Morgan & Pottinger, PSC

Please accept our apologies in the delayed response in reference to the complaint filed by [redacted] ***Please allow for this to serve as [redacted] response as the accounts in question are now being serviced by this firm [redacted] opened a [redacted] credit card in or around September 21, Eventually the card’s minimum payments were not maintained and the account went into defaultOur firm began collection efforts on this debt in October, and obtained default judgment on January 6th, Awarded in the Judgment was the sum of $4,761.51, with interest of 8% per annum from August 6, until the date of Judgment with 12% per annum thereafter until paid, plus court costsThe complainant claims that they were unaware of the debt at the time of JudgmentMorgan and Pottinger sent letters and served the complainant prior to JudgmentThe reference to a bank garnishment in or is prior to our handling of this accountSince Judgment was awarded, there have been four successful bank garnishments, the last being in [redacted] has two open accounts in our officeOn both accounts Judgment has been entered and said Judgment is well within statuteIn her complaint, the amount of $15,is referred to as the sole balance of one account when in fact it is near the total owed on both open accountsOn each of these accounts we have spoken with the complainant as recently as February; at which time she advised she would review a settlement arrangement on one account, and begin payments on the other after said settlementThe complainant has made no attempt at contacting our firm since that exchangeIt is our belief that our firm has been diligent in providing the complainant with information regarding the debts we are collectingWe encourage [redacted] to contact our office so we can discuss these matters further and help her resolve the accounts Our toll free number is ###-###-#### Thanks [redacted]

I had a *** credit card when I was and It was charged offA judgment was filed and I had no idea what it wasIn around or $was taken out of my *** Bank account for garnishment an since then nothing elseCurrently I have judgemens on my transunion account from what use to be *** *** *** and who now seem to be Morgan and PottingerI recently went to the courthouse and gathered all documentation of this said judgement to find out they're still trying to garnish my bank accounts after yearsIs this legal?? Im currently in the process of buying my home and this is slowing the whole process down tremendouslyI have no knowledge on this kind of thing and I feel something else can b done besides bankruptcyThis company is harassing me and I'm scared to put any $$ in my accountI called them to resolve this in February but they said I owed them over $for a credit card that had a $limitAlso sometimes it shows up on reports an other

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below
Regards,
*** ***

Please accept our apologies in the delayed response in reference to the complaint filed by [redacted]. Please allow for this to serve as [redacted] response as the accounts in question are now being serviced by this firm. [redacted] opened a [redacted] credit card in or around September...

21, 1999. Eventually the card’s minimum payments were not maintained and the account went into default. Our firm began collection efforts on this debt in October, 2008 and obtained default judgment on January 6th, 2010. Awarded in the Judgment was the sum of $4,761.51, with interest of 8% per annum from August 6, 2003 until the date of Judgment with 12% per annum thereafter until paid, plus court costs. The complainant claims that they were unaware of the debt at the time of Judgment. Morgan and Pottinger sent letters and served the complainant prior to Judgment. The reference to a bank garnishment in 2006 or 2007 is prior to our handling of this account. Since Judgment was awarded, there have been four successful bank garnishments, the last being in 2012. [redacted] has two open accounts in our office. On both accounts Judgment has been entered and said Judgment is well within statute. In her complaint, the amount of $15,000 is referred to as the sole balance of one account when in fact it is near the total owed on both open accounts. On each of these accounts we have spoken with the complainant as recently as February; at which time she advised she would review a settlement arrangement on one account, and begin payments on the other after said settlement. The complainant has made no attempt at contacting our firm since that exchange. It is our belief that our firm has been diligent in providing the complainant with information regarding the debts we are collecting. We encourage [redacted] to contact our office so we can discuss these matters further and help her resolve the accounts.  Our toll free number is ###-###-####.  Thanks [redacted]