LVNV Funding, LLC

RE: [redacted]; Case/File No. [redacted] Previous Creditor: [redacted], LLC Original Creditor: [redacted] Bank, N.A. Current Owner: LVNV Funding LLC Account Number: [redacted] Reference Number: [redacted] Dear Ms. [redacted]: This letter is in response to your...

correspondence dated March 8, 2017 regarding the above-referenced account. LVNV Funding LLC ("LVNV") owns the account number ending in [redacted], having acquired it on April 10, 2015. Resurgent Capital Services LP ("Resurgent") is the servicer of the account owned by LVNV. We have investigated this matter and verified the account was paid prior to LVNV’s acquisition. Resurgent has closed the account, and a request to delete the LVNV tradeline for this account will be submitted to the three major consumer reporting agencies during the next reporting cycle. Please allow 10 to 15 days for these updates to occur. We apologize for any inconvenience Mr. [redacted] may have experienced. If Mr. [redacted] has any further questions, comments or concerns, he may contact Customer Service at 1-[redacted]. Sincerely, A. J[redacted] Compliance Department Resurgent Capital Services L.P.

RE: [redacted]; Case/File No. [redacted] Previous Creditor: [redacted], LLC Original Creditor: [redacted] Bank,...

N.A. Current Owner: LVNV Funding LLC Account Number: [redacted] Reference Number: [redacted] Current Balance: $1,603.64 Dear Ms. R[redacted]: This letter is in response to your correspondence received December 11, 2017 regarding the above-referenced account. LVNV Funding LLC ("LVNV") owns the account number ending in [redacted], having acquired it on January 12, 2017. Resurgent Capital Services LP ("Resurgent") is the servicer of the account owned by LVNV. As of the date of this communication, the account balance is $1,603.64. Please review the following account information: 1. This account originated on October 12, 2012 with [redacted] Bank, N.A. 2. The last payment in the amount of $25.00 was received on September 4, 2016. 3. This account charged off on December 2, 2016 with a balance of $1,603.64. 4. No payments have been received on this account since Resurgent started servicing it in January 2017. LVNV acquired all ownership rights in this account upon LVNV’s purchase of this account. Those rights include, but are not limited to, the right to collect on the account and report to the consumer reporting agencies (also known as “credit bureaus”) should the account be eligible for credit reporting. Currently, this account is being reported to the three major consumer reporting agencies on behalf of LVNV. In accordance with the Fair Credit Reporting Act, the LVNV tradeline for this account is being reported as “disputed” to the three major consumer reporting agencies. It will continue to report as such throughout the permissible reporting period unless new information indicates that the dispute should be removed. Resurgent received a request for verification of the debt from Ms. [redacted] on or about February 8, 2017. In accordance with the FDCPA, Resurgent mailed Ms. [redacted] the enclosed letter dated February 10, 2017 that advised Ms. [redacted] Resurgent had received her inquiry and had initiated a review of her inquiry. The letter also included the validation notice. In response to her request, on June 29, 2017, Resurgent mailed Ms. [redacted] the enclosed letter containing verification of debt and the enclosed letter containing the name and address of the original creditor in compliance with the Fair Debt Collection Practices Act (“FDCPA”). This account has been properly verified as required by the FDCPA. Additionally, we are enclosing the additional bill statements and the terms and conditions on file for this account. If, after reviewing the above-referenced information, Ms. [redacted] believes this account is fraudulent, then we ask that she provide a completed police/incident report regarding the fraud or a notarized fraud or identity theft affidavit. If Ms. [redacted] believes that this account was previously paid or satisfied in full, then please advise her to provide us a copy of the offer letter, cancelled check(s), and/or confirmation of payment in full. In addition, if Ms. [redacted] has any correspondence to/from the previous creditors concerning her dispute, then please forward it to: Compliance Department or Fax: 866-[redacted] Attn: Compliance P.O. Box [redacted] Greenville, SC 29603 If Ms. [redacted] has any further questions, comments or concerns, she may contact Customer Service at 1-888-[redacted]. Sincerely, A. J[redacted] Compliance Department Resurgent Capital Services L.P. Enclosure(s)

Revdex.com,
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

RE: [redacted]; Case/File No. [redacted] Reference Number: [redacted] 
Dear Ms. R[redacted]: This letter is in response to the additional concerns submitted by Ms. [redacted] dated January 12, 2018 regarding the above-referenced account. LVNV Funding LLC (“LVNV”) owns the account number ending in [redacted]. Resurgent Capital Services L.P. (“Resurgent”) is the servicer of the account owned by LVNV. [redacted] Bank (USA), N.A. charged off this debt and sold the account. “Charge-off” does not mean that a debt has been satisfied. It is an accounting term which means that an account or receivable is no longer considered an asset for accounting purposes. Charging off an account does not affect the consumer’s responsibility for the amount owed. An account remains collectible after charge-off, and if the account is sold the new owner has the right to collect it. As explained in our previous response, Resurgent recognizes that significant involuntary financial hardship can arise due to medical issues, natural disasters, or other unforeseen circumstances which make it difficult or impossible to pay debt obligations. If Ms. [redacted] is experiencing this type of involuntary hardship, we ask that she please provide us with evidence of the hardship or reliance on fixed income so that we may review her circumstances and take appropriate action. Evidence regarding hardships should be sent to the following address: Compliance Department or Fax: 866-[redacted] Attn: Compliance P.O. Box [redacted] Greenville, SC 29603 If Ms. [redacted] has any further questions, comments or concerns, she may contact Customer Service at 1-888-[redacted]. Sincerely, A. B[redacted] Compliance Department Resurgent Capital Services L.P.

March 5, 2018 Cindy R[redacted] Revdex.com of Upstate South Carolina 408 N. Church St. Suite C Greenville, SC 29601-2164 RE: [redacted]; Case/File No. [redacted] Reference Numbers: [redacted], [redacted] Dear Ms. R[redacted]: This letter is in response to your correspondence dated February 26, 2018 regarding the above-referenced accounts. LVNV Funding LLC (“LVNV”) owns the two referenced accounts for Ms. [redacted]. Resurgent Capital Services LP (“Resurgent”) is the servicer of these accounts owned by LVNV. Please review the following account information: Account Number: [redacted] Reference Number: [redacted] Original Creditor: [redacted] Bank, N.A. 1. This account originated on June 15, 2014 with [redacted] Bank, N.A. 2. The last payment in the amount of $25.00 was received on May 14, 2015. 3. This account charged off on December 21, 2015 with a balance of $828.68. 4. This account was purchased from [redacted], LLC on January 15, 2016. 5. No payments have been received on this account since Resurgent started servicing it in January 2016. 6. The current balance of this account is $828.68. Account Number: [redacted] Reference Number: [redacted] Original Creditor: [redacted] Bank, N.A. 1. This account originated on January 3, 2012 with [redacted] Bank, N.A. 2. The last payment in the amount of $41.00 was received on July 2, 2015. 3. This account charged off on February 9, 2016 with a balance of $1,246.16. 4. This account was purchased from [redacted], LLC on March 14, 2016. 5. No payments have been received on this account since Resurgent started servicing it in March 2016. 6. The current balance of this account is $1,246.16. LVNV acquired all ownership rights in these accounts upon LVNV’s purchase of these accounts. Those rights include, but are not limited to, the right to collect on the accounts and report to the consumer reporting agencies (also known as “credit bureaus”) should these accounts are eligible for credit reporting. Currently, these accounts are being reported to the three major consumer reporting agencies on behalf of LVNV. Resurgent received the multiple electronic disputes that Ms. [redacted] submitted through one or more consumer reporting agencies. Resurgent has responded to each in a timely manner and provided the agencies with information relevant to her dispute. In accordance with the Fair Credit Reporting Act, the LVNV tradelines for these accounts are being reported as “disputed” to the three major consumer reporting agencies. They will continue to report as such throughout the permissible reporting period unless new information indicates that the disputes should be removed. [redacted] Bank, N.A. charged off the debts and sold these accounts. Charge-off is an accounting requirement which means that an account has been recognized as unlikely to repay and no longer considered an asset to the original creditor. It does not affect the debtor’s responsibility for the account debt. After charge-off, an account remains collectible, and if sold, the current owner has the right to collect. A charged-off account may remain on a credit report for up to seven years. It is the “Date of First Delinquency” that the consumer reporting agencies use to determine the start of the seven-year reporting period. The “Date of First Delinquency” for the account ending in [redacted] is June 19, 2015. The LVNV tradeline for this account will be deleted in March 2022. The “Date of First Delinquency” for the account ending in [redacted] is August 7, 2015. The LVNV tradeline for this account will be deleted in May 2022. Resurgent, as servicer for LVNV, utilizes third-party servicers to service accounts on its behalf. These accounts have been placed with one of more of these third-party servicers since they were acquired by LVNV. Any notification requirements for these accounts would have been met by these servicers. The enclosed letters were mailed to Ms. [redacted] on February 9, 2016 for the account ending in [redacted], and on August 12, 2016 for the account ending in [redacted], notifying her that a negative credit bureau report may be submitted. The enclosed letter containing verification of debt for the account ending in [redacted] was mailed to Ms. [redacted] on January 8, 2018 in compliance with the Fair Debt Collection Practices Act (“FDCPA”). This account has been properly verified as required by the FDCPA. We are enclosing additional bill statements, terms and conditions, and an account summary on file for the account. Please note that the bill statements include statements for the account numbers ending in [redacted], and [redacted]. The June 20, 2015 bill statement indicates the account balance was transferred from the account ending in [redacted] to the account ending in [redacted]. We received Ms. [redacted]’s January 27, 2018 correspondence requesting verification of debt for the account ending in [redacted]. This letter shall serve as our formal response to her request. We are providing the enclosed bill statements, terms and conditions, and account summary on file for this account as verification of debt in accordance with the Fair Debt Collection Practices Act, section 809(15 U.S.C.§ 1692(g)) and applicable state and local requirements. Please note that the bill statements include statements for the account numbers ending in [redacted], and [redacted]. The June 8, 2015 bill statement indicates the account balance was transferred from the account ending in [redacted] to the account ending in [redacted]. If, after reviewing the above-referenced information, Ms. [redacted] believes these accounts are fraudulent, then we ask that she provide a completed police/incident report regarding the fraud or a notarized fraud or identity theft affidavit. If Ms. [redacted] believes that these accounts were previously paid or satisfied in full, then please advise her to provide us a copy of the offer letter(s), cancelled check(s), and/or confirmation(s) of payment in full. In addition, if Ms. [redacted] has any correspondence to/from the previous creditors concerning her dispute, then please forward it to: Compliance Department or Fax: 866-[redacted] [redacted] Attn: Compliance P.O. Box [redacted] Greenville, SC 29603 If Ms. [redacted] has any further questions, comments or concerns, she may contact Customer Service at 1-888-[redacted]. Sincerely, A. B[redacted] Compliance Department Resurgent Capital Services L.P. Enclosure(s)

RE: [redacted]; Case/File No. [redacted] Account Number: [redacted] Original Creditor: [redacted] Bank, N.A. Current Owner: LVNV Funding LLC Reference Number: [redacted] 
Dear Ms. R[redacted]: This letter is in response to the Revdex.com (“Revdex.com”) inquiry received February 19, 2018 regarding the above-referenced account. LVNV Funding LLC ("LVNV") owns the account number ending in [redacted]. Resurgent Capital Services LP ("Resurgent") is the servicer of the account owned by LVNV. Resurgent has received and reviewed Mr. [redacted]’s February 19, 2018 dispute. Our records indicate that we have already received and responded to six previous inquiries submitted through the Revdex.com, the Consumer Financial Protection Bureau, and other regulatory agencies which are substantially the same as his February 19, 2018 dispute. Because his most recent dispute alleges no new facts and includes no new information on which to form the basis of a new investigation, we will not be conducting another investigation of the dispute. Unless the information requested to resolve this account as fraudulent or paid is received, this account will continue to report as disputed until the permissible period for the credit reporting of this account has expired. If Mr. [redacted] would like to discuss the account further, has any further questions, comments or concerns, we encourage him to contact Customer Service at 1-888-[redacted]. Sincerely, A. B[redacted] Compliance Department Resurgent Capital Services L.P.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. 
As of March 2017 Resurgent/LVNV has been reporting a collection to Transunion, Equifax, and Experian....

Resurgent/LVNV has been reporting this collection in violation of the Fair Debt Collection Practices Act (FDCPA) as I have never received a Formal Dunning Letter referencing the account.  The copy of an email included in response to my initial complaint, which I have no recollection of, is dated two months after first reporting and and is in no way proof of receipt of a Formal Dunning Letter nor is it one in and of itself. As of March 9th, 2018 Resurgent/LVNV has failed to provide a dunning letter in accordance with the Fair Debt Collection Practices Act (FDCPA) and I am requesting this account to be deleted from all credit reports. 
Regards,
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. 
First of all, my complaint was that [redacted] Funding never responded to my request for validation.  And there is...

no evidence they did.  According to the Texas Finance Code they have 30 days to respond or cease collection activity.  At this point they have already violated state and federal rules for collection practices.  I am respectfully requesting LVNV Funding submit deletion request to credit bureaus in this case.  I am making every effort to resolve this matter without presenting my case before a courtroom jury.
Regards,
[redacted]

Hours of Operation Monday-Thursday 8:00AM-7:00PM Friday 8:00AM-5:00PM July 7, 2016 [redacted] Revdex.com of Upstate South Carolina 408 N. Church St. Suite C Greenville, SC 29601-2164 [redacted]...

[redacted] [redacted] Dear [redacted] This letter is in response to the additional concerns submitted by [redacted] dated July 5, 2016 regarding the above-referenced account. LVNV Funding LLC (“LVNV”) owns the account. Resurgent Capital Services L.P. (“Resurgent”) is the servicer of the account owned by LVNV. As advised in our previous response, the letter was mailed to the address provided by [redacted] in his Revdex.com inquiry. We regret that the letter was not received and any inconvenience experienced as a result. Currently, the LVNV tradeline is reporting as “Account Paid in Full for Less than the Full Balance”. We found no evidence that [redacted] was advised if he paid the account that it would not report accurately as a paid collection account. However, as a courtesy, a request to delete the LVNV tradeline will be submitted to the consumer reporting agencies (also known as “credit bureaus”) during the next reporting cycle. Please allow 30 to 45 days for this update to occur. If you have any further questions, comments or concerns, please contact Customer Service at [redacted] Sincerely, [redacted] Complaint Department Resurgent Capital Services L.P.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. 
I never received a dunning letter from “[redacted] Strategies” nor from “LVNV Funding LLC”, nor from...

“Resurgent Capital Services”
prior to them putting this info on all three credit bureau. I disputed both of these
accounts which is why LVNV Funding LLC provided a written response in 2018
because I disputed this information. I filed a dispute with [redacted] Bank
because the account was not mine and they have removed both of these accounts
off all three credit bureaus because the account was not mine. This account is
not mine and according to the FDCPA they have provided no proof this account is
mine. Both of these accounts need to be removed off all three credit bureaus,
[redacted] Bank the original creditor has removed both accounts off all three
credit bureaus because I disputed the accounts were not mine and they confirmed
that by removing both accounts off Equifax, Experian and Transunion. So they
are trying to collect on a debt that’s not mine and does not exist and has been
reporting inaccurate information on all my credit reports and needs to be
removed immediately.
Regards,
[redacted]

[redacted] Revdex.com of Upstate South Carolina 408 N. Church St. Suite C Greenville, SC 29601-2164 RE: [redacted] Previous Creditor: [redacted] Original Creditor: [redacted] Current Owner: LVNV Funding...

LLC Account Number: [redacted] Reference Number: [redacted] Dear [redacted] This letter is in response to your correspondence dated March 15, 2016 regarding the above-referenced account. LVNV Funding LLC ("LVNV") owns the account number ending in [redacted] Resurgent Capital Services LP ("Resurgent") is the servicer of the account owned by LVNV. The account was previously sold by [redacted] Inc. on or about October 28, 2015. The last payment in the amount of $148.37 was received on January 29, 2016. All ownership rights in this account were transferred to LVNV when this account was purchased from the previous creditor. Those include the right to collect on the account and report to the consumer reporting agencies (also known as “credit bureaus”) in the event that the account is eligible for credit reporting. Currently, this account is being reported to the three major consumer reporting agencies on behalf of LVNV. Previous creditors may also continue to report the history of this account from the origination date up to the time of sale. Resurgent received the multiple electronic disputes that Mr. [redacted] submitted through one or more consumer reporting agencies. Resurgent has responded in a timely manner and provided the agency with information relevant to his dispute. Resurgent, as servicer for LVNV, utilizes third party collection agencies to service accounts on its behalf. This account has been placed with one of these third-party collection agencies since it was acquired by LVNV. Any notification requirements for this account would have been met by these collection agencies. We have verified this account was paid in full on January 29, 2016 for $148.37. The status of the account was updated to “Paid in Full” on February 11, 2016. The account is considered resolved in our office, and [redacted] should not be contacted by Resurgent or any affiliate companies regarding this account. The enclosed letter mailed to [redacted] on or about February 29, 2016 advises that the account is paid in full. In accordance with the [redacted]), a request to update this account as “Paid in Full” was submitted to the three major consumer reporting agencies during the March 2016 reporting cycle. Additionally, a request to delete the LVNV tradeline will be submitted to the three major consumer reporting agencies during the next reporting cycle. Please allow 30 to 45 days for this update to occur. We apologize for any inconvenience. We are unable to alter the credit reporting of another creditor. [redacted] should contact the appropriate consumer reporting agencies regarding any information he believes is being reported in error. If you have any further questions, comments or concerns, please contact Customer Service at [redacted] Sincerely, [redacted]

Please see attached.

I need the original signature the original copy of the contract

RE: [redacted]; Case/File No. [redacted] Previous Creditor: [redacted], LLC Original Creditor: [redacted] Bank, N.A. Current Owner: LVNV Funding LLC Account Number: [redacted] Reference Number: [redacted] Dear Ms. [redacted]: This letter is in response to your...

correspondence dated June 19, 2017 regarding the above-referenced account. LVNV Funding LLC ("LVNV") owns the account number ending in [redacted] having acquired it on February 15, 2017. Resurgent Capital Services LP ("Resurgent") is the servicer of the account owned by LVNV. Please review the following account information: 1. This account originated on September 23, 2014 with [redacted] Bank, N.A. 2. This account charged off on January 3, 2017 with a balance of $1,126.29. 3. The last payment in the amount of $26.29 was received on April 18, 2017. We have received Ms. [redacted] identity theft report and supporting documents, and have closed the account due to fraud. A request to delete the LVNV tradeline for this account will be submitted to the three major consumer reporting agencies during the next reporting cycle. Please allow 10 to 15 days for these updates to occur. We apologize for any inconvenience Ms. [redacted] may have experienced. If Ms. [redacted] has any further questions, comments or concerns, she may contact Customer Service at 1-888-[redacted]. Sincerely, T. H[redacted] Compliance Department Resurgent Capital Services L.P.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. 
The dunning letters were sent to a very old address, which I lived in 2 years ago. I moved out of state twice and have informed the new adresses to the united states postal service. 
Regards,
[redacted]

February 27, 2018 Cindy R[redacted] Revdex.com of Upstate South Carolina 408 N. Church St. Suite C Greenville, SC 29601-2164 RE: [redacted]; Case/File No. [redacted] Reference Numbers: [redacted] Dear Ms. R[redacted]: This letter is in response to your correspondence dated February 19, 2018 regarding the above-referenced accounts. LVNV Funding LLC (“LVNV”) owns the two referenced accounts. Resurgent Capital Services LP (“Resurgent”) is the servicer of these accounts owned by LVNV. Our records indicate that we have already received and responded to a previous inquiry dated February 5, 2018 which is substantially the same as his February 19, 2018 dispute. Resurgent previously submitted a request to the original creditor investigating Mr. [redacted]’ claim that these accounts should not have been charged-off due to Mr. [redacted]’ credit counseling program. [redacted], N.A. confirmed that their records do not indicate that previous settlement arrangements were made regarding the above-referenced accounts, subsequently the debts were charged-off and the accounts were sold. If Mr. [redacted] would like to discuss payment arrangements for these accounts, he may contact Customer Service at the number below. If Mr. [redacted] has any further questions, comments or concerns, he may contact Customer Service at 1-888-[redacted]. Sincerely, L. R[redacted] Compliance Department Resurgent Capital Services L.P.

RE: [redacted]; Case/File No. [redacted] Previous Creditor: [redacted], LLC Original Creditor: [redacted] Bank, N.A. Current Owner: LVNV Funding LLC Account Number: [redacted] Reference Number: [redacted] Current Balance: $660.31 Dear Ms....

[redacted]: This letter is in response to your correspondence dated June 9, 2017 regarding the above-referenced account. LVNV Funding LLC ("LVNV") owns the account number ending in [redacted], having acquired it on February 17, 2016. Resurgent Capital Services LP ("Resurgent") is the servicer of the account owned by LVNV. As of the date of this communication, the account balance is $660.31 Please review the following account information: 1. This account originated on August 22, 2014 with [redacted] Bank, N.A. 2. The last payment in the amount of $35.00 was received on May 31, 2015. 3. This account charged off on January 28, 2016 with a balance of $660.31. 4. No payments have been received on this account since Resurgent started servicing it in February 2016. All ownership rights in this account were transferred to LVNV when this account was purchased from the previous creditor. Those include the right to collect on the account and report to the consumer reporting agencies (also known as “credit bureaus”) in the event that the account is eligible for credit reporting. Currently, this account is being reported to the three major consumer reporting agencies on behalf of LVNV. Our records do not indicate that a request to delete the LVNV tradeline was submitted to any of the consumer reporting agencies. This account is reporting accurately. Previous creditors may also continue to report the history of this account from the origination date up to the time of sale. Resurgent received the multiple electronic disputes that Ms. [redacted] submitted through one or more consumer reporting agencies. Resurgent has responded in a timely manner and provided the agency with information relevant to her disputes. In accordance with the Fair Credit Reporting Act, the LVNV tradeline for this account is being reported as “disputed” to the three major consumer reporting agencies. It will continue to report as such throughout the permissible reporting period unless new information indicates that the dispute should be removed. Enclosed is a copy of the notice that was sent on or about February 18, 2017 advising that information may be reported to the consumer reporting agencies if the debt is not paid. We are providing the enclosed bill statements, terms and conditions, and an account summary on file for this account as verification of debt in accordance with the Fair Debt Collection Practices Act, section 809(15 U.S.C.§ 1692(g)) and applicable state and local requirements. If, after reviewing the above-referenced information, Ms. [redacted] believes this account is fraudulent, we ask that she provide a completed police/incident report regarding the fraud or a notarized fraud or identity theft affidavit in order to help us resolve this matter. If Ms. [redacted] believes that this account was previously paid or satisfied in full, please advise her to provide us a copy of the offer letter, cancelled check(s), and/or confirmation of payment in full. In addition, if Ms. [redacted] has any correspondence to/from the previous creditors concerning her dispute, please forward it to: Compliance Department or Fax: 866-[redacted] MS [redacted] Attn: Compliance P.O. Box [redacted] Greenville, SC 29603 If Ms. [redacted] has any further questions, comments or concerns, she may contact Customer Service at 1-888-[redacted]. Sincerely, T. H[redacted] Compliance Department Resurgent Capital Services L.P. Enclosure(s)

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. 
Again, this company has falsely stated that the corespondene sent via the Revdex.com was the first notice that they have received regarding this account, which is not correct. I have filed several disputes to which this company has never provided any written validation to in accordance with the statues in the FCRA. This company has not responded to my request for validation which were sent through the credit reporting agencies. This account has never been validated in accordance with the FCRA or Florida's statues within the FCCPA. This account was deleted in January 2017!frim my Equifax credit report after a dispute was filed with the credit reporting agency because the company was not able to provide verification of this account. My request is to simply have the account deleted from all other credit reporting agencies as it has been done with Equifax.  
Regards,
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. I had not received the debt validation they mailed in May, but appreciate receiving it now. This information clears up my misunderstanding. 
Regards,
[redacted]

April 16, 2018 Cindy R[redacted] Revdex.com of Upstate South Carolina 408 N. Church St. Suite C Greenville, SC 29601-2164 RE: [redacted]; Case/File No. [redacted] Account Number: [redacted] Original Creditor: [redacted] Bank, N.A. Current...

Owner: LVNV Funding LLC Reference Number: [redacted] Dear Ms. R[redacted]: This letter is in response to the Revdex.com (“Revdex.com”) inquiry received April 10, 2018 regarding the above-referenced account. LVNV Funding LLC (“LVNV”) currently owns the account number ending in [redacted], having subsequently acquired it on March 14, 2017. Resurgent Capital Services L.P. (“Resurgent”) is the servicer of this LVNV account. A lawsuit is currently pending on this account with case number [redacted]-2017 in the District Court of Maryland for [redacted] County. As this case is still pending, Resurgent is unable to respond to Ms. [redacted]’s allegations at this time. If Ms. [redacted] wishes to contact our third-party servicer handling this lawsuit, she may call 866-[redacted]. If she has any questions or concerns after case number [redacted]2017 has been adjudicated, please contact Customer Service at 1-888-[redacted]. Sincerely, A. B[redacted] Compliance Department Resurgent Capital Services L.P.