Kingcade & Garcia PA

I had gotten myself into a terrible financial situation. I filed Chapter 7 with Kingcade and Garcia in March 2014. At my initial meeting with Mr. Kingcade he was friendly, professional and clearly explained the process of filing, qualifying and proceeding. He explained the fees up front and ultimately I paid to the penny what he presented. Every associate I encountered was experienced and engaging. The amount of documentation they required was a challenge to put together but ultimately the package they put together coupled with the competence of the attorney that represented me at the discharge hearing resulted in my case breezing through in less than 10 minutes with only one question to me. I was amazed that all debt that could be discharged was. I was worried that the Chapter 7 would be stigmatizing forever but it wasn't, thanks to their team, now in 14 months I am pleased to report that both my Equifax and TransUnion Scores are back in the "Good" range. Since the bankruptcy I have not been late on any bills and actually pay ahead on my car loan. Firms are exceptionally busy. I strongly encourage anyone who may be considering bankruptcy to educate themselves. There is a tremendous amount of information available online. I am about 13 months from retiring I have to say that it is "very" reassuring to know I won't be waging war with creditors and finances. I was not proud to have let myself get in critical debt, I found the overall experience to be both uncomplicated and frankly life saving. I am more than pleased I did business with their firm.