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LR CREDIT 21

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Review: I HAVE BEEN BEING HARASSED BY MEL S. HARRIS AND LR CREDIT FOR SIX [redacted] YEARS!!!!!! THEY ARE CLAIMING I HAVE A BILL WITH [redacted]--WHO ISN'T EVEN IN BUSINESS!!!!!!! I WAS A 15 YEAR OLD HIGH SCHOOL STUDENT WHEN THIS OCCURDED. OBVIOUSLY THIS WAS ILLEGAL!!!!!!!!! I HAVE REPORTED THEM TO THE ATTORNEY GENERAL AND CONSUMER CREDIT HOTLINE!!!! I'VE CONTACTED [redacted] AS WELL. MEL HARRIS I WILL TAKE A CRAP IN YOUR MOTH BEFORE I GIVE YOU A DIME OF MY MONEY YOU [redacted] In 2008 I was 23 years old and just starting off a new family. My boyfriend and I had a 4 year old daughter and a one year old son with [redacted]. I was laid off work in November and my boyfriend was working part time. Needless to say financially we were not in a good place. Life was no walk in the park. Before I was laid off I opened a bank account with First Niagra Bank. I had my last check deposited there.....which mostly was for my RENT. I went to the store on a Saturday morning to get breakfast for the kids and my purchase was declined. I was confused because I had just deposited my ENTIRE paycheck!! When I called my bank they explained the Mel Harris put a hold on my account and I needed to speak with them to find out why. When I called the firm they were EXTREMELY RUDE. Told me that I had a bill with [redacted] from 2000 or some crap like that!!!! I was [redacted] 15 years old in 2000......I had no phone in my name......I was a [redacted] sophomore in high school living with my mom and dad....brother and sister. Why would I have a phone service with [redacted]......which to my knowledge is OUT OF BUSINESS!!!!!!! This ** with Mel Harris almost caused me and my family to almost be EVICTED from our home!!!! I was given NO warning that they were going to do this and paperwork did not come until AFTER they froze my bank account. They were trying to get all sort of information from me......like how much I had in my account and whatnot. NO COMPANY SHOULD BE ALLOWED TO DO THIS TO ANYONE!!!!! Why am I coming forward with this now?? Because I have been contacted by Mel S. Harris AGAIN!!!! They are now threatening my account with [redacted].....saying they have a Judgement from The City of Buffalo!!!!!!! I only had TWO Judgements with Buffalo!!! One was paid by the employer who caused it in 2013 and the other is being garnished. This [redacted] crap isn't even showing up with them OR on my credit report......which I check on a regular basis. And they sent NOTHING TO BACK UP THEIR CLAIM!!!!! WHY is Mel Harris being allowed to do this to people??? I cannot afford for my bank account to be tampered with over something that I had NO knowledge of when I was 15 YEARS OLD...... A MINOR FOR GODS SAKE!!!!!!!! What is wrong with these people???? Why are they allowed to collect on a 14 year old debt on a MINOR????? I'm going to do what I have to do to make the world aware of this company and its practices. The first time they did this....I wasn't aware of my rights.....they will be stopped. I'm taking this to my local news and local Consumer Credit Agency. This is HARRASSMENT AT ITS FINEST. Last I checked.....the City of Buffalo handles their OWN debt collection!!!!Desired Settlement: LEAVE ME THE [redacted] ALONE LR CREDIT AND MEL HARRIS AND YOU STUPID ASSOCIATES!!!!!!!!!!!!!!!!!!!!!!!!!!!

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Description: COLLECTION AGENCIES

Address: 875 Ave Of The Americas, Suite 501, New York, New York, United States, 10001

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