Landrover Alexandria

*** *** is correct in that there was a credit inquiry submitted without her expressed permission.I will be contacting the credit reporting agency we use, ***, and inform them that the credit inquiry was submitted in error by Land Rover Alexandria and it is to be removed from ***
***'s credit history.I will update this file as additional information becomes available.Note by Charles B*** 9/24/

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted]I am rejecting this response because: The dealership inquired in January 2015, I emailed, wrote and called them. They requested multiple documents then they failed to respond. I've been fighting with the creditors they have refused to remove the inquiry. I have applied for credit and this could have affected my interest rates as this is still listed on my credit report. I have dealt with this for months the GM ignored me.
Charlie's wording "expressed permission" is deceptive as I never completed an application or inquired about purchasing a vehicle. Lastly "in error" in also deceptive there was no error in applying for credit without my permission or a signed application. This prctice is illegal and Land Rover Alexandria violated the Fair Credit Act.
Regards,[redacted]

Review: 1) Dealership is charging a $45,000 ($45k) "premium" in addition to the retail price of the vehicle. Forty-five thousand dollars is extreme price gouging.

2) Dealership stated that the consumer is required to finance the vehicle. They will not accept cash, wire transfer or bank issued check as a form of payment. You either finance the vehicle or you will not be allowed to purchase a new vehicle.Desired Settlement: Stop allowing this dealership and any other dealership from using unethical business practices. Allow any legal US citizen to purchase a vehicle without being required to pay excessive premiums and forced to finance. Denying a consumer the option of paying cash for a vehicle and only allowing financing should be illegal.

Business

Response:

See attachment or check attachment tab.