In response to the complaint filed by [redacted] on August 19, I am enclosing copies of several documents that will show [redacted] as current with his account, but he has not yet completed paying for his automobileSimply stated paying the same balance bi-weekly retires the balance faster than paying semi-monthlyThe original loan agreement and the Amortization Schedule show the loan to require bi-weekly payments of $each for a total of $12,At [redacted] ***'s request we amended this agreement on 7/28/to reflect his new pay scheduleSince that time he has been making his payments on time and is in good standingI have included copies of his payment ledgers from both the original agreement and the current agreementThe original payment ledger will show that [redacted] paid payments of $each for a total of $paid through that dateHis last payment under the original agreement was made on 7/20/His amended agreement has his first payment on 8/6/some sixteen days laterUnder the amended agreement he has paid payments of $for a total of $Adding the $from the first agreement and the $from the second agreement [redacted] has paid in a total of $11,which is still short of the total amount set forth in the original agreement.The payoff amount on this vehicle through business today, August 24, 2017, is now $If he were to continue paying his payments over the remainder of the loan agreement the remaining balance would be $I am offering to accept only the original total of $12,and will gladly reduce his balance to match that amount[redacted] referenced the original loan agreement to arrive at the conclusion that his car should be paid for on August 17, That agreement is no longer in effectMath will show we have only done what he requested and there has been no deception or abuse whatsoever.I have enclosed photo copies of the text messages between [redacted] and myselfIt is my sincere hope that we can find common ground, make peace like two Christian gentlemen, and move onI stood by [redacted] during his divorce from [redacted] and even absorbed a substantial loss taken on her van when it was totaled out of StateI respect the man, what he does, and what he believes in.Sincerely, [redacted]
In response to the complaint filed by [redacted] on August 19, I am enclosing copies of several documents that will show [redacted] as current with his account, but he has not yet completed paying for his automobileSimply stated paying the same balance bi-weekly retires the balance faster than paying semi-monthlyThe original loan agreement and the Amortization Schedule show the loan to require bi-weekly payments of $each for a total of $12,At [redacted] ***'s request we amended this agreement on 7/28/to reflect his new pay scheduleSince that time he has been making his payments on time and is in good standingI have included copies of his payment ledgers from both the original agreement and the current agreementThe original payment ledger will show that [redacted] paid payments of $each for a total of $paid through that dateHis last payment under the original agreement was made on 7/20/His amended agreement has his first payment on 8/6/some sixteen days laterUnder the amended agreement he has paid payments of $for a total of $Adding the $from the first agreement and the $from the second agreement [redacted] has paid in a total of $11,which is still short of the total amount set forth in the original agreement.The payoff amount on this vehicle through business today, August 24, 2017, is now $If he were to continue paying his payments over the remainder of the loan agreement the remaining balance would be $I am offering to accept only the original total of $12,and will gladly reduce his balance to match that amount[redacted] referenced the original loan agreement to arrive at the conclusion that his car should be paid for on August 17, That agreement is no longer in effectMath will show we have only done what he requested and there has been no deception or abuse whatsoever.I have enclosed photo copies of the text messages between [redacted] and myselfIt is my sincere hope that we can find common ground, make peace like two Christian gentlemen, and move onI stood by [redacted] during his divorce from [redacted] and even absorbed a substantial loss taken on her van when it was totaled out of StateI respect the man, what he does, and what he believes in.Sincerely, [redacted]