Thacker & Associates

They contacted my 83 year old mother after searching and finding a *** credit card that has money owed on it.
They contacted my mother on 9/8/2020 and said they could help her with a credit card debt. She gave them the card number, "to verify". They claim to be a company called *** or something and the phone # comes up as this company (Thacker & Associates, Inc) 615-***. They tricked her into giving them her card number and who knows what else. We have contacted the fraud people for *** and they have cancelled the card. My mother gave them my phone # and they contacted me as well. The address he gave me matches the one for Thacker & Associates, Inc as well. My mother had actually taken out insurance on that card to cover in case of a disability. That insurance was paying the card off since she lost her leg. Thanks to these scammers, who already tried to get $1,500 from the card, She will probably be forced to pay it off after paying extra for the insurance for quite a few years.

This company is a rip off. I was told they went out of business.......of course after they took my money!!!

I, too was contacted by this company in 2015 to consolidate my debt. Once I paid them off, I was told that my case couldn't be resolved.
I, too was contacted by this company in 2015 to consolidate my debt. There were 3 credit cards involved which were *** Bank, ***, and*** which was used for the initial fee to have them take on my case. I was told that it was a 2-3 year program and that during my time with them, my credit score would increase. I was also told not to speak with the credit card companies because they would handle communication with them from there on in. Fast forward to March of this year. I have paid Thacker and Associates in full and asked about when my credit score would increase and when my credit would be cleared of those (now delinquent) credit cards. *** was who I spoke with initially and throughout my time with them, several people "handled" my case. What gave me a red flag was when I went to buy my car in July and my bank said that I had outstanding balances. I called Thacker to see if they could either fax or email the fact that they were paid off and in the process of resolving my case. They said that they could not, but wouldn't tell me why. I had to find another loan because of this. In September of this year, I get a letter from American Consumer Rights Organization (which apparently is no record of this company by address, phone number, or even on the web) saying that they had teamed up with Thacker and couldn't resolve my case because there were "obligations that I did not perform." I called Thacker and they said I hadn't paid them off. I pointed out that I did and they came up with another excuse which I had a valid counter response to. The last excuse they came up with was the fact that I signed a fraud affidavit instead of a debt consolidation form of which I don't see in any of my paperwork.

Thacker & Associates contacted me via by phone January/ 2015 asking if I needed help with eliminating debt that I had at the time. It was brought to my attention that it had to be $10,000.00 or more to proceed which it was. I stated I didn't have money up front but I did want to get help to eliminate the debt. Anyhow, they stated we could take it from the credit cards that I wanted eliminate. It sounded ok at the time so I decided to do it. I was told to forward the credit cards info to get started. In order for them to receive payment they had taken $5,500 on my Sears MasterCard card and $1000 on my Chase card. I mentioned that the Creditors was on my back and they also took care of them to stop calling. Anyhow, I submitted documents through out the process but no feedback and I called several times to check the status. Often times when I called same info was given. "We still working on it". I've spoken to several people such as: Kimberly Ann D, Kat M, Karen, Jared D and Donna. Throughout the process somewhere in the year 2017 *** took over the process. I received the same feedback from them as well but worst. I talked to a representative, Billy P one time and never heard from him again. There were so many people handling this case and I started to get frustrated.I thought that the paper work was going the process of different departments. Anyhow, my last straw was I talked to Kat who happen to sound just like the lady I initially spoken to from the beginning who by the way tell me my case been thrown out and that they're no longer handling it. I tried talking to her but she hung the phone up on me. Throughout this whole process it cause my credit report to be ruin. I filed a identify theft/fraud on July 30, 2018 due the failure to meet the need of the consumer.

In April 2017 our client entered into a contract with Thacker in which she paid this company $9,608.00 to settle her debts. This company offered a money-back guarantee, and therefore our client canceled the agreement, with promise of a full refund, the very next day. It is over a year later and Thacker has still not provided the refund. We are constantly told it is being processed, and all questions are referred to a woman named Donna, who promised in October 2017 that the refund was underway. Donna has not answered or returned multiple calls since then. This company took nearly $10,000 from a senior citizen on a fixed income, did not provide a service of any kind, and has stonewalled every effort for a refund since then.

I signed up for this companies services back in June of 2017. So far all they have accomplished is encouraging me to stop paying my credit cards which has resulted in a significant drop in my credit rating. I paid a large amount of money for their promise of getting a few of my credits card balances down to zero with no additional payment from me. I am completely disappointed in their lack of service and have requested a full refund.