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Exchange

6965 Piazza Grande Ave, Orlando, Florida, United States, 32835

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Exchange Reviews (%countItem)

On 08/06/18 we completed the maintenance fee reimbursement contract for club elite with Exchange Points Club. We paid $3995 to join club elite and have access to the club benefits!On 08/06/18 we contracted the use of 25,000 points! We were told the we would get approximately $14,000 for the use of these points! We were told that the minimum amount we would get would be the cost of our maintenance fee which is 16 cents a point. We contracted the use of 50,000 additional points with Exchange Points Club on 01/28/19.Vacation Management Group, the booking company paid us $962,61 at the end of the 1st quarter and $4,412.43 at the end of the 2nd quarter. We have received a total payment of $5,375.04 from Vacation Management Group.We have not received any payment from Exchange Points Club. All the reservations were completed at the end of the 2nd quarter. We have met the contract requirement of club elite with Exchange points Club
Product_Or_Service: rent of points
Account_Number:

Desired Outcome

Other (requires explanation) We would like to receive the payment for the maintenance fee reimbursement for club elite with Exchange Points Club

Exchange Response • Oct 16, 2019

I'm responding to this Revdex.com message. Exchange Points Club has been out of business for quite a while. Any monies from future bookings are paid for.

Customer Response • Oct 21, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
Exchange Points Club stated that they have been out of business foe quite some time. This is not true! On 10/18/19 we discovered that Diamond Resorts International(owner of our timeshare)is suing Exchange Points Club. They have only quit doing business since the initiation of the suit against the company.We were told the minimum amount we would receive from the company would be the cost of our maintenance fee- which is 16 cents a point or about $11,970 for the points the company used.On 8/6/18 we paid the company $3995 to join club elite and have access to club benefits. This should be returned us, since the company has not fulfilled the commitment in the contract.
We have not received any payment from Exchange Points Club!

Customer Response • Oct 22, 2019

From: Kaye ***
Sent: Friday, October 18, 2019 11:53 AM
Subject: Complaint ***

We received an email from the Revdex.com concerning our complaint against Exchange Points Club 10/17/19. This company stated that they had been out of business for quite some time! This is not true.
Today I found out that the owner of our timeshare (vacation points) Diamond Resorts International is suing Exchange Points Club! They have only quite doing business the last few weeks since the initiation of the suit with the company.
We were told the minimum amount we would receive from the company would be the cost of out maintenance fee. Which is 16 cents a point. Also, we paid $3995 to Exchange Points Club to be in club elite in August 2018!
We are not satisfied with this outcome!
Steve and Kaye ***
***@***.net
706/***
Sent from my iPhone

The company misrepresented themselves, took a fee in exchange for a guaranteed payment. I have not received payment nor return of my fee.
On September 10, 2018 I was contacted by Michael *** at 844-*** x***. He identified himself as a Diamond Resorts Club Counsellor. Because I had been wanting to speak with Diamond Resorts to find a way to end the annual maintenance fees, I spoke with him extensively.
Michael *** described a Club Elite Program with the following features.
Diamond Resort points could be turned in in increments of 2,500 and reimbursed $1,400 for each 2,500 points turned in. He described how these points where rented to corporations allowing for a payment to the owner. Since I own 7,500 points that would represent three payment of $1,400 or a total of $4,200.
Payment was guaranteed during the 'Green Light' enrollment period which was nearing the end.
Payments were guaranteed to be made in 12 to 14 weeks. That meant I should receive payment around the end of the year, which of course, I did not.
He also said that I needed to pay a one-time payment of $1,995 to enroll in Diamond Club Benefits.
This seemed almost too good to be true, so I questioned him extensively looking for a 'catch' to the program and received all positive answers. I also spoke with Michael *** who seemed to be Michael ***' manager. He confirmed everything just as Michael *** had. As a member of Diamond Resorts for several years I trusted that they were legitimate, so I enrolled and made the payment of $1,995. If they had identified themselves correctly I would never have even spoken with them.
In January 2019 I had been looking for the payment that was due by the end of December, but wanted to give them some extra time. On January 10th I called them and left a message which was not returned. I called the number 12 times throughout the next week or so leaving messages but none where ever returned. Actually, I was never able to speak with anyone at that number, only a recording asking me to leave a message. After several days of leaving messages, my calls did not even get a recording. I also called a customer support number they gave me which when answered referred to themselves as 'Fulfillment'. They promised to have someone return my call, but they never did.
This is when I began contacting customer support numbers at Diamond Resorts and discovered none of the people I spoke with were associated with Diamond Resorts. Although I was beginning to suspect this to be a scam, this was the first time it was verified.

In Summary
They misrepresented themselves as Diamond Resort.
They 'guaranteed' a payment by the end of December which they have never provided.
They have never returned any of my calls nor made any attempt to contact me about any of these issues.

Desired Outcome

Refund of the $1,995 fee from which no benefit or service has been provided.

Exchange Response • Aug 05, 2019

Reviewing the notes from Mr. Bruce ***, there were various reasons there was no payment received or delayed. When all clients enroll under our program, they are made aware this is not Diamond Resorts. The payment authorization page of our enrollment has our company name and no where in the enrollment does it state we are Diamond. It's made clear on the bottom of each page that this is not a Diamond product. Each client is required to initial these which are in bold font for each client to noticeably see.

In early 2019, the password on Mr. account was changed, which sets the contract to null and void. This is in the terms of the point allocation page. Each owner understands they can't change their password, cancel reservations, etc. Guests reserve vacation time with the points provided by our clients and by breaking the terms, these guests now have no reservation. There was also a chargeback on Mr. account, which placed the entire account on hold for the duration of the dispute. The April reservation was canceled on the account due to the password change and chargeback.

Following up on the beginning statement, since we're not Diamond, Diamond Resort will not associate us with them or as a part of them. A copy of the enrollment with the details I went over in the contract and point allocation form can be sent out via mail if there was any confusion or to show where this can be seen.

Customer Response • Aug 08, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
Exchange Points Club makes two points both of which I dispute. First they claim that they did not represent themselves as Diamond Resorts. This is blatantly untrue. Michael *** specifically identified himself as a Diamond Resort Club counselor. Not only was this precisely what I remember, but also what I recorded in my notes from the conversation. If he had not, I never would have spoken with him. In other complaints against Exchange Points Club on your website, they state exactly the same thing. To say that I was "made aware this is not Diamond Resorts" is exactly contrary to what happened.
Secondly, they note that I changed my password. This was done after the payment was not received by the 'guaranteed' date at the end of December 2018; and after more than a dozen attempts to contact Michael *** by phone and by email resulted in no response. On January 28, 2019 my suspicions were confirmed when I found out this was a scam and that none of the contacts worked for Diamond Resort. It would have been flagrantly irresponsible not to have changed my password and remove their access to my account.
Apparently, Exchange Points feels that even though I was deceived as to who they represented, and even though they did not perform with any payment as 'guaranteed', and even though they refused to return any calls or email; I should have continued to allow them access to my account. Again, I have received no payment or service for my $1,995 fee, and request it be refunded.

Company has fraudulent business practices.
Exchange Points Club has not met their contractual obligation to pay me for the points I provided for utilization by their company. In June, 2018, I was contacted by David *** (telephone *** ext ***) who stated he represented 'The Club,' a part of Club Benefits with RCI. He stated they assist owners through utilization of unused points. For every 2,500 Diamond points, they were offering $1,400.00. The cost of the service was a one-time fee of $3,000 for a lifetime membership, with no additional expenses to be incurred by me. After several further discussions,and reassurances regarding the offer, I paid the $3,000 fee to Exchange Points Club (EPC) and agreed to allow access to/use of 10,000 points in exchange for $5,600 to be paid to me based on that agreement. I was advised payment to me would be made in December, 2018. In January 2019 when I inquired about the status of my payment, I was advised by Luis Last Name Unknown (LNU) that David *** was no longer with the company. Because the 10,000 points I had authorized were just recently utilized I would receive payment the following quarter. Vacation Management Group (VMG) utilized 9,800 points. I received a check from VMG in late April, 2019, in the amount of $645. The balance of my agreement (5,000) was to be paid by EPC by the end of April 2019. Repeated calls over several months to discuss my contract with EPC representatives went unanswered despite several messages left requesting return calls. Finally in early May 2019 I spoke with a representative (unknown name) and was told that they do not pay $1,400 per 2500 points use. that they only pay .14 cents per point. I was also told that I was only owed $745, and that I would receive a check in a couple of weeks. I never received that payment. I made several more calls with negative results. Based on the agreement offered by EPC, I am requesting payment of $5,000, the balance owed to me, calculated as follows - $1,400.00 for 2,500 points = $0.56/point) Or the refund of my original cost of $3,000.

Desired Outcome

Either payment based on the original contract at .56 cents per point used, or refund of my original cost $3,000.

Exchange Response • Jun 27, 2019

One of our agents attempted to reach Mr. Holley two times on June 26th, 2019. Both times we were hung up on. We could not even leave a voicemail. Our contact telephone number is ***. We will also attempt to reach Mr. Holley today and tomorrow.

Customer Response • Jun 27, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I never received calls from the business on 6/26/19. I therefore did not hang up on them. I reviewed my caller ID log for the past week and there are no calls from their phone #

Paid $1500 membership in Nov, they rented out my points and promised payment. I asked why the payment was overdue I have not heard from them again.
Exceptional Business Plan, and well executed!
Find a niche (timeshare owners need to use their points or we loose them) offer a solution (rent the points for the owners at an excellent rate, above what the Resorts are offering), Establish a membership that mimics the industry, $1500 USD to join the Exchage points club, and then flawlessly execute with salespeople that can sell ice cubes to eskimos with a sense of urgency. Throw a little seed money to the owner, like a pyramid scheme and they wont worry until you are long gone.
I contacted Exchage points club in November and paid the $1500 fee to join. Signed a contract with the intent to have Exchange points club rent our points. 1000 into the maintenance plan, which we were paid roughly $240 for in April as promised and the other 6000 points to be paid and other $4200 in April as well. I signed into the Green season which meant we were guaranteed the $4200 for the rental. Exchange points club used 3000 points in march for a booking.
All was going smoothly, they answered every call right away and were great on the phone assuring everything was fine. Until Late in May I asked were the $4200 was. I was informed that the customer service agent I had spoken to in the past had quit and that a manager would call me right back. Now when I call the number is screened and I only get voicemail. Several messages later 6 plus no one will answer or return my calls.

Revdex.com states they are no longer licenced so I would like the $1500 back and either the points they have used or the money for the points $2100 as they have only used 3000 points.

Desired Outcome

Revdex.com states they are no longer licenced so I would like the $1500 back and either the points they have used or the money for the points $2100 as they have only used 3000 points.

Exchange Response • Jun 17, 2019

In the account of Mr. Simon, there is one reservation currently. Mr. Simon provided us 3500 points to use. We have only used 3000 and have a remaining 500 left. Majority of reservations require a certain amount of points and as the 500 points are not expired, we are still able to use them.
Clients are also paid out quarterly which can be seen in the point allocation page of the enrollment. Payouts are in January, April, July, and October. Once any reservation is fulfilled and verified, the client is reimbursed for the points provided. Mr. Simon would have received a check in April for the one March 9th reservation on the account.
Any additional points used will also be paid for. As of now there are no current upcoming reservations with the 500 points left.

Customer Response • Jun 19, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
First off, thank you for Replying via Revdex.com.
Here is a list of the issues you have not replied too.
Revdex.com appears to be my only way to contact you as you will neither answer my calls or return my messages.
I have 1 reservation in our system, for Sedona Summit in Arizona using 3000 pts. *** Wood, March 9-13 and the other for Reservation Number: ***. Booked under the Green timeline with a payout expected of $2100 as per the contract. - You have sent me a check for roughly $250 which would match the rate you have on the 1000 points you were going to use under the maintenance fee program.
You no longer have a Business license to continue
Please refund me the cost to join the program and either refund my points back or pay what your salesmen had guaranteed for the points.
As a side note there is no way anyone would invest $1500 into a program that pays them $250 for $850 worth of points. As is the case with all the complaints on Revdex.com we have invested into a program that would pay us in excess of our maintenance fees, allowing us to pay the initial investment back of $1500 and then get a profit. The fact that you have tried to not pay what you are owing with all the Revdex.com cases, then not been contactable and all without a proper business says a lot.
Please save us both some time and simply refund me.
You could also contact me directly rather than communicating via Revdex.com

Customer Response • Jun 28, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I finally heard from the company directly. Not a manager as promised but another salesman. He had not read through any of the complaints on this post, and was unaware of my account. He started by offering roughly a whole $160 to have me stop using the Revdex.com service. When I read back what I have posted on this site several times now he put me on hold stating he needed to talk to a manager (that or he was watching cute cat videos while making me wait which is more likely)
He apologized for what the previous salesmen had told me and said it was inaccurate. I told them three separate salesmen stated the same thing.
After several more hold (while he spoke to a manager) he brought his price up a little. In the end it was less than 1 / 7 of what was owed.
Once again, I was promised a manager would contact me right away.
"In response to the message on Revdex.com I did fill out a point allocation form to have the company rent out our points. They did use 3000 points in prime time which would indicate the rate that all 3 previous salespeople and the contract states would be the highest rate. The difference is not $160.
I paid $1500 USD to join a program and sell our points at a specific rate promising $2100 for the points used. The company has used the points, now to fulfill their end of the service they need to pay the correct amount or refund the points.
To be very clear - I would like a full refund of the club member ship (as the business is un licensed and clearly fraudulent) and to be paid out the amount owing for the points used 3000 pts $2100 less the amount they had sent (roughly $250)

Exchange Response • Jul 03, 2019

The points provided on the point allocation form were booked and fulfilled. Mr. Simon was paid for this reservation and contacted to pay the difference. We we're also able to pay out more than what the minimum reimbursement is on Mr. Simon's enrollment paperwork.

We can send Mr. Simon a copy of the enrollment he originally signed with us which goes more in depth of the program. The specific rate is not guaranteed and is made clear to all owners in the enrollment. The reservation was not booked at the highest rate. The contract notes club elite rates are not guaranteed, to refer to the maintenance page of the enrollment. We are going to send a copy for Mr. Simon's records.

Regarding giving points back, the points used were fulfilled and used by guests for the specific reservation. For the rental service monies were put into getting the points booked. We fulfilled the service for Mr. Simon in regards to providing the points and receiving a reimbursement. A breakdown of the payout can also be provided, but for the specific reservation, as stated before, they were not booked at the highest rate which is not guaranteed.

A copy of the enrollment was mailed out to the address we have on file in case there was any miscommunication at the time of enrollment or Mr. Simon did not properly receive a copy to read through and have for his records.

Exchange Points Club has not met their contractual obligation to pay us for the points we provided for utilization by their company.
In July, 2018, we were contacted by Mitch S, (telephone 844-***, Ext. ***) who stated he represented 'The Club,' a part of ***. He stated they assist owners through utilization of unused points. For every 2,500 Diamond points, they were offering $1,400.00. The cost of the service was a one-time fee of $3,995.00 for a lifetime membership, with no additional expenses to be incurred by us. After several further discussions,and reassurances regarding the offer, we paid the $3,995.00 fee to Exchange Points Club (EPC) and agreed to allow access to/use of 25,000 points in exchange for $14,000.00 to be paid to us based on that agreement. We were advised payment to us would be made in October, 2018.
In October when we inquired about the status of our payment, we were advised by Luis Last Name Unknown (LNU) that Mitch S was on medical leave and unavailable. Because the 25,000 points we had authorized were for 2018 use year and had not yet been utilized, a new authorization was signed to use the points from our 2019 use year.
In January and February, 2019, five (5) bookings were made through Vacation Management Group (VMG) utilizing 24,810 points. We received a check from VMG in late April, 2019, in the amount of $1,949.67. The balance of our agreement ($11,943.93) was to be paid by EPC by the end of April 2019.
Repeated calls over several months to discuss our contract with EPC representatives went unanswered despite several messages left requesting return calls, including attempts on our behalf by VMG representatives Lauren H (telephone 877-***), Travis LNU, and Stephen LNU.
In conversations with EPC representative Joseph H (telephone numbers 407-*** and 844-***, Ext. ***), on April 16 and 17, 2019, he first stated that a check had been issued in early April, 2019, then later stated he could not provide information regarding date sent, amount, etc. He provided the name of Morgan T, Supervisor, Accounting Department, to confirm the information. All attempts to contact her telephonically have been unsuccessful.
Based on the agreement offered by EPC, I am requesting payment of $11,943.93, the balance owed to us, calculated as follows - $1,400.00 for 2,500 points = $0.56/point)
$13,893.60 (24,810 points utilized @ $0.56/point)
- 1,949.67 (paid by VMG)
$11,943.93 money to be paid to us by EPC

Desired Outcome

Payment in full of $11,943.93, the amount owed to us by Exchange Points Club.

Exchange Response • May 08, 2019

In response to Mr. and Mrs. S, they enrolled with us on the 19th of July, 2018. If there are any questions in reference to the contract signed, we can have someone explain any concerns to Mr. and Mrs. S. To date we have paid Mr. and Mrs. S $1,949.67 for the fulfilled reservations on the account. Our clients also provided 25,000 points. We have used 24810 and points remaining are 190.

Mr. and Mrs. S also signed the point release form August 1st, 2018. This enables us to use the points and service clients. Recently the log-in has been made invalid for the clients account. Mr. and Mrs. S signed on the release form that "Owner understands if locked out of the account, their agreement is void." As of right now, their account is inactive.

Customer Response • May 09, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
To clarify the Exchange Point Club (EPC) misstatement, they have paid no money regarding this account. As we previously indicated, the only payment received by us was $1,949.67 from *** (who advised they are a separate company from EPC). As EPC acknowledges, our contract was signed on July 19, 2018. They had access to our account/25,000 points from that time through the end of April 2019 (in excess of nine months). Five bookings were made utilizing a total of 24,810 points, and we were advised the remaining 190 points were inadequate to complete any additional bookings.

The last reservation utilizing our points was for the period February 22-24, 2019. EPC breached the contract on April 30, 2019, by their lack of payment for the points utilized in January and February, 2019. They had over 60 days to complete their audit of our account and fulfill their obligation. Phone messages/requests for information were unanswered by EPC.

Following EPC's breach of contract on 4/30/19 and after filing our Revdex.com complaint on May 3, 2019, we were no longer obligated to allow EPC access to our account since no additional points remained for them to use. We request payment in full of the $11,943.93 owed to us by EPC.

Exchange Response • May 14, 2019

Our customer service management has been advised to contact Mr. and Mrs. S regarding their enrollment and explaining the payout information to them.

Customer Response • May 22, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
To date, we have not received any credible information from EPC regarding a resolution to this complaint.
On 5/14/19, we received a voicemail from Joseph LNU at 3:54 p.m. (calling from telephone 407-***) requesting we contact him at telephone 844-***, Extension ***, regarding our dispute. We were traveling and unable to answer his call that evening.
On 5/15/19, at 8:25 a.m. Alaska Daylight Savings Time (AK DST) and 11:27 a.m. AK DST we called the number provided and again received a recorded message listing the business hours of operation. Messages were left by us requesting a return call. No call was received from Joseph/EPC.
On 5/16/19, attempted call made at 10:39 a.m. AK DST and a message was left for Joseph to return the call. After receiving no response, a second call was made/message left at 4:39 p.m. AK DST. No call was received from Joseph/EPC.
On 5/20/19, we again attempted contact with Joseph at 10:30 a.m. AK DST and left a message requesting a return call. No call was received that day.
On 5/21/19, we placed a call to Joseph at 1:53 p.m. AK DST, who finally answered the phone but stated their hours had changed and they were now closed at 6:00 p.m. Eastern DST. Although it was prior to that time, he kept insisting they were closed and he was unable to address any of our questions. He assured me he would call on Wednesday, 5/22/19, at 10:00 a.m., their new opening time.
On 5/22/19, no call was received from Joseph or any EPC representative. Another attempt to contact them via telephone was made by us at 11:03 a.m. AK DST and a request left for a return call. No return call was received.
We continue to request payment of $11,943.93 which we are entitled to for EPC's use of our points. At this point, EPC is merely playing a delay game and not making any attempt to fulfill their legal obligation.

Solicited over phone by Katie 844-*** ext *** to rent timeshare points for $1400 for each 2500 points annually for a one time fee of $2495.
I was solicited via telephone by Katie in November 2018. She assured me over and over I could rent my timeshare through Club Exchange Points annually for $1400 for every 2500 points I exchanged. There was a one time free of $2495. After much pressing I agreed. At the time I had approximately 6600 points available which would expire on December 31. She told me she would call me on December 21 to exchange my points. I did not receive a call on That date and called her on December 22. At that time I was told via recording they were on vacation for two weeks.
I called after the first of the year to find out what happened. And was lied to by her that she did call. I tried to get more information out of her about how the process worked and wanted to speak with someone who could explain the process to me. She gave me her speech again about receiving $1400 for every 2500 points exchanged. I could not get my 6600 points back they had expired which cost me approximately $1200 in maintenance fees.
After a lengthy sales pitch I did agree to submit an additional 22500 points for excange. She assured me again I would receive $1400 for every 2500 points.
I gave them access to my diamond resort account. I had a total of 23000 points which is two years of points I paid approximately $4600 in maintenance fee for these points.
In early April I received a check from Vacation Management Group for $1247.20. I have been calling daily and leaving messages to speak with someone.
I called the credit card copy and stopped payment of $2495 paid to them for the service that was all lies. I am requesting reimbursement for all my points in the amount of $5700 for the maintenance fees for the points that were fraudulently obtained.

Desired Outcome

I would like reimbursement for all maintenance fees paid for the 6600 points lost due to incompetence of salesperson and the additional 22300 points submitted for exchange. And the sales process be monitored for accuracy. They do not tell the truth when speaking to potential clients.

Exchange Response • Jun 18, 2019

Reviewing Margaret *** account, the program Margaret enrolled in allows her to turn in any unused points for reimbursement on the reservations booked. The club elite page states the $1400 is not guaranteed, but to refer to the maintenance page which is guaranteed to the client. Reservations may vary with unit size, time of season, or location.
Margaret provided us 22,500 points. We have used 22,300 and only have 200 remaining. Regarding our service, we have provided the services described with the process of booking her unused points and reimbursing her. Payouts are quarterly and Margaret received a check in April for her March reservations once they were fulfilled and verified. Once verified VMG would send out a check.
I have also advised one of my customer service managers to reach out to you.

This organization per signed contract was to pay me $4wks/1400.00/wk. They used all 10,000 points I gave them, plus 400 more. They still have not paid
July 23,2018 signed contract for use of 10,000 vacation points at $4wk/1400.00/wk. I paid $1495.00 to join this "club" hoping to receive some money for points not used by me. At the rate quoted that would be $5600.00 Mitch S was the agent I worked with. However, Vacation Management Group out of Ballwin Mo. actually made the contacts and booked the points. They used all,10,000 points PLUS 400 more..and from them I received $960.50. The agent at VMG was Stephen O. I was told by VMG that the Exchange Points Club would send me the balance. However, to date I have not received any money and when I called they basically refuted the contract. ALL my points were used. The rate stated totaled $5600.00 - $960.50 received =a Balance due of $4639.50. Thank you for any help you can provide.

Desired Outcome

I would just like to be paid the balance due . a person named Jolie signed the last email from them

Exchange Response • Mar 21, 2019

I am seeing Joseph had reached out to you and was further assisting you with the maintenance reimbursement.

Customer Response • Mar 25, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I have not talked with a "Joseph" so, that statement is in error. They have NOT reached out to me to resolve this issues, since my complaint to the Revdex.com. I am willing to come to an amicable resolution if they present one. I realize mistakes and misunderstandings are made, however, I feel I should be financially compensated for the Points I gave them to use for Their benefit.

Customer Response • Mar 28, 2019

(The consumer indicated he/she ACCEPTED the response from the business.)
They have finally agreed to pay the original amount of $466.37 plus $150.00 for the extra 400 points used. All things considered, I'll accept this resolution.
thank you for your help.

Exchange Response • Mar 28, 2019

We are talking via telephone with Mrs. in regards to her account and coming to a resolution.

Company misrepresented themselves as to the actual service they would provide and left out pertinent details of payout for client.
The company stated that they would rent my elderly parent's timeshare points at a premium price with no fees applied to the rental. It was understood that the rental would be at a platinum rate and would receive a payout of approximately $8000. This promise came at a cost of $4995 which was paid by credit card in April 2018. In late January, a check in the amount of $1138.23 was issued at rental prices of Silver and fees applied. The contract clearly states that no fees would be applied, which is a misrepresentation and breach of the contract signed. The check was issued by ***. I contacted this company and they stated they just fulfilled the requests and could not do anything about the contract. I attempted to contact the company at the number I was given. I spoke with two separate "agents" and when I was not satisfied with their answers, I asked to speak with a supervisor. I was told they would give them a message to call me back. I never received a call. Afterwards, my father received an email from a Stephen O with *** regarding points to be rented. I called Mr. O and explained that the points would not be available because the property was listed for sale. I also expressed my dissatisfaction to him regarding the payout of the previously rented points and advised that I would like for my father to receive a refund of the initial monies paid minus the check received. He stated that he would send a note to Exchange Points Club regarding this and have them call. No one has ever called and we have not heard back from Mr O. This is completely unacceptable and my father deserves to receive a refund because the company misrepresented themselves in what they would actually do. As you can see in the contract, the promise for elite rental status and $0 in fees in expressly stated but this is not what they do.

Desired Outcome

After speaking with someone at both Exchange Points Club and ***, I feel that there was never any intention of fulfilling the contract as stated to my father. I also feel that there was no intention on their part nor on Mr O's part to follow through with any kind of refund. They have clearly breached their own contract and I would like a refund for my father, as stated, for the entire monies $4995. I am now seeking a full refund because of the evasion of the company to resolve the issue as they have made no effort to call me back. I understand that their license is expired but this is no excuse for poor service.

Exchange Response • Mar 06, 2019

We looked into this and were unable to see any information under the name provided. No other names were provided for the specific client's account. Please feel free to reach out to us so we are able to see who this is in regards to. 844-385-0276. If there is a good time for you, let me know and one of the representatives will reach out.

Customer Response • Mar 06, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
The attached documents clearly stated the names of the clients *** and*** The attached email document stated the name of the client. I do not accept this response and would like for the refund to be made post haste. I will not call and talk to any agent as I have spoken two agents without satisfaction and not received any requested call backs. If the company would like to discuss this matter with me, a supervisor or manager can feel free to call me at the number provide.

Exchange Response • Mar 13, 2019

Our customer service department will be provided with your contact information and reach out to you instead of calling Mr. and Mrs. O. As the enrollment states to refer to the maintenance page for rates, the difference amount will be sent out as per our enrollment contract.

Customer Response • Mar 14, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I will be glad to talk with customer service although I find it odd that management does not wish to address this with me. I will stand firm that a refund of the monies paid 4995 minus the amount paid out 1138, be paid immediately and forth with. This company is a scam.

This is a fraudelent company and they have lied about the money owedto me and will not answer the phone
This company promised us at least reimbursement of maintenance fees if they could not use the points. They told me in November the "check was in the mail" for 60,000 points. It never came and they stopped answering the phone. I have called repeatedly since November and left messages and they will not respond.
as with other people that have stated complaints Mitch and Luis and AJ all have lied and there were no points taken and RCI has no knowledge of this company. It is a total scam opertion and they should be prosecuted.

Desired Outcome

I want my money reimbursed

Exchange Response • Mar 01, 2019

Regarding this complaint, I have informed the customer service manager to reach out to you. You should be receiving a call regarding this and your account with us. Please note we work until 4 PM EST on Fridays. We are open until 8:30 PM EST Monday- Thursday.

Customer Response • Mar 18, 2019

After the complaint was on your site and the merchant responded they answered my phone call and ask me to state we had resolved the matter. I told Joesph H that it wasn't resolved and he was to call me back about a refund the evening of March 6th. He never called back. I didn't know that the complaint would be taken down, I have never made a complaint before. I am hoping you will put my complaint back up. I have had an attorney also looking into this company.

Customer Response • Mar 22, 2019

(The consumer indicated he/she ACCEPTED the response from the business.)
Joesph told me I would get partial reimbursement by next week if I say we have resolved this. I have been adviced by my lawyer that I should wait for a check and then say it is resolved so I will change this when it happens'if they make good on this or if they don't. It is hard to believe they will after being told my check was in they mail in November for $4200.00 and there never was a check.

Exchange Response • Mar 25, 2019

has been refunded in the amount of $800.00 as promised per her conversation with Joseph.

Represented themselves as working for Diamond Resorts international stated they would sell unused points 1,495.00 fee to join. never received anything
on july 31, 2018, exchange points club took 1,495.00 as a fee to join to sell unused points they claimed they worked for diamond resorts Diamond Resorts states they do not work with for or any affiliation with Exchange points club spoke with Mitch, Louis, and Micheal A will not return calls never received what was promised would like this company to be prosecuted it is a scam

Desired Outcome

A refund of my 1,495.00 dollars

Exchange Response • Feb 26, 2019

Our customer service department has made two attempted calls to *** this evening and left a voicemail to call back so we can resolve this.

Customer Response • Feb 28, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I was at work on 02/26/2019 was unable to answer my phone, I listened to the voicemail and returned the call yesterday on 02/27/2019 was unable to speak to Joseph and spoke with a David who offered nothing to me I would like a refund of my money as I have said before this company has offered nothing to me has no intention of paying for unused points Just refund my money.

Exchange Response • Mar 08, 2019

One of the managers called two numbers we have on file for you today. I also had an email sent out to confirm a time that is best to speak via telephone. By the time we receive the Revdex.com reply, this is usually 1-3 days after response. Looking on our end we were servicing the account and had a reservation in which was canceled on your end. Mr. L advised this could cause an issue if canceled. Following this I can see we have no record of current username/pw.

Customer Response • Mar 12, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
when I signed this contract I was mislead that exchange points club worked with Diamond resorts they do not. I was advised by Diamond resorts to change my password to my account as I have personal information in my account such as Credit Card numbers bank account numbers stored there, This contract should be null and void because they do not work with Diamond resorts as they claimed, I only signed it because they said they worked with my company. I have a friend who introduced me to exchange points club she went through with this process and is out 1,495.00 and her points as they did not pay her for the 1,400. hundred dollars per 2500. points sold. This company is a scam that is why they have so many complaints against them.

We joined Exchange Points Club in Jan. 2018. They rented our points and were suppose to get paid for them. We received two checks for $355 each, one in October 2018 and one in December 2018. We had to make numerous calls in order to even get that amount. They always had some excuse (check was mailed to wrong address, would be in next day delivery, etc). They still owe us $1776.92. I talked mainly to two gentlemen, one named Warren and another one named Luis. Neither of them work there anymore. I understand the company went bankrupt which I see no reason for. I believe this company is a big scam and no one should do business with them. You cannot even find out who owns the company. They are supposedly going through major changes and evidently the people who I believe were honest in trying to help us have lost their jobs. Anything I can do to get this company to pay us our money I am willing to do and would appreciate finding out who exactly runs and own this so called company.

Exchange Response • Feb 25, 2019

In response to Elizabeth S, I can see we sent out three checks amounting to $1035.00 along with two checks from the fulfillment center coming to a total of $541.98. Elizabeth S to date has received $1576.98 to date. In the time frame of April 2017 - April 2018, 205,500 points were used and per Mrs. S's enrollment, we paid as her contract states of $4 per thousand points which would be $822.00. From the time frame of April 2018 - April 2019, we also used 101,500 points which total to $406.00. For the points provided and used, the reimbursement would have been $1,228.00. Mrs. S actually received $348.98 more. Please contact us at 844-385-0276 if you have any questions as we'd be glad to also explain this to you as well as answer any other concerns you may have.

Customer Response • Feb 25, 2019

I do not understand their explanation of the checks. I called them and as usual left a message for them to call me back. I do not know who received these checks but I do not believe it was me.

Exchange Response • Feb 28, 2019

Mr. J in customer service attempted a call the evening of 2/25/2019. I have advised him to reach back out to you. He will also be able to explain all of the payments sent out to you as well as dates they were sent.

Customer Response • Mar 06, 2019

I received a call from a gentleman named Chris on 2-29-19 and he stated that I would receive a check in April. I will wait and see. Don't know why April and not March but I am doubtful I will receive a check but hoping.

Representative called and claimed to be calling for Diamond Resorts International in June of 2018.
I was contacted by a Michael S who claimed to represent Diamond Resorts, which is a company with whom I own a time share. Mr. S said that he would rent out my unused points which would help to cover the maintenance fees on my timeshare. To set up the transaction I had to pay an initial fee of $1995. From then on I could transfer points in 3000 point blocks up to 12,000 points annual to be rented out. They guaranteed to pay out on any points transferred by the end of the year. As we approached the end of 2018 I began calling Mr S to find out when payout would occur. Mr S was never available and never returned my calls. Finally I was told that Mr. S no longer worked there and someone else would look into the account and get back to me. No one ever did. I called several more times and each time there was an excuse. The system was down. The financial department would need to be contacted to see if a check at gone out.Finally all I could get was an answereing machine and no one ever called back. I called Diamond Resorts Corporate headquarters to find out what was going on and was informed that the people that had set up this transfer and taken my money had no affiliation with Diamond Resorts whatsoever. I have called numerous times since and no one ever answers or calls back when I leave messages. They took my money and my points and have delivered nothing in return.

Desired Outcome

I want a full refund of my $1995 dollars or the payout promised.

Exchange Response • Feb 11, 2019

In response to ***. Mr. enrolled with us on the 8th of June, 2018. This enrollment was to rent out any unused timeshare points. I see that 12,000 points were given. In regards to Mr. stating he had called previously. I do apologize as this would have been when our phone lines went down a couple weeks ago. We have since resolved those issues and have no unanswered calls. If it is during busy hours, we have a voice mailbox set up and one of our representatives are able to reach out to clients in a very timely manner.

We have had a couple conversations with Mr. as well as in our fulfillment center. I am not sure why it is stated no one calls back as I see in our call records we have reached out as well as answered calls from ***.

Our booking department needs correct information and I can see on the points release form, not all correct information was provided. This would be why no bookings were made for the rental reimbursement. In November 2018 I see this password not working and our fulfillment center tried to reach out to Mr. to resolve the issue so we could fully fulfill on our end. Our client is just demanding a refund. There is a 3 business day refund policy. We apologise as this has taken longer, but we cannot fully service our clients without being provided the correct information.

We are happy to work with Mr. and assist him once this information is corrected.

Customer Response • Feb 12, 2019

This is a pack of lies. I left dozens of voice mail messages requesting a call back and got nothing. If they had tried to call I would have had messages or at least their number on my call log. This place is a scam. The only call they answered was after the complaint was lodged so that they could claim to tried to reach me and tell me they will not refund my money. Avoid these people at all costs. I will be taking legal action if they do not agree to my refund. When checking with Diamond Resorts I found that with information they got from me to gain access to my points the Points Exchange Club also tried to access additional information and Dimond had to shut down my account for a time to lock them out.

Customer Response • Mar 28, 2019

I have arrived at a resolution for this complaint and I would like the matter to be marked as resolved and then to be removed.
I am referring to case number

Via deceptive means I was induced to enter into an Agreement with EPC that costs $3995 in exchange for $11,200 (20K pts released) to be pd in 90 days
On 07-18-18, Mr. Michael S presented himself as the Manager of Club Services from *** Resorts over the telephone. He verified that I (my name as Owner) was showing on the RCI Club Elite list, but showed no actual session attended. He stated that the cost for the RCI Exchange Points Club enrollment has gone up to $7995 but that he was willing to revert my cost back to pre-launch ($3995) because there was no evidence that I was informed of the program or that I attended an "information" session. He further explained that this is for Option 2, as Option 1 is not for me because it requires one to purchase RCI 10,000 points.

Mr .S*** was very patient and answered my questions. He was very convincing, patient and took the time to explain all details and the following:

"Because of 2015 APPOLLO, CLUB ELITE is run by 3 companies:

*** Resorts
Interval International ("exchange" system")
RCI Club Membership Reimbursement Program

He explained that as I currently have 2505 points in 2018 and 30,000 points for 2019, he proposed the following:

To make 5000 points, add balance of 2505 points in 2018 and borrow 2495 points in 2019 to = 5000 points

To pledge 8 weeks or 20, 000 points, use up all 2505 points in 2018 + borrow 17,495 points from 2019 and the balance remaining in my account for 2019 will be 12,505 points.

2 weeks or 5,000 points = minimum pledge
8 weeks or 20,000 points = maximum pledge

I told him that I was saving my "points" for a big family reunion but was also concerned with the maintenance fees. Mr. S stated that this "Maintenance Fee Reimbursement" Program will take care of it. He explained it so well and quite convincing that this is a "good thing" and there was no reason to say "no."

I was convinced to join the Club Elite "Maintenance Fee Reimbursement Program" for which I paid a one-time application fee of $3,995 upfront. In exchange for 20,000 points (which equals 2,500 points x 8 weeks), Mr. S guaranteed that I will receive $11,200 (which equals 8 weeks x $1,400) in 90 days after the points are released to the Club. The Contract entitled "Exchange Points Participation Agreement" was completed and I paid for it online on July 18, 2018. The *** Points Agreement ('Points Release") was completed online on August 28, 2018.

By mid-November, I did not receive the promised $11, 200 check. Vacations Management Group, the fulfillment center for Exchange Points Club, made a reservation in October of 2018 for a trip in May of 2019 for Paul Lee under my *** Resorts account. I was told not to touch my "points" because of the deal I signed up for.

Most of my numerous telephone calls daily (and sometimes 2 - 3 times a day) since mid-November were either unanswered, resulted in no progress or satisfactory reply whatsoever, even after I communicated with Exchange Points Club (EPC) via certified mail (from which I received the "return receipt" but to which EPC provided no reply).

I was induced to enter into an obligation whereby statements and/or claims were misleading or untrue. I was induced to enter into the Exchange Points Participation Agreement but did not receive the $11,200 promised and guaranteed by Mr. Michael S within 90 days after releasing my points to the Club Elite.

I view EPC's failure to deliver the $11,200 as promised a breach of contract, as EPC did not perform the services promised. As a satisfactory resolution, I demand the following:

Immediate refund of the $3,995 I paid;

Immediate return of my 20,000 points back into my
*** Resorts account;

No liability for the confirmed reservation made by EPC
(through Vacation Management Group, EPC's
fulfillment center) for Mr. Paul L in May of
2019 and/or other future reservations to be
made by EPC

A written response agreeing to the demands above no
later than 30 calendar days from the date of this
complaint

Desired Outcome

As a satisfactory resolution, I demand the following: Immediate refund of the $3,995 I paid; Immediate return of my 20,000 points back into my Diamond Resorts account; No liability for the confirmed reservation made by EPC (through Vacation Management Group, EPC's fulfillment center) for Mr. Paul L in May of 2019 and/or other future reservations to be made by EPC A written response agreeing to the demands above no later than 30 calendar days from the date of this complaint

Exchange Response • Feb 08, 2019

In response to the complaint of ***. *** enrolled on July 18, 2018. In August she also signed a points release form. On this form I am showing 2505 points for 2018 which were allocated and 17,495 points for 2019. Per ***'s enrollment, Club Elite rates are not guaranteed, but it is stated that all clients have guaranteed reimbursement at the maintenance rates, which is around what they are currently paying the resort. $11,200 figure is from the Club Elite, which as I said above states those rates are not guaranteed, but it is where we start marketing at.

There was a reservation on ***'s account which she was due to receive payment for once the reservation was fulfilled. At the end of 2018 we were unable to access ***'s account which would have voided the points allocation. Within the points allocation agreement it states owner understands if we are locked out of your account for any reason that this agreement will be null and void. In this case, since we were locked out, this did apply.

Customer Response • Feb 18, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I do not accept EPC's response because my complaint details all what transpired and the reason why I agreed and signed up for this "maintenance reimbursement" program. I fully relied on what Mr. Michael S of EPC carefully detailed on the telephone guaranteeing me the $11,200 in 90 days in exchange for 20,000 points and a one-time $3995 application fee (paid with VISA credit card) upfront. I verified over and over with him that what he stated is what I was signing. He was very patient, convincing and confirmed that what he stated is what is on the agreements. He spoke to me on the telephone for a "long" time. I stand by what I detailed in my complaint. EPC's response is not consistent with what I was told me on the telephone that day. This talk of "...around what they are currently paying the resort...and where we start marketing at..." is a new twist from what was stated to convince me to join and pay the $3995 application fee.

I gave Mr. Michael S and EPC ample time to perform the services I paid for. No satisfactory responses
and/or results from numerous telephone calls ignored and unanswered as well as a certified mail sent in December 2018 and again in January 2019 constituted a "breach of contract" and non-performance of services.

Again, I do not want to rehash or even deviate from what I detailed in my complaint. I am currently traveling and unable to access the paperwork and documentation I previously submitted. I request that you refer to all documentation I previously submitted.

Customer Response • Apr 05, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
On 04-03-19 at 7:44 p.m., I replied to Mr. Joseph H's e-mail with the following response:

"Mr. H,

I have a hectic schedule, currently out-of-town in a conference and attending classes all day long. I've explained about the telephone issues. As previously suggested and requested, it's best to communicate with me via e-mail or post office certified mail. I've spent a lot of time and effort trying to reach and communicate with your company via telephone in the past, but you (or Exchange Points Club's representatives) are very difficult to reach. This is the reason why I resorted to corresponding with you (Exchange Points Club) via certified mail, which was initially received by your office in December 2018. My subsequent mails were "returned to sender."

Please refer to the complaint I've filed and detailed against you (Exchange Points Club or EPC) with the Revdex.com of Orlando, FL.

I prefer that you communicate with me by e-mail or USPS certified mail to ensure receipt of correspondence. The last time I spoke to you on the telephone, you provided me 2 addresses for your company which I verified with you a few times, slowly repeating and spelling every word to ensure accuracy.

I used those 2 addresses you provided to send you correspondence and I tracked them with the United States Post Office yesterday who told me that those addresses are not valid.

I am tired of your company "playing games" with me. Please reply in writing and comply with my demands e-mailed and sent to your company's addresses several times via certified USPS mail.

I look forward to your prompt e-mail and/or written reply (via USPS certified mail) and immediate resolution of this issue and the complaint I've filed against you (EPC) with the Revdex.com.

Ms.

Exchange Response • Apr 10, 2019

Our customer service agents will try to reach out to *** via telephone instead of through email conversations. We are happy to resolve this and have been trying to. If *** can give us a good time for us to specifically call instead of email.

I was contacted in October 2017 by Jimmy H and Michael S about a company they called Rci club services. they convinced me that although I had had bad experiences dealing with travel companies in Florida they were a legitimate travel company. I gave them almost $5000. to rent out 10 weeks of my timeshare properties. For that I would receive all the proceeds from the rental of my unused weeks. by the time they talked me through the paperwork it was after 11pm here. the next day I noticed the paperwork said Exchange points club not rci. I contacted them and they explained they work thru rci to rent the weeks but they were not a part of rci. I still stayed with them because the rentals were guaranteed or they would buy the points from me at $6.00 per thousand. but now they have not rented any of the weeks . nor are they answering my calls or calling me back from my messages. They were quick to take my money but have not honored their contract to pay me.

The Exhcange Points Club has breached my contract in multiple ways including misrepresenting their intentions of payment for renting my points.
I signed a contract with the Exchange Points Club (EPC) on 5/16/18. I was charged a one time fee of $6,995 to become a member for life. My Account Rep. was Mike Q. I also spoke to Katie J, Manager of Club Services the day after I signed my agreement to make sure I understood my contract and what I would be paid for allowing the Exchange Points Club to rent my points.

My complaint is as follows:

1. I received my first check a couple of weeks ago for use of my points last November. It was far short of the reimbursement fee that was stated in my contract. My contract stated that I would be receiving "$1,400 per week x 10 weeks" for the amount of points I gave EPC to rent for me. My check of $345.66 for a 5 day rental is far short of what I was expecting. I do not even understand the formula that was used to come up with that amount. I was never told that there would be a Gross Rental Income amount, a Pay rate of 70% of the Rental Income, and Channel Fees. The contract I signed grossly misrepresented the amount of what EPC intended to pay me for the use of my points.

2. I was told that I would have to fill out a form each year to submit my points for rental for that year. Last May, I filled out that form for my 2018 points and gave EPC 25,000 - 30,000 points to rent for me. To date, ECP has rented out 41,480 points which included part of my 2019 points that I never submitted for rental by EPC. I was not aware of this until last week when I went to book a trip for my family and saw that I did not have any 2019 points remaining.

3. The EPC contract states, "EPC shall have the right to access Owner's Account within the reservations/points system maintained by Diamond......and otherwise transacting all business related to the Points as the Owner would. However, the EPC shall have no right to sell or otherwise encumber Owner's Points.....".
a. I recently found out, when logging into my Diamond, account that 2 reservations made by EPC for early January 2019, booked in September and October of 2018, were cancelled the day after the check-out date in both instances. The after-the-fact cancellations caused my points to be non-refundable and I lost 13,600 points. I expect to be reimbursed for these points since this not how I would manage my points. I know that EPC is well aware of the timeshares rules for cancellation of a reservation with respect to getting points returned. I would also consider this encumbering my points unless I am reimbursed in full for them, as if they were used.

4. I have not received an e-mail confirmation from EPC for every reservation that was made.

Desired Outcome

I would like a full refund of my $6,995.00 and full reimbursement per my contract for the points that the Exchange Points Club rented. I would also like to get a class action suit started against this company.

Exchange Response • Feb 01, 2019

In response to the complaint made by ***. *** completed a points release form on June 12th, 2018. On the 16th of May, 2018, *** enrolled with Exchange Points Club and provided a set amount of points for rental reimbursement. The Club Elite page of $1,400 per week states "Owner understands that this agreement does not guarantee rental at Club Elite rates." All clients have guaranteed reimbursement at the maintenance rates, which is around what they are currently pay the resort

I see there was one reservation fulfilled in 2018 which *** was paid for. There are also 9 more reservations on her account for 2019. The dates range from January to August. We have used 41,480 points of the 41,500 I see that were provided to us.

If *** needs these points or does not want the reimbursement, we will have to remove the unfulfilled reservations immediately and she will not receive reimbursement for them as we will not use the points, she can do with them as she pleases, as *** stated she was going to book a vacation. The fulfilled reservations she will receive payment for within the first quarter of the year as all reimbursements are sent out quarterly.

We are happy to use any other points *** is unable to use as we have been doing.

Customer Response • Feb 05, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I am shocked to have received a reply from the Exchange Points Club since, as of today, I have never received a reply to the 5 phone messages left for them on the dates listed in my initial complaint. Also, the Revdex.com website has changed their rating of the EPC to NR and stated that they have done this as they have information indicating that the EPC is out of business.

How am I supposed to work out any issues I have with the EPC if I can never get a live person when I call and always have to leave a message, and then no one ever calls you back. And then as of 1/24/19, when calling their only phone number, I receive a message that my call cannot be completed as dialed, so there is no way to contact them.

I do appreciate them responding to 2 of my 4 complaints even though I do not believe their response was totally correct.

Their response to my complaint #1: They explained that their statement on my contract that my property will be offered at the rental price of $1,400 a week was not a guarantee. I guess it was just some arbitrary number they pulled out of the air to hook me into signing their agreement. If $1,400/week is not a guaranteed rental rate, does that mean that their clients get to negotiate the rate they will pay for a reservation? I don't understand how they cannot guarantee that rental rate unless maybe they do not even list my rentals at that rate. Also, based on their rental statement, I thought my rentals were "weekly" rentals. I did not know that my points were going to be rented on a daily basis. That is not stated anywhere on my contract, nor was it ever disclosed to me. Also, when my Account Rep, Mike Q was trying to get me to sign, he kept telling me I would receive $1,400 a week and that a weekly rental was about 2,500 to 3,000 points per week. I still couldn't believe it so I called again the day after I signed up and spoke to Katie J, Manager of Club Services to confirm what Mike had told me was true and she also confirmed that I would be receiving $1,400 per "weekly" reservation. So why would I think that I would receive anything less than that? I know that they cover themselves with stating that the agreement I signed does not guarantee a rental at Club Elite rates, and that all clients have guaranteed reimbursement at the maintenance rate which my timeshare charges. Well, my timeshare (***) currently charges me .159 per point. The reservation that they referred to in their reply was in November 2018 for 5,586 points. When you do that math, the rental price comes out to $888.17. My reimbursement check was for $345.66. Just a bit short, don't you think. I still contend that the contract I signed with ECP grossly misrepresented the rental reimbursement amount that EPC intended to pay me for the use of my points.

Their response to my complaint #2: They also stated in their reply that I provided them with 41,500 points to use. I don't remember giving them that amount. I can't check though because I don't have a copy of the point submission form I signed last year and I have no way to ask for a copy. I was told that I have to fill out and submit a form each year for the number of points I would like EPC to rent for me for the current years points. Last year I remember telling them that they could have 30,000 points. That is all that I remember.

Unfortunately, I was not keeping close enough tabs on the points they were using in my account. About mid-January I checked in my account to see if they had used all of my 2018 points and I saw that not only were my 2018 points gone but most all of my 2019 points were gone. I had not submitted my 2019 points to EPC for rental. I was shocked to see that my 2019 were mostly gone and that is when I began calling them to see what was going on. They have not complied with their own rules, nor acted responsibly by overbooking the points allotted to them.

EPC did not respond to my complaint #3 where I explained that 2 reservations for the fist week of January were cancelled the day after the check-out date in both instances. And that the "after-the-fact" cancellations caused 13,600 of my points to be non-refundable. I consider those points to be "used" points , since they could not be returned to my account and expect to be paid in full in the amount of $2,162.40. Their contract specifically states, ".....and otherwise transacting all business related to the Points as the Owner would." They know the time share's rules for booking cancellations, as well as I do. I would never cancel a reservation the day after the check out date. Why bother calling at that point? So they did not transact business or the cancellations of those 2 bookings as I would have done.

EPC did not respond to my complaint #4.

I still feel that EPC has breeched my contract. I expect to be paid in full for all points that have been deducted from my Diamond account at either the $1,400/week rental price or at least at the Price Match guaranteed price (.159 x the number of points used). I would also like my initial payment of $6,995.00 refunded and cancellation of my contract. I do not feel that the EPC has been honest with me or disclosed all the details of how my points would be used. Also their maintenance fee reimbursement program does not live up to what it says.

Exchange Response • Feb 08, 2019

In response to the complaint by ***. Miss *** enrolled with us in May 2018. Per the complaint below, I do see where *** is referring to the $1400 x 10 weeks, it states within the document "Owner understands that this agreement does not guarantee rental at Club Elite rates." All clients have guaranteed reimbursement on the maintenance rates.

*** had on reservation placed on her account for check in November 2nd, 2018 and we used 5,586 points. Miss *** was paid for the use of these points. She also has numerous reservations for January 2019 which checked in. First quarter reservations which have a check in date from January - the end of March are paid for in April once fulfilled. *** also has a reservation in May and August on her account which will result in a payout later this year once they are fulfilled. 41,500 points were provided and we used 41,480 points. Miss *** only has 20 points remaining on her account that we did not use.

In regards to *** enrollment, we are providing the services that were explained in regards to renting unused points and providing her reimbursement for them. Apart from the check *** received at the end of 2018, she is set to receive one in April for the majority of reservations fulfilled on her account in January and later in the 2019.

As far as reservations, we do not personally send out notifications once a booking is made. An automatic notification email is sent to the owner.

Customer Response • Feb 14, 2019

What do you mean this complaint has been closed! Why was the complaint closed. I don't except their reply. All they did was repeat what they said the first time and did not address or answer my concerns or issues with their breach of contract.

What was the purpose of my submitting this complaint if I can't even get a straight answer to my concerns? The Exchange Points Club did not respond to either of the 2 issues listed below that were on my initial complaint and reply to their response.

1. They short paid me on my check by more than half. They did not price match my maintenance fee of .159/per point.

2. They lost my points by cancelling 2 reservations the day after the check out date passed. I consider that a misuse of my points and should get paid for those 2 weeks.

I sent them a registered letter a couple of weeks ago and the post office is still trying to deliver it. It seems there is no one working at the address you have listed on this site. I can't even believe they are replying at all since I have still have not received a return phone or spoken to anyone when I have tried calling. You only get a recording or the number doesn't work.

I am owed $1420.15 from Exchange Points Club for vacation points they rented out last year. Attempts to get the money by phone and email have
failed.
On Aug 1, 2017 I signed an agreement with Club Elite in which they would rent my Wyndham Vacations points and I would receive $6 per 1000 pts. rented. Under this agreement, the rental and all services related to the rentals would be handled by Exchange Points Club (EPC). I then signed an agreement with Exchange Points Club in 2018, allowing them to rent 1,085,750 Points at various times of that year at a rate of $6.00/1000 pts. EPC used another company, Vacation Management Group (VMG)to help with this. VMG was to pay me $5/1000 pts. and EPC would pay the remaining $1/1000 pts. To date I have received $4441.85 from the Vacation Management Group, which is everything they owe me. But EPC has only paid me $652.50 of the $2072.15 I am owed. The balance that is due me is $1420.15. The agreement I have with EPC states that I will be paid quarterly. I only received 2 checks from EPC in 2018. One dated 11/9/2018 and the other dated 12/21/2018. Considering that the first vacation rental was from May 3rd to the 6th (of 2018) and the last vacation ended on Sept 3, 2018, I would say they are overdue with their payments. I have called them repeatedly to inquire about the status of my payments, but they seem to blame things on the accounting dept. I've tried to talk to someone in management but was redirected to the same gentlemen who keep blaming the accounting dept. When I just tried to call today, the customer service voice mail box is full and I had to leave a message for the guys in accounting.
I sent an email to their customer service email on 1/19, but have not yet received a response.

I have attached 4 documents. The Club Elite Agreement, very bottom of page shows that everything was to be handled by Exchange Points Club. The Participation agreement just shows the e signature for this agreement. About halfway down the page on the EPC Wyndham Agreement renewal, it states that "the total consideration for the Points set forth above shall be paid during the rental process quarterly." The next page shows that the exchange rate was indeed $6 per 1000 points.
Here is some Contact info I have for EPC: customer service dept: 844-246-0224. One of the manager's numbers: 844-385-0276. Number to speak with the gentlemen who arrange to pay for the rentals: 407-317-4077. I have spoken to Louis, Warren and Pablo at this last number as recently as 12/19/18. On that date, Pablo told me accounting would send me a check for the balance ($1746.40) on 12/21. I did subsequently receive a check dated 12/21 but it was only for $326.25, not the full amt I was owed.

Desired Outcome

I would like the money that is owed me: $1420.15 paid to me in a TIMELY manner. The next 30 days would be great. I would also like them to contact me telling me when I can expect to receive the rest of the money and then follow thru.

Exchange Response • Jan 29, 2019

In response to ***. For the maintenance reimbursement program she signed up for, we sent two checks. One was sent 11/9/18 and the other on 12/21/18 both for the amount of $326.25. In regard to any other payouts I have contacted the fulfillment center we work with to make sure Carol is well taken care of. We are no longer doing new business which might reflect why Mrs. Weissert hasn't been able to reach us. We have forwarded her information for the fulfillment center to assist her with future rentals.

Customer Response • Feb 06, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I am in agreement to the dates and the amounts of the checks that were sent to me. But when they say the fulfillment center has been contacted and I will be well taken care of, what does that mean exactly? Does that mean they will remit the balance owed me? And if so, when will that happen, exactly. I have been waiting since Oct of 2018 for the $1420.15 that is owed me. Let's get this resolved, before future rentals are even considered.

Exchange Response • Feb 27, 2019

I have set up for a representative reach out to you after 8:00 PM this evening. We will try a couple minutes after 8:00 PM EST. The only other day our owners are different is Friday. Those hours are 10:00 AM - 4:00 PM EST. A certain time can also be set up, but someone will be calling tonight at 8:00 PM EST.

Customer Response • Mar 04, 2019

I don't understand the decision to close the case administratively. The business (EPC) and I were still negotiating. I had just spoken with Joseph the night before you closed the case and he and I had decided to resolve the issue. He would pay me $500, and I would close my case. Please relay this to EPC. Thank you.

I was convinced to purchase a package that purchases my unused Diamond Resort timeshare units, in exchange for lump sum payment of unused units.
On September 19, 2018, I was contacted by David from Exchange Points Club (who claimed to be affiliated with Diamond Resorts) offering a new program that allows timeshare owners to sell their unused units annually in exchange for a lump sum AND no maintenance fees. To join this program I was charged a one time fee of $3995, which was deducted from my daughter's account. I was told a follow up call would be set for 10/22, to sign a point release form with David. David called on this day to confirm all details. He confirmed a check would be mailed in late December. In late December, I contacted the company for updates on the reimbursement check. I was told "Mr. W" would contact me with details once the check was mailed. Fast forward to the new year, 2019, and I am unable to reach anyone in the office via phone or email. It is 1/7/18, and the voicemail still references the office being closed until 1/3/19. My wife is an attorney and based on the complaints (selling these packages while the system was offline or unable to resell), as well as not following through with their end of the contract, this deal is VOIDED. I will be contacting my bank immediately.

Desired Outcome

Complete refund of $3995. Complete VOID of contract before legal action is taken on my side.

Exchange Response • Jan 11, 2019

To whom it may concern,

I am writing to you in regard to the complaint of ***. Mr. enrolled on the 19th of September, 2018. On the 27 of October, 2018, Mr. signed a points release form allowing us to use Mr. unused Diamond points for rental. Mr. account has an active status and we are placing bookings on his account. I can see in my notes that a check is due to be sent out to Mr. on the 18th of January as our checks are sent out quarterly.

In response to phone conversations I can see in my records that we last spoke to Mr. or Mrs. on the 4th of January, 2019. The two phone calls on 1/4/19 were for 27 minutes and 11 minutes. Mr. W did attempt to reach out to Mr. and Mrs. on the 8th of January to notify them of their check being sent out on January 18th. As we reach this date, Mr. W will also notify Mr. and Mrs. of their tracking number so they can track the check.

I apologize if there was any miscommunication or no one addressed the payment process at the time of signing the release form. We would be happy to help Mr. and Mrs. and pay them for their reservations.

Thank you,
Management

Customer Response • Jan 15, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
This Company contracted with us that we would receive $14,000.00 within three months of signing the 9/19/2018 contract for our 30,000k timeshare points that we leased to them for one year, and that each year thereafter we could lease the same amount of timeshare points or less for comparable payments to us.

We have receive no payments to us from this questionable company.

We are not looking for minimal rental fees, we are looking tothe lump sum payment of $14,000.00, contracted for between us and this company.

we have a contract to this effect that is available upon request.

Exchange Response • Jan 30, 2019

In response to the complaint from ***. We have had communication with Sunshine *** and have explained the way our program works. I am not sure if there was a misunderstanding in the way our clients are reimbursed. Our Club Elite agreement states "Owner acknowledges that this agreement does not guarantee a rental at Club Elite rates." I believe this is where the ***'s are calculating the $14,000. Our maintenance reimbursement however is guaranteed and is stated on unused points. Owner provided 30,000 points and at the .04 cents per point guaranteed rate, this comes to $1,200.00. As the ***'s placed a complaint with the Revdex.com, activity on their account has been paused. We are happy to rent out the 30,000 points provided as we rent hundreds of thousands of points annually and their points can be rented out very quickly once this dispute is resolved.

Customer Response • Feb 04, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
Neither the contract, nor the Representative who sold us this program (David) and follow up with Mr. W stated the value of each room would be below the selling rate of each unit, per week. The contract, as uploaded, makes no mention of the valuation used (in the response) to determine the cost of the 10 weeks at $1400 that we were guaranteed per the initial sales call and during any prior calls, specifically with Mr. W. The agreement clearly states the value of the units and it would not be in our best interest to move forward with an agreement that is valued at such a low value.

In addition, Exchange Points guaranteed full payment of the $1400 10 weeks after 90 days of signing the Points Release form. Exchange points claims a hold has been placed on the account; however, the deadline to provide *** and *** the value of their timeshare had passed. The complaint with Revdex.coma was filed after 1/22. There is no reason why EXchange Points had not sent out the payment that was due on 1/22/19.

In addition, after speaking with various employees at the company, it has become quite clear that the employees have knowingly sold this sham of a program with the intent of committing fraud of the consumers.

Since the check in the amount of $14,000, was not sent to *** and *** (prior to the Revdex.com complaint), I am demanding that the full refund of the program cost be returned to the ***s. The contract terms were not fulfilled by Exchange Points Club. I DEMAND a refund be returned to the ***'s or else Legal and Financial action will be taken. We are scheduled to speak with the Banking Institution that this fraudulent check was written on for program fees.

I DEMAND you contact Mr. or Mrs. at (301) 422-9026, with refund confirmation ,before legal action is taken. THERE ARE MORE THAN A DOZEN COMPLAINTS ABOUT THIS COMPANY REGARDING THE SAME ISSUE. I HIGHLY SUGGEST THAT THE Revdex.com LOOKS FURTHER INTO THIS, AND THAT ANY CONSUMER DOING RESEARCH ON THIS COMPANY, NOT PURSUE IT.

Lastly, this company is extremely poor when it comes to customer service. We have spent hours on hold, hung up on, sent to voicemail, all because we were looking to speak with someone about the payment wee were promised, as laid out in the contract. I demand to be refunded immediately.

Company represented itself as Diamond Resorts offering a new program to use points to pay maintenance fees. Diamond says scam
Company represented itself as Diamond Resorts offering a new program to use points to pay maintenance fees. Offered to buy points annually in 3000 point increments with 'green' time period assuring 100% that they will pay for the points. Cost $1995 to join and $99 per year thereafter. They were very convincing that this was Diamond returning my call. I happened to be at a Diamond resort a week later. Diamond says scam

Desired Outcome

refund of $1995 fraudulent eCheck and no annual $99 fee in future.

Exchange Response • Nov 01, 2018

In regards to the complaint from ***. The enrollment *** signed on 15th of October stated the reimbursement program was handled solely by Exchange Points Club, LLC and is not a Diamond product. This is on the bottom of two pages within the enrollment and is clearly visible and requires an initial from anyone who enrolls. The payment authorization form also states Exchange Points Club, LLC. Each new client is advised of this and as well as signs this on the enrollment.

I am not sure if Miss *** is confused between a couple programs as the Option 2 she enrolled under does not have any yearly fees. We do have certain programs which yes, do require a $99 yearly fee. Miss *** paid a one time fee of $1,995.00.

***'s counselor reached out to her with this issue and was able to answer any questions she had. As she did not want to talk to her counselor, heset up for a manager to call her back. We have called *** back, but have had no response. On our end we have done as much as we can do at this point.

Misrepresented affiliations with Diamond Resorts, which resulted in an agreement, which would not have taken place, based on the true relationship.
Message left by Shanoya of club services to call back about our Diamond account and time sensitive notices. Called same day and was referred to Michael S. Michael asked if I was aware of the new benefits as a Diamond member called Maintenance Reimbursement and Club Elite. Told me a member update meeting in 2015 took place in Phoenix. We lived in Queen Creek at that time.
Michael said our Club Counselor should have explained this. I said I didn't know anything about a Club Counselor. At this point, Michael put me on hold and then came back to say he was our Club Counselor. I was asked if I had time to review an online presentation about the above subjects and agreed to look at it. I was told I we could turn in up to 30,000 points in the Club Elite program,as a Diamond Platinum member, to get $1400/3000pts. And if we wanted to return all other unused points in the Maintenance Reimbursement program, we would get dollar for dollar reimbursement on our maintenance.
When I began looking at the information, I noted the document stated RCI. I confronted Michael that Diamond doesn't affiliate with RCI. He said because of the Apollo acquisition of Diamond, RCI was now affiliated through this program. He said if we were interested in the new programs, we need to act before week is out because it is closing for 2018. Michael said he would look up our information and see what we can do. He left me on hold to check on our account. Then he came back and said he couldn't find our account, perhaps because it was in a Trust. I said it was. He then went back to check with the IT department to see what he can do.
When he came back, he said we would have to pay for the program, based upon the 2015 fee of $5995, not the current $9995 because we weren't in the 2015 update meeting and didn't know anything about it.
Indeed we agreed to go with the program, based on the affiliation of Diamond, Apollo and RCI. Later on I found out, there is no affiliation with RCI and the program. This was discovered, when we spoke with Diamond representative, while in Kauai, at a Diamond Member update on July 2, 2018. Immediately after the meeting, I contacted Barclaycards to have the credit charge placed into dispute and get a refund.
Yes, we signed an E-document online. However, the basis for our agreeing to sign was the relationship of Diamond with the program and RCI. All of this was not true and therefore I feel we were duped into a program I would not have participated in, knowing it has nothing to do with Diamond Resorts.
On 7/11/18 5:58pm Michael contacted me to say I needed to sign the documents, sent on the 30 day mark, to activate our points into the program. I confronted him regarding our meeting with Diamond. He said they wouldn't necessarily know about this; most Diamond reps wouldn't. At that point I stalled him to call later. I have not signed the 30 day document to release our points.
On 7/12/18 Michael left a message, saying he was just informed about the dispute, by the billing department. He said if we don't act now we would lose out and not be able to do anything until 2019. He did say they were going to send a copy of the contract to Barclaycards.
I have made no more contact with Exchange Points Club, LLC.

Once again, I would not have signed any contract, based upon the true relationship of Diamond Resorts to RCI and to Exchange Points Club. They lead you to believe they are a part of the Diamond Resorts organization. I consider this to be fraudulent and therefore should nullify the contract.

Desired Outcome

Refund of $5995 and contract cancellation.

Exchange Response • Aug 27, 2018

In response to Mr. ***. We did not ever state we are part of Diamond Resorts. We specify to the client that their account is handled solely by Exchange Points Club. This is also stated on the enrollment paperwork and payment authorization. We rent out hundreds of thousands of Diamond points and will be assisting Mr. *** in reimbursement for his unused points. This can also be seen on his enrollment under the two programs, Club Elite and maintenance reimbursement. The enrollment notes the programs are solely handled by Exchange Points Club and is not an RCI product. Club enrollment pages also require an initial next to this statement. Any questions or concerns at the time of signing while reading this should have been asked as we would have explained to Mr. *** . The enrollment signed is exactly what was explained as well as what Mr. *** will be received back in regards to maintenance reimbursement for his Diamond points.

Chargeback details claimed we do not have any contact with Mr. *** and all call records were forwarded on as we made numerous calls to our client. We apologize there was maybe any misunderstanding even though what our enrollment contract states does reflect what the client signed up for. Mr. ***s club counselor has since tried to reach out to Mr. *** a couple times for the points release form. Without a points release form we cannot do our part of the enrollment agreed upon which is to rent out Mr. ***'s points for reimbursement. This is also stated in the enrollment that client will be paid within 90 days of the points release form being returned. This step has not been completed and have since had Mr. ***'s account on a holding status since we cannot proceed.

Customer Response • Sep 06, 2018

(The consumer indicated he/she DID NOT accept the response from the business.)
We are missing the elephant in the room! The sales practice employed, by Exchange Points Club, was to not identify themselves as Exchange Points Club, but instead lead the conversation to have you believe they were a part of Diamond Resorts.

The deception begins and proceeds as listed below:

- An urgent message was left on our phone, stating to call back 'regarding our Diamond account and time sensitive notices'.
- Upon returning call, phone was answered as Club Services and then forwarded onto a male sales representative, who asked if we were aware of the Maintenance Reimbursement and Club Elite programs, which were detailed in a 2015 member update in Phoenix? (Noted by Diamond representatives, in our July meeting, there was no 'update meeting in Phoenix')
- Stating we were unaware and responded to him we didn't know anything about a "Club Counselor", he put me on hold and then came back to say he was now assigned as our "Club Counselor".
- It was brought up, that many companies like to provide rewards, such as vacations at a resort, therefore, they pay for these points to reward their employees with resort time.
- I was asked if I wanted to see the original presentation, online, in order to still meet the end of the week deadline. Which I agreed to see it. I never got a copy of the presentation, even though it was requested.
- When I first saw RCI watermark on the paperwork, I confronted him about seeing this stated Diamond doesn't affiliate with RCI. He said because of the Apollo acquisition of Diamond, RCI was now affiliated through this program.
- Next came the need to act quick to not miss the deadline for using this years opportunity.
- When the sales rep asked about our account, he said he was unable to view it and then put me on hold, stating he was going to check with the IT department to see if he could resolve it.
- Upon return to the phone, he said he still could not see our account, which may be the result of it being in a Trust or something else. Therefore he asked to affirm our points availability and willingness to participate.
- When I asked him, when we want to participate, do I just call the Diamond Customer service representative , he said 'NO', he handles this portion of the benefit.
- All of the untruths were discovered when we arrived at a Diamond Resort, in Kauai and spoke with Diamond Customer Representative, during our membership update meeting. They even called the two numbers, I saved, only to say one was no longer active. The other number was answered, and they asked if this organization was affiliated with Diamond, the person said NO. They are a third party.
- Because of all that was happening, I felt speaking further with anyone at Exchange Points Club, was going to be futile and didn't feel I would get a honest answer. This was demonstrated on a follow up call by the sales rep on 7/11/18, when I confronted him with my conversation with Diamond. Without hesitation, he said most Diamond reps wouldn't know anything about this program.
- A day later, the sales rep called and left a message about getting notification on my dispute through the credit card company.

All along, the issue has been with the practices of Exchange Points Club, not making it clear who they are 'Up Front' and explaining what they are about and what their products are. Instead the sales people, at least this one, leads you on a path to believe there is an affiliation of Diamond and they are acting as agents of Diamond.

At this point, our future with Exchange Point Club, if forced to live with this contract, is severely tainted and don't believe any fair treatment will take place.

The irony of the situation, when I researched the issue of affiliation, I came across identical complaints, with the same sales representative.

Again, I will attached the events fo the conversation I had with the sales representative.

Exchange Response • Sep 14, 2018

In regard to the response from Mr. ***. Our paperwork states we are Exchange Points Club on the payment authorization page as well as clarifying the club is not handled by anyone except Exchange Points Club. We are not agents of Diamond, nor have ever said we are Diamond representatives.

When reaching out to us, we do not claim to be any other company. Just as Mr. *** stated, when calling our office and asking if we are Diamond or affiliated, the receptionists said no and also that we are a third party. We clarify this with anyone who calls in asking about our organization. We also only have one direct office number which have never been inactive. I do not know of a second number our client claims to have been calling.

We have tried to reach out to Mr. *** to proceed in renting out his Diamond points as per the contract he signed on the 13th of June, 2018. With a chargeback complaint being filed as well as this Revdex.com complaint, Mr. ***s account has been frozen. We are still waiting on correspondence from Mr. *** so we can proceed with his reimbursement on unused Diamond points. We have rented over hundreds or thousands of points and reimbursed our clients. I apologize if there was any miscommunication or no one addressed this at the time of signing the enrollment. We would be happy to help Mr. ***.

Co. left me a phone message suggesting there was something wrong with my Diamond RESORTS ACCOUNT. they left a call back number and I called them back. After talking to Michael S for about 30 minutes about problems with my account which said they hadn't received some feed-back and that they were sorry about not updating me in 2015. somewhere in there I wasn't given the opportunity to join the club to receive maintenance fees reimbursement in 2015 and they were offering it to me now. . . for $3400 which I agreed to pay via credit card. in the next few days I kept thinking it was too good to be true. I called the Club at a # thT I GOT OFF THE WEBSITE I had used in the past.. THEY HAD NEVER HEARD OF this offer. they had not changed from RCI to II. I called my credit card co. and they had refused to pay them this money because of something wrong in their request. Your site and the Diamond MEMBERS Facebook club saved me from this scam. thank you

Exchange Response • Jul 06, 2018

Ms. Stankiewicz,

We apologise you are no longer under a green light in our club. Mr. S notified you on some account notices, not that there was something wrong with your account per my notes. According to our accounting department, she was successfully charged and upon her request to cancel, she was refunded immediately as well as emailed a confirmation of her refund. In regards to Ms. S other claim, she signed the documentation knowing her account would be solely handled by Exchange Points Club, LLC as well as this not being an RCI product. Had Ms. S read what she was initialed/signing, we would have been able to answer any questions she had. I do not know why she is stating RCI changed to II in her claim as this was never stated. No paperwork states this. RCI and II are not affiliated companies.

Thank you,
Management

Customer Response • Jul 09, 2018

RCI did not change to II. MR. STEVENS told me that Diamond changed from RCI to II. I called Diamond directly and they said they hadn't changed. I didn't read what I signed because they were going to let me see the whole contract afterwards. I was dumb. Afterwards they sent the whole contract by e-mail but I couldn't see it because I had already signed it. My e-mail didn't allow for it to be opened. Yes, I cancelled the contreact and they promptly gave my money back. But it still was a scam I was trying to prevent others from falling for.

Exchange Response • Jul 09, 2018

I do apologise if you misunderstood Mr. S. Our Echosign signing system allows anyone to view and read a document before signing. The system will also allow you to print the document to read before signing. As the enrollment was signed, the e-mail opened successfully or the enrollment would not have been able to be signed or seen. We regret Ms. S decision on not continuing with the club, as she was never able to be serviced.

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Address: 6965 Piazza Grande Ave, Orlando, Florida, United States, 32835

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