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Reliance Federal Credit Union

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Reliance Federal Credit Union Reviews (1)

Review: I writing you today to lodge a formal complaint against Reliance Federal Credit Union regarding Acct# [redacted], and acct#[redacted]. This debt creditor placed tradeline notations on all three of my credit reports (Equifax, Experian, and Transunion) per required by the FCRA legislation. Credit reporting is considered collection activity. I mailed dispute letters to Reliance Federal Credit Union on 02-07-2013, Persuant to Fair Credit Reporting Act (FCRA) (Title 15 U.S.C 1681s-2).I disputed information in its entirety and request supporting documentation that substantiates the information you have furnished to the Credit Agencies.

I did not request a verification that they have my mailing address; rather, I requested validation in the form of some competent evidence that I had some contractual obligation associated with this trade line. [redacted] never validated tradeline notations. I advised Reliance Federal Credit Union in both letters that unless the original contract, signed contract is provided to me within 10 days of receipt of the letters, item must be removed from the credit reports. I will be force to assume that they are intent on failing to comply with he law. Reliance Federal Credit Union never provided a copy of the contract signed by me with my authentic signature that started alleged debt. This company has effectively destroyed my chances of getting a mortgage. I am requesting your office look into these allegations and help me procure a deletion from all three credit reporting agencies until this company can successfully validate my debt as they are mandated by law to do. I am considering legal action against Reliance Federal Credit Union, however, I felt compelled to urge your office to help me in my crusade to remove Reliance Federal Credit Union and reestablish my name and credit. However, their intentional act of misleading their reporting should be enough to sue them, and should be enough for your office to force their compliance in this issue. I hope you can help me out. Thank You.Desired Settlement: Reliance Federal Credit Union has violated my rights Pursuant of Title U.S.C. 1681s-2 FCRA," Responsibilities of furnishers of information to consumer reporting agencies" mandates the reporting of only accurate verifiable information. FCRA requires all items to be verifiable, accurate and complete I am requesting that Reliance Federal Credit Union immediately Delete Acct#[redacted] and Acct#[redacted] from Equifax, Experian and Transunion because they are non-complaint and did not provide signed contract.

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Description: Credit Unions

Address: 20102 Valley Forge Circle, King of Prussia, Pennsylvania, United States, 19405

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