I purchased a [redacted] and my mother co signed for it from [redacted] Credit Center, Overland Bond financed the [redacted] for me on 11/22/The [redacted] was totaled while parked on 06/22/and it had full coverage insurance, The insurance company paid Overland Bond $4,which left me owing $6,Overland Bond & [redacted] Credit Center agreed to give me another vehicle and just add the remaining $6,to it which I have a contract forApproximately weeks later I was laid off my mother had the same paydays as me, and she informed Overland Bond that she would be making the payments until I found another job, she was then told that the buyer needed a job [redacted] Credit Center switched the [redacted] off and told me that they wouldn't cut it on unless I was bringing the [redacted] back to them which I didOverland Bond has sent out three different amounts that I supposedly oweI really need help because it feels like I'm being scammed
This is the worse company you could get a loan from, they never help when you have no money to make the payments, I cannot wait until I'm done paying my loan, costumer service is super rude they take advantage of people with poor credit, they partner with [redacted] center to sell overpriced cars to individuals with poor credit, your car will stop working by the time you are done paying your loan, I regret doing bussiness with Overland Bond I only have about months left with them and that will be the happiest day of my life I do not reccoment this company
I recently lost my jobI made an agreement with the company to reduce my payments fromto every two weeksI haven't missed a payment but the company reported to the credit bureau I'm delinquent on my paymentsMy credit report is being affected negatively
I am a current customer and I am fully responsible for the contracts I enter intoBUTThere is such a thing as customer service and handling people with respectThis company is by far the worse finance car company I have ever had to deal with Common sense doesn't apply with these peopleI have another loan with a very good finance company that I would recommendYou know what they did? Its the holidays they asked me if I needed to postpone a payment or arrange a smaller payment because its the holidays and they know everyone is cash strappedNow that's customer serviceThat's how you lock in a customer for long termOverland is horribleI fly in on saturday morning and have to go straight to the officeI work until 7pm that day and my payment is dueOnce I get settled in the office and day is over I go to make my payment online and realize I am $short on the paymentTheir office closes at 4pm on Saturday so no one to callBut I don't want the car disabled on sundaySo I felt it was better to make the partial payment less $($plus) then to not make any payment and speak with them on MondayMonday I get a call the car is disabled because I still owe the balanceNo call, no text, no email from anyone to at the very least contact me and discuss why I made a $plus payment and was $short before they cut it offNo contact at all until the car is disabledHere's their silly, lack of common sense response you will always get from them "You signed a contract" " The SYSTEM will disable it nothing we can do"They love that line "The System" like its some robotic mastermind taking over their companyThey love using that and the you signed a contract lineIts unreal the lack of common sense they useWhy not call me, say "hey mr customer we say you made a partial payment, (80%) of the payment, did something happen, we may have wanted to reach you before we disable your vehicle somewhere in the middle of a parking lot"No that doesn't happen because they don't give a ***Their customer service is horribleWhat's worse is I got to work at 6am monday morning and had every intent when they opened to call them and discuss the partial and setup when I can make the remaining payment but again car disabled before I'm out of my meetingIts almost UNREAL!! DO NOT BUY FROM THEM YOU WILL REGRET ITI'm regretting it less than 1yr into the loanAlso don't let them use the "you made arrangement line"Its like they read from some handbookI never made an arrangement is what I kept saying to them and they keep saying you made an arrangementMy regular payment is not an "arrangement"Its such Bull dealing with themCan't wait until its over
I purchased a *** and my mother co signed for it from *** Credit Center, Overland Bond financed the *** for me on 11/22/The *** was totaled while parked on 06/22/and it had full coverage insurance, The insurance company paid Overland Bond $4,which left me owing $6,Overland Bond & *** Credit Center agreed to give me another vehicle and just add the remaining $6,to it which I have a contract forApproximately weeks later I was laid off my mother had the same paydays as me, and she informed Overland Bond that she would be making the payments until I found another job, she was then told that the buyer needed a job*** Credit Center switched the *** off and told me that they wouldn't cut it on unless I was bringing the *** back to them which I didOverland Bond has sent out three different amounts that I supposedly oweI really need help because it feels like I'm being scammed
Overland Bond was included in my Chapter bankruptcy that concluded the beginning of So I don't owe them any moneyOverland Bond continues to report missed payments to the major credit bureausI have disputed their claims times with TransunionOverland bond keeps claiming that I owe them over $11, I have called at least times to talk to someone about this situationI'm being told that I can only talk to someone in their Bankruptcy and Legal Department, but that person is always unavailableOne person I spoke with said she sent and email to this DepartmentI spoke with another person who accused me of lying about disputing their claimsI offered to fax my transunion report and my Bankruptcy conclusion report, but the man hung up on meI have also requested to speak to a manager several times and the operator will always tell me no and that a manger wouldn't be able to help meThis has been going on for about months
The account is listed on my credit report with remarks that read "Chapter bankruptcy" however I have never filed for or had anything discharged in bankruptcyAttached you will find a copy of PACER transactions receipts that will verify this
This is a clear violation of the Fair Credit Reporting Act to report information on my personal credit report that is not accurate or able to be validated
This is the worse company you could get a loan from, they never help when you have no money to make the payments, I cannot wait until I'm done paying my loan, costumer service is super rude they take advantage of people with poor credit, they partner with *** *** center to sell overpriced cars to individuals with poor credit, your car will stop working by the time you are done paying your loan, I regret doing bussiness with Overland Bond I only have about months left with them and that will be the happiest day of my life I do not reccoment this company
This company sold me a car with a cosigner, the co signer then went to purchase a car of their own and I was placed as the co signer without knowledge was told that the new loan was simply being added to my account because he was the cosigner on my accountIf I could not get a car on my own without a cosigner how can I co sign on a car for someone else while I am still paying for my own car on a $9/hr jobI paid off my car but now they are trying to make me pay for the other car that I never co signed onthey also never attempted to contact me regarding this matter ive had the same phone number for years!!! now they are trying to take my hard earned money for a car I wasnt never responsible for in the first place On top of that they never reported the vehicle I paid in full to the credit companies as a positive on time payment!
My daughter *** *** purchased a Toyota Sion from Car Credit Center in Novwhich I was the co-signer forThis vehicle was financed through Overland Bond & Investment Corporation In June the vehicle was parked when it was hit by another vehicleThe insurance company determined the car was a total lossBlue Book value of this vehicle was paid to Overland Bond The balance remaining on this vehicle after the Blue Book value was paid was $6,Once the vehicle was determined to be a total loss my daughter did not make any paymentsShe was informed that if she wanted to purchase another vehicle she should return to Car Credit Center and they would add the remaining balance of $6,to the price of another vehicleOn July 24, she returned to Car Credit Center and they sold her a Chevrolet Cruse which I also co-signed for and it was also financed through Overland BondThe first payment for this vehicle was due Sept1, Three weeks after the ca
I purchased a [redacted] and my mother co signed for it from [redacted] Credit Center, Overland Bond financed the [redacted] for me on 11/22/The [redacted] was totaled while parked on 06/22/and it had full coverage insurance, The insurance company paid Overland Bond $4,which left me owing $6,Overland Bond & [redacted] Credit Center agreed to give me another vehicle and just add the remaining $6,to it which I have a contract forApproximately weeks later I was laid off my mother had the same paydays as me, and she informed Overland Bond that she would be making the payments until I found another job, she was then told that the buyer needed a job [redacted] Credit Center switched the [redacted] off and told me that they wouldn't cut it on unless I was bringing the [redacted] back to them which I didOverland Bond has sent out three different amounts that I supposedly oweI really need help because it feels like I'm being scammed
This is the worse company you could get a loan from, they never help when you have no money to make the payments, I cannot wait until I'm done paying my loan, costumer service is super rude they take advantage of people with poor credit, they partner with [redacted] center to sell overpriced cars to individuals with poor credit, your car will stop working by the time you are done paying your loan, I regret doing bussiness with Overland Bond I only have about months left with them and that will be the happiest day of my life I do not reccoment this company
I recently lost my jobI made an agreement with the company to reduce my payments fromto every two weeksI haven't missed a payment but the company reported to the credit bureau I'm delinquent on my paymentsMy credit report is being affected negatively
They do not handle business accordinglyTheir rules can change depending on what manager is in office
I am a current customer and I am fully responsible for the contracts I enter intoBUTThere is such a thing as customer service and handling people with respectThis company is by far the worse finance car company I have ever had to deal with Common sense doesn't apply with these peopleI have another loan with a very good finance company that I would recommendYou know what they did? Its the holidays they asked me if I needed to postpone a payment or arrange a smaller payment because its the holidays and they know everyone is cash strappedNow that's customer serviceThat's how you lock in a customer for long termOverland is horribleI fly in on saturday morning and have to go straight to the officeI work until 7pm that day and my payment is dueOnce I get settled in the office and day is over I go to make my payment online and realize I am $short on the paymentTheir office closes at 4pm on Saturday so no one to callBut I don't want the car disabled on sundaySo I felt it was better to make the partial payment less $($plus) then to not make any payment and speak with them on MondayMonday I get a call the car is disabled because I still owe the balanceNo call, no text, no email from anyone to at the very least contact me and discuss why I made a $plus payment and was $short before they cut it offNo contact at all until the car is disabledHere's their silly, lack of common sense response you will always get from them "You signed a contract" " The SYSTEM will disable it nothing we can do"They love that line "The System" like its some robotic mastermind taking over their companyThey love using that and the you signed a contract lineIts unreal the lack of common sense they useWhy not call me, say "hey mr customer we say you made a partial payment, (80%) of the payment, did something happen, we may have wanted to reach you before we disable your vehicle somewhere in the middle of a parking lot"No that doesn't happen because they don't give a ***Their customer service is horribleWhat's worse is I got to work at 6am monday morning and had every intent when they opened to call them and discuss the partial and setup when I can make the remaining payment but again car disabled before I'm out of my meetingIts almost UNREAL!! DO NOT BUY FROM THEM YOU WILL REGRET ITI'm regretting it less than 1yr into the loanAlso don't let them use the "you made arrangement line"Its like they read from some handbookI never made an arrangement is what I kept saying to them and they keep saying you made an arrangementMy regular payment is not an "arrangement"Its such Bull dealing with themCan't wait until its over
I purchased a *** and my mother co signed for it from *** Credit Center, Overland Bond financed the *** for me on 11/22/The *** was totaled while parked on 06/22/and it had full coverage insurance, The insurance company paid Overland Bond $4,which left me owing $6,Overland Bond & *** Credit Center agreed to give me another vehicle and just add the remaining $6,to it which I have a contract forApproximately weeks later I was laid off my mother had the same paydays as me, and she informed Overland Bond that she would be making the payments until I found another job, she was then told that the buyer needed a job*** Credit Center switched the *** off and told me that they wouldn't cut it on unless I was bringing the *** back to them which I didOverland Bond has sent out three different amounts that I supposedly oweI really need help because it feels like I'm being scammed
Overland Bond was included in my Chapter bankruptcy that concluded the beginning of So I don't owe them any moneyOverland Bond continues to report missed payments to the major credit bureausI have disputed their claims times with TransunionOverland bond keeps claiming that I owe them over $11, I have called at least times to talk to someone about this situationI'm being told that I can only talk to someone in their Bankruptcy and Legal Department, but that person is always unavailableOne person I spoke with said she sent and email to this DepartmentI spoke with another person who accused me of lying about disputing their claimsI offered to fax my transunion report and my Bankruptcy conclusion report, but the man hung up on meI have also requested to speak to a manager several times and the operator will always tell me no and that a manger wouldn't be able to help meThis has been going on for about months
The account is listed on my credit report with remarks that read "Chapter bankruptcy" however I have never filed for or had anything discharged in bankruptcyAttached you will find a copy of PACER transactions receipts that will verify this
This is a clear violation of the Fair Credit Reporting Act to report information on my personal credit report that is not accurate or able to be validated
This is the worse company you could get a loan from, they never help when you have no money to make the payments, I cannot wait until I'm done paying my loan, costumer service is super rude they take advantage of people with poor credit, they partner with *** *** center to sell overpriced cars to individuals with poor credit, your car will stop working by the time you are done paying your loan, I regret doing bussiness with Overland Bond I only have about months left with them and that will be the happiest day of my life I do not reccoment this company
This company sold me a car with a cosigner, the co signer then went to purchase a car of their own and I was placed as the co signer without knowledge was told that the new loan was simply being added to my account because he was the cosigner on my accountIf I could not get a car on my own without a cosigner how can I co sign on a car for someone else while I am still paying for my own car on a $9/hr jobI paid off my car but now they are trying to make me pay for the other car that I never co signed onthey also never attempted to contact me regarding this matter ive had the same phone number for years!!! now they are trying to take my hard earned money for a car I wasnt never responsible for in the first place On top of that they never reported the vehicle I paid in full to the credit companies as a positive on time payment!
My daughter *** *** purchased a Toyota Sion from Car Credit Center in Novwhich I was the co-signer forThis vehicle was financed through Overland Bond & Investment Corporation In June the vehicle was parked when it was hit by another vehicleThe insurance company determined the car was a total lossBlue Book value of this vehicle was paid to Overland Bond The balance remaining on this vehicle after the Blue Book value was paid was $6,Once the vehicle was determined to be a total loss my daughter did not make any paymentsShe was informed that if she wanted to purchase another vehicle she should return to Car Credit Center and they would add the remaining balance of $6,to the price of another vehicleOn July 24, she returned to Car Credit Center and they sold her a Chevrolet Cruse which I also co-signed for and it was also financed through Overland BondThe first payment for this vehicle was due Sept1, Three weeks after the ca