Lloyd & McDaniel, PLC

Revdex.com Conciliation Department: In response to a complaint filed against Lloyd & McDaniel with your office by [redacted] note the following: [redacted] signed an Agreed Judgment for this account agreeing to pay $per month until the account was paid in full; The agreement was filed with the [redacted] District Court on October 24, 2011, and approved by [redacted] ; [redacted] failed to make the payments she agreed too so our firm commenced with collection efforts to collect the remaining balance; The account remains open with our office and has not, at any time, been sold by our client; The account at the time suit was filed in July of was within the statute of limitations; The Agreed Judgment [redacted] signed in October of remains a valid Judgment We most certainly are not trying to ruin [redacted] life as she suggests, nor are we “crooks” as alleged; rather we are simply collecting a valid debt our client is owed If there is any additional information I can provide please let me know Additionally, we welcome [redacted] to contact our office to discuss her account if she so desires [redacted] COMPLAINT INFORMATION Customer Information: [redacted] *** [redacted] [redacted] [redacted] *** [redacted] [redacted] The details of this matter are as follows: Complaint Involves: Billing or Collection Issues [redacted] *** [redacted] [redacted] [redacted] [redacted]

I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution would be satisfactory to me I will wait for the business to perform this action and, if it does, will consider this complaint resolved Regards, [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below Regards, [redacted] It's not complicatedThis company is violating statutes of limitations regulations by harassing me

To whom it may concern: Please allow this email to serve as Lloyd & McDaniel’s response to complaint ID# [redacted] filed with your office by [redacted] on June 15, After the filing of the complaint, we spoke with Ms [redacted] to clear up the confusion that had arisen on her account Furthermore, we encourage her to contact the collector assigned to this file at [redacted] if any additional clarification is needed

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below
Regards,
*** ***
I am NOT satisfied with this responseas i'd stated previously, how does one have a wage garnishment, settles the owed amount, and re garnished YEARS later? my lawyer is looking into itthe judge ordered "2500.00" and that's what was paid

In response to the complaint filed on April 27, 2015, by *** *** with an assigned ID of ***, please note a valid judgment is in place and the garnishment was filed to collect the remaining balance due. The balance due reflects the judgment amount with costs and
interest minus payments made. Ms*** is welcome to call our office to discuss this matter further

The amount owed by Ms. [redacted] to [redacted] I, [redacted], at the time her account was placed with Lloyd & McDaniel, PLC was $975.03. After the account was placed with Lloyd & McDaniel, payments totaling $587.00 were made on the account.  On April 24, 2017, judgment was entered in favor of...

[redacted] I, [redacted] and against [redacted] in the amount of $388.03, plus court costs in the amount of $115.50, plus costs ordinarily occurred in the collection of judgment, plus interest at the rate of 12% per annum from the date of judgment, until the judgment is satisfied in full.  Since the date of judgment, payments totaling $548.40 have been received on the account, pursuant to a continuing wage garnishment and 1 bank garnishment.  The current balance owed on the account is $19.20.   The bank garnishment referenced in Ms. [redacted]’s complaint was issued on or about January 5, 2018 and released to Lloyd & McDaniel, PLC on January 26, 2018.  After applying those funds to the account, a balance remains on the account in the amount of $19.20.  On January 17, 2018, Ms. [redacted] requested a pay history on her account for the first time.  Lloyd & McDaniel, PLC has sent the requested pay history to Ms. [redacted].  Should Ms. [redacted] want another pay history sent to her or should she have any additional questions regarding her account Lloyd & McDaniel invites her to contact its office.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
Regards,
[redacted] It's not complicated. This company is violating statutes of limitations regulations by harassing me.

To whom it may concern:
 
Please allow this email to serve as Lloyd & McDaniel’s response to complaint ID# [redacted] filed with your office by [redacted] on June 15, 2015.    After the filing of the complaint, we spoke with Ms. [redacted] to clear up the confusion that...

had arisen on her account.   Furthermore, we encourage her to contact the collector assigned to this file at [redacted] if any additional clarification is needed.

In response to the complaint submitted with your office on 2/13/2017 by [redacted] with an [redacted] please note we have reached out [redacted] to address her concerns.     Based on our conversations with M[redacted] we are confident we can reach an agreement...

to resolve this matter.  We always encourage [redacted] to contact our office if she wishes to discuss her account.   If I can provide any additional information please contact me at the information listed below.  
[redacted]
[redacted]
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[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
[Provide details of why you are not satisfied with this resolution. Please respond here ONLY]
Regards,
[redacted]

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me.  I will wait for the business to perform this action and, if it does, will consider this complaint resolved.
Regards,
[redacted]

Revdex.com Conciliation Department: In response to a complaint filed against Lloyd & McDaniel with your office by [redacted] note the following:  ...

1.                   [redacted] signed an Agreed Judgment for this account agreeing to pay $60 per month until the account was paid in full; 2.                   The agreement was filed with the [redacted] District Court on October 24, 2011, and approved by [redacted]; 3.                   [redacted] failed to make the payments she agreed too so our firm commenced with collection efforts to collect the remaining balance; 4.                   The account remains open with our office and has not, at any time, been sold by our client; 5.                   The account at the time suit was filed in July of 2011 was within the statute of limitations; 6.                   The Agreed Judgment [redacted] signed in October of 2011 remains a valid Judgment.   We most certainly are not trying to ruin [redacted] life as she suggests, nor are we “crooks” as alleged; rather we are simply collecting a valid debt our client is owed.  If there is any additional information I can provide please let me know.  Additionally, we welcome [redacted] to contact our office to discuss her account if she so desires.     [redacted]
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*   COMPLAINT INFORMATION Customer Information: [redacted]
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[redacted] The details of this matter are as follows: Complaint Involves: Billing or Collection Issues  [redacted]
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We received your e-mail of May 19th concerning the complaint filed against Lloyd & McDaniel, PLC (“L&M”), by [redacted].  Please allow this e-mail to serve as our response.  L&M is a law firm located in Louisville, Kentucky, that has been in existence for over sixty...

years.  We have fifteen attorneys, licensed to practice in Kentucky and several other states.  Our firm carries the highest rating granted by [redacted].  We take our obligations as members of our respective Bar Associations as well as those under federal law and our rules of professional conduct very seriously.  Due to federal regulations, we are limited in the information we may reveal in response through your office.  We can say, however, that we represent Discover Bank.  Our client placed with us a Default Final Judgment entered in its favor in 2004 by the County Court in and for Orange County, Florida, in Case No. [redacted].  That judgment remains of record and is valid and enforceable.  Pursuant to his request, we are unable to communicate with Mr. [redacted] to discuss resolving this matter.  Should he wish to discuss this further, we would welcome that opportunity.  We may be reached toll-free at ###-###-####. Sincerely, [redacted], Member Lloyd & McDaniel, PLC