY FROM THE SAID CREDITOR ABOUT A DEBT THAT HAS REMAINED UNPAID SINCE 2009. I AGREED TO SET UP A PAYMENT PLAN BUT THE AMOUNT I AM ABLE TO PAY AT THIS POINT IN TIME WAS NOT SATISFACTORY TO JR DIRECT. THE WOMAN I DEALT WITH WAS SCATTERED, DID NOT HAVE APPROPRIATE INFORMATION ON HAND AND HER SUPERVISOR WAS IN THE BACKGROUND SPEAKING OBSCENITIES, THREATENING MY JOB, USING SWEAR WORDS, ETC. WHEN I ASKED THE LADY TO SPEAK WITH HIM SHE REFUSED TO ALLOW ME TO DO SO. I THEN PROCEEDED TO ASK TO SPEAK TO THE SUPERVISOR OF HER SUPERVISOR AND THEY WOULD NOT ALLOW THAT EITHER. THEIR BEHAVIOR IS UNACCEPTABLE AS A COMPANY AND ALL PARTIES ASSOCIATED WERE MORE THAN UNPROFESSIONAL. I REFUSE TO WORK WITH THEM IN ORDER TO RESOLVE A DEBT.Desired Settlement: I WISH TO DEAL WITH ANOTHER COLLECTION AGENCY. PERIOD!!!!

Business

Response:

Revdex.com

47 47 Viewridge Ave. #200

San Diego, CA 92123

Re: [redacted] (file# [redacted])

Dear Ms. [redacted],

[redacted] has an unpaid Court Ordered Judgment with our

office. We called her employer to verify her employment on June 25th.

It turns out SHE is the payroll person at her company and the call got

routed to her. We explained the reason for the employment verification.

We offered her an alternative to Garnishment---a payment plan. The

Garnishment would take approximately $350 a month. We otiered her

three payment plans, $450, $350 or $250 a month. All of these options

would stop further interest charges.

[redacted] refused the payment plans offered so Garnishment was

requested from the Court. Interest has been updated and Court Costs

have been added. The option of a· payment plan is still available.

[redacted] was sent a letter where we offered to drop the Garnishment

in favor of a $250 minimum monthly payment plan.

Her accusations of "obscenities" or "swear words" are false. We

did not "threaten her job". However, we did make it clear that a

Garnishment was in the offing as this was a long overdue Court Ordered

debt. An alternative was proposed---the payment plan. She declined.

We have been more than fair with [redacted]. We are not required to

drop the Garnishment or interest. Yet we stand ready to do so if she

chooses to pay voluntarily. Otherwise, we are left with no reasonable

option to collect on this Court Ordered Judgment.

Her "dealing" with another collection agency is not an option. JR

Direct owns the Judgment and payment will need to be made to us. She

had an opportunity to appear in Court to dispute the claim. She didn't.

She then had 6 months to appeal if she felt the Judgment was unfair.

She did not do so.

Garnishment is simply the natural consequence to refusing to

voluntarily pay a legitimate debt. She can get the Garnishment

dropped whenever she desires to honor a payment plan instead.

Very truly yours,

Review: This company is trying to get money from me and keep harassing me for a vehicle that I had from a car dealer that was a junk car that I let go back for the reason it was no good and keep breaking down on me that was resold 3 or 4 times and the company were I bought the vehicle has went bankrupt but Jr Direct Funding says that I owe way more then I financed the vehicle for.Desired Settlement: For them to stop harassing me and this issue resolved

Business

Response:

May 6, 2013Dear [redacted],This consumer/judgment debtor owes this legally court ordered debt. Note the Judgment by [redacted] LLC, which we purchased and the garnishment evidences our ownership. We have garnished this debtor'd wages. He has agreed to a $150 a month payment plan twice. March 27,2012 and April 16,2013.Any assertion that he doesn't owe is false and new.

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.

I am not satisfied because I do not owe what they are saying I owe. The vehical I purchased from [redacted] Inc. who has went bankrupt was junk thats why I let it go back and it was resold 4 or 5 times and Jr.Direct keeps harrasing me and they want me to pay way more then what the listing price.

Regards,