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R P Funding, Inc.

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Reviews R P Funding, Inc.

R P Funding, Inc. Reviews (9)

Upon receiving a couple of phone calls from an executive of the company, I wish to revise my review to indicate that I now better understand their loan processing system and that the company simply follows those proceduresAfter talking to other lenders, I understand that every lender has their process and that it may be differentI still don't agree with RP Funding's processThey also clarified that in requesting a credit card for the Appraisal fee, they said that they do not actually charge the card until they are ready to proceed with the loan

RP funding is no better than other lenders, and based on my experience it's horrible experience working with themI'm being honest and objective when writing this postHere is a general background of my caseMy loan application to RP funding was submitted on 2/and the closing date is 3/
First of all, it took a long time to get the appraisal report backI gave them my credit card number once I decide to go with them and that was before the loan application submissionIt took a while for them to order the appraisal and it took a while for the appraiser to do the appraisal and then got the reportIt took weeks when I got the appraisal on 3/
Finally my loan was approved on 3/Tuesday but there were conditionsMy realtor kept asking them what the conditions were and what we need to do to remove them because time was running outWe had to have everything in place by Friday 3/to close on Monday 3/They didn't get back to us until Friday 3/afternoon stated some

DO NOT USE RP FUNDING IN ORLANDO! They are extremely unprofessional and disorganized Everyone you talk to there will give you a different answer to same question They are aggressive about getting the deal and then they will drag their feet and wait until the last minute They sent me documents to sign and EVERY one of them have incorrect information! My name was misspelled and the address was wrong Actually the documents had different addresses on them and all of them were wrong-and this was someone with the title of Customer Service Coordinator!
They are a big company who advertise all the time on the TV, but when it comes to taking care of their customers you will just be a number There is no customer service from this company and they do not seem to know what they are doing My title company was concerned as well as my realtor with their "process" You would think that they would know what they are doing and have a schedule and a process to follow
Again, unprofessional and no customer service--that is what RP funding has to offer you

All this company wants is the mortgage insurance the appraisal company is paid by them to come in so you have to have insurance I will pay a company the lending fees before spend more money with them

Gave RP Funding a try after our previous lender got hung up on of our credit scores being points low RP had the exact same minumum score requirements but took the time to look at our situation and recognized we were more than our credit scores and made an exception to work with us on our much-needed cash out refinanceCoincidentally the score in question had jumped up above the minumum by closing so the exception wasn't even necessary in the long run, but the important part was Luis N*** at RP didn't let points stop him from getting our loan done We were told that RP would pay our closing costs, and even the cost of our appraisal would be credited back at closing This was all true RP was very easy to deal with, from first contact, all the way through underwriting, processing and closing We were expecting the inevitable last-minute issue that always seems to come up, but not with these guys Excellent all around I will absolutely recommend them to anyone

Dont believe RP funding "$1,challenge" if you find a better loan somwhere elseMy husband and I submitted an application for 197k house loan and they said we could only qualify for 150kWe went to the new developlment home and qualified and purchased a home for $250kWhen asked about "$1,000" they find every possible excuse why they dont gove it to youDont waste your time with RP funding

I highly recommend using any other mortgage broker other than RPFunding They are unorganized with a lack of communication among their staff They made which should have been an amazing experience the worst ever In addition, I am now receiving a multitude of solicitation via U.SMail and phone calls Spare yourself the stressDo not use Rp funding

Recently applied for a refinance of our privately held high interest mortgage through RP Funding. The loan rep was courteous and seem to be thorough. They requested about ten different documents from us as well to esign numerous "Disclosure Documents".

We were aiming for a VA refi. The loan rep came back saying they were going to try for an FHA refi because the VA refi came back as a "Refer". Was never explained what that meant but it was not an approval supposedly because of a chapte 13 bankruptcy which was dismissed back in Feb of 2016. This information was known by the loan rep from the very beginning. So the FHA also came back "Refer". At this point, the loan rep decided not to even try a conventional loan, even though we had a fair credit score, where business owners, and had a perfect payment history with the current mortgage.

I don't see why they collect all this mountain of paperwork to then come back with a dis-approval solely based on a single item (ch 13 dismissal) which they knew from the very beginning when they first took the application. It is highly discouraging and deceiving that they give you all the required disclosures with a loan number and set interest rate, which appeared as if the loan was essentially going to happen.

Oh, and they were asking to charge my credit card for $450 for an appraisal upfront, which I denied to do until there was an assurance of approval, strange that right after me denying them the $420 in advance for the appraisal, the loan request was denied.

First of all I am so glad I made the call! I spoke to Robert my rep and started the great relationship with him and rpf.Made me feel like family.after he did all the leg work and did a great job thank you Robert. And I want to thank Breanna for taking all my calls and getting them to the rpf Team especially wene needing a voice to get answer to my questions.Big shout out to Victor S,Brian.,Don I mention these mvp players because wene one was busy helping an other customer WITH there loan they always had time for me and mine.They never drop the ball.untill we got the goal which was my loan with great delivery. My hat off to you Robert Palmer and your Great Team.

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Address: 500 Winderley Pl STE 300, Maitland, Florida, United States, 32751-7408

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