Team Recovery

I am rejecting this response because: Again, the response is differentDuring my June phone conversation, I was informed that after days the credit agencies are notifiedDuring the initial conversation with my wife, it was conveyed that no response brings the agency reportingShe (we) were led to believe that as long as payments were sent no report would be madeWhich is the reason it was not paid in full in March! We were under the impression that installments were fineFurthermore, I can understand TEAM wanting to appear as the honest business, but their response certainly did not have to include anything about the original creditor as what transpired prior is none of their concernAdditionally, no where in writing was it conveyed that the account must be paid in full to avoid a negative report to the credit agenciesThis would apply to the one and only statement that gets sentAs initially stated in the complaint, due to mix-up/confusion with the original biller, we were unaware that we were in default of anythingOnly after getting the ONLY statement TEAM would bother to send did we find out about thisThis should NOT appear on my credit because TEAM had failed to fully disclose any conditionsBut again, it is now their word against mine