MLD Mortgage

Response:The customer that had a credit score of Do to the many effects of The [redacted] ***, her credit score was increased to at submission of her home purchase of $76,Her damaged credit took longer than usual to clean up disputes and verify her recent bankruptcy and foreclosure informationThe home she was to purchase was on waterfront property and extra verifications on the appraisal was neededThe customers realtor was constantly pushing to close this home with unrealistic time framesThe customer without a clear to close, ended her lease with her current landlord and put more pressure on The [redacted] to close her loanAt the end of the process, her gift letter was presented to Underwriting and due to the relationship from the giftee, was not sufficient for FHA guidelinesHer gift letter stated that her boyfriend was "gifting" her the money for her home purchase, when in fact her boyfriend was actually her FinanceIf her letter was written correctly, stating that her Finance was "gifting" her the money, then this would have indeed meet FHA guidelines

Can you please email me back at [redacted] to confirm that you have received our responseGary D***

We have received the complaint number [redacted] form [redacted] We have reached out to Mr [redacted] about his complaintIt is a misunderstanding which is being addressed.Mr [redacted] will be closing his loan with us by the end of this week