Water Mold & Fire Restoration

When Ms*** called she told us she was days away
from a foreclosure auction proceeding.
She was informed there was not enough time to complete an audit prior to
this proceeding to see if any
Bank Fraud was committed. She was informed if we found fraud she could
talk to a legal team that could prepare a lawsuit against the bank based on the
fraud found in the audit
It was suggested to her to file Bankruptcy to halt the
foreclosure to allow us enough time to audit her mortgage. Since
83% of all mortgages have bank fraud in them it was likely we would find it
She was informed where to go to file the Bankruptcy and she
was given the links to the Federal Government web site to download the few
forms that are required. She faxed us a
number of her mortgage documents and we started her audit. Like we expected we did find fraud in her
mortgage
She was supposed to file bankruptcy on Monday October 5th. Her
cost would have been $(or no cost) if she filed it herself Filing a preliminary bankruptcy is not difficult
to do
On Monday October 5th she called and said she
had found an attorney to file her bankruptcy for $and that he was filing
her bankruptcy that day. She requested
her money back for the audit
Even though we had completed 75% of her audit and found
fraud, which could have been used to save her home, we still gave her a full
refund.
Originally, we sent her a refund via *** Quickpay the
same day she requested, but as of 11:43PM (minutes before the day of the
auction) she had still not accepted the refund.
It is not unusual for people to have a problem setting up and accepting
Quickpay. Trying to accept payments by
Quickpay can become very frustrating the 1st time. When she had not accepted the payment we
cancelled the payment. We asked her, via
email, where we should mail her refund to.
She responded with her PO Box address
Her attorney (MrP*** SP?) called us on 10-8-and asked if we were refunding Ms***. And we told him yes
Even though we had done most of the work we still sent her
a full refund. We can see she has
deposited our refund check in her bank account
Holmes and Galt LLC has saved more homes from Foreclosure
than any other firm we are aware of in the USA.
We talked with Ms*** on the phone many times, responded to many emails
and a huge number of text messages. She
was sending her loan documents to us and she was preparing to file her
bankruptcy. At the last minute she
changed course and hired an attorney to file her bankruptcy.
Filing Bankruptcy only halts foreclosure for a short amount
of time. And working with the banks on a
loan modification in most cases ends up costing a lot of money and ultimately
the home goes to foreclosure. From our
years of experience at saving homes the only thing that works today is a Court
ready in-depth Securitization audit with a notarized affidavit and expert
witness testimony followed by a law suit filed against the bank based on the
fraud found in the audit report
Ms*** is a nice lady.
We feel terrible about her situation.
We told her step by step exactly what had to happen to save her home in
the long term. She said her attorney
filed bankruptcy for her so she should still be in her home for now