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Dear Alice,Unfortunately, Network Mortgage was not aware of the condition of the property you were hoping to buy nor that this property was not in mocondition or habitableWhen someone applies for a mortgage, whether it's at Network Mortgage or any other lender, there is an application
fee that is due to cover the appraisal report for the propertyThis fee is due regardless of whether your mortgage is approved or notThe independent appraiser that goes out to do the property appraisal, gets paid regardless of the mortgage status or situationYou signed a loan agreement which explains this processMoreover, I have emails and logs of conversations that I had with Sunny, your husband, asking him for these funds to pay the appraiser.We made every attempt to work this out before we had to send it to a collection company but you and your husband refused to make the paymentThis money is paid out directly to an appraisal company, it does not go to Network MortgageI will happily email you a copy of the invoices once again.If you would like to discuss this further over the phone, I'm available at ###-###-#### .Sincerely,JUAN F*, PRESIDENT

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Address: 155 E 3rd Ave, Chico, California, United States, 95926

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