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United Lending Services

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Reviews United Lending Services

United Lending Services Reviews (48)

Review: The service for people with bad credit. Apply Free and we instantly search thousands of lenders across the United States. We only charge a small fee of $34.95 if we find lenders who will work with your credit, and if we can, we guarantee you will get a loan or your money back. See terms for policy. Personal Loans, Debt Consolidation Loans, Home Equity Loans, Auto Loans, Mortgages, Military Loans and more. The above is there statement which is very misleading because they will send you an email stating: Last Reminder: Your matched lenders are 1 step away. Account Number: [redacted] Loan Amount Requested: $20,000.00 Dear [redacted]: This is the final reminder that you have lenders matched to your credit. Normally, we allow 7 days to make payment and you are outside of that window. However, you can still pay the same low fee if you finish today. We guarantee you will be approved for a loan or the small fee is fully refunded. The process is fast and simple. Finish Setup To Access Lenders: http[redacted] Thank you and Best Regards, [redacted] ULSC Also the email they post on there site, [redacted] does not work is not a working emailDesired Settlement: I would like a refund of my current credit card fee for there misleading services. They list thousands of lenders and keep adding them to you account so you can never get your money back and keep running your credit for life with all these lenders this is a terrible process.

Review: ULSC guarantees a loan approval or your money will be refunded to you.Ulsc supplied me with some lenders and I kept applying and kept on getting denied finally I had enough and submitted a full refund to them ULSC replied back stating I needed 5 denial letters from the lenders I applied at.I gathered the information and submitted that to ULSC THey replied back with the same response saying I needed % denial letters again!Desired Settlement: I just want my $34.95 refunded to me!!!

Review: Around the middle of August of this year I contacted United Lending Services Co. to apply for a loan. I used their online service to make the application but the system would not let me complete the application. I tried three different times with the same result and each time I was given a different account number but could not process the application because the system would not allow me to. I finally followed instructions on the website to send in my payment via money order--which I did. That was almost two months ago and to this date I have not received any services, nor have I received acknowledgement of my payment. They requested payment in a money order, which I purchased at my bank and sent to them via regular postal service mail. I have contacted the company several times via email, as that is the only way I have to contact them, and have received notification that they have not yet received my payment or it hasn't been posted yet, etc., etc., etc. The payment was mailed to them August [redacted], so there has been more than enough time to receive it and post it but they still have not acknowledged receipt of my payment. I have emailed them requesting a full refund and have not received a reply to that request. I have several times requested a phone number to call them and have been told that they do not accept phone calls and directory assistance for NYC has no record of a phone number for them. I am at the end of my rope and patience with them and I just want my money back! The payment was for $29.00.Desired Settlement: I want my $29.00 refunded.

Review: I applied to this company who garranted to find me a lender even with bad credit. I was charged for this service $35.00. Some of the lender who were in my area dinied me. The other were out of town. This is a scam to get your $35.00 and you have to do all the applying your self. This was never explained in the ad. I fill that I had been ripped off and would like a full refund of my money. In the fine print, the company states that for me to get my money back I have to prooff to them my denial letters. When I tryed the e-mail for them is not even a working e-mail. Please help me and all other not to spent our good well earned money in scams like this one. Than you, [redacted]Desired Settlement: To get my money back.

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted].

Sincerely,

Review: I have recently tried for a payday loan on line. I HAVE POOR CREDIT. I PAID THIS COMPANY $34.95 TO FIND A GUARANTEED LOAN ACCEPTANCE. THEY THEN CHARGED ME $50$50.00 TO RECIEVE A $700.00 DOLLAR LOAN.THEN THEY SAID I NEED ANOTHER 250.00 IN ORDER TO GET THIS LOAN. IF I HAD THE $250.00, I WOULDN,T HAVE NEEDE THE $700. THIS MEANS I HAVE GIVEN THESE PEOPLE $84.95, FOR NOTHING. I AM A [redacted] WIDOW WHO CANNOT AFFORD THIS.Desired Settlement: HOPEFULLY GET AT LEAST SOME OF MY MONEY BACK.

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted].

Sincerely,

Review: your advertisement said you willl help anyone with bad credit I applied you also said you would not have to pay a fee I found that to be a lie you have taken 34 dollars from my account and I have not heard hid from hare from you the contact number that is listed you never answer the phone always a recording you are not going to be ripping me out of my money when I came to you for help to get money you are taking money from me. give me back my fee if you are not trying to help me so give me my money back and thanks a lot for not helping me. United Lending Services.Desired Settlement: [redacted] just give me my money back

Review: I applied on line with United Lending Services on 11-**-2015 and they stated a guarentee for loan acceptance.I even checked the box with Poor Credit and still said 20 matching lenders!!However these lenders are local banks and credit unions I have applied with quite some time ago and due to poor credit was denied.I tried contacting Customer Service and there is no phone number to reach these people at?Only e-mail so I did that on 11-**-2015 and said average response is 1-3 hours here it is 11-**-2015 and still no response.I was gonna dispute this transaction until I saw their very aggresive practice on disputes which stated-If you try to dispute a payment we take the following measures the $34.95 fee and $25 dispute fee will be sent to collections for non payment,Unauthorized payment claims are treated as Fraud and also says Disputes are not accepted period and they fight all disputes and win because you agreed to Terms Of Service Which by the way did not say any of this while registering online until you make the 34.95 payment.I think this is very shady that all it said was if not matched which I was not we issue a full refund then when you make the payment they say this!! I just want my 34.95 refunded back to my Debit Card as this is not a way to do buisness. Any help would be greatly appreciated as I am on a low income budget and work only 30 hrs a week at work and to be honest will not give someone my hard earned money for misleading information of services.Also contacted again on11-**-2015 no response also Thank YouDesired Settlement: Credit my account back, a refund, they not what they say

Review: ULSC said that I was guaranteed to get a personal loan if I paid a fee of 34.95 so I paid it and they never got me a loan and won't refund my fee.Desired Settlement: either get me my loan or refund my money

Review: This company says it promise a person get a loan from its lenders, and charges a fee. But the lenders are local banks that have already turned me down for a loan. Each time you apply for a loan it damages a persons credit even more because of the inquiry. They say a refund if turned down by 5 lenders. Some of the lenders are not even for personal loans but for mortgage loans. The fee is 29.95.Desired Settlement: Refund

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted].Sincerely,[redacted]

Review: On October **, 2014, I paid a $34.95 fee for access to United Lending Services database where they guarantee that if you don't receive a loan, they will refund your fee. I applied and was denied by all of the loan companies that was listed in the database. When I contacted the company by email (they have no phone number listed), they stated that I have to send five denial letters and when I did they did not respond to my email. I sent another email but I have not heard from them. I am asking for my $34.95 fee.Desired Settlement: I am asking for a refund for $34.95 (which is the fee which I paid).

Review: I paid a $ 34.95 fee for guaranteed loan processing and funding. I received an internet search list of lenders, "matched" to my application. However, many of the lenders do not offer loans in my state (VA). None of my loan applications were approved. This is where the guaranteed refund should be applied. Unfortunately, I can get no response from this company. The representative assigned to my case has never responded to any of my emails or messages.Desired Settlement: Refund my $ 34.95 fee, since they have no interest in actually facilitating a loan.

Review: I applied for a motorcycle loan on line on 04/**/2015. they emailed me back and said they had 11 lenders available for me with me rating. they said I would have to pay a one time access fee of $29.95 and said if loan was turned down the money is refunded to me. they then said I had to apply to lenders my self. I started to apply and was sent to a pay day loan app.I emailed united lending and ask to get my money back. they said I would have to apply to all lenders and get turned down before I get refund. I do not want my name and info. out there to many places. now they will not answer my emails and phone number is a recording to leave name and number. there phone number is ###-###-####.Desired Settlement: refund of my money

Review: On line loan company guarantees a bad credit loan and charges $34.95 with a money back guarentee. They do not put any bad credit lenders on line like they guaranteed. they put banks that a person has to have great credit. I have been waiting for them to direct me to a bad credit lender for a month. I wanted my money back like they guaranteed and they said I had to send them all the deniel slips these banks send me. They guaranteed a loan reguardless of credit. They are not honering their guarantee. By giving them these turndowns violates my privicy.Desired Settlement: I would like to get my money back without invading my privicy. My turndowns letters is my business not theres.

Review: The company says it will match you up with lenders and they guarantee approval for a loan with one of the selected creditors and that if you do not get approved you get your money back. I was denied from every lender I tried and now I cannot contact anyone from the company. Website doesn't work, emails don't work and all numbers are not working.Desired Settlement: I want my money back.

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted].Sincerely,[redacted]

Review: First let me just say the delay for not reporting this business is because of a death in our family. The reason I am reporting this business is because they did not deliver what they promised. I applied for a loan with them back in the beginning of December, which INCLUDED ALL OF MY PERSONAL INFORMATION. I PAID $29.95 FOR THEIR SERVICES. What they gave me was totally unacceptable. They gave me a list of lenders, including Home Equity Loans. I am $150,000 below equity on my mortgage, so this is totally inappropriate. In addition, they gave me Credit Unions, to which you need to be a member.

I e-mailed them stating I wanted a refund. They told me they would not give me one, and that I better not think about disputing the charge because "I will not win." They will add money I owe to the dispute. I believe if they were a reputable business they would have no problem refunding me my money if I was not satisfied, There was not one lender, that could meet my needs.Desired Settlement: I want my $29.95 returned to the form of credit I paid.

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted]. I believe if they were a reputable business, they would have responded. Apparently they just don't care.Sincerely,[redacted]

Review: This website does not exist, the phone number that is listed one your website is none existing. This company does not have a contact phone number on their website for the customers to contact their company. I read the reviews online and customers have been complaining about this company being a fraud. The company guaranteed that they could help their customers would get a loan and you have to give them a 34.00 fee in order to use their website. I gave them 34.00 off my visa credit card to get on their website, they then texed me a password to get on their sit.. when I got on their website I had three choices only and I was told before I entered the website that they had 9,994 lenders waiting for me and it was only three choices when I attempt to apply I was turned down by all of them and their site was for people with bad credit and I couldn't find a number to call them that's when I act them so I went to customers review and found that they weren't a legitimate company. I tried to stop payment on my credit card but its a process , their website need to be closed down, their beating people out of their money.Desired Settlement: refund money to credit card.

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted].

Sincerely,

Review: I paid $39.99 to this company that guarantees to help you get a personal loan or they will refund your money. I contacted all of the sources they sent me but was not able to get a loan. They required me to send them 5 rejection letters in order to get my money refunded. I sent 6. I received an e-mail from their customer service unit saying they had received my letters and my money would be refunded to my card within 3-4 days. That was over a week ago and I have still not received my refund. I sent them another e-mail 3 days ago asking questioning where my refund was and asking them to let me know which card they were refunding the money to. I have received no response and there is no phone number to contact them.Desired Settlement: I want my $39.99 refunded as promised and I want to be given the card number they are refunding the money to so that I can be sure of the refund.

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted].Sincerely,[redacted]

Review: I applied for a personal loan with lending service company. They responded to me and said that I had to pay them money in order for them to match me with a lender. They have all of my personal information. I don't want them to try and use it.

[redacted]Desired Settlement: I don't want them using my information.

Review: The company claims that you will get a loan no matter what your credit status . They also say every 24 hours new lenders will be available, NOT true. Most of the personal loans are from out of state banks or ones you need to have an open account with.Desired Settlement: I would like my $34.95 refunded as I am not having a positive outcome.

Consumer

Response:

At this time, I have not been contacted by United Lending Services Co. regarding complaint ID [redacted].

Sincerely,

Review: This company helps you find a loan. I have been with them since 10/** and am not getting any help. I paid 39.95 for there services. There services are no help to me and I feel I am pretty much wasting my time. And want my 39.95 back because I have had no one contact me about offering me a loan. I have contacted them and told them why I want my 39.95 back and I told them I was going to file a complaint against them with you if I did not get my money back. They keep telling me they will only refund when I get 5 denials from loans, well I have had no offers for a loan. If I have had no offers then I have had no denials. I truly want my money back because this company can not offer what I need. [redacted]Desired Settlement: I want my money back and I do not want the company contacting me! [redacted]

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Description: LOANS

Address: 244 5th Avenue, Suite 200, New York, New York, United States, 10001

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