I spoke with another collect agency today & out of the of them, Americollect was the better out of the Tammy was an absolute pleasure to work withThank you for working with me!!
I am filing this complain against AMERICOLLECT INC and SOBEL MEDICAL ASSOCIATES for unfair business/collection practices
I received a collection notice back in April regarding an unpaid medical bill that I was not aware ofWhen I called the collection agency, they only wanted my information and immediate paymentFrustrated, I told them that I was not aware of this bill and they should not be collecting it therefore, I will not be providing any further information to them
right thereafter, I called my doctor’s office to voice my surprise and frustration regarding the situationI was told that there may have been some mistakes but they will get back to me very soonI never heard from them until today, June 20, when I received an email from Experian.com informing me that my account was flagged for collection
I immediately called AMERICOLLECT INC and had a very complicated communication the accountI repetitively expressed my disagreement about the whole process
How/w
Collection agency's claim was disputed and validation was requestedUnder the Fair Debt Collection Practices Act (FDCPA), I have the right to request validation of the debtI have requested proof of a contractual obligation that is binding me to this debtMy request was not for ‘verification’ or proof of my mailing address, but a request for VALIDATION made pursuant to USC 162g Sec809(b) of the FDCPAI have requested that the collection agency provide me with the competent evidence that I have any legal obligation to pay them
I called them and make a dispute July on why I can't afford 4,and I am on disability income and I did send them prove of my disability income and my bank statement and why I can't afford $for ambulance and the $3,they said they will do some search and talk with Frodoert Hospital about getting $3, removed and maybe do some removal on my credit score and THEY LIED when I clicked yes on their paper work and THEY have lied to me again I also made some payment with them made couple dollars and couple dollars and $ all total and they were suppose to report the Credit Beaus and close the account on what I made payment on they will and I called yesterday and days ago to remind them and they NEVER did and they LOVE to argue
I was bill wrong and it was put on my credit report which I thought was profoundI was cover under my insurance company in full, now because of the lack of the billing department my credit status is affected in a great wayI foward the information that was needTo this horrible and rude collection agency,then months later after giving them the appropriate information to contact me, these unprofeesional people put it back on my credit report for dollars instaead of contacting me and I had absolutely no problem in paying the 13.00.Now my credit score went down points for dolaars it's horrilbe and very unacceptableIam truly deeply bothered my this companies action forward me.I paid this account off of August 28, 11:15AM CT
To Whom It May Concern:
I am writing this letter in an effort to remove inaccurate information from my credit reportThe following information you have placed on my file has seriously affected my credit profilePlease be reminded that it is important that credit maintain accurate information per the Fair Credit Reporting Act
I am a victim of identity theftThe information listed below appears on my credit report but I did not make or approve of these transactionsThis happened because of identity theft
I had talked to someone there who was not very helpfulI have a lot of bills and they expected me to pay $a month or moreI am a single mom, with a mortgage, car payments, day care costs, school loans, etcI spoke with Elizabeth today and she helped out so much and had an incredible conversation with me while doing itI will probably speak with her from now on and I highly recommend others speak with her as well!!!
On December 30, 2016, Americollect, Increceived my certified letter requesting validation of an account they are attempting to collect 300*** I have not received a responseUnder Texas Finance Code Section a debt collection agency has thirty (30) calendar days to respond to a debt validation request If they fail to respond to validation request then they have essentially admitted, per Texas Finance Code 392.202(b)(2), that the debt in question is inaccurate As of March 15, they are still reporting account on my credit Which puts them in violation of various state and federal collection laws I could sue them and ask for thousands However, I am confident that by channeling this dispute through the Revdex.com, a more simple resolution can be made If they delete the account, cease reporting it to the credit bureaus, and provide written confirmation of the same, I will consider this matter resolved
This company has placed three negative accounts on my credit report even though we had communications about the status of the accountsI had informed Americollect representatives that the medical bills in question were being handled by my attorney and they requested his information of which I gave to themI informed them during the call that I had been in an automobile accident and that my lawyer was handling the payments for the three accountsHowever, within a few weeks of that call, they placed the three negative items on my credit report without contacting me or my lawyer about the accountsI am disputing the accounts should have not been placed on my account because my lawyer and I was and is actively working to resolve the items by settling with the insurance company and then settling in outstanding medical with Americollect any other medical bill that was caused by the wreck that happened in August of of which I was a passenger
After viewing a copy of my credit report, I noticed a collection account placed on my credit report from them in I am requesting that you allow me to validate the alleged debtI am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I oweThey sent me the valid information but the person is not correctI would like this information removed from my credit reportThey are reporting the patient name is Nina *** and that is incorrect
Americollect posted debts that did not belong to my husband on his credit reportIn the same week they posted a debt to my account that was a paid off emergency room visitMy account was fixed and removed from my credit reportWe are still waiting for someone else debt to be removed from my husband creditThank goodness we purchased LifeLock for fraudulent issues such as thisBeware this company has an issue filling or wrong information to the credit bureaus
AmerI collect is a collection AgencyMy problem with them is that they call numerous times during the week, sometimes after 8pmWhat really bothers me, they will call, I answer and constantly say hello at least three times, then there is a click, they hang upSometimes I call back, sometimes I don't Just annoying
Americollect calls day in and day out, including nightsThey'll call and hang up immediately after a beepThere are multiple legal sources on getting these calls to stop, and even sue the companyThey aren't nice, they don't stop, nor are they understandingUse these resources and stop their madnessThey cannot even prove the bill is correct, or send paperworkTotal sham
I have tow health bills that went into collectionI made arrangements for payments and on my last payment they don't have the correct amount I owe They claim I owe more I have email receipts of payments and talked to numerous costumer service and supervisor, but no one has been able to correct issue and they keep harassing me with phone calls every day
ON Oct24, I sustained a work related injury which is covered % by my workmans comp insThe ER where I Initially went to seek treatment attempted to send a bill to me directly The billing zip code address was incorrect so it was returned to senderThat party turned it over to Americollect All of this occurred within a four week period The party seeking payment never attempted to cross reference the zip code or contact me by phone I never had any knowledge of this bill and it should have been sent to the insurance directly Now Americollect has filed a derogatory report to the credit bureau .All of the others bills were sent directly to the insurance comp and they were taken care ofUpon finding out about all of this I contacted Americollect They are still holding me responsible and not the party who was responsible for paying the bills .Americollect has all of the same information, a work related injury to be paid in full by insurance the bill sent to me in er
AMERICOLLECT (opened) April 3,
$
Filed disputes with Equifax credit agencyDebt has not been correctly verified or validated Debt is not mine as I have been covered by state insurance for the past yearsDebt could be a result of identity theftA police report has been filedDEBT IS A VIOLATION OF HIPPA LAW
AMERICOLLECT INC (opened) Nov 2,
$
Filed disputes with Equifax credit agencyDebt has not been correctly verified or validated Debt is not mine as I have been covered by state insurance for the past yearsDebt could be a result of identity theftA police report has been filedDEBT IS A VIOLATION OF HIPPA LAW
AMERICOLLECT INC (opened) Nov 2,
$
Filed disputes with Equifax credit agencyDebt has not been correctly verified or validated Debt is not mine as I have been covered by state insurance for the past yearsDebt could be a result of identity theftA police report has been filed
DEBT IS A VIOLATION OF HIPPA LAW
Deb
I recently took a big haircut (60% income drop from one customer)When it became clear I could not meet my monthly obligation to americollectI called, assuming i'd meet a brick wall getting an adjustment to the paymentTo my surprise and relief, the lady I spoke to was very professional but kind and understood my plightAll that I had to do is state the amount I could pay and like magic, it was done
I was contacted by Americollect on Tuesday regarding an old medical bill that was under $***I was at work when they called but I followed up days later to pay the billUnbeknownst to me hours after giving my debit card information to the representative my debit account was compromised and someone fraudulently made charges against my accountThe next day I was contacted by the bank regarding fraudulent charges made on my account using my debit cardThe charges were in excess of $***I have since contacted Americollect and continue to work with the fraud department at the financial institutionI caution everyone please do not give out your debit card information to this companyMail in the payments and save yourself the headache
Received a bill in the mail stating I owe requested detailed bill showing amounts charged and the amounts we already paidThere records shows different amount than the amount my records show something different
I spoke with another collect agency today & out of the of them, Americollect was the better out of the Tammy was an absolute pleasure to work withThank you for working with me!!
I am filing this complain against AMERICOLLECT INC and SOBEL MEDICAL ASSOCIATES for unfair business/collection practices
I received a collection notice back in April regarding an unpaid medical bill that I was not aware ofWhen I called the collection agency, they only wanted my information and immediate paymentFrustrated, I told them that I was not aware of this bill and they should not be collecting it therefore, I will not be providing any further information to them
right thereafter, I called my doctor’s office to voice my surprise and frustration regarding the situationI was told that there may have been some mistakes but they will get back to me very soonI never heard from them until today, June 20, when I received an email from Experian.com informing me that my account was flagged for collection
I immediately called AMERICOLLECT INC and had a very complicated communication the accountI repetitively expressed my disagreement about the whole process
How/w
Collection agency's claim was disputed and validation was requestedUnder the Fair Debt Collection Practices Act (FDCPA), I have the right to request validation of the debtI have requested proof of a contractual obligation that is binding me to this debtMy request was not for ‘verification’ or proof of my mailing address, but a request for VALIDATION made pursuant to USC 162g Sec809(b) of the FDCPAI have requested that the collection agency provide me with the competent evidence that I have any legal obligation to pay them
I called them and make a dispute July on why I can't afford 4,and I am on disability income and I did send them prove of my disability income and my bank statement and why I can't afford $for ambulance and the $3,they said they will do some search and talk with Frodoert Hospital about getting $3, removed and maybe do some removal on my credit score and THEY LIED when I clicked yes on their paper work and THEY have lied to me again I also made some payment with them made couple dollars and couple dollars and $ all total and they were suppose to report the Credit Beaus and close the account on what I made payment on they will and I called yesterday and days ago to remind them and they NEVER did and they LOVE to argue
I was bill wrong and it was put on my credit report which I thought was profoundI was cover under my insurance company in full, now because of the lack of the billing department my credit status is affected in a great wayI foward the information that was needTo this horrible and rude collection agency,then months later after giving them the appropriate information to contact me, these unprofeesional people put it back on my credit report for dollars instaead of contacting me and I had absolutely no problem in paying the 13.00.Now my credit score went down points for dolaars it's horrilbe and very unacceptableIam truly deeply bothered my this companies action forward me.I paid this account off of August 28, 11:15AM CT
To Whom It May Concern:
I am writing this letter in an effort to remove inaccurate information from my credit reportThe following information you have placed on my file has seriously affected my credit profilePlease be reminded that it is important that credit maintain accurate information per the Fair Credit Reporting Act
I am a victim of identity theftThe information listed below appears on my credit report but I did not make or approve of these transactionsThis happened because of identity theft
I had talked to someone there who was not very helpfulI have a lot of bills and they expected me to pay $a month or moreI am a single mom, with a mortgage, car payments, day care costs, school loans, etcI spoke with Elizabeth today and she helped out so much and had an incredible conversation with me while doing itI will probably speak with her from now on and I highly recommend others speak with her as well!!!
On December 30, 2016, Americollect, Increceived my certified letter requesting validation of an account they are attempting to collect 300*** I have not received a responseUnder Texas Finance Code Section a debt collection agency has thirty (30) calendar days to respond to a debt validation request If they fail to respond to validation request then they have essentially admitted, per Texas Finance Code 392.202(b)(2), that the debt in question is inaccurate As of March 15, they are still reporting account on my credit Which puts them in violation of various state and federal collection laws I could sue them and ask for thousands However, I am confident that by channeling this dispute through the Revdex.com, a more simple resolution can be made If they delete the account, cease reporting it to the credit bureaus, and provide written confirmation of the same, I will consider this matter resolved
This company has placed three negative accounts on my credit report even though we had communications about the status of the accountsI had informed Americollect representatives that the medical bills in question were being handled by my attorney and they requested his information of which I gave to themI informed them during the call that I had been in an automobile accident and that my lawyer was handling the payments for the three accountsHowever, within a few weeks of that call, they placed the three negative items on my credit report without contacting me or my lawyer about the accountsI am disputing the accounts should have not been placed on my account because my lawyer and I was and is actively working to resolve the items by settling with the insurance company and then settling in outstanding medical with Americollect any other medical bill that was caused by the wreck that happened in August of of which I was a passenger
After viewing a copy of my credit report, I noticed a collection account placed on my credit report from them in I am requesting that you allow me to validate the alleged debtI am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I oweThey sent me the valid information but the person is not correctI would like this information removed from my credit reportThey are reporting the patient name is Nina *** and that is incorrect
Americollect posted debts that did not belong to my husband on his credit reportIn the same week they posted a debt to my account that was a paid off emergency room visitMy account was fixed and removed from my credit reportWe are still waiting for someone else debt to be removed from my husband creditThank goodness we purchased LifeLock for fraudulent issues such as thisBeware this company has an issue filling or wrong information to the credit bureaus
AmerI collect is a collection AgencyMy problem with them is that they call numerous times during the week, sometimes after 8pmWhat really bothers me, they will call, I answer and constantly say hello at least three times, then there is a click, they hang upSometimes I call back, sometimes I don't Just annoying
Americollect calls day in and day out, including nightsThey'll call and hang up immediately after a beepThere are multiple legal sources on getting these calls to stop, and even sue the companyThey aren't nice, they don't stop, nor are they understandingUse these resources and stop their madnessThey cannot even prove the bill is correct, or send paperworkTotal sham
I have tow health bills that went into collectionI made arrangements for payments and on my last payment they don't have the correct amount I owe They claim I owe more I have email receipts of payments and talked to numerous costumer service and supervisor, but no one has been able to correct issue and they keep harassing me with phone calls every day
ON Oct24, I sustained a work related injury which is covered % by my workmans comp insThe ER where I Initially went to seek treatment attempted to send a bill to me directly The billing zip code address was incorrect so it was returned to senderThat party turned it over to Americollect All of this occurred within a four week period The party seeking payment never attempted to cross reference the zip code or contact me by phone I never had any knowledge of this bill and it should have been sent to the insurance directly Now Americollect has filed a derogatory report to the credit bureau .All of the others bills were sent directly to the insurance comp and they were taken care ofUpon finding out about all of this I contacted Americollect They are still holding me responsible and not the party who was responsible for paying the bills .Americollect has all of the same information, a work related injury to be paid in full by insurance the bill sent to me in er
Don't understand how they say in business They can not follow up on anythingCan't return a call, email Good luck
AMERICOLLECT (opened) April 3,
$
Filed disputes with Equifax credit agencyDebt has not been correctly verified or validated Debt is not mine as I have been covered by state insurance for the past yearsDebt could be a result of identity theftA police report has been filedDEBT IS A VIOLATION OF HIPPA LAW
AMERICOLLECT INC (opened) Nov 2,
$
Filed disputes with Equifax credit agencyDebt has not been correctly verified or validated Debt is not mine as I have been covered by state insurance for the past yearsDebt could be a result of identity theftA police report has been filedDEBT IS A VIOLATION OF HIPPA LAW
AMERICOLLECT INC (opened) Nov 2,
$
Filed disputes with Equifax credit agencyDebt has not been correctly verified or validated Debt is not mine as I have been covered by state insurance for the past yearsDebt could be a result of identity theftA police report has been filed
DEBT IS A VIOLATION OF HIPPA LAW
Deb
I recently took a big haircut (60% income drop from one customer)When it became clear I could not meet my monthly obligation to americollectI called, assuming i'd meet a brick wall getting an adjustment to the paymentTo my surprise and relief, the lady I spoke to was very professional but kind and understood my plightAll that I had to do is state the amount I could pay and like magic, it was done
I was contacted by Americollect on Tuesday regarding an old medical bill that was under $***I was at work when they called but I followed up days later to pay the billUnbeknownst to me hours after giving my debit card information to the representative my debit account was compromised and someone fraudulently made charges against my accountThe next day I was contacted by the bank regarding fraudulent charges made on my account using my debit cardThe charges were in excess of $***I have since contacted Americollect and continue to work with the fraud department at the financial institutionI caution everyone please do not give out your debit card information to this companyMail in the payments and save yourself the headache
Received a bill in the mail stating I owe requested detailed bill showing amounts charged and the amounts we already paidThere records shows different amount than the amount my records show something different