Suttell & Hammer PS

RE: [redacted] Your File No [redacted] DearMs [redacted] : Our office is in receipt of the above-referenced complaint and offers the following responseSuttell, Hammer and White, P.Sis a law firm that represents creditors in the collection of debtThis account was previously handled by Bishop, White & MarshallKrista W [redacted] left that firm where she formed the Law Offices of Krista LWhite & AssociatesThe Law Offices of Krista LWhite & Associates was acquired by Suttell & Hammer in September This account was closed and never handled by Suttell, Hammer & WhiteAdditionally, our office is a law firm and we do not handle credit reporting of any kindAs such, our firm does not have any control over how the credit bureaus report the status of accountsIf Ms [redacted] has additional questions regarding credit reporting, we recommend that she contact the bureaus directly or seek independent legal counselThis communication is from a debt collectorVery truly yours, SUTTELL, HAMMER & WHITE

To Whom It May Concern:Suttell, Hammer and White, P.Sis a law firm that represents creditors in the collection of debtOur officewas retained by Citizens Bank, NA to handle an account involving [redacted] * [redacted] .Please be advised that our office and our client are currently reviewing Ms [redacted] 's file in order toprovide a complete response to her complaint.In the meantime, if Ms [redacted] has questions about her account, we encourage her to contact our officeat (888) 788-8355, extension *This communication is from a debt collector.Very truly yours,SUTTELL, HAMMER & WHITENicole [redacted] J [redacted] Director of Compliance I Attorney at Law Best, Nicole [redacted] J [redacted] | Director of Compliance | Attorney Suttell, Hammer & White, P.S.P.OBox C-| Bellevue, WA Phone: x| Fax:

Please see attached letter in response to your File # [redacted] Very Truly Yours, Nicole [redacted] J [redacted] Suttell Hammer & White, P.S Director of Compliance | Attorney at Law (425) 449- [redacted] Revdex.com PO Box DuPont, WA RE: [redacted] Your File No [redacted] Our File No [redacted] DearMs [redacted] : Our office is in receipt of the above-referenced complaint and offers the following responseSuttell, Hammer and White, P.Sis a law firm that represents creditors in the collection of debtPlease be advised that we have reviewed Ms [redacted] complaint along with our fileJudgment was entered in this matter on September 15, Washington law permits garnishment of wages to satisfy an outstanding judgmentWith a remaining balance and no receipt of any exemption claims, in accordance with state statute, our office continued issuing wage garnishments under this case, which includes costs, fees, and interest that have been awarded by the courtMs [redacted] has received notice of all garnishments, through certified return receipt, and has not communicated any dispute or issue regarding the garnishment other than through this complaintOn March 21, 2016, Ms [redacted] called our office where we were informed that she is represented in this matter by an attorneyWe explained that could not speak with her directly and would have to speak with her attorneyIf Ms [redacted] has questions about her balance or would like to discuss an amicable payment arrangement for the remaining balance, we encourage her to have her counsel contact our office at (888) 788-8355, extension [redacted] This communication is from a debt collectorVery truly yours,

RE: [redacted] Your File No [redacted] Our File No [redacted] To Whom It May Concern: Our office is in receipt of the above-referenced complaint and offers the following response Suttel, Hammer & White, P.Sis a law firm that represents creditors in the collection of debt On December 5, 2014, our firm sent a letter to [redacted] notifying her that we had been retained by [redacted] in connection with the account at issue [redacted] was then served with a Summons and Complaint on April 18, On April 20, 2015, our office received an email from [redacted] requesting validation of the debt Because [redacted] is requesting validation of the debt, under federal law, our office is required to provide validation before proceeding in any way in this matter As a result, we are unable to discuss the account with [redacted] until validation has been sent Once our office sends validation to [redacted] ***, our office will be able to discuss the account with her further Until that time, unless [redacted] rescinds her dispute with our office, we will have to wait until the debt has been validated If you have any further questions, please feel free to contact me at [redacted] extension ***, or alternatively via email at [redacted] Otherwise, we will presume that this complaint is closed If [redacted] has any further questions, I would suggest that she consult her own independent counsel We are debt collectors Very truly yours, SUTTEL, HAMMER, & WHITE, P.S

June 12, 2017Revdex.comSubmitted via email to: [email protected] RE: *** ***
Your File No***
Our File No***
To Whom it May Concern:
Our office is in receipt of the above-referenced supplemental complaint and offers the following
responseAs outlined in the previous response submitted June 2, 2017, Ms***’s complaint is
inaccurate and meritless
Our office did not obtain this judgment by defaultOn November 5, 2014, Plaintiff submitted a request
for entry of Summary Judgment, noted to be heard on November 21, Notice of the Summary
Judgment was mailed to *** *** at *** *** *** *** ** ***On November 21,
2014, Ms*** did not attend the hearing and the court entered Summary Judgment on behalf of
Plaintiff, Midland Funding, LLC, based upon the motion and affidavits submitted thereinThe Motion for
summary judgment included an Affidavit of Balance; Affidavit of Sale; Bill of Sale and Assignment; Copy
of Periodic Statement; Copy of CLRJ 56; and Declaration of Plaintiff’s Attorney
Prior to and after obtaining judgment our office reached out to Ms*** attempting to engage with
her to resolve the outstanding balance dueUpon receiving Ms***’s recent complaints our office
timely responded as has our client
Our office has used the legal process as intended to obtain a valid judgment, based upon supporting
evidence, for monies due on a credit account after Ms*** failed to respond to our repeated
attempts to engage with her regarding the account
If Ms*** would like to discuss payment of the remaining balance due, we encourage her to contact
our office at (888) 788-
If you have any further questions, please feel free to contact me at 425-455-8220, ext***, or
alternatively, via e-mail at ***@suttelllaw.comOtherwise, we will presume that this complaint is
closed
This communication is from a debt collector
Very truly yours,
SUTTELL, HAMMER & WHITEErin *P***
Attorney at Law

RE: [redacted] Your File No. [redacted] Dear. Ms. [redacted]: Our office is in receipt of the above-referenced complaint and offers the following response. Suttell, Hammer and White, P.S. is a law firm that represents creditors in the collection of debt. This account was previously handled by Bishop,...

White & Marshall. Krista W[redacted] left that firm where she formed the Law Offices of Krista L. White & Associates. The Law Offices of Krista L. White & Associates was acquired by Suttell & Hammer in September 2014. This account was closed and never handled by Suttell, Hammer & White. Additionally, our office is a law firm and we do not handle credit reporting of any kind. As such, our firm does not have any control over how the credit bureaus report the status of accounts. If Ms. [redacted] has additional questions regarding credit reporting, we recommend that she contact the bureaus directly or seek independent legal counsel. This communication is from a debt collector. Very truly yours, SUTTELL, HAMMER & WHITE

Complaint: [redacted]
I am rejecting this response because:I wholeheartedly dispute this response and continue to maintain the invalidity of this debt.  I have filed complaints with the 3 credit agencies, the Consumer Financial Protection Bureau, Washington's attorney general's office, and the Revdex.com.  I have sought out legal representation and am fighting back against this continued pursuit against me.  When Suttell and Hammer P.S. filed against me in 2014 I had a full time job and 3 small children; I was unable to attend the court date that they won by default.  Since then I have been granted the removal of the judgment against me from my credit.  I formally request that Suttell and Hammer produce a single form of proof of said original debt and valid activity on said old debt as they claim they have.  The only provided claim to this debt has been in the form of reference to the debt buying company Midland Funding LLC; I have never been provided this and that is because Suttell and Hammer cannot produce proof that I legitimately owe this debt.  It is disgusting the lengths to which these 2 companies have gone and are going to in order to collect on me, knowing full well their actions are illegitimate, hoping I will concede or not respond and they will be able to collect by default.  I fully intend to fight back and will not quit until I see resolution and action against Suttell and Hammer for their gross misconduct against me, and presumable many, many others who they hope to intimidate and wait out until they can collect on outdated and illegitimate debt. Suttell and Hammer's actions are despicable and an abuse of the oversight of debt collectors, and I intend to make strides in improving that oversight and protecting consumers.
Sincerely,
[redacted]

Please see attached letter in response to your File #[redacted].
 
Very Truly Yours,
Nicole [redacted]
Suttell Hammer & White, P.S.
Director of Compliance | Attorney at Law
(425) 449-5176
[redacted] Revdex.com PO Box 1000 DuPont, WA 98327 RE: [redacted]...

Your File No. [redacted] Our File No. [redacted] Dear. Ms. [redacted]: Our office is in receipt of the above-referenced complaint and offers the following response. Suttell, Hammer and White, P.S. is a law firm that represents creditors in the collection of debt. Please be advised that we have reviewed Ms. [redacted] complaint along with our file. Judgment was entered in this matter on September 15, 2006. Washington law permits garnishment of wages to satisfy an outstanding judgment. With a remaining balance and no receipt of any exemption claims, in accordance with state statute, our office continued issuing wage garnishments under this case, which includes costs, fees, and interest that have been awarded by the court. Ms. [redacted] has received notice of all garnishments, through certified return receipt, and has not communicated any dispute or issue regarding the garnishment other than through this complaint. On March 21, 2016, Ms. [redacted] called our office where we were informed that she is represented in this matter by an attorney. We explained that could not speak with her directly and would have to speak with her attorney. If Ms. [redacted] has questions about her balance or would like to discuss an amicable payment arrangement for the remaining balance, we encourage her to have her counsel contact our office at 1 (888) 788-8355, extension ** This communication is from a debt collector. Very truly yours,

To Whom It May Concern:Suttell, Hammer and White, P.S. is a law firm that represents creditors in the collection of debt. Our officewas retained by Citizens Bank, NA to handle an account involving [redacted]. [redacted].Please be advised that our office and our client are currently reviewing Ms....

[redacted]'s file in order toprovide a complete response to her complaint.In the meantime, if Ms. [redacted] has questions about her account, we encourage her to contact our officeat 1 (888) 788-8355, extension *. This communication is from a debt collector.Very truly yours,SUTTELL, HAMMER & WHITENicole [redacted] J[redacted]Director of Compliance I Attorney at Law
 
Best,
Nicole [redacted] J[redacted] | Director of Compliance | Attorney
Suttell, Hammer & White, P.S.P.O. Box C-90006 | Bellevue, WA 98009 Phone: 425.455.8220 x117 | Fax: 425.453.3239

RE:  [redacted] [redacted]
Your File No. [redacted]
Our File No. [redacted]
To Whom It May Concern:
Our office is in receipt of the above-referenced complaint and offers the following response.
Suttel, Hammer & White, P.S. is a law firm that represents creditors in the collection of...

debt.  On December 5, 2014, our firm sent a letter to [redacted] notifying her that we had been retained by [redacted] in connection with the account at issue.  [redacted] was then served with a Summons and Complaint on April 18, 2015.  On April 20, 2015, our office received an email from [redacted] requesting validation of the debt.  Because [redacted] is requesting validation of the debt, under federal law, our office is required to provide validation before proceeding in any way in this matter.  As a result, we are unable to discuss the account with [redacted] until validation has been sent.  Once our office sends validation to [redacted], our office will be able to discuss the account with her further.  Until that time, unless [redacted] rescinds her dispute with our office, we will have to wait until the debt has been validated.
If you have any further questions, please feel free to contact me at [redacted] extension [redacted], or alternatively via email at [redacted].  Otherwise, we will presume that this complaint is closed.  If [redacted] has any further questions, I would suggest that she consult her own independent counsel.
We are debt collectors.
Very truly yours,
SUTTEL, HAMMER, & WHITE, P.S.

RE: [redacted] Your File No. [redacted] Dear. Ms. [redacted]: Suttell, Hammer and White, P.S. is a law firm that represents creditors in the collection of debt. Our office was retained by Citibank South Dakota, N.A. to handle an account involving [redacted]. Please be advised that we have...

reviewed Mr. [redacted]'s complaint along with our file. Judgment was entered in this matter on November 18, 2004 and renewed on September 2, 2014. Washington state law permits garnishment of wages to satisfy an outstanding judgment. With a remaining balance and no receipt of any exemption claims, in accordance with state statute, our office continued issuing wage garnishments under this case, which includes costs and fees that have been awarded by the court. Mr. [redacted] has received notice of all garnishments, through certified return receipt, and has not communicated any dispute or issue regarding the garnishment other than through this complaint. On November 12,2015, Mr. [redacted] called in and was provided with the remaining balance of$1,783.78 on this account. In response to Mr. [redacted]'s request to contact him, please find the attached correspondence sent from our office. Our office has yet to receive any funds from the current garnishment on this matter. Mr. [redacted]'s employer is not required to send those funds to our office until the garnishment has run its course and they have been served with a Judgment and Order to Pay, neither of which have occurred at this time. After the funds have been received they will be applied to the outstanding balance and a new updated balance will be sent to Mr. [redacted]. If Mr. [redacted] has questions about his balance or would like to discuss an amicable payment arrangement for the remaining balance, we encourage him to contact our office at 1 (888) 788-8355, extension ** This communication is from a debt collector. Very truly yours, SUTTELL, HAMMER & WHITE