Montclair Physical Therapy

Metro Collection has stated that someone called into their office and verified this fraud account which is not the caseMetro failed to:Provide a CERTIFIED copy of Authorization signed by me, naming your company as having my consent to furnish, update, verify, inquiries, add comments and/or dispute codes of any access to my personal credit report/file.Provide a Certified copy of my full chain of assignment starting with the original creditor to any and every 3rd party collection company to present.Provide a full accountingEvery charge, every payment, every fee, interest, credit, and any other amount attributed to the alleged account, and the date on which each event occurred, as well as a description of each event or purchase causing an amount to allegedly be owed.Your failure to respond and provide strict proof of contracts and all the items noted above,presented to me in certified format, sworn under Penalty and Perjury and Authenticated by a notary , will constitute your tacit agreement that you are not entitled to enforce a claim against meIn the event you continue your collection efforts against me without providing proof of contractIn the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediately reported to the American Bar Association and Professional Liability Fund for code of ethics violations Complaint: [redacted] I am rejecting this response because: Sincerely, [redacted]

Per the Complainant's request, we mailed the lease documents with our cover letter which is electronically signed and does not require that it be notarized Also leases in Colorado are not required to be notarized When Metro Collection Service Inc was advised by the Complainant of potential Identity Theft, we immediately deleted the account from all credit bureaus We forwarded proof of this action in our previous response We previously requested a photo copy Identification from the Complainant to compare to records sent to us by our client - [redacted] , but the Complainant refused He previously had acknowledged the account, and verified the last four digits of his social security number - which agreed with the numbers given to us by our client We have sent the account to our attorney to initiate legal action against the Complainant

Our client [redacted] placed this delinquent account with our office on April 13, A validation notice was sent to the consumer that same dayOctober 19, our office verified consumers address and employment and forwarded account to [redacted] in California where consumer resides so that they could pursue the consumer through the Courts in that stateMay 16, Steve with [redacted] provided us with a status stating he had contacted consumer and consumer had requested an itemized statement which was sent to the consumer, they have not heard anything from the consumer sinceMetro Collection Service has submitted a Universal Data Form with [redacted] and [redacted] to have this item deletedWe have noted our system of the consumers dispute and have forwarded the dispute to [redacted] for their review and response

The Response from this merchant is incorrectPlease see attached documentMetro Collection was sent a dispute letter along with a police report identifying ID TheftInstead of responding as the letter detailed, Metro Collections sent to my home a fraudulent mail contract, that was not signed nor notarizedI did call into their office and spoke with [redacted] No identifying information was given besides my name due to my status ID theft statusWes refused to speak to me and hung the phone upMetro Collection is outside the law when dealing with victims of ID THEFTNext course of action is a police report against them for harassment and extortionComplaint: [redacted] I am rejecting this response because: Sincerely, [redacted]