RUCC

Thank you for allowing D&S, Ltdthe opportunity to respond to the complaint filed.Upon review, it is important that I notify you that D&S, Ltdsends out a formal written notification of the past due balance via mail upon receipt of any debt assigned to our companyAfter the letter is sent out, there are numerous phone attempts made in an effort to resolve the account amicablyWhen a Customer does not return our phone calls or respond to the letter, it is considered a refusal to pay.Customer did make payment via ACH on 5/11/This payment was credited to the Customer's account with D&S, LtdimmediatelyD&S, Ltdhas listened to all calls recorded for this CustomerThere was never a guarantee or promise of time as to when privileges would be reinstatedOur Client has access to our system to verify payments, however it is not their policy to reinstate employee privileges until the funds are received and posted in their officeScheduled remittance of funds collected is dictated by the Client not D&S, Ltd.The Collector who originally collected the payment was on vacation during the time in which the Customer attempted to reach himThe main line for D&S, Ltdis answered M-F, 8AM - 5PM CST.After extensive review D&S, Ltdis in compliance with the collection process as outlined by our ClientPlease let me know if any additional response is required

The account in question has been closed by D&S Ltdand returned to the original creditor.D&S Ltd has closed and returned this file to the original creditor.D&S Ltdreported only to Transunion in this matter.As of 01-19-the D&S Ltdreporting has been updated for removal of
the reported line item with Transunion.It can take up to weeks for removal of the line item with Transunion.I hope this is a satisfactory resolution to this matter. Respectfully, *** ***D&S LtdCompliance Manager

This request for validation is made pursuant to 15 USC 1692g Sec. 809 (b) of the FDCPA Has been received by D&S Ltd.D&S Ltd. Will comply with the above request for validation of the debt within five days. Additionally D&S Ltd. will adhere to Sec. 809 (b) of the FDCPA granting the...

consumer 30 days for research of the forth coming validation of debt.Respectfully, [redacted]

(attached)

Complaint: [redacted]
I am rejecting this response because:
Regards,
[redacted] We would also like the name and contact information of the registered agent so that we may initiate legal action if warranted.  We would also like the company to show proof that the work that is being billed for was actually done.  Thanks very much for your help.

Thank you for allowing D&S, Ltd. the opportunity to respond to the complaint filed.Upon review, it is important that I notify you that D&S, Ltd. sends out a formal written notification of the past due balance via mail upon receipt of any debt assigned to our company. After the letter is...

sent out, there are numerous phone attempts made in an effort to resolve the account amicably. When a Customer does not return our phone calls or respond to the letter, it is considered a refusal to pay.Customer did make payment via ACH on 5/11/2015. This payment was credited to the Customer's account with D&S, Ltd. immediately. D&S, Ltd. has listened to all calls recorded for this Customer. There was never a guarantee or promise of time as to when privileges would be reinstated. Our Client has access to our system to verify payments, however it is not their policy to reinstate employee privileges until the funds are received and posted in their office. Scheduled remittance of funds collected is dictated by the Client not D&S, Ltd.The Collector who originally collected the payment was on vacation during the time in which the Customer attempted to reach him. The main line for D&S, Ltd. is answered M-F, 8AM - 5PM CST.After extensive review D&S, Ltd. is in compliance with the collection process as outlined by our Client. Please let me know if any additional response is required.