TFC kept pulling the auto payments until the payment kept declining month after month starting March Client was contacted after every payment was declined on the number that we have on fileAccount was canceled and TFC does not have the account any longer and that is why she was advised to contact [redacted]
Complaint: [redacted] I am rejecting this response because: First, I was never contacted by TFC Contact did not start until August of when I was contacted by a debt collection agency Can TFC provide a list of these alleged dates that I was contacted? Were there messages left? Second, we were never once contacted even by our bank even to say that payments were being rejected The account being charged went by the checking account number and routing number There was no change in account information.Sincerely, [redacted] ***
Complaint: [redacted]I am rejecting this response because:
First, I was never contacted by TFC. Contact did not start until August of 2016 when I was contacted by a debt collection agency. Can TFC provide a list of these alleged dates that I was contacted? Were there messages left?
Second, we were never once contacted even by our bank even to say that payments were being rejected. The account being charged went by the checking account number and routing number. There was no change in account information.Sincerely,[redacted]
Initial Business Response /* (1000, 5, 2015/07/27) */
Ms. [redacted]'s contract was to be paid back in a total of 50 payments. 14 of $50 and 36 of $338.35. Starting Aug 2011. Last payment would be due Sept 2015. This is not a made up date by TFC it goes by the amortization schedule or if you count...
out the months from the first due date the 50th payment would be due 9/2015. Ms. [redacted] has paid large payments that paid her account ahead. If she continued to pay ahead and pay off the account before her last due date she would only owe the interest up to that payment date per of the amortization schedule. Per of her payment history she made payments of $500 and $300 which paid the account ahead but not in the exact payment amount. that is why she owed $92.79 in July. That payment left her with 48 payments paid. Two payments left of $338.35 due 8/2015 and 9/2015. Attached is a copy of the amortization schedule and payment history.
Initial Consumer Rebuttal /* (3000, 7, 2015/08/16) */
(The consumer indicated he/she DID NOT accept the response from the business.)
Revdex.com Complaint Case# [redacted] (Ref#XX-XXXXX-XXXXXXXX-X-XXXX)
I paid this loan off on August 14, 2015. For the record, I did email this company several times. I did provide them with my new phone number as part of my account profile.
[redacted] states in his response to this Revdex.com complaint that "Ms. [redacted] paid her account ahead never paying her account off early per the schedule." I paid this account ahead with interest taken out of every payment. TFC charged me $92.79 on July 10, 2015, with no explanation and demanding payment in five days, which I paid on time.
According to their website, I owe TFC Credit Corporation one penny on September 15, 2015, with instructions to make the payment online. Please see attached documentation below. The total principal borrowed is $10,000.00 plus 1,340.00 in interest.
Total Princ Borrowed XXXXX.00
Outstanding Princ 0.00
Date Last Pmt 08/14/2015
Amt Last Pmt 168.34
Days Late 0
Amt Late (Princ & Int) 0.00
Next Scheduled Pmt Date 09/15/2015 Make Payment On-Line
Next Scheduled Pmt Amt 0.01
Thank you for your interest. As far as I am concerned, this case is closed.
TFC kept pulling the auto payments until the payment kept declining month after month starting March 2016. Client was contacted after every payment was declined on the number that we have on file. Account was canceled and TFC does not have the account any longer and that is why she was advised to...
TFC kept pulling the auto payments until the payment kept declining month after month starting March Client was contacted after every payment was declined on the number that we have on fileAccount was canceled and TFC does not have the account any longer and that is why she was advised to contact [redacted]
Complaint: [redacted] I am rejecting this response because: First, I was never contacted by TFC Contact did not start until August of when I was contacted by a debt collection agency Can TFC provide a list of these alleged dates that I was contacted? Were there messages left? Second, we were never once contacted even by our bank even to say that payments were being rejected The account being charged went by the checking account number and routing number There was no change in account information.Sincerely, [redacted] ***
Complaint: [redacted]I am rejecting this response because:
First, I was never contacted by TFC. Contact did not start until August of 2016 when I was contacted by a debt collection agency. Can TFC provide a list of these alleged dates that I was contacted? Were there messages left?
Second, we were never once contacted even by our bank even to say that payments were being rejected. The account being charged went by the checking account number and routing number. There was no change in account information.Sincerely,[redacted]
Initial Business Response /* (1000, 5, 2015/07/27) */
Ms. [redacted]'s contract was to be paid back in a total of 50 payments. 14 of $50 and 36 of $338.35. Starting Aug 2011. Last payment would be due Sept 2015. This is not a made up date by TFC it goes by the amortization schedule or if you count...
out the months from the first due date the 50th payment would be due 9/2015. Ms. [redacted] has paid large payments that paid her account ahead. If she continued to pay ahead and pay off the account before her last due date she would only owe the interest up to that payment date per of the amortization schedule. Per of her payment history she made payments of $500 and $300 which paid the account ahead but not in the exact payment amount. that is why she owed $92.79 in July. That payment left her with 48 payments paid. Two payments left of $338.35 due 8/2015 and 9/2015. Attached is a copy of the amortization schedule and payment history.
Initial Consumer Rebuttal /* (3000, 7, 2015/08/16) */
(The consumer indicated he/she DID NOT accept the response from the business.)
Revdex.com Complaint Case# [redacted] (Ref#XX-XXXXX-XXXXXXXX-X-XXXX)
I paid this loan off on August 14, 2015. For the record, I did email this company several times. I did provide them with my new phone number as part of my account profile.
[redacted] states in his response to this Revdex.com complaint that "Ms. [redacted] paid her account ahead never paying her account off early per the schedule." I paid this account ahead with interest taken out of every payment. TFC charged me $92.79 on July 10, 2015, with no explanation and demanding payment in five days, which I paid on time.
According to their website, I owe TFC Credit Corporation one penny on September 15, 2015, with instructions to make the payment online. Please see attached documentation below. The total principal borrowed is $10,000.00 plus 1,340.00 in interest.
Total Princ Borrowed XXXXX.00
Outstanding Princ 0.00
Date Last Pmt 08/14/2015
Amt Last Pmt 168.34
Days Late 0
Amt Late (Princ & Int) 0.00
Next Scheduled Pmt Date 09/15/2015 Make Payment On-Line
Next Scheduled Pmt Amt 0.01
Thank you for your interest. As far as I am concerned, this case is closed.
TFC kept pulling the auto payments until the payment kept declining month after month starting March 2016. Client was contacted after every payment was declined on the number that we have on file. Account was canceled and TFC does not have the account any longer and that is why she was advised to...
contact [redacted].