Hello, As a follow up to my previous e-mail earlier today, a debt is created by mutual agreement between creditor and debtor, i.ea contractThere was never any such contractIn order for a business to legally report and maintain an entry at a credit bureau, it is my understanding that it must provide, upon request, proof of the debt (i.esigned contract) between the partiesThe business failed to provide the requested proof as there is no contract between the parties and as such no debt.Thank you, [redacted]
Complaint: [redacted] I am rejecting this response because:Receivable Management, Inc("RMI") has failed to address the central issue in the complaint and, in addition, makes misleading statements.The central issue in the complaint was: patient did not enter into any contract with [redacted] Ambulance that created a debt.Patient requested that RMI produce evidence of debt, i.ea contract between patient and [redacted] Ambulance or law/regulation establishing the cost of emergency ambulance services and assigning the cost to patientAny such law/regulation would be binding on patient's insurance company, obligating the insurance company to reimburse [redacted] Ambulance.Instead of producing a contract or law/regulation, of which there is none to patient's knowledge, RMI sent patient an itemized bill, the amount of which was unilaterally determined by [redacted] Ambulance.Receivable Management, Incmakes the misleading statement that patient requested an itemized billTo the contrary, patient requested "the reasonable and/or legal basis for [ [redacted] Ambulance] asserting entitlement to the proposed balance." Attached is the letter patient sent to RMI, which USPS indicates RMI received on 08/21/2017.Additionally, the itemized bill sent by RMI shows a due date that was in the future (09/24/2017) relative to the date on which an entry was made in patient's credit file (09/06/2017)That itemized bill is also attached Thank you, [redacted]
Hello, As a follow up to my previous e-mail earlier today, a debt is created by mutual agreement between creditor and debtor, i.ea contractThere was never any such contractIn order for a business to legally report and maintain an entry at a credit bureau, it is my understanding that it must provide, upon request, proof of the debt (i.esigned contract) between the partiesThe business failed to provide the requested proof as there is no contract between the parties and as such no debt.Thank you, [redacted]
Complaint: [redacted] I am rejecting this response because:Receivable Management, Inc("RMI") has failed to address the central issue in the complaint and, in addition, makes misleading statements.The central issue in the complaint was: patient did not enter into any contract with [redacted] Ambulance that created a debt.Patient requested that RMI produce evidence of debt, i.ea contract between patient and [redacted] Ambulance or law/regulation establishing the cost of emergency ambulance services and assigning the cost to patientAny such law/regulation would be binding on patient's insurance company, obligating the insurance company to reimburse [redacted] Ambulance.Instead of producing a contract or law/regulation, of which there is none to patient's knowledge, RMI sent patient an itemized bill, the amount of which was unilaterally determined by [redacted] Ambulance.Receivable Management, Incmakes the misleading statement that patient requested an itemized billTo the contrary, patient requested "the reasonable and/or legal basis for [ [redacted] Ambulance] asserting entitlement to the proposed balance." Attached is the letter patient sent to RMI, which USPS indicates RMI received on 08/21/2017.Additionally, the itemized bill sent by RMI shows a due date that was in the future (09/24/2017) relative to the date on which an entry was made in patient's credit file (09/06/2017)That itemized bill is also attached Thank you, [redacted]