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United Heritage Financial Group

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Reviews United Heritage Financial Group

United Heritage Financial Group Reviews (7)

Complaint: [redacted] I am rejecting this response because:United Heritage is not being truthfull in their responseI had an estimate from another company but they recommended All Seasons Roofing and asked them to give us an estimateI informed United and the roofing company of the existing roof leak so the could make sure any issues with the flashing would be fixed When I realized in July, that the area around the flashing still leaked and had caused additional damage since tbe roof was replaced, I had a meeting with the roofing coand the roofing cosaid they only do the work that the insurance cospecifies making it very clear they had an agreement with them apart from meHe also said that they agreed with United Heritage to reduce the cost by $by no replacing the facia metal so that directly contradicts the United Heritage response The reason I expect United Heritage to resolve this is due to their direct involvement with the roofing coand the contract Sincerely, [redacted]

Complaint: [redacted] I am rejecting this response because: The insurance company and the roofing company are both lyingAs I stated before, the insurance company was trying to save money and they recommended and contacted All Seasons for the estimateWhen I met the All Seasons representative in July, to discuss the issues the first thing he said was that they gave United Heritage a $break by not installing the facia metalWe met with all parties a few days later and he changed his story and now in this letter the story is changing againYes, they were the lowest estimate but that's what United Heritage wanted not us and now you know why there estimate was lowerNot having a vapor barrier does not excuse All Seasons or United from fixing a known issue with the roofSincerely, [redacted]

Gentlemen:We received your second correspondence regarding the above complaint on September 2, 2016. Please be advised that our response to Mr. [redacted] 's complaint has not changed. United Heritage Property and Casualty Company has fulfilled its obligations to the [redacted] ’s.We contacted the roofing company and asked them to respond to Mr. [redacted] 's issues. Attached is a copy of the company's response. ***SUPPORTING DOCUMENTS REDACTED BY BBB***

RE: Complaint File No.***- *** & *** ***Gentlemen:We have received Mr***’s complaint and respond as follows:United Heritage does not direct our insureds to use one company or another or recommend one contractor over anotherWe do not select the contractor to repair insured
propertyWe do not direct the scope of repairWe do not warranty work done by contractors selected by homeowners to repair Insured damages.With respect to this claim the ***’s chose All Seasons Roofing, who ultimately completed the work in May of During the scope of repair, there were conversations between Ms*** and the roofing contractor regarding the scope of work to be doneThe replaced roof was the original roof and was over years oldUnited Heritage paid the entire claim, less the***’s' deductibleWe did not direct All Seasons on the scope of work to be doneThere was not an agreement between the All Seasons and United Heritage to “knock off $for not replacing the metal” nor did United Heritage receive any monies from the contractor.On July 18, 2016, we were contactedby All Seasons RoofingThe ***’s' paintingcontractor alleged that there was damage to the siding and OSB sheathing caused by improper installation of the roofAdjusters from our office met with Mr***and a representative from All Seasons roofing on July19, 2016, to inspect the home We communicated the following to Mr. *** regarding that inspection:"During our inspection we were able to confirm that there are some issues with rain water compromising the siding and fascia in a few areas of your home and roof Our inspection of the chimney area shows that the flashing that was originally installed when the roof was built was not adequate and was allowing rain water to seep into the siding You confirmed that the chimney leaked prior to the claim being reported to our company Unfortunately, this issue appears to be preexisting to our policy inception and to construction defect.We also confirmed the fascia rot is preexisting and unrelated to this hail storm claimThe siding damage near the garage also appears to be related to improper flashing originating from when the house was constructed. While the corrective repairs recommended by your contractor appear to be reasonable, your policy does not extend coverage for preexisting conditions, long term water damage including rot and construction or design defects.As you can confirm with the settlement check, United Heritage paid for the full amount of the hail damage claim less your deductible As it appears, All Seasons Roofing may not have done the full scope of work listed on their estimate, you should follow up with All Seasons Roofing for a credit of work not performed or make arrangements for them to complete the full scope of work in their estimate.It is our understanding that All Seasons Roofing has or will contact Mr*** to complete any work that was estimated and paid for to the extent that it had not been completed when the roof was replaced

Complaint: [redacted]I am rejecting this response because: The insurance company and the roofing company are both lying. As I stated before, the insurance company was trying to save money and they recommended and contacted All Seasons for the estimate. When I met the All Seasons representative in July, 2016 to discuss the issues the first thing he said was that they gave United Heritage a $1900 break by not installing the facia metal. We met with all parties a few days later and he changed his story and now in this letter the story is changing again. Yes, they were the lowest estimate but that's what United Heritage wanted not us and now you know why there estimate was lower. Not having a vapor barrier does not excuse All Seasons or United from fixing a known issue with the roof. Sincerely,[redacted]

Gentlemen:We received your second correspondence regarding the above complaint on September 2, 2016. Please be advised that our response to Mr. [redacted]'s complaint has not changed. United Heritage Property and Casualty Company has fulfilled its obligations to the [redacted]’s.We contacted the roofing company and asked them to respond to Mr. [redacted]'s issues. Attached is a copy of the company's response.
[redacted]SUPPORTING DOCUMENTS REDACTED BY Revdex.com[redacted]

Complaint: [redacted]I am rejecting this response because:United Heritage is not being truthfull in their response. I had an estimate from another company but they recommended All Seasons Roofing and asked them to give us an estimate. I informed United and the roofing company of the existing roof leak so the could make sure any issues with the flashing would be fixed. 
When I realized in July, 2016 that the area around the flashing still leaked and had caused additional damage since tbe roof was replaced, I had a meeting with the roofing co. and the roofing co. said they only do the work that the insurance co. specifies making it very clear they had an agreement with them apart from me. He also said that they agreed with United Heritage to reduce the cost by $1900 by no replacing the facia metal so that directly contradicts the United Heritage response. 
The reason I expect United Heritage to resolve this is due to their direct involvement with the roofing co. and the contract.
Sincerely,[redacted]

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