Shoff Construction & Design Inc

The customer had originally filled out a credit application related to financing a vehicle purchaseGreater Chicago Finance Company financed the loan, and became a secured creditor, and subsequently the account became delinquentGreater Chicago Finance had to file suit to redeem the collateral and
obtained a judgment against the customerObtaining a credit report for the purposes of collecting an account/debt of the consumer is a permissible purpose under the Fair Credit Reporting Act and GCFC had the right to access the customer's report