American Accounts & Advisers

Date Sent: 7/19/12:45:PM I am rejecting this response because:How can that possibly be an itemized statement with the information I requested? No where on what I received does it say American Accounts and Advisors No where does it show my file number with American Accounts and Advisors The closest it comes is "COLLECTION AGENCY PLACEMENT" That could be anybody How do I know it's American Accounts and Advisors? I ask you would you go on a website and provide your credit card or bank account information without even knowing if the money will get applied to the correct account or if you even have an account with that company? Would you pay someone that cannot or will not provided you with a record of your debt with them and your account number? Would you send money via mail without knowing any of that information? I know you can send other letters with my information as it pertains to the accounts I have with you I have a second account with you (that should not be there anymore as I am paying the original company directly, but that's another issue) and I just got a letter that shows the balance owed, the original debtor, my file number and your payment information So I am very confused as to why this is so difficult for this account It almost makes me think that you no longer have the account or it has been charged off so you cannot send me the info that I have requestedAgain, if this cannot or will not be provided as it pertains to this specific account I respectfully request that you remove the account from my credit bureau reports

I am rejecting this response because: I did not get an itemized statement What I got was a photo copy of the bill from Emergency Physicians showing the amount being place in collections(see attachment) No American Accounts and Advisors information on it at all No file number No address No contact info I requested all of this I will not make payments to a company that won't even give me an actual itemized statement with THEIR account number or any of their information Most certainly not on a website Having been through this before with collection companies I am well aware of the power of getting something in writing and how easy it is for something to be misconstrued or misheard over the phone I will not make the same mistakes twiceI don't feel that my request for a statement from them showing my file number with them, their payment address, and contact information is out of line Once they can produce that, I will begin making payments If that cannot or will not be provided then they have effectively chosen NOT to settle the debt and it should be removed from my credit bureau reports

She can call us..###-###-####Bryan...and once its paid we can remove from her credit bureau

We have sent her a itemized statement per her request2.She had our address from the letter we sent her3.Payments can be made on our Website which she has access to.4.Once the account has been paid in full it will be deleted from the credit bureau.5.If she want to mail her payment our
address is American Accounts & Advisers.inc *** *** ** ** Cottage Grove MN

We have called her back..we have phone records of this..She has everything our clients have provided us..Bryan

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.Although I wish Bryan was able to
include in writing that this ding will be removed (well, reported as paid in full) when I am able to pay it off$a month is all I can afford and am grateful they have agreed to this payment plan

I am rejecting this response because:
I have asked Karen for an email showing that this was paidShe said it would be sent to all credit agencies right away and they haven't seen anything yetIt
takes days from when American Accounts sends it off and they still have not done it yetI want an email from them stating it was all paid for on this day. Thanks

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me

We have talked with ***-she has made arrangements and we have agree to take off the credit bureau.Bryan

Eppa number is *** *** ***..Let me know if he need anymore help with this file..Bryan

Initial Business Response /* (1000, 5, 2015/11/02) */
We talked with *** on 6/14/and told us he was going to pay this account on line..we sent him several letters as well..We don't show this account is padon't buy medical accouncheck with the client and they still show the balance
we have
Initial Consumer Rebuttal /* (3000, 7, 2015/11/02) */
(The consumer indicated he/she DID NOT accept the response from the business.)
Spoke with a representative with this company on 10/28/, in response to their voicemail left on my primary phone, after having filed this complaint with the Revdex.comThe representative stated the service was for May of I explained that I had surgery in January of and had not been to this hospital sinceThe formal response to this complaint says that in June of I told them I would pay this bill online, but this debt would not have been days old according to the date of service given to me over the phoneGiven that I had never been to any doctor after January of I have no intention of paying this bogus debt collector
As I said in my original complaint, this company scams people by parking "debts" on their credit and waiting for them to call years later and pay
Final Consumer Response /* (3000, 15, 2015/11/25) */
(The consumer indicated he/she DID NOT accept the response from the business.)
Verified received call from Credit Adjustments Inc at*** attempted to collect on this same debt on 10/26/2015, days after I returned their call 10/28/and informed them of this dispute
I don't know or pretend to understand how Credit Adjustments Inc and AAA are both involved in this one bill for $from years ago, or why they are both attempting to collect on it, but this explains the discrepancies in information provided to me
I've never made any attempt to hide my address or phone number, and have always forwarded my address
In their response and over the phone they claim they don't buy debt, but at the very least they assist with very shady collection practices
Spoke to Bryan today per his previous response and settled for approx 60% of supposed debtOnce CC info was received Bryan had no interest in continuing the conversation or clarifying any other information for meThis remains in dispute until corrections to my credit file have been madeCC charges will be reversed if this is not removed from my credit
Had METROPOLITAN ANESTHESIA or AAA ever sent me a bill detailing services this process could have been avoided entirely
Could you imagine going to a movie and years later you notice that the projectionist had placed a collection account on your credit? That is how I would equate this experience with METROPOLITAN ANESTHESIA, and AAA
Final Business Response /* (4000, 17, 2015/12/08) */
Mr *** has settle his account and we are in process of removing this item from his credit bureau

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to meI have called Brian and look forward to working with him to resolve these accounts

I am rejecting this response because:
You will be contacted by my attorneyThank you

Initial Business Response /* (1000, 5, 2015/09/03) */
We lost track of *** now we have her new address
and now she will receive statements
Initial Consumer Rebuttal /* (3000, 12, 2015/09/28) */
I have been in contact with American Accounts & Advisors, we have somewhat agreed upon a payment
planHowever, they still have not taken this off my credit reportThe guy who I talked to said he would take it off since we are now making arrangements, but I still have not seen anything come off my credit report
Final Consumer Response /* (2000, 15, 2015/10/02) */
Final Business Response /* (4000, 14, 2015/10/02) */
I dont remember saying we would take of the credit bureau ..Now we are receiving monthly payments..I will
remove from buretakes up to 40days

I am rejecting this
response because:
Date Sent: 2/26/8:34:PM I am rejecting this response because: I do not believe that the collection agency tried to resolve this matter before reporting it to the credit bureau repositoriesI make this statement because the collection agency stated that they sent me two noticeWas the first notice a demand for final payment and the second one stating that the debt had been reported to the credit bureau? With that being said, I would like to have *** *** contact information so that I can contact them directly to get this resolvedIf there is an outstanding debt owed, I will work with my medical provider to pay *** *** directlyPlease provide me a direct contact and phone number

She has payment arrangements -file indicates its going to be deleted in 30days

Final Consumer Response /* (2000, 6, 2016/01/29) */
I have resolved the issue received a call within minutes of the complaint from the Vice President took and went above and beyond and taking the the to review my bill before talking a payment

I don't know what to say its a itemized statement..Bryan

I had a hard time finding this file..its under a different name-I show all the statements were sent to her last weshe has anymore question she can call me..Bryan###-###-####

Date Sent: 7/19/2016 12:45:56 PM I am rejecting this response because:How can that possibly be an itemized statement with the information I requested?  No where on what I received does it say American Accounts and Advisors.  No where does it show my file number with American Accounts and Advisors.  The closest it comes is "COLLECTION AGENCY PLACEMENT".  That could be anybody.  How do I know it's American Accounts and Advisors?  I ask you would you go on a website and provide your credit card or bank account information without even knowing if the money will get applied to the correct account or if you even have an account with that company?  Would you pay someone that cannot or will not provided you with a record of your debt with them and your account number?  Would you send money via mail without knowing any of that information? I know you can send other letters with my information as it pertains to the accounts I have with you.  I have a second account with you (that should not be there anymore as I am paying the original company directly, but that's another issue) and I just got a letter that shows the balance owed, the original debtor, my file number and your payment information.  So I am very confused as to why this is so difficult for this account.  It almost makes me think that you no longer have the account or it has been charged off so you cannot send me the info that I have requested. Again, if this cannot or will not be provided as it pertains to this specific account I respectfully request that you remove the account from my credit bureau reports.