U.S. Department of Education

I am writing in regards to my student loan with the Department of EducationI had attended a [redacted] school in which I had nothing but problems with their lack of knowledge Instructors who were not qualified, they gave information on the cost not once but twice, I filed complaints at the time I attendedThe Deptof Education is aware of the scams they sued the school in for $20-$million dollarsThe school shut down after this and I was told I might not be held accountable for this loanThe Deptof Educcontacted my lender Fed Loan in 04/and stopped taking my automatic payments while my case was in reviewI'm still sitting here years later!! My loan is still in status as on hold with themI contacted our state legislature Laura [redacted] and contacted Congressman Dave Trott in which they responded back to Nick [redacted] from Congressman Dave [redacted] but never to meNick [redacted] forwarded the informationEven people from the Borrower Defense hotline said they don't understand because they have seen other loans discharged that came in later then mine and removed and here I still sitIt effects my credit and I couldn't help my daughter for a parent plus loan for her college as a resultThe qualifications I was told I had when I left school were not trueOver states require a Dental Assistant to be licensed through the state I was told we could take the test and receive our license only to find out that Everest Institute is not accredited through the ADA, MDA, or the N.B.D.AWhen I called the Michigan Dental Association I was told I could not take my test because they are NOT accredited and the only way I could take this is if I went back to a accredited schoolIf Michigan becomes one of these states or I move my career is nothingI will not be excepted because of the school I attendedWe were told we could also take our testing to become a RDA but this is through the American Medical Technology which means nothing so I'm not registered which also means cut in payThe Deptof Educis also aware I went back to school at into a different field as a result of thisI have done everything and filed every complaint the only thing I have not done is turn to the media.This school has been the large subject by the Consumer Financial Protection Bureau against [redacted] schools which include Everest Institute.Notice from the Deptof Educsay's the Borrower Defense which is specified in CFR 685.206(c)The regulation states,in part any proceeding to collect on a Direct Loan, the borrower may assert as a defense against repayment, an act or omission of the school attended by the student would give rise to a cause of action against the school under applicable State law."

I was under the impression this loan was resolved when my Federal Taxes were withheldThey claim they cannot locate this information so now I have to look through my tax returns to figure it out on my ownThey were not willing to assist me with a garnishment suspension after I made it very clear I did nto receive the letter from the collection agency and had already set up a payment plan with themThere was lack of understanding no compassion from the rep or supervisorI am one week returning from Maternity leave and cant even pay my rent now due to this deduction they were not willing to assist me with preventingI am now being told I have to wait months to have the garnishment lifted that is about 6/paycheck deducting 15% in which I CANNOT AFFORD

I am writing in regards to my student loan with the Department of EducationI had attended a *** school in which I had nothing but problems with their lack of knowledge Instructors who were not qualified, they gave information on the cost not once but twice, I filed complaints at the time I attendedThe Deptof Education is aware of the scams they sued the school in for $20-$million dollarsThe school shut down after this and I was told I might not be held accountable for this loanThe Deptof Educcontacted my lender Fed Loan in 04/and stopped taking my automatic payments while my case was in reviewI'm still sitting here years later!! My loan is still in status as on hold with themI contacted our state legislature Laura *** and contacted Congressman Dave Trott in which they responded back to Nick *** from Congressman Dave *** but never to meNick *** forwarded the informationEven people from the Borrower Defense hotline said they don't understand because they have seen other loans discharged that came in later then mine and removed and here I still sitIt effects my credit and I couldn't help my daughter for a parent plus loan for her college as a resultThe qualifications I was told I had when I left school were not trueOver states require a Dental Assistant to be licensed through the state I was told we could take the test and receive our license only to find out that Everest Institute is not accredited through the ADA, MDA, or the N.B.D.AWhen I called the Michigan Dental Association I was told I could not take my test because they are NOT accredited and the only way I could take this is if I went back to a accredited schoolIf Michigan becomes one of these states or I move my career is nothingI will not be excepted because of the school I attendedWe were told we could also take our testing to become a RDA but this is through the American Medical Technology which means nothing so I'm not registered which also means cut in payThe Deptof Educis also aware I went back to school at into a different field as a result of thisI have done everything and filed every complaint the only thing I have not done is turn to the media.This school has been the large subject by the Consumer Financial Protection Bureau against *** schools which include Everest Institute.Notice from the Deptof Educsay's the Borrower Defense which is specified in CFR 685.206(c)The regulation states,in part any proceeding to collect on a Direct Loan, the borrower may assert as a defense against repayment, an act or omission of the school attended by the student would give rise to a cause of action against the school under applicable State law."