Woodman Construction

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
I only agreed with the first Loan that I did sign. I did know about, nor did I "electronically" sign the second one. I knew nothing about this, and I never spoke to anyone. I had no idea there was even a " second" set of loan papers, until I researched to see when my last payment would be.
Regards,
[redacted]

Thank you providing us the opportunity to address the [redacted] concerns. A $600 loan requested by and funded to [redacted] on 09/23/2015.. On [redacted] called our office on November 24, 2015, [redacted] the repayment terms where clearly explained to the customer. Our customer...

service representative are available to answer any questions about the repayment. We encourage [redacted] to contact our office to discuss further  Regards,[redacted]Lendgreen Complaints Department1-855-832-7227

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted] and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
Please be advised that I contacted Lendgreen on November 23, 2015 about changing my payment date per phone and email instructions given for a two day notice.  I received a response by Luba on November 25, 2015 informing me that my account would be debited on November 27, 2015. 
Regards,
[redacted]

Regarding ID [redacted]. Thank you for providing us the opportunity to address the customers’ concerns. The letter [redacted] is referring to was in regards to the missed payment. Which at the time was $322.Regrettably, the email sent by [redacted] we received late. Due to the holiday we were...

unable to stop the payment. We would like to take this time to apologize to [redacted] for any inconvenience this may have caused. We encourage [redacted] to contact our office to resolve the issueRegards,[redacted]Lendgreen Complaints Department1-855-832-7227

As clearly indicated in its website disclaimers and the loan documents executed by you, Niiwin LLC dba Lendgreen is an economic development arm of, instrumentality of, and a limited liability company wholly-owned and controlled by, the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin. Our website clearly identifies its location within the exterior boundaries of the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin, a sovereign Native American Nation. As such, Niiwin LLC conducts its’ business under all applicable Federal law and the laws of the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin. Consequently, Lendgreen is  exempt from state regulation due to its Native American status. Pursuant to Federal Law, Niiwin LLC is a completely lawful enterprise and can conduct business within the US.By signing your consumer loan agreement, you agreed to be bound solely by the laws of the Lac du Flambeau Band of Lake Superior Chippewa IndiansTribe and the jurisdiction of its Courts. In addition, you agreed to comply with all the terms and conditions of the Loan Agreement and the terms of our agreement will stand. Niiwin LLC relied upon your representations in good faith and approved your loan based upon such representations. Niiwin LLC loaned you $1000 on 4/20/15 in good faith with the promise that you would repay the note as promised. Niiwin LLC is fully within its rights to require repayment as originally agreed.In your Revdex.com complaint, you stated you believe you only owed a total of $322 to pay off your loan. Unfortunately, the letter you received stated that the $322 was due to catch up with your payments and get you back to the payment schedule as outlined within your signed consumer loan agreement. Additionally, you requested a change to your payment arrangement after hours on 11/23/15. Because we need 2 full business days to review your request, we were unable to make any changes to your payment schedule prior to your 11/25 due date.On 4/20/15 you requested and were funded a $1000 loan with Lendgreen.  At this time, you have made payments totaling $726. As a courtesy, and in an effort to resolve this amicably, Lendgreen has accepted all of your payments up to date to satisfy the principal loan and all finance fees incurred throughout the life of the loan. As per your request, the loan is now completely settled. Thank you for providing us with the opportunity to address your concerns.Regards, [redacted] Lendgreen Complaints DepartmentComplaints@lendgreen.com1-855-832-7227www.lendgreen.com

Thank you for providing us with the opportunity to address this customer’s concerns.  [redacted] called our office on 01/16/2016 inquiring what the payoff balance would be on his $1000 loan. [redacted] was not satisfied with the amount given as he stated several payments have been made...

towards the balance of this loan.  The terms of the loan were explained to the customer and further informed the [redacted] had requested a loan product for 25 payments. The customer was advised of the daily interest at the time of the loan application.  At this time, the customer has made partial repayment of the loan based on the terms and conditions within his signed loan agreement. We encourage [redacted] to contact our office to discuss further options.   Regards,[redacted] Lendgreen Complaints DepartmentComplaints@lendgreen.com1-855-832-7227www.lendgreen.com

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

I have reviewed this matter and found that an email was sent to Ms. [redacted] on July 13th 2015 indicating that we waived the outstanding balance on this loan as a courtesy, and now consider the matter closed. Should you require further information, please do not hesitate to contact...

me directly. Sincerely,  [redacted]Collection Support AdministrationLendgreen – PO Box 221, Lac Du Flambeau, WI 54538289-295-0458

Thank you for providing us with the opportunity to address the customer’s concerns. A $500 loan was requested by and funded to [redacted] on July 10, 2015. [redacted] had the opportunity to review all of the loan’s terms and conditions on the consumer website and the loan agreement that...

she reviewed and signed.  We offered [redacted] the opportunity to a payoff the loan in the amount of ($x) on August 28, 2015, which she did not accept.  Most recently on September 11, 2015 [redacted] contacted our customer service department and stated that she will be on a sick leave and would like her payment switched to Money Order payments. We urge [redacted] to contact our office to discuss further repayment options available. Regards, [redacted] Lendgreen Complaints DepartmentComplaints@lendgreen.com1-855-832-7227www.lendgreen.com

We are in receipt of your email regarding your account. As clearly indicated in its website disclaimers and the loan documents executed by you, Niiwin LLC dba Lendgreen an economic development arm of, instrumentality of, and a limited liability company wholly-owned and controlled by, the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin. Our website clearly identifies its location within the exterior boundaries of the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin, a sovereign Native American Nation. As such, Niiwin LLC conducts its’ business underapplicable Federal law and the laws of the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin Tribe. It is exempt from state regulation due to its Native American status. Pursuant to Federal Law, Niiwin LLC is a completely lawful enterprise and can conduct business within the US.By signing your consumer loan agreement, you agreed to be bound solely by the laws of the Lac du Flambeau Band of Lake Superior Chippewa Indians and the jurisdiction of its Courts. In addition, you agreed to comply with all the terms and conditions of the Loan Agreement and the terms of our agreement will stand. Niiwin LLC relied upon your representations in good faith and approved your loan based upon such representations. Niiwin LLC loaned you the money in good faith that you would repay the note as promised. Niiwin LLC is fully within its rights to require repayment as originally agreed.Your current balance is $230.39, however as a courtesy, at this time, we will accept all payments made to date to satisfy the loan, and we will close your account with a zero balance. We also respect your decision to be placed on our DNC list and will not be contacting you via phone.We believe this is more than fair in light of the circumstances. Feel free to call us with any questions  Regards, [redacted]Collections Supervisor US & Canadian OperationsTel: 1-855-832-7227 ext:342 | Fax: [email protected] | www.lendgreen.com

Thank you for providing us with the opportunity to follow up with this customer’s concerns. We are more than happy to work with the customer but it seems she is unwilling to contact us and work with us on a mutually agreeable resolution. In order to resolve this amicably, at this time, we have waived the customer’s remaining balance and closed her account. As this is all we can do, we deem this matter closed Regards,[redacted]Complaints Department1-855-832-7227www.lendgreen.com

Thank you for providing us with the opportunity to address this customer’s concerns. Alice Spencer contacted our office on 12/04/2015 in regards to obtaining a loan for $500. The terms of the loan were explained to the customer. [redacted] was given all the dates and amounts of each payment...

(total of 7 payments). The loan agreement was sent to the customer, the customer acknowledge she has already signed a loan document. The customer service representative explained the system set it up as 6 installments which was incorrect. [redacted], acknowledged the issue and continued with the application, the new loan document indicating 7 payments was e-signed by Alice Spencer. The customer received thank you and congratulations message indicating the E-signature has been received. We encourage Alice Spencer to contact our office to discuss further. Regards, [redacted]Complaints Department1-855-832-7227www.lendgreen.com

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is NOT satisfactory to me.  When I called them on the 24th to pay it off they stated that they were going to still take the payment of $167.and some cents on the 25th. I just don't understand why they wouldn't take the payment minus the pay off amount they told me, not add it to the payoff amount. 
Regards,
[redacted]