---------- Forwarded message ----------From: Sean O'B[redacted] <[email protected]>Date: Fri, Jun 12, 2015 at 8:54 PMSubject: ID [redacted]To: [redacted]@cleveland.Revdex.com.orgThe appraiser performed a fair market valuation of the property, based upon all relevant sale data...
noted at time of the appraisal. This also included a dated sale that best reflected the subjects same view in the rear yard. It is unfortunate that the appraisal valuation did not meet the value expectation of the homeowner.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below.
Unfortunately, I do not accept the appraiser’s response, yet
again. Fabricating these claims would do absolutely nothing for me, except that
I am still out $325 and an undervalued home appraisal. It is understandable
that the appraiser would have to make false statements to protect his
reputation. I do not.
The fact still remains, that I was asked for a copy
of the improvements and provided such. This was separate from the “large stack of comparables” the appraiser refers
to. The appraiser is making false
statements saying this was never provided and I sincerely regret not having
tape recorded the conversation because we would not be here today if I had.
I don’t believe the appraiser withheld anything, I think he
may have lost the list. He was in a big hurry to get to his next appointment. And if he claims to not need the list, but
based on reputation alone could tell if improvements were made, then please
explain “in his expertise” how he could not see there was a newly remodeled, completely
gutted and modernized bathroom-especially in comparison to the known age of the
home. The materials in the bathroom are all brand new. If his expertise fails
him on this observation, it only makes my point stronger in the fact that he
undervalued my home by not knowing what he is looking at.
I had a realtor come in recently who also agreed the home
was under appraised. He was very surprised to hear that the appraiser did not
feel any of the improvements made to the home did not have any impact on the
value and they were considered regular maintenance. He questioned the
geographic areas used by the appraiser, and stated the comparables were “apples
to oranges”. And if the appraiser had
the “large stack of comparables” provided by me all within the last two years,
why then, was he unable to come up with any in the surrounding areas that were
true “apples to apples” comparisons? Instead he went back to 2012 and found one
that backed up his statements.
I understand Sean O’B[redacted] no longer wishes to engage in
these conversations. I am tired as well, but I could not sit by knowing that he
lied and I am paying the price for him to keep his reputation intact. I do not
understand how under appraising homes benefits anyone in these situations. I
found three comments on the intranet claiming the same thing against this
appraiser. That he under appraised, didn’t
take into consideration blatant improvements, he rushed through the
appointment, etc.. . I would like nothing more than a fair and honest appraisal
on my home. And I would accept whatever the final number is, but I cannot
accept what was done to me in this case. If he had just admitted that the
improvements were forgotten and reissued an accurate appraisal, I would be
satisfied. Instead he chose to lie about me not providing the paperwork. This
is unethical and unacceptable. The mortgage company even suggested I report him
to the board of realtors. I am taking that under consideration.
Thanks to the Revdex.com for your involvement in
this matter. I truly appreciate your efforts on my behalf.
Regards,
[redacted]
---------- Forwarded message ----------From: Sean O'B[redacted] <[email protected]>Date: Fri, Jun 12, 2015 at 8:54 PMSubject: ID [redacted]To: [redacted]@cleveland.Revdex.com.orgThe appraiser performed a fair market valuation of the property, based upon all relevant sale data...
noted at time of the appraisal. This also included a dated sale that best reflected the subjects same view in the rear yard. It is unfortunate that the appraisal valuation did not meet the value expectation of the homeowner.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below.
Unfortunately, I do not accept the appraiser’s response, yet
again. Fabricating these claims would do absolutely nothing for me, except that
I am still out $325 and an undervalued home appraisal. It is understandable
that the appraiser would have to make false statements to protect his
reputation. I do not.
The fact still remains, that I was asked for a copy
of the improvements and provided such. This was separate from the “large stack of comparables” the appraiser refers
to. The appraiser is making false
statements saying this was never provided and I sincerely regret not having
tape recorded the conversation because we would not be here today if I had.
I don’t believe the appraiser withheld anything, I think he
may have lost the list. He was in a big hurry to get to his next appointment. And if he claims to not need the list, but
based on reputation alone could tell if improvements were made, then please
explain “in his expertise” how he could not see there was a newly remodeled, completely
gutted and modernized bathroom-especially in comparison to the known age of the
home. The materials in the bathroom are all brand new. If his expertise fails
him on this observation, it only makes my point stronger in the fact that he
undervalued my home by not knowing what he is looking at.
I had a realtor come in recently who also agreed the home
was under appraised. He was very surprised to hear that the appraiser did not
feel any of the improvements made to the home did not have any impact on the
value and they were considered regular maintenance. He questioned the
geographic areas used by the appraiser, and stated the comparables were “apples
to oranges”. And if the appraiser had
the “large stack of comparables” provided by me all within the last two years,
why then, was he unable to come up with any in the surrounding areas that were
true “apples to apples” comparisons? Instead he went back to 2012 and found one
that backed up his statements.
I understand Sean O’B[redacted] no longer wishes to engage in
these conversations. I am tired as well, but I could not sit by knowing that he
lied and I am paying the price for him to keep his reputation intact. I do not
understand how under appraising homes benefits anyone in these situations. I
found three comments on the intranet claiming the same thing against this
appraiser. That he under appraised, didn’t
take into consideration blatant improvements, he rushed through the
appointment, etc.. . I would like nothing more than a fair and honest appraisal
on my home. And I would accept whatever the final number is, but I cannot
accept what was done to me in this case. If he had just admitted that the
improvements were forgotten and reissued an accurate appraisal, I would be
satisfied. Instead he chose to lie about me not providing the paperwork. This
is unethical and unacceptable. The mortgage company even suggested I report him
to the board of realtors. I am taking that under consideration.
Thanks to the Revdex.com for your involvement in
this matter. I truly appreciate your efforts on my behalf.
Regards,
[redacted]