Penner's Service, Inc.

Working with Brian *** at Smart Mortgage Center was extremely easy as he was very helpful throughout the whole loan processI will recommend them to my family and friends for any future needs!

Brian *** is fabulous! I have worked with him twice in the last year and both times he has been wonderful in getting my mortgage completed in a short period of time and will great rates Brian is very responsive and worked well with everyone involved in the buying process! I would use Brian for a mortgage again any time!

Brian *** , Sales Manager for SMART Mortgage was excellent He made sure my wife and I made informed decisions He made us feel that he had our best interest in mind The process was very easy to understand The electronic application and document control was very safe and secure I recommend SMART Mortgage

The very first time I spoke with Patty *** on the phone, I knew I would work with her to find my mortgagePatty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream homeI would definitely recommend Patty *** to family and friends, and look to work with her again in the future

We loved doing business with Jon! He was extremely knowledgeable and very efficient

Brian *** and his team were great Good honest communication with great results My refinance was seamless and caused no interrupition in with work nor personal activities
I highly recommend the Smart Mortgage Center to anyone who is looking to obtain a mortgage or refinance their existng mortgage,

Our search for a lender came to a halt immediately have meeting with Jon *** from Smart MortgageFrom the moment he came into the office on his day off (a Saturday nonetheless) for the opportunity to gain our business; we knew we were dealing with a professional that will go above and beyond to meet & exceed our needs His organization all fit this mold and we are extremely fortunate to have had them handle our recent purchase
It felt like we had been friends for years, how comfortable he made usThe details and patience quickly demonstrated that he was there to be as flexible and upfront as possible to make sure we were aware of all the options, yet not waste our time on options that did not fit our plans I can't stress enough how flexible, patient and helpful Jon and his team were throughout the process In a world of complexity around rates, he was able to simplify the entire process, get us a fabulous rate and remove stressBest in Biz! Top Notch! Highly Recommend!

Absolutely PositiveAbsolutely GreatAbsolutely the best experience to have while undertaking a mortgage refiMy wife and I were extensively helped by Brian *** We were assisted on every step through our mortgage refi Their professionalism--their timely responses--their ability to avoid mistakes--all of it--I would definitely refer Brian *** or his team to my friends and family While I never directly worked with Brian's team during my experience with Smart Mortgage, I am more than confident that only a stellar company can recruit someone of a caliber as that of Brian's as well as recruit the supporting staff enabling him to perform in that capacityTHANK YOU, BRIAN!
THANK YOU, SMART MORTGAGE!

Excellent experience, would recommend to anyone

Brian ***, Smart Mortgage Centers was very professional and persistent He was able to help us meet our goals and give us the advise we needed thanks

Brian was greatHe was willing to go to any length to helpHe work my mortgage in different ways so I could see the pros and cons of every wayI hav recommended smart mortgages to a few people already

Smart Mortgage Centers worked harder for us than a mortgage company we had used several times in the past for purchaes and refinancingOur broker, Brian *** looked at our situation thoroughly and offered solutions to refinance that other companies did notAfter companies said they either could do nothing for us or the rate they offered was high, Brian came through for us
He dug deeper, asked more precise questions and was truly relentless in helping us get our mortgage refinancedAt first I was skeptical that this was another company that said "we can help you" and then what they had to offer was subparWhen Brian came back to us with a great rate and pre-approval I was still not convincedWhen he sent us the e-mail that we were fully approved I was beyond happy! Brian saved us a significant amount of money each month
We are very grateful for Brian's assistanceHe took all the stress and anxiety out of the process for usHe communicated extensively throughout the entire process
Simply put, some people talk a good game and others make it happenBrian *** makes it happen!
I would easily use Brian's services for a future as well as reccommend him to family and friendsNo **, just results!
Thank You Brian and Smart Mortgage Centers!

We were referred to Brian at Smart Mortgages to refinanceHe was fantastic and was available 24-to answer all our questionsWe closed within weeks with no closing costs, lower rate, shorter term, no escrow plus other special requests we hadHe was able to give us exactly what we requestedI would highly recommend using Smart MortgagesEasy and truly a pleasure to work with

Anthony *** was very professional and handled our refi very smoothly and quickly He went the extra mile to help with understanding the contract and went line by line on the numbersSolid guy

Just completed a 203k mortgage in Wilmington, ILPatty *** and the Smart Mortgage team were GREAT! They understood the 203k rehabilitation process and answered all the questions I had Anyone looking to purchase a home with extra money for upgrades should consider the Smart Mortgage 203K Mortgage loanThank you Smart Mortgage for a job well done

I worked With Anthony at Smart Mortgage and I have to say I had a great experience from start to finishHe was very attentive with all my concerns and questionsI would recommend Smart Mortgage to anyone looking for a smooth process and great customer service

We highly recommend Smart a Mortgage to everyoneBrian *** our loan officer went over and above with his mortgage experienceOur circumstances was a little difficult but he knew what to doSmart Mortgage in Naperville is a wonderful company to deal with mortgage needs

I had the please of working in Brian again through his consistent and timely follow up on my refinance in the last couple of weeksHe is the most systematic and thorough professional leaving no stone unturned to get things done I could not have asked for anything more I recommend Smart Mortage and Brian

Worked with Jon on a refi and it was terrificMy situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along I'm very pleased with the outcome

We were in the market for a refinance and started our search We came across Brian *** of Smart Mortgage from several different sources and all the reviews said he is the man Those reviews proved to be very accurate He's professional, courteous, prompt, knowledgeable and most important, trustworthy I wasn't comfortable transacting most of this refinance online at first, but as we began our business with him, he made things as simple as could be, took the time to explain every step as we went along and was almost always available by phone to answer our questions We hit a one or two bumps along the way, but he smoothed them out and we closed with days to spareBy the end of the process we were very comfortable with him because we realized we were in good handsThere was no surprises and everything was as he said Brian knows his business, is easy to talk to and, once again, trustworthyI strongly recommend him and Smart Mortgage