I have reviewed the response offer made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below This was from [redacted] when I was talking to him my issue is not with him at all he's not the one who pulled my credit after I plainly stated that the salesman [redacted] I think (I have all the texts with his phone number) I told him they were not to look at my credit in any wayThat I wanted a ballpark based on the credit scores I sent them from my credit monitoring because I was fealing with them and [redacted] and wasnt having my credit pulled until I saw who offered me the best ballpark rate and paymentThese emails they sent were weeks before then another salesman and finance manager pulled my credit nowhere near the same time they are just using old emails that are based on a car I decided to not even try forI have all the texts from may which is when they did the credit pull not back in mid april when I was talking to [redacted] Regards, [redacted]
concerning case ID [redacted]Attached you will find email correspondence between Mr. [redacted] and sales consultants from Ramey Tazewell.Based on Mr. [redacted] request we did attempt to provide him with the information he asked for. In obtaining credit approval for him we did submit his information to...
lenders we felt would be in his best interest.Based on information provided by FICO when looking for a mortgage, auto or student loan may cause multiple lenders to request your credit report even though you are only looking for one loan. To compensate for this FICO scores ignore mortgage, auto and student loan inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your scores while you're rate shopping. In addition FICO scores look on your credit report for rate shopping inquiries older than 30 days. If you FICO scores find some, you scores will consider inquiries that fell in a typical shopping period as just one inquiry. For FICO scores calculated from older versions of the scoring formula this shopping period is any 14 day span. For FICO scores calculated form the newest versions of the scoring formula, this shopping period is any 45 day span. myfico.com
I have reviewed the response offer made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.
This was from [redacted] when I was talking to him my issue is not with him at all he's not the one who pulled my credit after I plainly stated that the salesman [redacted] I think (I have all the texts with his phone number) I told him they were not to look at my credit in any way. That I wanted a ballpark based on the credit scores I sent them from my credit monitoring because I was fealing with them and [redacted] and wasnt having my credit pulled until I saw who offered me the best ballpark rate and payment. These emails they sent were weeks before then another salesman and finance manager pulled my credit nowhere near the same time they are just using old emails that are based on a car I decided to not even try for. I have all the texts from may which is when they did the credit pull not back in mid april when I was talking to [redacted].
Regards,
[redacted]
I have reviewed the response offer made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below This was from [redacted] when I was talking to him my issue is not with him at all he's not the one who pulled my credit after I plainly stated that the salesman [redacted] I think (I have all the texts with his phone number) I told him they were not to look at my credit in any wayThat I wanted a ballpark based on the credit scores I sent them from my credit monitoring because I was fealing with them and [redacted] and wasnt having my credit pulled until I saw who offered me the best ballpark rate and paymentThese emails they sent were weeks before then another salesman and finance manager pulled my credit nowhere near the same time they are just using old emails that are based on a car I decided to not even try forI have all the texts from may which is when they did the credit pull not back in mid april when I was talking to [redacted] Regards, [redacted]
concerning case ID [redacted]Attached you will find email correspondence between Mr. [redacted] and sales consultants from Ramey Tazewell.Based on Mr. [redacted] request we did attempt to provide him with the information he asked for. In obtaining credit approval for him we did submit his information to...
lenders we felt would be in his best interest.Based on information provided by FICO when looking for a mortgage, auto or student loan may cause multiple lenders to request your credit report even though you are only looking for one loan. To compensate for this FICO scores ignore mortgage, auto and student loan inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your scores while you're rate shopping. In addition FICO scores look on your credit report for rate shopping inquiries older than 30 days. If you FICO scores find some, you scores will consider inquiries that fell in a typical shopping period as just one inquiry. For FICO scores calculated from older versions of the scoring formula this shopping period is any 14 day span. For FICO scores calculated form the newest versions of the scoring formula, this shopping period is any 45 day span. myfico.com
I have reviewed the response offer made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.
This was from [redacted] when I was talking to him my issue is not with him at all he's not the one who pulled my credit after I plainly stated that the salesman [redacted] I think (I have all the texts with his phone number) I told him they were not to look at my credit in any way. That I wanted a ballpark based on the credit scores I sent them from my credit monitoring because I was fealing with them and [redacted] and wasnt having my credit pulled until I saw who offered me the best ballpark rate and payment. These emails they sent were weeks before then another salesman and finance manager pulled my credit nowhere near the same time they are just using old emails that are based on a car I decided to not even try for. I have all the texts from may which is when they did the credit pull not back in mid april when I was talking to [redacted].
Regards,
[redacted]