The Defense Advisory Council

This company scammed me out of almost *** . They advised they could help me get a loan mitigation and lower my payment and save my house. It's fraud
This company contacted me in January of 2020 Advising they could help me get a loan mitigation approved through my mortgage company *** We had gotten behind on our mortgage and Mandi advised they could lower our payments and help us keep our house from foreclosure. They seemed very convincing so after numerous conversations with Mandi at The Defense council I decided to go with them. They advised they are attorneys in loan mitigation. They also advised to not make any mortgage payments while working on my loan mitigation that my payments to them would show the mortgage company we can afford to make payments on our mortgage . I had already submitted loan mitigation paperwork to my mortgage company when we so called hired them. Hilda was the person from *** that worked on my file from day 1. Every time I would speak to her I would ask has she spoken with my attorney? She had no clue what I was talking about as she had never had any contact with them. For the past 5 months now once they were hired finally in February of 2020 I have called sent emails. They did respond to some of my emails I have asked for updates weekly. The few emails I did get from them they would ask for updated bank statements pay check stubs etc. I started growing suspicious when my mortgage company would ask for documents that I had already supplied to Defense council. I would ask my mortgage company didn't my attorney already give you this? I supplied them with all of this already . My mortgage company had not received anything from them. At that point keep in mind they had already gotten from us 3 payments of *** , I started just dealing directly with my mortgage company and getting them all the documents they needed and we were able to work out a loan mitigation. No help to The defense council. The last payment they tried to take out was on a completely different date than the prior ones and it bounced and caused us NSF fees with our bank they did end up reversing that one payment but advised they would t pay any fees that was on us. I was furious and that's when I realized we probably are being scammed. I called Hilda at *** to verify she had never spoken with them nor ever received any documentation from them she advised No! We then stopped any payments with our bank for them to be able to take out any longer. We were suppose to have that last payment . I then sent an email to them advising we had been scammed and they did nothing to help with this loan mitigation. They advised they had called my mortgage company. I found out they had called maybe 4 times in the last 5-6 months asking for updates that's it. They never once supplied any documentation nor spoke with the Hilda handling our loan mitigation . Once I sent the email advising they are frauds and that their business name cannot even be *** or that if you do a reverse on their phone number it's an individual's number. They all use their cell phones as communication which is odd in itself. Rick called me 3 times on a Sunday after I submitted my email that I would be getting an attorney for fraud. I finally spoke with him on Monday July 28th 2020. He first didn't even know my name called me Joy ***. He said he had spoken with me prior but I had never spoken to him. He said he personally had been the one sending my documentation into *** as well as making the calls to them weekly . I verified this was false information. My mortgage company had none of that . Rick advised on Monday they had also spoken with *** and my information wasn't correct . He was like well we got the loan modification approved for you I said no sir I got it approved by supplying everything they needed every week. I asked for my money back I even said hey keep one of the payments for nothing but I want minimum 2 of our payments back in Good faith since you scammed us that's the least you can do. We have been texting back and forth for days and he keeps te

loan modification for our mortgage deceit
Around August 2019 I received a call from *** home preservation counselor with The Defense Advisory Council Loss Mitigation Specialists stating she was responding to my inquiry about the *** program. She said her company could help me by contacting my mortgage company and possibly get a better interest rate, lower payments, have what we were behind deferred to the end of our mortgage or better yet completely dissolved. She was very convincing. All they needed was *** to get this going and we should have us answers by November. I checked their website and the Revdex.com and couldn't find anything bad so I hired them to do a loan modification & I set up payments for 3 months. We were already behind on our payments but the mortgage company was working with me as long as I didn't miss a payment and tried to pay extra. After I hired them, *** said don't pay any more payments on your mortgage. So I did as I was told. I sent e-mails and called them regularly and everything seemed to be "in the works". After taking my last payment I couldn't get anyone to call me back. Finally in December I reached someone and they told me they had some good news. I was not going to loose my house and my mortgage company agreed to payments of *** a month. They couldn't tell me whether my interest rate was less, whether my back payments were deferred, etc. "***" just kept saying isn't it wonderful your not going to loose your house. I was shocked. I insisted on talking to *** or *** but couldn't get them on the phone. Next day I received a call from a lady from my mortgage company stating that a man had called them and told them that he was my husband and that he didn't care anything about our house and to let it go into foreclosure. She said she knew that sounded odd and thought she'd call me because she knew how hard I was trying to get the payments caught up. She said this was a fraud and I should have contacted them to do a modification. I have tried to e-mail and call the Defense Advisory Council several times. We live paycheck to paycheck and did not have the money to get scammed by them. That *** that they took from us could be going towards my mortgage right now. I need my money back.