National Collegiate Trust

Revdex.com: At this time, I have not been contacted by National Collegiate Trust regarding complaint ID [redacted] Sincerely, [redacted] I have not said anything wrong but been nothing but truthful!

Revdex.com:
At this time, I have not been contacted by National Collegiate Trust regarding complaint ID [redacted].
Sincerely,
[redacted]
I have not said anything wrong but been...

nothing but truthful!

Review: I previously had a student loan that was fraudently opened by my father and I have been disputing it with the origianl company for years. The original company dismissed the loan, however, National Collegiate bought the debt and has been suing me and I have tried repeatedly to contact them and have been threatened and told I was going to pay debt or else. This has destroyed my credit.Desired Settlement: Remove this false collection from my credit report and cease collection activities.

Consumer

Response:

The address that is listed on my credit report is [redacted]

Review: This company has a problem reporting correct information on all my credit reports and do not get any responses. I will sue them if Ido not get results within 30 days!!Desired Settlement: report correctly on all three credit reports!!

Review: I cosigned a National Collegiate Trust student loan for my daughter [redacted] with the understanding that National Collegiate Trust would consider releasing me of responsibility on the loan as long as my daughter repaid the loan satisfactorily. Once my daughter graduated from college, she got a good job and immediately started repaying the loan. She has made more than 48 consecutive payments, typically pays more than the minimum due on the loan and has never been late with a payment. Her credit score is also in the upper 700s. In this economy, when so many people are defaulting on their loans, she is considered a lenders dream consumer. Unfortunately, Ive been told that the verbiage on the loan indicates within 5 days of the due date and the lender has refused to release me from being responsible on her loan, because she unknowingly paid her loan prior to 5 days before her due date. I understand that the lender wants to protect their interests, but in this case, they are safe as their borrower has been paying the loan better than expected. The refusal of the lender to release my guarantee on the loan, because my daughter paid earlier than 5 days before the due date is completely unethical and impacting my credit score.I want them to immediately release my name and financial responsibility from guaranteeing this loan so that the loan no longer appears on my credit report.Desired Settlement: I want them to immediately release my name from guaranteeing this loan so that I am no longer and financial responsible for the loan and the loan no longer appears on my credit report.

Review: I am a cosigner on a student loan (with ex wife).

After waiting on the eligibility period allowed, I filled forms to be released from the loan (co-signer release request form).

The Divorce decree indicates that my ex wife is responsible for the loan.

[redacted] (process the loan?), told me that National Collegiate Trust denied my application because I did not submit my ex's credit report. I told my ex, but we really don't talk, and it seems that she never submitted it or does not care to.

I feel like I am being held hostage. I don't even talk to my ex wife, so how am I supposed to convince her to send her credit report? [redacted] wont even give me the contact for National Collegiate Trust.

I submitted the forms back in 2013 and followed up on July 2014 and today, with [redacted]. I feel that I have no rights whatsoever even-though I have a judge ordered divorce decree and I am eligible to be released from the loan by the company.

Please assist.Desired Settlement: simply to be released from the loan as a cosigner.

Review: False report on credit report and needs to be reported as reverse default on loanDesired Settlement: change credit reporting status

Consumer

Response:

At this time, I have not been contacted by National Collegiate Trust regarding complaint ID [redacted].

Sincerely,

I have not said anything wrong but been nothing but truthful!

Review: I was contact some time back from National Enterprise Systems Collection Agency about my Private Student Loans which had gone into default. I was informed that if I did not pay legal action could be posed on me. I arranged a payment schedule but asked that I receive mail notices of payments received so that I can have proof of payment. I was also made aware that interest can continue to occur which I found to be strange since the private loans are in default. I have asked for information on this but never received anything stating what my amounts totaled and if interest was being added to these several accounts. Because these are under default I would like to pay one loan at a time in which this was said not to be an option.Desired Settlement: I would appreciate a letter stating what I currently owe, how much each loan is, the interest rate (if any) and how I can set up payments for one loan at a time so that I can pay each loan of faster. I am requesting that I get payment receipts reflecting the new total I owe per loan each time payments are made.

Review: One of my student loans through National Collegiate Trust went into default with America Education Services who I have given all my student loans to since I graduated. It went to collection agency Transworld Systems INC after I was instructed to dispute it and it would go back with AES. I did that and was told it would be under review; I did not hear from any company about the loan for awhile. Then I called AES after receiving a letter and set up new payments, so I figured that everything was fixed. Then a month later I get a call from a collection agency National Enterprise Services out of Ohio. The agency claims that I owe the student loan from National Collegiate Trust. I argued with them stating it was fixed and back with AES and the company NES continued to state I have the outstanding loan. I have tired several phone calls to the company that holds the loan National Collegiate Trust each time I called I left my phone number and name with no reply. AES stated I could send an email to AES and ask it gets sent to the loan holder. I have done that and still have zero reply. I would like to get speak with a representative from the company.

During this time I have run a credit score and AES has some of my bills paid on time and this loan was not. I only ever received one bill from AES that was for all of my college loans. So how could one be late if I'm giving the company one check each timeDesired Settlement: I would like the loan to back with AES since I feel that my account was not handled properly and believe that I should be able to go back to my monthly payments and my credit score to be fixed.

Review: I filed a dispute on my credit report to see if I could get the account removed because I paid it off several years ago. Instead, National Collegiate Trust responds stating that I owe $11,699 after originally reporting the account was paid off. This is not correct and has impacted my credit scores in a very negative way. I still have my paid in full letter as proof.Desired Settlement: I would like the balance corrected and the account removed from all three of my credit reports ([redacted] and [redacted])

Review: This company keeps changing collection companies. I was paying monthly payment of $50 a month since February 2014 - August 2014 with Recovery Performant. Now they have switch me to NCO group and they want keep the arrangement that I had with the previous collection agency. They want me to pay he whole balance and I can't because I'm unemployed. The loan was originally around $6,000 now it $11,000.Desired Settlement: a new monthly payment plan