Dream Kitchen and Bath

Sometime around May 2015, I had just pulled up in my yard with my mother(By the way I just rented a house and had to get another vehicle, so I knew I would not be able to do anything else) I didn't even get out of my car good before this sales rep barged into my house trying to get me a vacuum cleanerminutes had passed he brings in another rep with the vacuum cleaner to show me how it worksHe spends at least an hour talking to me and showing me how good it worksI told the sales rep I couldn't afford it right nowHe said he understoodStill pressuring me to get the vacuum cleaner, before I knew it I'm setting up payment plans, for a 13,vacuumSo now months in I'm making $payments on a vacuum cleanerJanuary of I run into financial troubleSo I stopped the check to UNITED, now they have illegally obtained information on family members and their businesses looking for me, which my aunt is threatening to call the policeBecause I never volunteered any in

I have received a payment book from this company for a product that I didn't finance through them This booklet was received by me in December, 2018, around the Christmas Holiday It was in a envelope with my name on it But, the booklet with my name on it and all the way through it was addressed to [redacted] My address is [redacted] ***After contacting this company I was told that it was for a [redacted] purchased from [redacted] *** I told them that I puchased a [redacted] over 1/year ago and was financed by [redacted]  and was in good standing with themThe representative Ashley stated that she had this happen to someone else who had paid her's off Ashley took my information, said that they would investigate, suggested that I call [redacted] , she gave me their number and the name of the owner That I did and I talked to their representative Irish Irish said that she would have the owner *

I authorized a payment that was NOT OVERDUE OR DELIQUENTThey took the REMAINING BALANCE DUE ON THE ACCOUNT AND CLEANED OUT MY CHECKING AND SAVINGS ACCOUNTI WAS ALSO CHARGED OVERDRAFT FEES FROM MY BANKI was asked to fax my info from the bank on the first time I calledVery sincere and apologized for the problem said she was communicating with her supervisorWhen I called again the same day to make sure they received the fax said they had a bunch of paperwork and could I send it again? I asked the gentleman how could I continue to spend money when they had cleaned out my checking account and my savings account??? Said he would transfer me to a supervisor but no one identified them self to me as the supervisorThen told to reverse the charges at my bank

Purchased oxygen from [redacted] *** Workers Comp was processing paperwork to pay for the oxygen machine but I needed it then I was told they would finance the oxygen machine and then we could pay it off when Workers Comp paid We agreed but WAS NOT TOLD OR GIVEN PAPERWORK SHOWING THE AMOUNT WE WERE GOING TO BE CHARGED We paid $plus $for months ($509) The oxygen machine costs $ When I called to pay it off I was told I owed $plus $to pay online They said they added interest in the beginning of $ (percent interest) This made the total owed $(original cost $3195) Out of the $I paid, I was charged $in interest over months I feel I was taken advantage of and evidently other people in need of oxygen are also being taken advantage of percent interest added on top of balance is totally unreasonable We signed papers online BUT THIS WAS NOT EXPLAINED TO US! I don’t think this should be legal

This account had been disputed numerous times for being fradulentI have sent the requested payer work back to this collection agency to verify that this is fradulent and does not belong to meI’m not sure if it’s been lost in the mail or they just haven’t reslondedThis account is hurting my credit by reporting negative and inaccurate informationI’m being punish for something that does not belong to me

I had a sales rep from Kirby enter my home and sell a vacuum to me The date was 12/10/ I canceled my contract with this company on the due date, which was days later I also sent a copy of a signed cancellation notice to the address provided on my contract on 12/12/ The days is past due, where the sale rep had to pick up the property I waited the days, and since I have not heard anything from you until recently, I no longer have possession of the property I also have changed address, and I no longer live in NYS

I purchase a Kirby Avalirvacuum from a market ( [redacted] ***.) place in which United Consumer Financial Service is a connections toThis the company who finance the vacuum for me I receive a used product that was supposed to have been new I contacted United Consumer Financial and spoke with a MrA [redacted] and informed him of the situation concerning the use productMrA [redacted] acted as if he would try to figure something outthen later on during the conversation he stated that there was not anything he could doSo on Tuesday I reach back out to the Company again and this time I spoke with a MsCarolyn and informed her that I would like to cancel this vacuum and would be taking it back to [redacted] ***MsCarolyn stated that they had already paid for the vacuum which was a total of $ I restated to MsCarolyn that she need to stop payment on the checkMsCarolyn stated that she would notShe then begin to inform me that the company would be suing me for the mon

On April 8th, 2016, two salesmen (Gene and Brent) from [redacted] LLC, [redacted] , FL came to my house under the pretense that they were offering a free air purifier ( [redacted] ) to promote their local businessThey ended up presenting a Ritello vacuum cleanerThey were in my house for over hours trying to sell me the vacuum cleanerTheir sales practice was aggressive and extremely high-pressuredThey convinced me that the vacuum cleaner was on sale because it was a Friday, throwing numerous different numbers as the price, from $to $1,They used United Consumer Financial Services to finance the vacuum cleaner with an usurious interest rate of 21.15%, well above the 18% allowed by the Florida StatutesUnder duress I agreed to purchase the Ritello (serial # [redacted] )I was not made aware verbally that I ONLY HAD DAYS to return this productThe vacuum cleaner is a piece of overpriced garbage and I do not want itI have made two payments to UCFS, on time, as I do not

Definitely they are running a scam They hold your payment that was sent prior to due date and then claim you owe a late fee I know it does not take days to receive mail from Gaand they claim they have not received my payment They will not let you talk to the manager either I would NEVER do business with them again

This is in regard to an complaint against United Consumer Financial Services this company reported a late payment on my credit report in April this loan was paid off in March but as I was unaware of their was an extra $that has been hanging around cause months before that they charged a fee of $to use a credit card for payment that I was unaware of so this company placed a day late payment on my credit over this $that I would have been more then happy to pay cause OMG it $3!!! so in April when I get an alert on my credit saying I was days late paying a bill I FREAKED OUT!! all my payments ARE %ON TIME NO MISSED PAYMENTS ON MY CREDIT!!!! so I am very mad about this!! I contacted United Consumer Financial to pay the $and fix this matter they agreed and told me they put it in dispute to fix the days late payment and have it removed from my credit and I waited for it to be fixed so here I am almost months later and a few phone calls to them and this is not

This company appears to hold payments I'm not sure if it's to collect more interest or not??? I have now made two payments that were held The first in the amount of $48.22, which finally "posted" after my bank contacted them The second payment in the amount of $was to "payoff" the balance This is the amount I received from my account on their company website I made the payoff on September 29, Today is October 10th...nothing has posted to my account, and I see more interest has accrued I sent a message to the company on September 23rd and another on October 8th

These crooks have taken advantage of my fatherHe is mentally and physically ill Vietnam vetHe is on a fixed income and has paid $1000s of dollars towards a piece of [redacted] vaccuum that he doesn't needThis company's business model is meant to take advantage of poor and disabled peopleDo not engage in business with them of any kindThey should be ashamed of themselvesLook at their Wikipedia pagea door to door salesman raped someone! Shame on this company

This company runs a scam !!!!!!! Watch your scheduled payments I scheduled my payments so I would pay off my Kirby vacuum before the interest kicked in, of course, my scheduled payments disappearedI have the print out of my confirmation of the scheduled payments!! had I not called them today I would have been charged all the interestI believe lots and lots of there customers have been charged interest that they should NOT have been chargedI will be passing this info along to my lawyer as well

When my husband and I saw the presentation of the rainbow vacuum cleaner we thought this would be a wonderful product to use in our homeHowever the problem came about ***s after when the vacuum cleaner was not picking up ANYTHING not even the smallest piece of paperSo we called the representative that sold our vacuum to us and he came out and fixed the problemIt was clogged up somehowMy carpet had not been wet or anything for this to happenHe showed me how to unclog it if it kept happening and indeed it has happened at least more times For a vacuum to cost IT SHOULD NEVER CLOGI have not made any payments as of yet due to my husband being in a rollover accident (in which he has injured his back and is not currently able to work) in his business truck so we were just not able to make payments along with our daughters being in collegeI AM NOT SATISFIED WITH THIS PRODUCT AT ALLAs a matter of fact I probably have used it about times since purchased the e

WTF They are the most annoying company in phone calls I have ever experienced Getting reading to get GMA or Local news to do a story Loose my telephone number and never call me again Rudest sales people ever And I am an account manger to strategic accounts How could you employee such rude people

I get one to two call a dayI block and report the numbers a spam .I do this because of the frequency of their callsAnd, they always call around 6:30pm - 7:00pm

I contacted for UCFS for the first time today out side of my return period! O way did I not trust my gut and come here before purchasing?! Not Only is $add to my overall total but I literally had to hang up and try again to get better customer serviceStay away from United consumer Financial Services and Kirby Vacuum Cleaning systemGet a Shark!

about years ago a couple men came to our door selling [redacted] , my and I were talked into buying it but that was their last one they had with NO shampooer with it which was the main reason we wanted itso the guy said they will bring the shampooer out to us the next daywell after weeks of not getting the shampooer the guy told me to call *** and United consumer and have them send one out so we did but! they were soo rude and wouldn't help nor care that we didn't get all my product so we didn't pay on it and told them they could come get what we did haveThey have been reporting on my credit for years and I tried to talk with them to remove it since we didn't get all of what we were paying forthey told us no they wouldn't remove it unless we pay the balance of 3,off which is way higher then the agreement was for the product that we didn't get the whole thing! This company is ripping people off messing up their credits and they don't give hoot! my next step w

This product was purchased in the State of [redacted] , and same was financed through United Consumer Financial ServicesThe product was purchased by my parents, both elderly, under my mother's name, and me as a co-signerMy father passed years ago (July 2016), and the only income of my mother is Social SecurityI called twice, asking this company to pleaseeeeeee, lower the interest rate, which is 20.95%, which is in the State of [redacted] is against the interest-Usury StatuteThe first phone call to United Consumer the said I had to call the [redacted] US, located at [redacted] *** and ask them to lower the interest rate, which [redacted] never returned my phone callI call again United Consumer and advised them their retailer in [redacted] is not answering and their phone is disconnected, and they told me that the interest rate is already set up and they will not do an interest review on this matterThis company in [redacted] , and their retailers in [redacted] take adva

I purchase the [redacted] through this company , immediately after, I did a major surgery and was in the hospital for awhileI fell behind on the payments during my surgery , and during my recovery processI spoke with one of the representative and reschedule a payment planThe rep assured me that the missed payments would go onto the backend of the loan , while making my new monthly payments Since then, United Consumer Financial received the agreed amount ( $77.22) every month from my bank , but is reporting to the credit bureaus that they receive no payments for the life of the loan, they're reporting up to days pass due, which is a lie, because the company receive $every monthUp to the time of making this complaint, they withdrew the said amount $from my bank account for the month of August, but report no payment was made on the credit reportsI believe this is unfair , mis-information , unjust and fraudulent business practice by United Consumer Financia