Sign in

Phillips & Cohen Associates, Ltd.

Sharing is caring! Have something to share about Phillips & Cohen Associates, Ltd.? Use RevDex to write a review
Reviews Phillips & Cohen Associates, Ltd.

Phillips & Cohen Associates, Ltd. Reviews (2)

Review: Phillips & Cohen Associates, Ltd and Merrick Bank Corporation has consistently demanded payment and reported erroneous report on my credit profile for Account [redacted] for the amount of $868.53 which I do not owe, preventing me from gaining any measurable employment and credit.

Phillips & Cohen Associates, Ltd and Merrick Bank Corporation must delete this negative information from my credit profile with deliberate speed.

Thank you!Desired Settlement: Erroneous info reported on my credit profile, being disputed has adversely affected my ability to gain any credit or attain any measurable employment lately. Please delete and update file immediately.

Business

Response:

I am taking this opportunity to respond to your correspondence regarding [redacted]. I first want to emphasize that Phillips & Cohen Associates, Ltd., prides itself on being respectful and courteous when dealing with members of the public. We provide our specialists with extensive training and attempt to fully comply with privacy rules and other regulations that impact our industry. We take pride in the fact that our people are extremely sensitive to the issues involved in this type of work and take every precaution to be as respectful as possible. On May 20 2015, our client, Merrick Bank placed the account of [redacted] with Phillips & Cohen Associates Ltd, to recover the outstanding balance of $868.53 on the account ending in “1672”. We have forwarded [redacted]’s complaint to our client Merrick Bank. We are waiting for instructions from our client and hoping to have a response from them, within the next 10 days. As soon as we receive a response we will forward it to you so that you may send it to the consumer. In any case, we will cease collection until such time as we receive instructions. If we do not receive a response, we will close our file and return it to the client. Phillips & Cohen Associates, Ltd is a member of the ACA International, the premier trade group for our industry, and takes pride in meeting our responsibilities under both state and federal law. While at times we have received inquiries from governmental organizations, we always attempt to respond promptly and courteously. Our desire is to continuously improve and we are striving to be the best in class as a collection agency. As director of Corporate Compliance, I personally train and oversee all associates to ensure adherence to the federal and state regulation o f our industry. If there is anything further that I can provide to assist in this matter, please do not hesitate to contact me at [redacted]. Thank you again for the opportunity to respond to this issue.

Review: Received a letter from Phillips and Cohen associates for an apparent debt to santander for 17,814.48Desired Settlement: On 5/2/15, you or someone from your company contacted me by mail about a debt. I do not believe that I owe this, and I dispute it.

In accordance with the Fair Debt Collection Practices Act formally known as and codified under 15 USCA §§ 1692(a-p), I am asking for, and you are required to provide me with the following information:

a) Why do I owe the money?

b) How this amount has been calculated in a way I can understand.

c) Copies of the papers where I agreed to pay what you say I owe.

d) (if applicable) a copy of the judgment.

e) The name of the original creditor.

f) Demonstrate that you are licensed in my state, and provide this license number to me.

Additionally, please provide this letter to the company for whom you are collecting so that they have notice of my dispute.

Please inform any credit reporting agencies to which you have reported this debt to, that this debt is currently in dispute. I will require proof that you have done this.

You are also required to cease and desist from contacting me in this and any related matters unless it is by United States Mail, and only for the purpose of informing me that you are terminating all efforts to collect or that you are taking specific court of legal action.

Sincerely

Business

Response:

See response attached.

Consumer

Response:

Check fields!

Write a review of Phillips & Cohen Associates, Ltd.

Satisfaction rating
 
 
 
 
 
Upload here Increase visibility and credibility of your review by
adding a photo
Submit your review

Phillips & Cohen Associates, Ltd. Rating

Overall satisfaction rating

Description: COLLECTION AGENCIES

Address: 1002 Justison Street, Wilmington, Delaware, United States, 19801

Phone:

Show more...

Web:

This website was reported to be associated with Phillips & Cohen Associates, Ltd..



Add contact information for Phillips & Cohen Associates, Ltd.

Add new contacts
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | New | Updated