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SettlementOne Reviews (3)

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below I Emailed Mortgage Lenders Loan Officer regarding my loan inquiry concerning a pre-qualification letter I was trying to see if I qualified for a loan onlyI asked him if his firm was contracted with SettlementoneHe never respondedAlso you requested my credit file the same day he issued my letterThe same day we concluded our businessAnd no one mentioned Settlementone to me nor can produce a fiancial application with my name and SettlementOne together on the same non existed applicationI had not authorized any other busness but Mortgage Lenders to who our application states[redacted] Regards, [redacted]

Mortgage Lenders of America (MLOA) is a Client of SettlementOneSettlementOne provides access to consumer credit reports to financial institutions for the purpose of evaluating them for a home loanSettlementOne does not work with the consumer, initiate any credit transaction, or make credit decisionsMLOA did pull the consumers credit for the purpose of evaluating them for a mortgage loanThe mortgage process often takes more than one credit pull to finalize a loanAgain, these pulls were made by MLOA with the consent of the consumer belowSettlementOne in no way pulled this credit on our own behalf, we are simply the technology/data providerWhen the consumer contacted SettlementOne, we processed a form letter per credit bureau guidelines and forwarded to MLOA to determine if the multiple pulls were indeed validSettlementOne cannot remove a credit inquiry, only assist in the consumer/client communicationWe received the letter from the consumer on 09/14/17, processed, and sent MLOA their response letter on the same dayWe also sent the consumer back a response letter advising them of who pulled the credit, and how they can work with them to dispute inquiriesWe fulfilled our obligation to the client and consumerAs of this date, MLOA has not responded to us with any instructions and should be working directly with the consumer at this time [redacted] ***Vice President of OperationsSettlementOne

Hello, Please find below that there has been a resolution to the complaint made from the client for SettlementOne Credit CorporationThe client has been credited and notified of this creditThere is no longer a balance on this client’s account Please see below the resolution from our collections manager as well as the transaction detailsI have also attached the original complaint for referencePlease let me know if there is anything else needed to resolve and close this out.Thank you, [redacted] Director of Corporate DevelopmentSNH Inc.Office: 702- [redacted] Fax: 702- [redacted] From: [redacted] Sent: Saturday, November 21, 7:AMTo: [redacted] Subject: [redacted] Bond and Mortgage, I [redacted] Hi [redacted] , Please see the debits and credit below There was credits issued for late fees The first was off of a balance, however, the other was accrued over some additional invoices I approved the additional credit because this customer was on autopay on the platform and did not realize there would still be outstanding balances that would have to be paid to accounting Please let me know if there is anything else I can provideBest, [redacted] Collections SupervisorSNH Inc.e [redacted] @snhinc.com(702) [redacted] (Office)(702) [redacted] (Fax)www.SNHInc.com ---------- Forwarded message ----------From: " [redacted] @snh.com" < [redacted] @snh.com>To: [redacted] Cc: Date: Tue, Nov 23:05:+0000Subject: This E-mail was sent from " [redacted] " ( [redacted] MP 5002).Scan Date: 15:05:(-0800)Queries to: [redacted] @snh.com---------- Forwarded message ----------From: " [redacted] @snh.com" < [redacted] @snh.com>To: [redacted] Cc: Date: Tue, Nov 23:05:+0000Subject: This E-mail was sent from " [redacted] " ( [redacted] MP 5002).Scan Date: 15:05:(-0800)Queries to: [redacted] @snh.com

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