I had my reservations at first, but this company saved my life. I owe $130,000 in student loans. My monthly payment went from $1400 per month to $0. They will also handle the tedious process of submitting a income based repayment application. They accepted a payment plan, where other companies wanted $600 up front. This company is legit.
I was introduced to Student Debt Doctor by a colleague who reassurred me that they could help me with my student loans. At first I was very skeptical about giving my information to anyone, especially with all of the identity fraud that has been taking place, but I really needed assistance as I was drowning in my student loan debt. [redacted], the president & his staff has been nothing but awesome in helping me regain a peace of mind from all of my student loan worries. He went over everything in detail with me and clarifyed anything that I had questions about. I was contantly updated about what was occuring with my file & how long it would take before I received information from Navient. Student Debt Doctor has basically taken my outrageous student loan payments and turned them into an affordable monthly payment that I can manage. It is without a question and a doubt that referred several of my friends and colleagues to Student Debt Doctor & they each have given me thanks for referring them.
I came to the StudentDebtDoctor after relentless months of researching every possible avenue of hope. I spoke endlessly with FedLoans who did try and help but it often depended on who you were speaking with. My debt was large and looming and I have always made good faith payments even when not in deferment. I wanted to keep that track record up, not shirking my responsibilities but simply asking for something affordable that would not cast undue hardship upon my family. That never made sense to me when it came to the options. As I began giving up hope that there was anything or anyone who would assist me, I came across the StudentDebtDoctor. As consumers we are always skeptical as our concerns turn to living in a world where we feel we will simply be exploited by the next clever revenue generator. Who can blame us? BUT--From my first call, this entity had my attention, and went WAY beyond what I was asking by giving me advice and insight on things I didn't know. Keeping in mind I am a dogmatic researcher, I thought I had reviewed all avenues. I even doubted what I had heard because naturally, it sounded like the answer to months of worry so quickly. But that first phone call had me interested and relieved. Even if I had walked away from that call, they left me with valuable information.
People may think they could do the same thing as this team and save a buck by doing it themselves but it doesn't work that way. These are people who work hard to try and help, this is what they do everyday. After a few weeks I became worried, giving up such a task and trusting an entity so soon just made me scared, again, so I retracted to old behaviors-fear, worry, dread. They assured me it would take time but the end result would be well worth the effort. They stayed in communication and sometimes, I initiated it out of fear, but they were always so kind and helpful. I received very informative progress letters. I know they must deal with the stresses people bring to them and so their role is not easy, but they must be proud when everything does work out for someone they are working with.
After a few months, what I got back for repayment terms was excellent, much, much better than expected. I appreciate their name-Studentdebtdoctor-well suited. I hope that this testimonial is seen as one that authenticates the fantastic job and result that occurred in my case for others. They are realistic+optimistic+diligent-a great combination. I know that not every person in this world can be satisfied to their fullest expectations. Every organization has its share of detractors as well and that's okay, that is why we have choices to engage or not engage a process. My expectations were highly guarded, I was at times worried, not understanding when there were moments of silence, but they always encouraged me to contact them during those times.
I want to personally thank you, the staff at Studentdebtdoctor who worked hard for me, gave me great insights and alleviated a debt burden that had for me become hard to endure. The fee is way below what I have been given in return. I will return every year to recertify with your team, you know what you are doing. This is the kind of letter that I hope helps all the staff there know that people like me, those who are caught in the middle and want to pay their debts, who need balance in payment terms that make sense-- that we need more solutions like this.
Last year I called up Gary and his team and since then I have yet to be disappointed. They worked with me every step of the way and I always knew what needed to happen next. They were able to get my loans out of default just in time for my husband and I to file our taxes. Fast forward a year and I noticed my payment plan changed with Fedloan. I emailed [redacted], on a weekend mind you, and within an hour he emailed me back insuring that Whitney would be calling me first thing Monday morning. They helped me understand why my loan payment had changed and help me re-certify my income. I don't feel that their prices are too steep. They are always helpful in setting up a payment plan as they are aware we all don't own money trees.
I would highly recommend this company! The staff is outstanding and beyond friendly! I always enjoy hearing from Gary and Whitney. They are just so down to earth and actually care about who they are helping!
My phone number was provided to this business and I receive calls and texts on a daily basis even though I have requested these notifications to stop and blocked all numbers that have previously contacted me. This is borderline harassment.
Student Debt Doctor has been a great experience. They helped me put together a good program that fits my income. It took time for the paperwork to go through but it has and I am ecstatic. The people I have spoken with have been helpful, courteous, and genuinely concerned with my questions. They have contacted me through phone calls and email. I give them a thumbs up and a Great Job !!!!!!
By the end of my 35 minute conversation with [redacted] (the owner of the company!!), I was no longer worried about my finances. He gently walked me through the process of federal loan forgiveness and how he could help me.
Not only has he helped me save over $300/month he also helped my friends.
I was way behind on my student loans. I was told by being in default my paychecks were going to start being garnished. I spoke to a friend who spoke very highly of Student Debt Doctors. Not only did they stop me from getting garnished, but managed to get me low monthly payments I could afford. I am so grateful to this company.
Gary W. at Student Debt Dr is amazing! He showed me all my options and talked me through the steps I need to follow to settle my debt. I will highly recommend him and hus people to anyone I know with student loan issues.
I feel I can have some peace of mind now that my payments are smaller and more manageable,
I had my reservations at first, but this company saved my life. I owe $130,000 in student loans. My monthly payment went from $1400 per month to $0. They will also handle the tedious process of submitting a income based repayment application. They accepted a payment plan, where other companies wanted $600 up front. This company is legit.
Debt Doctor has handled my account very well so far. Hope to have that continuance.
I was introduced to Student Debt Doctor by a colleague who reassurred me that they could help me with my student loans. At first I was very skeptical about giving my information to anyone, especially with all of the identity fraud that has been taking place, but I really needed assistance as I was drowning in my student loan debt. [redacted], the president & his staff has been nothing but awesome in helping me regain a peace of mind from all of my student loan worries. He went over everything in detail with me and clarifyed anything that I had questions about. I was contantly updated about what was occuring with my file & how long it would take before I received information from Navient. Student Debt Doctor has basically taken my outrageous student loan payments and turned them into an affordable monthly payment that I can manage. It is without a question and a doubt that referred several of my friends and colleagues to Student Debt Doctor & they each have given me thanks for referring them.
I came to the StudentDebtDoctor after relentless months of researching every possible avenue of hope. I spoke endlessly with FedLoans who did try and help but it often depended on who you were speaking with. My debt was large and looming and I have always made good faith payments even when not in deferment. I wanted to keep that track record up, not shirking my responsibilities but simply asking for something affordable that would not cast undue hardship upon my family. That never made sense to me when it came to the options. As I began giving up hope that there was anything or anyone who would assist me, I came across the StudentDebtDoctor. As consumers we are always skeptical as our concerns turn to living in a world where we feel we will simply be exploited by the next clever revenue generator. Who can blame us? BUT--From my first call, this entity had my attention, and went WAY beyond what I was asking by giving me advice and insight on things I didn't know. Keeping in mind I am a dogmatic researcher, I thought I had reviewed all avenues. I even doubted what I had heard because naturally, it sounded like the answer to months of worry so quickly. But that first phone call had me interested and relieved. Even if I had walked away from that call, they left me with valuable information.
People may think they could do the same thing as this team and save a buck by doing it themselves but it doesn't work that way. These are people who work hard to try and help, this is what they do everyday. After a few weeks I became worried, giving up such a task and trusting an entity so soon just made me scared, again, so I retracted to old behaviors-fear, worry, dread. They assured me it would take time but the end result would be well worth the effort. They stayed in communication and sometimes, I initiated it out of fear, but they were always so kind and helpful. I received very informative progress letters. I know they must deal with the stresses people bring to them and so their role is not easy, but they must be proud when everything does work out for someone they are working with.
After a few months, what I got back for repayment terms was excellent, much, much better than expected. I appreciate their name-Studentdebtdoctor-well suited. I hope that this testimonial is seen as one that authenticates the fantastic job and result that occurred in my case for others. They are realistic+optimistic+diligent-a great combination. I know that not every person in this world can be satisfied to their fullest expectations. Every organization has its share of detractors as well and that's okay, that is why we have choices to engage or not engage a process. My expectations were highly guarded, I was at times worried, not understanding when there were moments of silence, but they always encouraged me to contact them during those times.
I want to personally thank you, the staff at Studentdebtdoctor who worked hard for me, gave me great insights and alleviated a debt burden that had for me become hard to endure. The fee is way below what I have been given in return. I will return every year to recertify with your team, you know what you are doing. This is the kind of letter that I hope helps all the staff there know that people like me, those who are caught in the middle and want to pay their debts, who need balance in payment terms that make sense-- that we need more solutions like this.
Again, I cannot thank you enough!!
Respectfully,
Thank god for Student Debt Doctor!!!
Last year I called up Gary and his team and since then I have yet to be disappointed. They worked with me every step of the way and I always knew what needed to happen next. They were able to get my loans out of default just in time for my husband and I to file our taxes. Fast forward a year and I noticed my payment plan changed with Fedloan. I emailed [redacted], on a weekend mind you, and within an hour he emailed me back insuring that Whitney would be calling me first thing Monday morning. They helped me understand why my loan payment had changed and help me re-certify my income. I don't feel that their prices are too steep. They are always helpful in setting up a payment plan as they are aware we all don't own money trees.
I would highly recommend this company! The staff is outstanding and beyond friendly! I always enjoy hearing from Gary and Whitney. They are just so down to earth and actually care about who they are helping!
My phone number was provided to this business and I receive calls and texts on a daily basis even though I have requested these notifications to stop and blocked all numbers that have previously contacted me. This is borderline harassment.
Student Debt Doctor has been a great experience. They helped me put together a good program that fits my income. It took time for the paperwork to go through but it has and I am ecstatic. The people I have spoken with have been helpful, courteous, and genuinely concerned with my questions. They have contacted me through phone calls and email. I give them a thumbs up and a Great Job !!!!!!
By the end of my 35 minute conversation with [redacted] (the owner of the company!!), I was no longer worried about my finances. He gently walked me through the process of federal loan forgiveness and how he could help me.
Not only has he helped me save over $300/month he also helped my friends.
Very prompt and effitient.
I was way behind on my student loans. I was told by being in default my paychecks were going to start being garnished. I spoke to a friend who spoke very highly of Student Debt Doctors. Not only did they stop me from getting garnished, but managed to get me low monthly payments I could afford. I am so grateful to this company.
Gary W. at Student Debt Dr is amazing! He showed me all my options and talked me through the steps I need to follow to settle my debt. I will highly recommend him and hus people to anyone I know with student loan issues.
THANK YOU GARY