United Medical Credit Reviews (1)
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United Medical Credit Rating
Description: Credit Services, Financing
Address: 2100 Main St #350, Irvine, California, United States, 92614-6265
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Review: I applied for a loan from [redacted] (Sales Manager) at United Medical Credit. Everything was going smoothly and I was approved for $5,000 at 20.74% with [redacted] to include a $641 "Loan Fee" United Medical Credit would collect on the financing. After signing the loan agreement, I entered into an agreement with my medical supplier and schedule a procedure date. The day the money was to be transferred to my medical supplier, I was told that United Medical Credit made a mistake and that they do not have "funding provider agreement" with my medical supplier and that I would have to pay the "merchant fee" of $299.50 (5.99% of the finance amount) or they would cancel out the whole loan completely.Desired Settlement: Resolution Sought: United Medical Credit already received $641 in loan fees on a $5,000 loan. They made the mistake in thinking they had an executed funding provider agreement with my medical supplier - not me. I think its unreasonable to approve the loan and than after I have already entered into an agreement with the medical supplier, try to extort $299.50 from me or threaten to cancel the loan three working days before surgery.