Regroup Partners

We at Regroup Partners specialize in the restructuring of debt for client's who are willing to help themselves. We make our program as economical as possible but when a client pays 3 times less into their Trust account, it is impossible to build the leverage to settle in a timely manner. If the client is not willing to cooperate and follow protocol we can not assist the individual in any capacity, therefore we request client to submit an intent to cancel letter whereas SAS Trust then processes the request, then issues the available balance of the Trust back to the client. If that client has any questions or concerns about any issue regarding the Trust account they could simply refer back to their contract and the SAS agreement form, in which the client SIGNED, to find the company contact information which is stated several times. We advise you contact them directly as we are a third party and we are not in control of those funds.

As you are aware, we assist in the restructuring of corporate business debt for those who are unable to satisfy their debts and sustain economically. In regards to this matter, you owe your creditors over $200,000 as well as the IRS in the amount of roughly over $200,000 for a combined debt load of over 400k. Our contract in which you agreed and signed, states our service fee is paid over the first 7 months of your program term. As soon as client executes our contract agreement, LOR and POA is automatically sent to all debtors enrolled into our program as that is our protocol. The disconnection in this case was that you were extremely irate and argumentative which is not conducive to the working relationship of a successful client in our program, therefore you were released from your agreement. After further review, our records show we executed proper due diligence and remained in compliance.

Thank you for your response. Obviously, this is a frivolous and false review due to the fact that your debt of only $20,000 does not meet our watermark as our minimum debt load requirement is $100,000. Thank you.

Thank you for you response. After further investigation into this matter. Not only did you not make a single payment into your trust account for any settlement efforts. You failed to pay your retainer in full. With that being said, only LOR and POA were drafted and sent which is our initial protocol of due diligence. Furthermore, you failed to honor our program terms which means our legal counsel was not successful in obtaining pertinent legal documentation needed for settlement purposes. Feel free to contact our firm if you would like to resolve this matter as our staff is here to help past and present clients, not hinder them or their business endeavors. Thank you.

Client is trying to get back monies that are not owed to him. His contract clearly stated there was a non refundable retainer, and he made only 1 payment into his program. The 41K plus that he is saying we required him to pay was not a requirement at all but a combination of a percentage of what he owes to his lenders, (he owes a total to his lenders alone for his personal debt of $57,000) whom he didn't pay back and the cost of our program. If Mr. would have stayed in the program we would have saved him close to $25k The client also issued us an apology letter for blaming us for his financial hardships. Mr. also received free advice on his personal consumer debt which is also well over 100K and also in default. Mr. closed his account with the trust and received a refund of the funds he was entitled to.

Again, we, Expedia Financial are not responsible for Mr. financial troubles. For the record, Second Wind DENIED assistance to Mr. due to his financial hardships and referred him to Expedia Financial to see if we could help him. Mr. was referred to us on 9/22/18 and by SIGNING his contract OF HIS OWN FREE WILL he AGREED to our terms and the amount of his retainer for $2850.00 that was broken into 3 payments for him at $950.00 to enroll $57K in debt. Being a businessman, you would think that Mr. would fully read any contract from a company that he is considering doing business with before signing, and we are not able to force him into doing anything. He was in constant contact with his salesperson and if he could not afford the 12 month program or the payment obligations to get our of business debt in 12 months (1 year) HE SHOULD HAVE SAID SOMETHING BEFORE SIGNING IT. I have also attached his Lender contracts in which you can see the payment terms are completely ridiculous and no one in their clear mind would ever agree to! Per his contract his first trust payment of $1621.00 was due on 10/22, however Mr. did not have funds at that time so we adjusted the date for him to 11/5, even with the adjustment to the dates that payment was RETURNED as NSF ON 11/8. He did not re-draft again until 11/29, in which a PORTION of his payment went to the cost of his program, as outlined in black in white in his contract. As far as conversations, all of our calls are recorded as well and we did everything we could in an attempt to help this client, EVEN AFTER HE COMPLAINED TO SECOND WIND! which is why he then sent the apology letter. I will not allow Mr. to make us responsible for his poor money management skills in business and in his personal consumer debt. He was cancelled from our program due to NON PAYMENT and also to being a risk (which he has proved by this false and bogus claim) and to try to keep a client in a program they clearly cannot afford is unethical. Furthermore, Mr. only paid a $2850.00 retainer and 1 payment to his trust for $1621.00 and nowhere do these amounts total 6K and if Mr. had 6K he should have tried to pay his Lenders instead of looking for help to REDUCE the amount he LEGALLY OWES to BOTH of his Lenders. The bottom line is Mr. borrowed almost 100K in cash that he KNEW he was not going to be able to pay back, and because his credit and finances are so in the arrears he is know trying to do the same thing to us that he has done to his lenders, which is not accept responsibility for his debt. Expedia Financial is in no way doing anything fradulant business and the link that Mr. has provided is from a blogger . When it comes to the Federal Trade Commission and business debt, the following is stated in Section XXX(X): "The FDCPA applies only to the collection of debt incurred by a consumer primarily for personal, family, or household purposes. It does not apply to the collection of corporate debt or debt owed for business or agricultural purposes." We do not collect ALL fees before we settle debts, we collect a portion as well as building the clients trust account at the same time. No Debt relief Company would survive in business by paying off the clients debt and collecting our costs once all the debts are settled, if the client has put their business at risk to borrow money they cant afford, why would they bother to pay a company for services once the job is done? I have also attached a list of Mr. PERSONAL debt to give you an idea of how much debt his in actually in. In an email conversation dated 12/17 Mr. Thanked a member of my team (Teri) for providing him information that actually helped his situation as he was contemplating filing bankruptcy. I am attaching a series of emails where Mr. himself stated he could not pull the equity from his home due to his bad credit. We have done nothing wrong and do not owe Mr. anything.