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Minute Loan Center

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Minute Loan Center Reviews (5)

I recently paid off a loan with this establishment, but was unable to re-loan because of 3 late payments. There is no consideration for why. I have never had a problem with the Manager here. However, to bring up late payments in 2014 is unnecessary. If you don't want to re-loan, just say so. Don't bring up payments from 2014. There is no mention of this practice on your website. It is advisable to follow the practices established by the company and not create your own.

[redacted] Mr [redacted] is seeming to indicate that his payment loan is finished after only paymentsOn 6.23.16, Mr [redacted] received a loan for $set to make payments of $and payment of $The first payment was due on and the last bi-weekly payment due on Mr [redacted] has made payments thus far on the following dates: (due 7.8.16), (due 7.22.16), (due 8.5.16), (due 8.19.16), and (due 9.2.16)As of this submission, his payment is days past dueIn addition his late payments have caused daily interest as permitted by law to accrue so that when the 6th payment is made, there will be additional principal and interest owedIt cannot be calculated except on the date of payment as the interest is daily (each day the balance rises)I would be willing to waive any excess interest and principal remaining after the 6th contractual payment is made as an gesture of good faith whereas only of have been made thus farIn order to do that I would need the final payment of $to be remitted asap(Current balance, as of the balance is $and rising $.90/day)I will send this response to him as well along with a copy of his contract

[redacted] Mr. [redacted] is seeming to indicate that his 6 payment loan is finished after only 5 payments. On 6.23.16, Mr. [redacted] received a loan for $250 set to make 5...

payments of $71.24 and 1 payment of $71.25. The first payment was due on 7.8.16 and the last bi-weekly payment due on 9.16.16. Mr [redacted] has made 5 payments thus far on the following dates: 7.7.16 (due 7.8.16), 7.23.16 (due 7.22.16), 8.5.16 (due 8.5.16), 8.22.16 (due 8.19.16), and 9.9.16 (due 9.2.16). As of this submission, his 9.16.16 payment is 11 days past due. In addition his late payments have caused daily interest as permitted by law to accrue so that when the 6th payment is made, there will be additional principal and interest owed. It cannot be calculated except on the date of payment as the interest is daily (each day the balance rises). I would be willing to waive any excess interest and principal remaining after the 6th contractual payment is made as an gesture of good faith whereas only 5 of 6 have been made thus far. In order to do that I would need the final payment of $71.25 to be remitted asap. (Current balance, as of 9.27.16 the balance is $88.71 and rising $.90/day). I will send this response to him as well along with a copy of his contract.

I obtained a short term loan from this company. In the contract it clearly states that they will NOT submit an electronic payment to my bank account until at least 1 business after my due date passes IF I have not paid. It also states I was able to revoke this persmission at any time provided I gave them ample notice to discontinue. On several occassions when I called or emailed in to let them know NOT to run my payment via the banking information I was told that it was to late (even though I did this prior to my due date). Then I was informed that I could NOT revoke the permission because of my loan type. When I advised them what their own contract said they informed me that the contract I signed was for a "pay day loan" and not a short term loan... and they are allowed to submit payment 24 hours in advance. When I asked why they had me sign a contract not applicable to my loan the question was avoided. I attempted to contact their home office by email and by phone call and never heard back.I also have proof that I paid my payment early and because they sent the payment early a double payment was made. (which reflected on my account with them and no money was lost)Product_Or_Service: Short Term LoanAccount_Number:[redacted]Desired SettlementI want the loan disolved. I attempted to adhere to the contract and the company, in my opinion breached the contract by submitting my payments early and not allowing me to cancel my banking authorization.

The employee at this loan company is incredibly rude and makes you feel like the sm of the earth when you walk through the door.I went in to the office and I was ignored and when [redacted] did speak to me she spoke over me and kept answering the phone and talking to her co worker about their weekend plans (while I was talking). when it came time for me to give her my info for the application process she would basically say that I was not a "real" employee and eventually she said she couldn't do the "damn loan".Product_Or_Service: LoanDesired SettlementI would like for the employee to be reprimanded and be given coaching one what it means to be in customer service. I would like her to be given a lesson in respect. If that is not feasible then I would like to see her removed from her position.

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Description: Payday Loans

Address: 1100 E Plumb Ln STE A, Reno, Oregon, United States, 89502-3698

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