Preferred Warranties

I purchased a used car and bought a 4 month 5K mile warranty for $400.
it said power train is covered, car broke down stopped moving forward on HWY. had to get towed. The warranty adjusted said it is a non lubricated part that is the issue- repair cost is $1500 clutch actuator... how convenient!
I always thought anything attached to the transmission would be covered if it was a Powertrain issue,

Save your money - this policy is useless!