Curadebt Systems, LLC Reviews (34)
My husband and I are very satisfy with the service we are receiving from Curadebt. They are professional and informative . Customer service is fast, and friendly. Our arbitrator [redacted] advises and guides us through the process, helps us to avoid legal actions to be taken against us, and works hard to get the best possible resolutions for us. We are making progress toward paying off all your debts. Thanks CuraDebt!
When I received and listened to the first message from [redacted], I knew I would be in good hands! He was warm, friendly and reassuring and spoke so positively about CuraDebt and its ability to help with debt relief. There was no hard sell, no pressure at all. I'm so looking forward to finally being debt free and returning to a healthy financial state!!! Thank you, [redacted], for putting my concerns at ease and instilling in me a new confidence for my future!
I just completed the program with Cura Debt and have been very happy with them.
Katerine T. was such a help to me. I would definitely recommend them.
I finally realized I was in over my head with credit card debt. My goal is to retire in 5 years and there is no way that was going to happen with the minimum payments I was making ion several accounts. I saw the excellent rating for Cura Debt and gave them a call. [redacted] answered and was was able to review my entire situation and provide a workable solution for me. I am just beginning the journey but looking forward to completing my program with Cura Debt. Thankyou CuraDebt and [redacted].
Our experience so far with Cura Debt has been excellent! Zac guided us through the sign up process and has been extremely helpful in responding quickly and answering all of our questions. We look forward to completing the program and reaching better financial freedom!!
Curadebt referred me to Advocate Tax Solutions (ATS). I saw no value in the recommendations ATS presented regarding the State and IRS.
In summary, the recommendation I received was to maintain the existing
$550 payment with the state (currently arranged)
pay $3,482 per month to the IRS. (That was unrealistic. I only have $1795 remaining after bills are paid. How did they expect me to live?)
Nothing has been negotiated away. I still would owe interest and penalties and the same balance for the state and federal and Curadebt/ATS proposed that my IRS payment increase from $300 to $3,482?
That does not compute in my mind when I have only $1,795 remaining after all of my expenses. How that providing value to the client?
The sales pitch from Mr. [redacted] (**) at CuraDebt:
[redacted] (**) - Will I obtain a full or significant reduction in my balances with the IRS and State?
** -Quite possible, if no reduction and you are unable to pay then it's most likely Currently Non Collectible status - we say to IRS yes he owes it, cannot be collected, here are our client's financials to back this.
(No evidence of balance reduction)
** - Will get tax liens removed
** - No problem.
(No evidence of tax lien removal)
** - Will I get a fresh start?
** - Most definitely! The Analysis includes advice on how to keep the problem from coming back - this is a personalized tax and financial strategy we will carry out for you.
(No evidence of any fresh start. Based on the recommendation, I would be better served getting my $300 IRS arrangement reinstated and keeping my same $550 payment arrangement with the State.)
** - Should I expect full or significant reduction in my balances for the IRS
** - A strong possibility, however I think the point is more how much you have to pay back - we make sure you only pay back what you absolutely have to, and that in a comfortable payment plan. If yours needs to be $50 per month because that is what you can afford, after a Tax Attorney and a Certified Public Accountant, plus Mr. Little himself, the former IRS Prosecutor I mentioned have looked your numbers over, then that is what it will be or your money back.
(No evidence of balance reduction and yes I want my money back)
** - How long will this process take?
** - 30 to 60 days for the analysis
(It took 90 days for the analysis with unfavorable and unrealistic recommendations)
** - What if you see that my tax bill should be increased vs decreased during
your analysis? Are we out of options at that point?
** - That is not going to happen. The computational error and accounting errors on behalf of the IRS/State that the Analysis often uncovers alone will have your balances dropping.
(That is exactly what happened with a recommendation to increase my IRS payment from 300 to 3482 per month)
** - Will you suggest an offer and compromise to reduce or eliminated my tax
** - That is a possibility for your amount, oftentimes we do not need to call on the OIC and solve it even better and more cost effective for you through various other avenues of approach.
(No option for offer and compromise available)
** - Will you be available for questions or will I need to contact a customer
** - I remain your primary point of contact, and the Attorney's assistants will also be available.
Even though we make this look easy because it is just another business day to us, we know that to people this looks like rocket science, and people are concerned and want updates and know what's going on with their case, so you stay posted when working with us.
(I received no evidence of engagement from the IRS or State to date)
I requested a full refund from Curadebt and ATS but my request was declined.
I went online and called many other debt settlement companies and found that not only was Curadebt the best option for me but also had the best customer service. [redacted] was very informative and very polite. [redacted] has been awesome the entire process and would give him 5 stars anyday! He is GREAT!
"I was very skeptical about the whole debt settlement process but [redacted] was very thorough and sensitive to my situation. He answered all of my questions in a very timely manner and has stayed in contact throughout the whole process. Thank you!"
"My experience with [redacted] was A1 ..he's very helpful and he answered all the questions I had . I will totally recommend my friends and family if they ever need help like this."
Every time ive needed some help, I called him and he not only did help me but explained all in a very easy way to understand
Cura debt is helping to be a debt free and the best thing in one year you can have good credit again. They are very helpful specially [redacted]. She is doing such a great job with my case.
I highly recommend her.
I had a great experience. I needed too find a solution to my debt problems and I was able to not only find a solution that fit in my budget, but was responsive and would allow me to settle my debt in only three years.
My experience with CuraDebt is a positive one. They delivered on their promise to help us recover from drowning in credit card debt. Mario was our rep, and he was fantastic. He explained the process in detail and made sure we understood the big step we were going to be taking.
This is one service I am willing to highly recommend to anybody who is looking for a company that will help them find a way out of debt, without having to file for bankruptcy.
Curadebt has been very helpful with my situation. They have worked with me, counseled me and encouraged me every step of the way. [redacted] has stayed on top of every situation. Thank you.
[redacted] was a very great counselor to help me. He always gave me the best answer he could for my many questions that I had. He always followed through and there was not a question that I asked that I ever found deceitful because I verified every single thing he told me and I researched and tried many times to see if he was legit....and I have to say he was. :)
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