KDC Financial Corporation

Goodafternoon, My name is [redacted], CEO of ** [redacted], in [redacted]Ms[redacted], My Company "HAS NEVER, EVER SIGNED A BROKERAGE AGREEMENT OR COMMERICAL CONTRACT WITH HER"mR[redacted], WAS A "Private Investor", For A Company Called: [redacted]
[redacted]Which She has Signed & Notarized An agreement with that company to participate in an investment program with themApaarently, Late December and Early January, the (2) Owners Of [redacted], had gotten into a "Bitter Business Fight", regarding Ownership Of: [redacted] **The Owner's Of [redacted]I had to stop [redacted] Funding: Because, of the "Dispute & Claim's That Each owner was stating and accusingAt this present time: We have No Funding Available: Until Each Owner can Provide True Ownership and Come To "Real Solution"We do not engage or encourage in any business dismantling of ownership and slanderings[redacted], Owners: [redacted], had introduce [redacted]To My firm, they were seeking a $2.25Million Commercial Bond Loan (144A Regulation D) Program.[redacted] She needs? to Make Contact To ThemTo Starighten Out Their ProblemTo Receive Her Re-fundMs[redacted], is "NOT MY CLIENT: NOR DO I HAVE ANY SIGED AGREEMENT WITH HER"? ? ? ? ? ? ? ? ? ? ?

FIRST & FOREMOST: I HAVE BEEN IN "CONSTANT COMMUNICATION WITH [redacted] & [redacted]"SO, FOR THEM TO SIT THEIR AND ACT LIKE THEY HAVE BEEN "ABANDONED", THAT CLAIM IS COMPLETELY FALSIFIED! MY ATTORNEY MR[redacted]? HAS BEEN OPEN AND READILY AVAILABLE TO MR& MRS
[redacted]!? ALSO, MR[redacted], HAS RECEIVED $7,USDTHAT WAS? IN THE BUYER'S ESCROWED ACCOUNT! SO, THIS ISN'T ABOUT: MIS-COMMUNICATION OR BEING MIS-INFORMED BY COMMUNICATION EFFORTSMR& MRS [redacted], WE HAVE BEEN IN COMMUICATION WITH THEIR INITIAL ATTORNEY: [redacted]SHE HAD SPOKEN TO ALL OF MY ATTORNEY THAT I WORK WITH THAT KNOWS MY CHARACTER, THEY KNOW MY "GOODWILL" .HEN THIS PROGRAM THAT WAS BROUGHT TO ME FROM AN BROKER: OUT OF THE NORTH CAROLINA " FIRST MERCHANT", [redacted]: I MADE SURE THAT " ALL OF MY CLIENT'S WAS INFORMED OF THE CHANGES"I "TERMINATED THE PROGRAM WHEN IT "FAILED": TO YIELD THE PROGRESS THAT WAS GIVEN TO MY COMPANYSO, FOR MR& MRS [redacted], SIT HERE AND ACT LIKE THEY WERE DECIEVED, IS TOTALLY DISGUSTING! BECUASE, THEY WERE " SPOON FED INFORMATION"WHEN THEY CALLED & HARASSED MY BROKER'S WHO BROUGHT THM [redacted], I WILL NOT TOLERATE ABUSED! THEY TOOK OUR "KINDNESS FOR WEAKNES", AND ABUSED THE TELEPHONE PRIVILGESUNTIL WE CAME TO A CONCLUSIONI WILL ONLY SPEAK TO YOUR ATTORNEY! WHEN WE MADE THAT CHANGE: THAT IS WHEN [redacted] & [redacted] DECIDED THEY NEEDED TO MAKE " FALSIFIED REPORTS & STATEMENTS WITH OUTSIDE AGENCY'S"IN HICH THEY DID THIS WITH THE INTENT TO: DISRUPT MY BUSINESS REPUTATION WITH MALICIOUS INTENT.? A GENTLEMEN FROM A FORENSIC ACCOUNTING COMPANY: MR[redacted] HAD CAME TO MY OFFICE, I SHOWED HIM EVERYTHING, I TOLD HIM I WAS STILL IN THE PROCESS OF " LIQUIDATING MY BOND'S"HE IS AWAARE THAT OUR COMPANY HAS REFUNDED OVER: $130,WITH FULL DOCUMENTATIONWHEN HE HAD SEEN EVERYTHING, HE JUST "STATED", MSC[redacted], PLEASE LET ME KNOW, WHEN YOU ARE LIQUIDSO, HE CAN LET BOTH THE AGENCY WHO HIRED HIM AND THE [redacted]'S KNOW OF THE TIME PERIODIN WHICH I AM WORKING " EXPEDITIOUSLY", TO GETTING THE REST OF THE REFUNDS OUT!? BUT, THEIR IS NO NEED TO "SIT HERE AND MAKING: FALSIFIED, BOLD STATEMENTS THAT ARE " CLEARLY UN-TRUE"AND LIKE I HAVE TOLD MR& MRS[redacted], I CAN START LEGAL PROCEEDINGS AGAINST THEM FOR THESE CLAIMS & STATMEMENTBECAUSE, THE LAW PROTECTS EVERY BUSINESS OWNERIF, YOU ARE GOING TO MAKE AN "OUTLANDISH STATEMENT", YOU BETTER COME WITH THE TRUTHTHIS MALICOUS CAMPAIGN OF INFORMATION WITH BE PROSECUTED TO THE EXTENT OF THE LAW.? ? ?

MR[redacted],? IS A VERY BEWILDERED INDIVIDUAL, I HAVE KEPT MINIMAL COMMUNICATION WITH MR[redacted], BECCUASE HE CHOOSES TO BE BELLIGERENT, USING EXPLETIVITES LANGUAGEI " REFUSED", TO ENEGAGE, AND DROPPED DOWN TO HIS LEVEL OF COMMUNICATION AND UNDERSTANDING!? FOR SOMEONE WHO
PROCLAIMS TO BE " PROFESSIONAL BUSINESS OWNER & ? CONTRACTOR", HIS COMMUNICATIONS SKILLS IS DEFINITELY "CHALLENGED".? MR[redacted], WAS REFERRED TO MY COMPANY FROM HIS REFERRING BROKER: "[redacted]; COMPANY OWNERS OF: ARS, DETRIOT MICHIGAN".? THE "RESIDENTIAL BOND LOAN PROGRAM: IS FOR "PRIMARY HOME LOAN (ONLY)", SUPPORTS CLIENTS THAT CAN SHOW THE ABILITY TO PAY , BUT THEY HAVE CHALLENGING CREDIT ISSUES, HISOTRY OF INCOME THAT IS NON-TRADITIONAL USING BANK STATEMENTS OR INVESTMENT INCOME STATEMENTSBASICALLY: CLIENTS THAT ARE "NON-CONVENTIONAL".? ALTERNATIVE PRIVATE MONEY HOME LOANTHIS PRODUCT WAS BROUGHT TO MY FIRM FROM A BROKERAGE FIRM: [redacted]THE PRODUCT WAS "PRIMARY HOME LOAN, BORROWER'S INCOME "3X'S THE MORTGAGE PAYMENT, FULLY AMORTIZED 30YR LOAN, INTEREST RATE: 1.00%, NO PRE-PAYMENT PENALTIES(4.5%):? BOND PAYMENT: INCLUDED BOND, APPRAISAL REPORT, AND HOME INSPECTIONCLOSING TAKE 45-BUSINESS DAYSTHIS? WAS QUOTED TO EVERY CLIENT.? SOME CLIENTS WOULD COME WITH A? (30DAY) CONTRACTTHAT? BECOME VERY CHALLENGINGMR[redacted], HAD CAME WITH A "PROPERTY", THAT WAS NON-PRIMARY RESIDENTIAL PROPERTYHE IS A CONTRACTOR, WHO AT THE TIME APPLIED FOR A LOAN WITH OUR FIRM; DID NOT DISCLOSED THAT HIS " CONTRACTOR LICENSE" WAS UNDER REVOCATION"THAT THE PROERTY THAT HE DISCLOSED ON THE APPLICATION WAS AN PROPERTY "[redacted], WAS IN "FORECLOSURE"IT IS TO MY UNDERSTANDING THIS WAS IN INVESTMENT PROPERTY, THAT WAS A "FALL-OUT", FROM HIS BUSINESSSO, MR[redacted], IS VERY DECEPTIVE AND VERY AGGGRESSIVE WHEN ASKED FOR CLARIFICATIONTHIS PROGRAM DOES NOT SUPPORT "INVESTMENT PROERTIES"THIS IS AFTER, I AND [redacted] WAS MET WITH AGRESSION FROM MR[redacted], WIRE ON 12/15/2016: $22,TO BE COME A CLIENT AND START THE PROCESS OF FUNDINGMR[redacted], NEVER TOLD THE TRUTH UNTIL AFTERWARDSHIS LOCAL BANK, HAD REACHED OUT TO US, FOR UPDATES AND WE TOLD THEM THE "ACTUAL PROCESS TIME", SHE HAD GIVEN MR[redacted], AN EXTENTIONSO, TO RECEIVE AN EXTENTSION, THEY REQUESTED PAYMENT TO BE MADEMY COMPANY, HAD MADE CONCESSIONS FOR MR[redacted], TO HELP HIM BECAUSE, OUR INVESTMENT BANKERS AND ATTORNEY'S WERE STILL IN PROGRESS TO : LIQUIDATING MY CORPORATE BONDSI HAD EXPLAINED THIS TO MR[redacted], AND ALL CLIENTS THAT WERE PARTICIPATING IN, "THE RESIDENTIAL BOND LOAN PROGRAM"SO, ON FEBRUARY 28, 2017, I WIRED: $5,USDTO FALCON NATIONAL BANK.? ? BECAUSE,? MY? INVESTMENT BANKERS NEEDED MORE TIMEI? SENT OUT :CERTIFIED LETTER'S, TO "ALL CLIENTS , THAT WERE PARTICIPATING IN THIS PROGRAM"TO LET THEM KNOW, THAT I WILL BE DISCONTINUING THE PROGRAM, EFECTIVE? MARCH 20,BECAUSE, I COULD NOT MEET THEIR "TIME LINE AND DEADLINES"SO, FOR MR[redacted], TO MAKE "STATEMENT AND CLAIMS", AGAINST MY COMPANYTHIS CAN HAVE LEGAL RECOURSE.? MR[redacted], HAS BEEN INFORMED WEEKLY[redacted], RECEIVED WEEKLY UPDATESI WILL NOT TOLERATE : THREATS, EXPLETTIVITES LANGUAGETHAT WILL BE DIRECTED AT ME OR MY STAFF! THIS IS UN-ACCEPTABLE BEHAVIOR!? II WILLL NOT TOLERATE THIS KIND OF BEHAVIORMR[redacted], STATED HE WILL CONTINUE WITH THIS KIND OF BEHAVIOR UNTIL HE RECEIVES HIS RE-FUNDHIS HAS RECEIVED : $5,OF HIS FUNDS DEPOSITEDLEAVING HIM A SMALLER BALANCE: $17,AT WHICH (ARS: [redacted]), WAS INFORMED FRIDAY, JUNE 16, THAT I AM GETTING DATE FOR FINAL REFUNDS: TUESDAY, ? JULY 11, I ALSO, INFORMED HER AGAIN ON MONDAY, JUNE 19, CONFIRMATIONBECAUSE, OUR ATTORNEY'S & INVESTMENT BANKERS WERE GIVEN: FINAL AUTHORITY 2WEEKS AGOTHAT THEY CAN PROCEED INTO :FUNDING OUR "BONDS"I TEXTED MR[redacted], ON MODNAY JUNE19, I TOLD HIM, THAT HE NEEDS TOO COMMUNICATED WITH [redacted], OF ARSSHE WILL INFORMED HIM! HE HAS AN ABSOLUTE DIS-REGARD OF INFORMATION: SAID "NO"! I WIRED YOU! YOU NEED TO UPDATED ME! I TOLD HIM BEFORE, IN OUR PREVIOUS TEXT MESSAGE: "I WILL NOT TALK", WITH HIM OR GIVE HIM DIRECT UPDATESYOU WILL NOT USE ABUSIVE LANGUAGE TOWARD ME OR ANY REPRESENTATIVE OF MY CORPORATION.? FOR SOMEONE ONE WHO SAYS HE HAS A "CONTRACTOR LICENSES AND BUSINESS", HE DEFINITELY SPENDS MORE TIME BEING DESTRUCTIVE THAN ACTUALLY WORKINGI DON'T HAVE TIME TO ENEGAGE WITH THIS (NONSENSE AND DESTRUCTIVE BEHAVIOR)? THAT? MR[redacted], CONTINUES TO ENEGAGE WITH.? HE IS? ALSO UPSET, THT I WILL NOT "FUND", THIS LOAN, WHY WOULD I WITH THIS "CONSTANT DEGENERATIVE BEHAVIOR"I DO HAVE CLIENTS THAT HAVE ALREADY RECEIVED? REFUNDSTHE LIQUIDATION OF THE BONDS: GIVES US MORE CAPTIAL TO COMPLETE THT PROCESSFOR THE REMINING CLIENTS THAT ARE IN THIS PROGRAMTHEY WILL BE RECEVING THEIR "FUNDING", AFTER JULY 17, WE ARE IN BUSINESS TO HELP "GOOD PEOPLE".? PEOPLE THT ARE ", UNDERSTANDING GREATFUL & RESPECTFUL"FOR IGNORANT & DISRESPECTFUL PEOPLE, THEY "NOT WELCOME? HERE"!? MR[redacted], IS IGNORANT AND VERY DISRESPECTFUL " I WILL NEVER FUND ANYTHING FOR HIM"!? MY COMPANY HAS THE "STANDING THAT IT DOES"! BECUSE, I DON'T RUN FROM MY PROBLEMS NOR BLAME OTHER PEOPLE FOR "PRODUCT FAILURE"I TAKE? RESPONSIBILITIY FOR MY COMPANYTHAT STARTS WITH "THE TRUTH"!? YOU NEED TO "TRY IT? SOMETIME MR[redacted]"INSTEAD, COMING IN WITH? PARTIAL AND ? TO HALF-TRUTH? INFORMATION"GET THE WHOLE TRUTH! THANK YOU! ? ? ? ? ? ?

[redacted] of KDC  she is a pathological  liar. And nothing in her reply was true. She just needs to return my money and we can be done with her. She has done this to several people not just me.  And all of our stories are the same. Addendum that we sent in October was for another Home that we never sent a deposit in for.  Wasn't until December that we finally decided to send in the deposit for a different home and both of our names were on that addendum. I have all of my paperwork for back up. She has been putting us off for six months now. The only outcome I would like to see is my refund with interest.

FIRST  AND FORE MOST : I TAKE FULLL RESPONSIBILITY FOR THE :"NON-PERFORMANCE & CANCELLATION OF THIS PROGRAM" I APOLOGIZE, FOR ANY OF THE INCONVENIENCES THAT [redacted] AND HER HUSBAND DICKSON IDUSUYI  HAD EXPERIENCE WITH THIS (ALTERNATIVE: PRIVATE  RESIDENTIAL...

LOAN PRODUCT).THEIR IS DEFINITELY "ERROR'S", IN [redacted] STATEMENTS. FIRST FOREMOST: I HAVE A SIGNED & NOTARIZED CONTRACT WITH : [redacted] (NOT) [redacted].  ON 10/17/2016. I  HAVE COUNTER-SIGNED ON 10/17/2016. THIS CLIENT CAME TO AS A (REFERRAL FROM (ARS:[redacted], and [redacted] Are The Owners. [redacted]'s Number: [redacted]. THIS PRODUCT, CAME ORIGNALLY FROM A BROKER IN [redacted]. WHEN THE PRODUCT STARTED CHANGING, I WASN'T GET THE RESPONSE AND UPDATE FROM THE BROKER [redacted] (FIRST MERCHANT) RALEIGH, [redacted]. [redacted] [redacted]: ASKED ME IF I COULD HELP, WITH GETTING THE FUNDING SITUATED AND ON TRACK. SO, I HAVE MY OWN CORPORATE BOND'S THAT I HAVE, (INTERCEDE) TO HELP ASSIST, WITH THIS TRANSACTION FOR FUNDING EFFORTS. WORKING WITH BANKS ON REDEEMING BOND PRODUCTS: IT IS NOT AN OVERNITE "45- 60DAYS PROCESS". I have been in "CONSTANT COMMUNICATION: WITH [redacted], ALL I GET IS HIS VOICE MAIL , MOST OF THE TIME. SO, HIS WIFE [redacted], I HAVE BEEN IN TALKS AND CORRESPONDENCE: EVEN SPEAKING TO HER "REALTOR", WHO ENJOY'S BEING BELLIGERENT. [redacted] & I WERE ARE NUMEROUS CONFERENCE CALL CALLS EXPLAINING THE CHANGES. WE (BOTH) WOULD  EXPLAINED TO HER THE DELAYS AND CHANGES THAT HAVE TAKEN PLACE, IN THE PROGRAM. SHE, HAS " USED NOTHING BUT: EXPLICITIVE OBSCENITY LANGUAGE, AND THREAT'S OF BODILY HARM TO MYSELF AND THE REFERRING BROKER'S". I HAVE REFUSED TO SPEAK WITH HER. I WOULD ONLY COMMUNICATE BY EMAIL, WHICH I HAVE "SAVED ALL CORRESPONDING EMAIL'S". ON MARCH 23, 2017, WHEN I SEEN OUR BANKS WERE STILL NEEDING MORE TIME TO PROCESS THE "BONDS".  I TALK WITH [redacted]; WEEKLY, REGARDING RE-FUNDS.. I HAVE RE-FUNDED (COUPLE OF CLIENTS: ALREADY IN AN EXCESS OF  . ... $100K Plus). WE ARE STILL IN PROGRESS WITH OUR RE-FUNDING EFFORTS. YES, THEIR ARE SEVERAL CLIENTS THAT ARE LOOKING FOR THEIR RE-FUNDS. BUT, THEIR ARE SEVERAL CLIENTS THAT ARE STAYING WITH MY CORPORATION: (KDC), BECAUSE, I DON'T MAKE "EXCUSES", AND I TELL THE TRUTH OF WHAT IS GOING ON WITH THE PROGRAM: THEY CHOOSE TO STAYED AND THEY CAN WAIT FOR: THE FUNDING.  BECAUSE OF THE "COMMUNICATION EFFORT'S & TRANSPARENCY" THEY UNDERSTAND, THE CHANGES THAT WE AS A COMPANY HAS BEEN GOING THROUGH. BUT, BECAUSE, OF THE "DIS-RESPECTFULNESS, RUDENESS, LACK OF CORDIAL COMMUNICATION : WE AS A COMPANY DECIDED THAT MR. & MRS. DICKSON IDUSUYI, WE WILL NOT FUND THEIR LOAN AT ALL. I DO NOT NEED TO ENGAGE WITH THIS KIND OF HOSTILITY. FOR THE OTHER CLIENTS THAT ARE BANNING TOGETHER WITH LIES AND DECITFULNESS, WE HAVE PAID ACCOMODATIONS : CONTRACT EXTENSTIONS (TWICE FOR MR. DICKSON). I HAVE PAID OUTSIDE EXPENSES FOR SEVERAL CLIENTS INCLUDING [redacted] [redacted]. FOR HER TO SIT THEIR AND MAKE : FALSIFIED STATEMENTS : STATING LACK OF COMMUNICATION, MIS-USE OF UND, AND FRAUD. I TAKE SURE OFFENSE. IF THIS CONTINUES, THEIR WILL BE (LEGAL RECOURSE). FOR MALICIOUSNESS & DEFAMATION OF CHARACTER. RECENTLY, I HAVE PROVIDED [redacted], MY ATTORNEY INFORMATION. SO, SHE CAN BE EDUCATED ON BONDS AND REDEMPTION PROCESS. BECAUSE, THE FUNDING HAD DELAYS: I DISCONTINUE THIS PRODUCT ON MARCH 20TH, SENDING OUT CERTIFIED LETTER'S TOO ALL THE CLIENTS THAT THIS PROGRAM EFFECTED. I HAVE FULL DOCUMENTATION OF OWNERSHIP OF MY BOND'S, PLUS CONTRACTS ON MY CURRENT PROGRESS. ANY CHANGES I MAKE WEEKLY UPDATES TO ALL CLIENTS. TAKING POSITIVE AND NEGATIVE RESPONSES.

FIRST AND FOREMOST [redacted], IF YOU ARE GOING TO REPORT INFORMATION ABOUT SOMEONE'S COMPANY, YOU DEFINITELY NEED TO GET YOUR FACTS CHECKED! : PLEASE, : "GET YOUR FACT'S RIGHT"! STOP, REPORTING SECOND HAND INFORMATION FROM A NON-VIABLE SOURCE ... [redacted], WHO IS A BITTER, "JEALOUS, LOW CLASS STREET THUG", WHO HAS "FAILED CREDIT REPAIR BUSINESS", THAT HAD RESULTED WITH "STREET CLIENTS: WHO THREATEN MR. [redacted] "! I HAD TOLD HIM , I WILL NOT ENGAGE WITH IS HIS ABUSIVE, VUGLAR LANGUAGE! SO, I HAVE NO COMMUNICATION FROM  "NON-CREDIT STREET THUG"!I DO NOT OWNED: {[redacted] SOLUTION, IN DETRIOT, [redacted]}, [redacted] & [redacted] ARE THE OWNERS: [redacted], NEWS HAS AGGRESSIVELY WENT AFTER THEM, BECAUSE, OF EXISTING BUSINESS PRACTICES AND PROGRAMS, THAT I HAVE NO INVOVLVEMENT WITH! SO, AGAIN I AM NOT ENTERTAINING SOMEONE ELSE'S PRODUCT OR PROGRAM. THE ONLY THING THAT I AM VERY MUCH INTERESTED IN GETTING RESOLVED: [redacted], IS :RE-FUNDING: THE COMMERICAL BOND LOAN PROGRAM (144A REGD ). THAT WAS THE ONLY PRODUCT THAT WAS INTRODUCED TO YOU FROM MY CORPORATION, THROUGH YOUR FORMER BROKER: [redacted], WHO WAS A BROKER AFFILIATED WITH ([redacted], [redacted] **).I HAVE REFUNDED: OVER $100,000.00 USD... [redacted]'S, YOU DON'T WANT TOO CHALLENGE ME WITH YOUR INPROPER ALLEGATIONS : I HAVE COMPLETE FULL PAPER TRAIL AND MY ATTORNEY'S! I HAVE COPIES OF MY TRANSACTIONS. I AM IN PROGRESS, TO COMPLETING THE RE-FUND PROCESS : " MY BOND'S ARE BEYOND 100% REAL", MY ATTORNEY, [redacted], HAD THEM IN HIS CUSTODY FROM 2015/2016! SO, AGAIN, YOUR SLANDERING, NEGATIVE ALLEGATION'S CAN DEFINITELY LEAD TO LEGAL REPERCUSSION & LEGAL RECOURSE. [redacted]: EVERY CLIENT'S FILE IS ADHERED TO "PRIVACY", AND IT IS ENFORCED! SO, LEGAL THIS IS NOT YOUR BUSINESS. FOR PUBLICLY PRESENCE TO HELP YOU GET "EDUCATED ON THE TRUTH: $[redacted]:$65,000.00 :02/2017, [redacted]: HAD PAID HOUSING & ATTORNEY FEE'S PAID IN RECEIPT: $21,200.00 - 12-2016 - 03-2017, [redacted]: $5,500.00 03/2017, [redacted]: $20,000.00, [redacted]: $60,000.00 12/2016, [redacted] 12/2016 01/2017.  WHEN IN THE FUTURE YOUR ARE MAKING STATEMENTS OR ADDRESSING MY COMPANY : K D C FINANCIAL CORPORATION, YOU NEED TO MAKE SURE THAT YOU ARE EQUIPPED WITH THE TRUTH? BECAUSE, "BED OF LIES", WILL BEEN YOUR DESTRUCTION!!!!!!!!!!!!!!!

Initial Business Response /* (1000, 8, 2015/07/14) */
I TRIED SEVERAL TIMES TOO CONTACT : MS. [redacted] .. . ..SHE NEVER RESPONDED TO MY EMAILS OR PHONE CALLS. SHE HAS HER PHONE ON CALL FORWARD. SHE BROKE OUR CONTRACTUAL AGREEMENT! SHE INITIATED CHARGED BACKS! NOW, FOR HER TO COME WITH THIS...

COMPLIANT, AGAINST MY COMPANY REGARDING SERVICES. .. WE HAVE BEEN TRYING TO CONTACT THIS CLIENT SINCE NOVEMBER, DECEMBER [redacted]. TODAY SHE WANTS TOO FILE A COMPLAINT. IS TOTALLY COMPLETELY OFF BASE! SHE NEEDS TO SEND OVER PROOF THAT I OWE HER, $[redacted] . LAST TIME I CHECKED, ACCORDINGLY TO MY MERCHANT PROVIDER: SHE RECEIVED ALL OF HER FUNDS.
SHE HAS BEEN AVOIDING MY COMMUNICATIONS. NOT THE OTHER WAY AROUND. I HAVE IN DEPT EMAILS THAT I CAN FORWARD ON FOR FURTHER REVIEW.
Initial Consumer Rebuttal /* (3000, 10, 2015/07/16) */
(The consumer indicated he/she DID NOT accept the response from the business.)
Feel free to attach all the emails along with your merchant provider info showing I received my funds back, call forward??? I replied to the emails sent and wanted all communications by emails since the merchant said I agreed to things over the phone that I didn't so I wanted records of everything. Stated we can talk over the phone only if I could record the phone call and she didn't reply which I assumed was a no. I'm still owned [redacted] as of today. Her idea of me breaking our contractual agreement was my email saying to cancel the order less than a week after I was charged and well before service was done. She refused to cancel then extended the date service was suppose to be done by over a month simply because she stated I broke agreement which allowed her to change the terms as she saw fit.

AGAIN, [redacted]'S, I NEVER SAID THAT I WAS NOT GOING TO "RE-FUND", THOSE CLIENTS THAT ASKED FOR A RE-FUND! I AM NOT RUNNING AWAY, HIDING, CHANGE "ANY NUMBERS", OR MOVED FROM MY CORPORATE LOCATION! WITH ALL OF YOUR HOUSING "DEPOSITED, MADE 11/2016: $18,250.00, AFTER ALL THOSE PAYMENTS PLUS YOUR HOUSING PAYMENTS MADE, WHEN YOU DECIDED TO "QUIT YOUR JOB AT: [redacted]", IN THE MIDDLE OF FUNDING... IN DECEMBER,2016". THE BALANCE FROM THE RESIDENTIAL BOND LOAN PROGRAM : $550.00. THAT IS THE FINAL NUMBER! ALL THOSE ATTORNEY'S, AND SELLER, PLUS: HOUSING PAYMENT'S CAME TO  A TOTAL BALANCE: $17,700.00. SO, THE ONLY "TRUE BALANCE THAT IS LEFT, FROM THE "COMMERICAL LOAN: THAT PAYMENTS GOES TO THE INVESTOR :"[redacted]" : $56,250.00. AS I SAID BEFORE: I M IN THE PROCESS OF  "LIQUIDATING/REDEEMING MY (BONDS).". IT IS A PROCESS UN-FORTUNATELY. I DON'T OWN THE BANK, BUT WE ARE IN PROGRESS. WE ARE NEARING THE END OF THE PROCESS: WITH IN THE NEXT COUPLE OF WEEKS, THEY BE DISBURSING THOSE FUNDS. AND THE FINL PAYMENTS WILL BE MADE. I AND NO HERE AT (K D C FINANCIAL CORPORATION), HAS MADE ANY "EXCUSES". I TAKE RESPONSIBILITY IN MY COMPANY'S ACTION. IT IS UN-FORTUNATE THAT OTHER BUSINESS OWNERS THAT WORK IN THE (FINANCING INDUSTRY), DOESN'T OWN UP TO THEIR RESPONSIBILTIES. " BLAME OTHER PEOPLE", FOR THEIR PART! I MAKE "NO EXCUSES", I WILL DO EVERYTHING TO RECTIFY THESE PROBLEMS. I HAVE ALREADY MADE RE-FUNDS TO (3) CLIENTS TO DATE. WITH THE FUNDS FROM THE REDEMPTION, I WIL BE ABLE TO MAKE "FINAL PAYMENTS", TO THOSE CLIENTS THAT REQUESTED RE-FUNDS. FOR THOSE CLIENTS, THAT "BELIEVED IN US, BECAUSE WE STAYED : 100% TRANSPARENT,  WITH UNDERSTANDING". THEY WILL BE RECEIVING FUNDING.  I UNDERSTAND YOUR FUSTRATION CHRISTOPHER, BUT TO MAKE FALSE ACCUSATION & UN-FOUNDED TRUTH (WITH [redacted]), IS TOATLLY UN-ACCEPTABLE! THIS IS DONE WITH INTENT( TO DEFAME) AND CONDUCT MALICE AGAINST MY CORPORATION!  THIS IS TOTALLY UN-EXCUSABLE!

FIRST AND FOREMOST: [redacted] YOU ARE ONLY ENTITLED YOUR REFUND! THEIR IS NO INTEREST! BECAUSE, YOU ARE RUNNING AROUND WITH " PARTIAL TRUTH IN YOUR MOUTH"! "GET THE WHOLE FACTS FIRST"! I HAVE COMPLETE AND FULL PAPER TRAIL OF MONEIES THAT I HAVE RETURNED!I HAVE RETUURNED OVER : "$105,000.00" USD AS OF JUNE 12, 2017!  I HAVE FULL DOCMENTATION: SO, BEFORE YOU "OPEN YOUR LYING AND MALICIOUS MOUTH"! "GET YOUR FACTS FIRST: STOP TAKING UNFOUNDED "SECOND HAND INFORMATION"! I DON'T NEED TO LIE ABOUT WHAT I HAVE!  YOU NEED TOO "WATCH YOUR MOUTH BEFORE MAKING STATEMENTS ABOUT ME! YOU DON'T KNOW ME TO KNOW WHAT I HAVE AND DON'T HAVE! "I HAVE APOLOGIZED TO EVERYONE FOR THE INCONVENIENCE AND HARDSHIP THAT THIS HAS CAUSED". I NEVER HAVE RAN FROM "ANY OF MY RESPONSIBILITIES FROM NO ONE! NOR DO I PUT OFF BLAME ONTO OTHER "CORPORATIONS". EVEN WHEN THIS IS THEIR "PRODUCT: [redacted]"!   LIKE I SAID IF YOU "CLOSE YOUR MOUTH AND LISTEN FOR THE "TRUTH", YOU WILL GET THE "FIRST HAND OF INFORMATION, NOT SECOND HAND". I AM ONLY RETURNING WHAT THE INITIAL DEPOSIT WAS GIVEN: NO ONE HERE AT K D C FINANCIAL CORPORATION: IS RUNNING FROM NO ONE ,,, WE HAVE THE SAME "TELEPHONE NUMBERS & CURRENT BUSINESS ADDRESS"! WE OWN UP TO OUR RESPONSIBILITY! AND PATHLOGICAL LIAR SEEMS TO BE YOUR "CHARACTER"! I HAVE A COMPLETE "PAPER TRAIL", OF "THREATENING EMAILS FROM YOU"! "IT IS IN BLACK AND WHITE"! I CAN'T WAIT FOR OUR BANKS TOO COMPLETE THEIR "PROCESS" OF "LIQUIDATING OUR "OWNED BOND"!  SO, I CAN COMPLETE THE RE-FUND PROCESS : IN REGARDS, TO THE "RESIDENTIAL BOND LOAN PROGRAM" "CORPORATE PROGRAM". AND YOU ARE DISGRUNTLED BECAUSE, I SAID "I WILL NOT FUND YOUR LOAN"! "WHY WOULD I". WITH A PERSON WHO LACKS "TACT & RESPECTFULNESS". PLEASE! THEIR IS NO SUCH THINGS AS " A PERFECT BUSINESS"! BUT, WHAT SEPARATES "ALL BUSINESS, TO : HAVE INTEGRITY, AND "WILLINGNESS: TO ACCEPT RESPONSIBILITY! ACT WITH POSITIVE ADMISSION'S AND MAKE CORRECTIONS, IF NEED TO! [redacted], THAT IS SOMETHING YOU DON'T HAVE! I WILL NOT LET YOU, OR ANY OTHER FIRM: (ARS: [redacted]) MAKE STATEMENTS OF : UN-FOUNDED TRUTHS!

Complaint: [redacted]
I am rejecting this response because: [redacted],You have made plenty of promises and not followed through. How many closing dates that did not happen?And again, trying to alter our contract without consent from me. We did not agree to allow you to spend our moniey in any other fashion except to fund the loan. We were told by [redacted] that you were paying the preoccupancy fees out of your pocket because you failed us and did not want the legal problems that would ensue.is Otherwise this debacle would have ended in December 2016 not March 2017 when you announced  by letter that you could not complete residential band loans and were canceling all loans effect effective immediatly. Then followed that with the statempent we would have our money back on May 2nd 2017.Stop lying and return our money, all $74,000.
Sincerely,
a Christopher Walters

Goodafternoon, My name is [redacted], CEO of ** [redacted], in [redacted]. Ms. [redacted], My Company "HAS NEVER, EVER SIGNED A BROKERAGE AGREEMENT OR COMMERICAL CONTRACT WITH HER". mR. [redacted], WAS A "Private Investor", For A Company Called: [redacted]...

[redacted]. Which She has Signed & Notarized An agreement with that company to participate in an investment program with them. Apaarently, Late December and Early January, the (2) Owners Of [redacted], had gotten into a "Bitter Business Fight", regarding Ownership Of: [redacted] **. The Owner's Of [redacted]. I had to stop [redacted] Funding: Because, of the "Dispute & Claim's That Each owner was stating and accusing. At this present time: We have No Funding Available: Until Each Owner can Provide True Ownership and Come To "Real Solution". We do not engage or encourage in any business dismantling of ownership and slanderings. [redacted], Owners: [redacted], had introduce [redacted]. To My firm, they were seeking a $2.25Million Commercial Bond Loan (144A Regulation D) Program.[redacted] She needs  to Make Contact To Them. To Starighten Out Their Problem. To Receive Her Re-fund. Ms. [redacted], is "NOT MY CLIENT: NOR DO I HAVE ANY SIGED AGREEMENT WITH HER".

I AM RESPONDING TOO THIS COMPLAINT: BECAUSE, I DO MAKE ACKNOWLEDGEMENT OF TWO LOAN PROGRAMS THAT HAVE FUNDING TIMES THAT COULD NOT ACCOMODATE AND MEET THE NEEDS OF THESE CONSUMERS. [redacted] AND [redacted]: [redacted] IS THE (FORMER OWNER OF CORPORATION: [redacted]...

[redacted]). AT WHICH HE HAD A PARTNER: [redacted]). [redacted] AND [redacted], HAD STAYED IN CONSTANT: ARGUMENTS AND ONGOING THREATS TOWARD EACH OTHER. WITH THAT KIND OF BEHAVIOR, WE SUMMONS BOTH PARTIES AND LET THEM KNOW THAT WE CAN NOT ENGAGE OR BE DRAWN INTO THEIR BEWILDERING ARGUING. NOR DO WE ENGAGE WITH MEDIATING BETWEEN THE BOTH PARTIES. SO, AS A CORPORATE DECISION WE "CANCELLED THEIR BUSINESS LOAN". AT THAT TIME BOTH PARTIES HAD A (PRIVATE INESTOR: [redacted]: WHO PLACED THE FUNDS UP ON THEIR BEHALF (8/22/2016):  $56,250.00). WHICH, FEE'S WERE SUMMONDED BY MY INVESTOR FROM NEW YORK; WHO SUPPORT THE (144A (REG D) BOND LOAN PROGRAM). THOSE FEE'S WERE SENT IN TO START THEIR FUNDING PROCESS. BECAUSE, OF THEIR CONSTNT NEGATIVE BEHAVIOR, THE INVESTOR ([redacted]), REQUESTED THE RETURN OF HER INVESTMENT. SHE HAD ONLY A CONTRACT BETWEEN ( [redacted]: [redacted] & [redacted]). WHICH TO DATE THEY ARE STILL (UN-RESOLVED MATTER'S, BECAUSE; OF A LACK OF COMMUNICATION  BY BOTH PARTIES).  AND AT THIS CURRENT TIME: THE PROGRESS FOR RETURNING OF THOSE FUNDS ARE IN : PROGRESS. ON 11/01/2016, [redacted] [redacted], HAD APPLIED FOR (ALTERNATIVE PRIVATE RESIDENTIAL BOND LOAN). THIS PRODUCT WAS INTRODUCED TO ME FROM A BROKER, MR. [redacted], (FIRST MERCHANT). THE PRODUCT HAD TAKEN A DOWN TURN WITH THEIR CURRENT PROVIDER FROM [redacted]. [redacted] & [redacted] FROM ( ARS: [redacted]). ASKED ME IF I COULD BRING SOME ASSISTANCE TO THIS PRODUCT; BECAUSE, WE ALREADY HAD CLIENTS INVOLVED. SO, I PLACED MY CORPORATE BOND'S UP TO SUPPORT THIS PRODUCT. THE REDEMPTION PROCESS OF CORPORATE BONDS, WITH THE BANKS:IT  IS A VERY STRENUOUS AND INTRICATE PROCESS. UNFORTUNATELY, I WAS NOT ABLE TO MEET THE CLIENTS TIME LINE. MS. [redacted], HAD DEPOSITED $16,846.00, TO COVER THE ( 4.5%) LOAN PROCESSING FEE : WHICH ALSO INCLUDED ..APPRAISAL & HOME INSPECTION COST. BUT, BECAUSE THEIR WAS ALOT OF AMIMOSITY FROM THE SELLER AND THE SELLER'S ATTORNEY. THIS WOULD LEAD INTO A UN-PRECEDNT SITUATION WHERE THEY WANTED INITIAL DEPOSIT TO CONTINUE : STARTING $4,900.00 ON 12/07/2016. THEN THE ATTORNEY CAME BACK AND ASKED FOR : $5,000.00 (12/9/2016)..  TO GIVE [redacted] & MS. MORGAN TO MOVE IN. THEN AT THIS TIME [redacted] & MS. [redacted], HAD NO (OUT OF POCKET EXPENSES) .. THIS WOULD LEAD INTO ADDITION 4MONTH CYCLE.. WHERE THEY NO HOUSING EXPENSE: 1/03/2017: $2,600.00, 02/05/2017 : $3,100.00, MARCH 0/13/2017:$2,100.00 BEING THE FINAL MONTH. WHERE I TOLD ALL CLIENTS MY BANK'S CAN'T MOVE ON YOUR TIME FRAME. SO, I "DIS-CONTINUE", THIS PROGRAM, MARCH 20,2017. ON MARCH 23, 2017, CERTIFIED LETTERS WENT OUT TOO ALL (KDC) CLIENTS. WHICH AT THAT TIME [redacted] AND MS.[redacted], HAD PLEADED WITH ME: CAN I GET THEIR FUNDING IN ANY POSSIBLE WAY  (BEFORE MARCH 31, 2017). I HAD EXPLAINED TO [redacted]'S THEN THAT IT IS NOT MY DECISION. THIS IS THE INVESTMENT BANK DECISION : WHEN THEY WILL HAVE MY FUNDS AVAIALBE FOR USAGE TO CLOSE ON THEIR PROPERTY. SOMETIMES WHEN YOU GO OUT OF YOUR WAY TO HELP INDIVIDUAL'S, (THEY WILL TAKE ADVANTAGE OF YOU AND THE SITUATION). AND THAT IVERY UN-FORTUNATE. BECAUSE, FOR THE MOST PART, THEY WERE LIVING : (5) MONTHS RENT FREE/ MORTGAGE PAYMENT FREE. ASLONG AS I WAS WILLLING TO PAY THEY MADE NO EFFORTS TO PAY ANY OF IT. DAILY COMPLAINING TO DAWN ( TELEPHONE/ EMAIL: TAG TEAMING HER). THAT BEHAVIOR IS VERY DISRUPTIVE. NO ONE CAN FUNCTION WITH THAT KIND OF BEHAVIOR. SO WHEN THE PROGRAM ENDED, I DID ENCLOSED WHEN I THOUGHT TO BELIEVE THE BANKS WOULD BE COMPLETED FOR DISBURSEMENT. IT DID NOT HAPPEN AT THAT TIME. WE RE-FUNDED CLIENTS THAT CAME IN THE BEGINNING ... THEY RECEIVED THEIR RE-FUNDS. WITH ALL OF THE EXTRA PAYMENTS WE WERE UNABLE TO CONTINUE RE-FUNDING, WE HAVE TO RELY ON OUR CORPORATE BONDS TO BE (LIQUID: AVAILABLE FUNDS). SO, AT THIS PRESENT TIME WE ARE IN PROGRESS WITH OUR INVESTMENT BANKS. WE HOPE TO HAVE POSITIVE RESPONSE THIS MONTH. IT DEFINITELY LOOKS LIKE WE WILL FOR THE MONTH OF : JUNE, 2017. I DO KEEP [redacted] ( ARS) . IN CONSTANT WEEKLY UPDATES AD CHANGES. SO, SHE IS AWARE OF THE SITUATION. I DO RELY ON HER TO MAKE SURE THAT THE INFORMATION IS DISBURSE TO ALL CLIENTS, THAT ARE SEEKING RE-FUNDS. WE DO HAVE CLIENTS THAT ARE ABLE TO STAY WITH ( KDC) , AND WAIT FOR THEIR FUNDING. THOSE ARE CLIENTS THAT HAVE BEEN: RESPECTFUL & UNDERSTANDING, AND WE ARE GLAD TO HELP THEM. FOR [redacted] & MS. [redacted]: UN-FORTUNATELY BECAUSE OF THE VERY "EXPLOSIVE PERSONALITY" ,TOWARD REFERRING BROKER (ARS). I AM UN-ABLE TO EXTEND ANY KIND OF FUNDING TO THEM .

Complaint: [redacted]
I am rejecting this response because:              We are victims of a much larger financial scam. [redacted] posted an investigative report on KDC Financial/[redacted] and her partners [redacted] and [redacted]. The report exposed them as con artists taking hundreds of thousands of doll[redacted] from clients seeking residential and commercial funding. KDC Financial/[redacted] has threatened us several times that she will not give us our refund unless we retract our Revdex.com complaint. And yes [redacted]/[redacted] was very upset and irate after [redacted] texted him this message ”2nd: once the negative statement is retracted only then will I send out the certified mail check!” [redacted] shared this text with us on Sept 8th then forwarded an email from [redacted] again stating and I quote “{And Also Before, Any Funds Will Be Released: "NEGATIVE INFORMATION, & STATEMENT'S MADE AGAINST MY COMPANY", MUST BE: "REFUTED", Negative Statement's. Before The Cashier Check is Mailed.... All Re-fund Clients Will Received A Scan Copy Of " Their Check", ... Prior To Secured  Mailing... . Once I see those statements Made (From Those Client's: You Know Who You Are)!.. Your Checks Will Be Mailed.”  My partner and I have been very patient with [redacted] and her delays, It’s now September and we still have not received our refund. We have a breach of our contract and a breach of our escrow agreement. She has admitted that our escrow funds are no longer available and after talking to several of her victims I don’t believe she’s refunded $130,000 to anyone. None of [redacted]/[redacted] clients have received any refunds or certified letters stating that KDC Financial will no longer be supporting the residential bond loan program and the commercial bond loan program. Bottom line we want our money refunded, no more wacky delays with Federal mandates, corporate bonds and treasury depts this all sounds like made up nonsense to try and by time. When will we be refunded?   [redacted] Posted: Sep 13 2017 05:54PM EDT Video Posted: Sep 13 2017 10:38PM EDT Updated: Sep 15 2017 04:39PM EDT     [redacted] [redacted] *
[redacted]