You take a chance anytime you deal with anyone regarding your property but this company not only did what they said but it was gone in a timely manner I would recommend 1st Rate to anyone needing a reliable mortgage company
1st rate Home Mortgage, Inclives up to its nameTaylor Bill was a excellent home mortgage lenderHe kept me updated during the loan process We closed the loan in a timely manner The only complaint is that there was too much paperworkThey could have streamline the process
Hello Chris, (Christopher B***) I would like to thank you from the bosom of my heart for your kind support, patience and expertise guidance through out this processI was very confident with my decision to go with the loan because you took the time to explain with all sincerity, the various options available to me which caused me not to feel pressurized with making a decisionThanks to you, I am more knowledgeable now about home refinancing loans than I was at the start of the loan applications processMay God bless and promote you to higher heights in your careerSincerely, [redacted] *
Just a quick note to let everyone know how easy Cameron Haleen was to work withProbably the easiest person we have ever worked with and we are not young, so we have dealt with manyHe was patient and checked on us often with NO CRAZY pressureWe would totally recommend 1st Rate Home Mortgage and more importantly MrHaleen Thanks again
Best experience that we have ever had doing a VA Streamline loanVery professional and personableCameron Haleen was great to deal with from beginning to endIf we ever need to Refiance again we definitely will go to 1st Rate Home Mortage
I ask a lot of questions--very cautious about financial agreements, wary of deals that seem too good to be true, but curious about my options So I responded to a postcard from 1st Rate Home Mortgage, Inc and got to work with Cameron Haleen He spent a lot of time with me on our first conversation, establishing an understanding of our goals, then presenting a few great options He figured out a refinance option on our VA loan that scored us a LOW (2.75% fixed) interest rate, year term, a savings of over $400/month (less than what we are currently paying), no points, no prepayment penalty, no out of pocket expenses at closing, and no fees added to the principal I asked how is his company compensated for their service since there was no mention of fees In other words what are they getting from this refinance Cameron was up front about credits received from the lender that covered our costs and their fees Armed with information on a great deal, I went to my current lender to see if we could get a better deal or one similar to the one offered at 1st Rate Home Mortgage, Inc Nope! Not even close! Cameron walked us through the paperwork and explained everything--patiently going through questions when we weren't clear about somethingI read every word on every document, googled every unfamiliar term to verify the information Cameron shared with us I am emphasizing this to say that Cameron and the company 1st Rate Home Mortgage, Inc can be trustedNot one misstep! He let us know that there may be a slight difference with the numbers on the final paperwork, however any adjustments were pretty close to the estimates and we were already well aware of that possibility Everything was done electronically and the Notary came to the house to complete the documents When the Notary came by to complete the final paperwork on our refinance, she said she had NEVER seen an interest rate as low as ours with terms as good as our loan (no points to buy down the rate, no out of pocket closing costs) We were also happy that our documents included that they don't sell our information to other businesses Interest rates go up and down and deals come and go But working with Cameron, we were able to accomplish one of the best decisions we made in Now we are looking forward to paying off our home sooner than planned
1st Rate Home Mortgage has been the most efficient and pleasant mortgage company we have been privileged to work withThe broker we have worked with, twice, has made the whole process very easy to understandHe has been extremely patient with our questions and has worked hard on our refinancing processI do not hesitate to recommend this company to anyone looking for a mortgage or to refinancing an existing mortgage!
I worked with Paul and the entire process could not have been any easierHe responded quickly to my calls/messagesKept me up-to-date on the entire dealMost importantly, what he told me was exactly what happenedI will use them again in the future and I referred them to other Veteran's I knowI am extremely satisfied in what was accomplished...AAA+ rating!
We worked with Troy Johnson on our refinanceTroy was very knowledgable with the refinancing process on our home Troy was very personable and attentive to our needs and wants during this process Our refinance took less than a month to complete and Troy always stayed in contact with usAnytime we had a question or concern he was very good about getting back in touch with us in a very timely manner I have referred Troy to my neighbors and friends as he was always professional and kind
1st Rate Home Mortgage and especially Chris Brown made the refi process quick, effiecent, and easyWe are very pleased with the professionalism shown by him
I want to thank Sarah Meintel, Executive Loan Officer for 1st Rate Home Mortgage, for the professionalism shown during my refinance of my home She was very responsive and helpful during the entire process She was always available either by phone or email Jim Lamkin
Great experience! Taylor Bills was great! We refinanced our VA loanIt was quick and painlessTaylor's communication was fantasticI would highly recommend
Working with 1st Rate Home Mortgage was the easiest mortgage company I have ever dealt withEveryone at the office are so helpful and the process was smooth and worry freeTim Regan had everything handed within a few days and I had a quick closing have used PNC and Washington Mutual before and 1st Rate blew them out of the waterI would definitely recommend this company to everyone out there
Fast correct and professional service
You take a chance anytime you deal with anyone regarding your property but this company not only did what they said but it was gone in a timely manner I would recommend 1st Rate to anyone needing a reliable mortgage company
1st rate Home Mortgage, Inclives up to its nameTaylor Bill was a excellent home mortgage lenderHe kept me updated during the loan process We closed the loan in a timely manner The only complaint is that there was too much paperworkThey could have streamline the process
Hello Chris, (Christopher B***) I would like to thank you from the bosom of my heart for your kind support, patience and expertise guidance through out this processI was very confident with my decision to go with the loan because you took the time to explain with all sincerity, the various options available to me which caused me not to feel pressurized with making a decisionThanks to you, I am more knowledgeable now about home refinancing loans than I was at the start of the loan applications processMay God bless and promote you to higher heights in your careerSincerely, [redacted] *
We got our loan from 1st Mortgage and all went really well and no problems Working with Tim Reagan in handling our loan; all went really well
Just a quick note to let everyone know how easy Cameron Haleen was to work withProbably the easiest person we have ever worked with and we are not young, so we have dealt with manyHe was patient and checked on us often with NO CRAZY pressureWe would totally recommend 1st Rate Home Mortgage and more importantly MrHaleen Thanks again
Best experience that we have ever had doing a VA Streamline loanVery professional and personableCameron Haleen was great to deal with from beginning to endIf we ever need to Refiance again we definitely will go to 1st Rate Home Mortage
I ask a lot of questions--very cautious about financial agreements, wary of deals that seem too good to be true, but curious about my options So I responded to a postcard from 1st Rate Home Mortgage, Inc and got to work with Cameron Haleen He spent a lot of time with me on our first conversation, establishing an understanding of our goals, then presenting a few great options He figured out a refinance option on our VA loan that scored us a LOW (2.75% fixed) interest rate, year term, a savings of over $400/month (less than what we are currently paying), no points, no prepayment penalty, no out of pocket expenses at closing, and no fees added to the principal I asked how is his company compensated for their service since there was no mention of fees In other words what are they getting from this refinance Cameron was up front about credits received from the lender that covered our costs and their fees Armed with information on a great deal, I went to my current lender to see if we could get a better deal or one similar to the one offered at 1st Rate Home Mortgage, Inc Nope! Not even close! Cameron walked us through the paperwork and explained everything--patiently going through questions when we weren't clear about somethingI read every word on every document, googled every unfamiliar term to verify the information Cameron shared with us I am emphasizing this to say that Cameron and the company 1st Rate Home Mortgage, Inc can be trustedNot one misstep! He let us know that there may be a slight difference with the numbers on the final paperwork, however any adjustments were pretty close to the estimates and we were already well aware of that possibility Everything was done electronically and the Notary came to the house to complete the documents When the Notary came by to complete the final paperwork on our refinance, she said she had NEVER seen an interest rate as low as ours with terms as good as our loan (no points to buy down the rate, no out of pocket closing costs) We were also happy that our documents included that they don't sell our information to other businesses Interest rates go up and down and deals come and go But working with Cameron, we were able to accomplish one of the best decisions we made in Now we are looking forward to paying off our home sooner than planned
1st Rate Home Mortgage has been the most efficient and pleasant mortgage company we have been privileged to work withThe broker we have worked with, twice, has made the whole process very easy to understandHe has been extremely patient with our questions and has worked hard on our refinancing processI do not hesitate to recommend this company to anyone looking for a mortgage or to refinancing an existing mortgage!
I worked with Paul and the entire process could not have been any easierHe responded quickly to my calls/messagesKept me up-to-date on the entire dealMost importantly, what he told me was exactly what happenedI will use them again in the future and I referred them to other Veteran's I knowI am extremely satisfied in what was accomplished...AAA+ rating!
We worked with Troy Johnson on our refinanceTroy was very knowledgable with the refinancing process on our home Troy was very personable and attentive to our needs and wants during this process Our refinance took less than a month to complete and Troy always stayed in contact with usAnytime we had a question or concern he was very good about getting back in touch with us in a very timely manner I have referred Troy to my neighbors and friends as he was always professional and kind
Thank you for a great experience! Tim Regan exceeded our expectations My family and I are very thankful for everything
1st Rate Home Mortgage and especially Chris Brown made the refi process quick, effiecent, and easyWe are very pleased with the professionalism shown by him
I want to thank Sarah Meintel, Executive Loan Officer for 1st Rate Home Mortgage, for the professionalism shown during my refinance of my home She was very responsive and helpful during the entire process She was always available either by phone or email Jim Lamkin
Great experience! Taylor Bills was great! We refinanced our VA loanIt was quick and painlessTaylor's communication was fantasticI would highly recommend
Excellent service - up front and honest - very quick turnaround and no stress at allGreat experience
A very positive experienceFirst rate service
Working with 1st Rate Home Mortgage was the easiest mortgage company I have ever dealt withEveryone at the office are so helpful and the process was smooth and worry freeTim Regan had everything handed within a few days and I had a quick closing have used PNC and Washington Mutual before and 1st Rate blew them out of the waterI would definitely recommend this company to everyone out there
Great company to work with from start to finish!!!
Outstanding CoThey know their product, were very complete in their presentation and I would prefer to do business with them in the future