Revdex.com Case # [redacted] - [redacted] Customer Info: [redacted] [redacted] Our office has reviewed the matter and we have confirmed that Ms [redacted] has been properly credited with the valid payments she submitted She received an Order from the Michigan *** [redacted] Court allowing payments of $every two weeks beginning in May Since the filing of the complaint, we have reviewed and confirmed that our online payment option is operating correctly Also, since the filing, our telephone representatives have spoken with her, and given her a different payment option which she utilized on October 6th and again on the 13th However, our bank has informed us that these payments were returned “unpaid” by her bank due to “unable to locate account” Our office has not received any valid payment on the account since August Our firm accepts checks through the mail and by phone, online payments and money gram payments Our telephone representatives are trained and authorized to assist in the details regarding submission of a payment
In response to the consumer’s complaint, our law firm brought a lawsuit for collection on a defaulted First USA account bearing number [redacted] ***We were retained by our client and suit was filed on December 11, 2009, in the Michigan 67-District CourtThe lawsuit was personally served on the Defendant on January 3, 2010, at 9:a.mOn January 29, 2010, the court clerk entered a Judgment with interest accruing at the statutory month rate against the DefendantThe Judgment was served upon her by the 67-District Court clerk the same dayThere has been no appeal of the JudgmentAfter no voluntary payments were received, our office requested and received a writ for periodic garnishment for the Defendant’s wages on June 26, This garnishment expired on December 25, As a balance remained outstanding, our office filed another request for periodic garnishment which was issued by the court on February 19, 2015, showing the total amount of the unsatisfied judgment now due (including interest and costs) was $ 5,This garnishment expired on August 20, A balance was still owed and our office requested and received another periodic garnishment which was issued September 14, 2015, and had an expiration date of March 14, 2016, showing the total amount of the unsatisfied judgment now due (including interest and costs) was $ As a payment had been received by our office between the request for the garnishment and receiving the entered garnishment we corrected the judgment balance on the garnishment to $ After the expiration of that garnishment there remained a balance due and owingOur office request and received another periodic writ of garnishment issued June 20, 2016, with a service deadline of December 19, 2016, showing the total amount of the unsatisfied judgment now due (including interest and costs) was $ No funds were ever received on this garnishment as the employer disclosed that she had been terminatedAs there remained a balance on the Judgment, our office proceeded with an income tax refund intercept request to satisfy this JudgmentAs of today’s date there remains a balance
In Michigan, judgments accrue interest pursuant to MCL The result of the application of this interest results in the original judgment balance increasing This particular judgment was accruing interest in accordance with MCL 600.6013(8) The application and accrual of this interest was ordered by the Court on January 29, No voluntary payments have been made to repay this judgment and the judgment is being paid through garnishments The costs for each successful garnishment may be added to the debt pursuant to MCR and Michigan’s relevant garnishment statutes In 2015, the judgment would have accrued approximately five years of costs and interest which would increased the original judgment balance As the judgment balance was not paid in 2015, as noted in our prior response, additional garnishments were issued Pursuant to MCR 3.101, once a recovery was obtained on those garnishments, the costs of those garnishments was added to the debt As a result of the continuing interest and the costs of successful garnishments, the outstanding judgment balance has increased
Revdex.com Case # [redacted] - [redacted] Customer Info: [redacted] [redacted] Our office has reviewed the matter and we have confirmed that Ms [redacted] has been properly credited with the valid payments she submitted She received an Order from the Michigan *** [redacted] Court allowing payments of $every two weeks beginning in May Since the filing of the complaint, we have reviewed and confirmed that our online payment option is operating correctly Also, since the filing, our telephone representatives have spoken with her, and given her a different payment option which she utilized on October 6th and again on the 13th However, our bank has informed us that these payments were returned “unpaid” by her bank due to “unable to locate account” Our office has not received any valid payment on the account since August Our firm accepts checks through the mail and by phone, online payments and money gram payments Our telephone representatives are trained and authorized to assist in the details regarding submission of a payment
In response to the consumer’s complaint, our law firm brought a lawsuit for collection on a defaulted First USA account bearing number [redacted] ***We were retained by our client and suit was filed on December 11, 2009, in the Michigan 67-District CourtThe lawsuit was personally served on the Defendant on January 3, 2010, at 9:a.mOn January 29, 2010, the court clerk entered a Judgment with interest accruing at the statutory month rate against the DefendantThe Judgment was served upon her by the 67-District Court clerk the same dayThere has been no appeal of the JudgmentAfter no voluntary payments were received, our office requested and received a writ for periodic garnishment for the Defendant’s wages on June 26, This garnishment expired on December 25, As a balance remained outstanding, our office filed another request for periodic garnishment which was issued by the court on February 19, 2015, showing the total amount of the unsatisfied judgment now due (including interest and costs) was $ 5,This garnishment expired on August 20, A balance was still owed and our office requested and received another periodic garnishment which was issued September 14, 2015, and had an expiration date of March 14, 2016, showing the total amount of the unsatisfied judgment now due (including interest and costs) was $ As a payment had been received by our office between the request for the garnishment and receiving the entered garnishment we corrected the judgment balance on the garnishment to $ After the expiration of that garnishment there remained a balance due and owingOur office request and received another periodic writ of garnishment issued June 20, 2016, with a service deadline of December 19, 2016, showing the total amount of the unsatisfied judgment now due (including interest and costs) was $ No funds were ever received on this garnishment as the employer disclosed that she had been terminatedAs there remained a balance on the Judgment, our office proceeded with an income tax refund intercept request to satisfy this JudgmentAs of today’s date there remains a balance
In Michigan, judgments accrue interest pursuant to MCL The result of the application of this interest results in the original judgment balance increasing This particular judgment was accruing interest in accordance with MCL 600.6013(8) The application and accrual of this interest was ordered by the Court on January 29, No voluntary payments have been made to repay this judgment and the judgment is being paid through garnishments The costs for each successful garnishment may be added to the debt pursuant to MCR and Michigan’s relevant garnishment statutes In 2015, the judgment would have accrued approximately five years of costs and interest which would increased the original judgment balance As the judgment balance was not paid in 2015, as noted in our prior response, additional garnishments were issued Pursuant to MCR 3.101, once a recovery was obtained on those garnishments, the costs of those garnishments was added to the debt As a result of the continuing interest and the costs of successful garnishments, the outstanding judgment balance has increased