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Fords Jewelers Reviews (56)

My wife and I we bought a house in Port Charlotte Florida That time a lot of fraud happened in housingI can say my wife and I were two of those victimsOur Mortgage was around for years we didn't know at that time that house was overpricedour original Mortgage was Chase Bank, at that we didn't have any problem with Chase a few years after without our consent Midland Mortgage bought our Mortgage from Chase for whatever reasonMidland has raised the Priced on our escrow which caused we almost lost the House in after my wife and thru hardship being very consistent with our paymentslast January we had a tenant before she left, she vandalized our house, we filed a claim the insurance sent us only $that money went to clean the garbage in the house cutting grass, and fix three windowsthe money wasn't enough to repair the damage , we got ourselves a Public appraiser who fought for us to have That check had the Appraiser Name, Midla

Last fall, I had a car accident and was late payment.I was offered a loan modificationThis would reduce my interest rate and monthly paymentsThe program required that I made a payments on the first of the month for monthsThe amount was decided by MidlandI paid as agreedIn December, I went to my bank and was denied a loan because the house was declared as delinquent over days.I contacted Midland and was told that it would be cleared up once the new contract went into effect Jan"That my credit would be the best it had ever been"It is the worst that it has ever beenTo this day, my credit report reflects the 120+ days delinquencyI called them, nothingI emailed, nothingI contacted the bank vice-president, and a woman called meShe was very obnoxiousShe even said that a loan modification was a delinquencyShe said that I had not paid the full mortgage last fallI told her, I paid what I was told to payIt wasn't my decision how much to payThe payment a

I sent this exact same message on 4/12/and I have yet to receive any kind of response: Somebody in escrow misplaced my $that was sent to escrowThis was supposed to be placed in escrow and had no other purposeI sent a check with the coupon in the amount of $in order to lower the monthly paymentThere was never any authorization for it to be applied to anything elseSomebody did not know how to do their job and placed the $towards the monthly payment instead of what was intended for which was for the escrowI want the $to be placed in the escrow account immediatelyI want to be replied via emailI am now being charged an additional $due to this mistake and I need this to be addressed immediatelyI sent the check on 4/6/with plenty of time for it to be processedI specifically wrote the word ESCROW on the check and it was sent along with the Escrow Shortage Handling FormThe amount that was specified for the Total Escrow Shortage Amount w

This criminal organization is worse than the Mexican drug cartelsAt least the cartels are competent at what they doTo get a statement listing my payment history the charge is dollars per year! After paying thousands and thousands for years I can't get a simple printed page for a couple bucks? A total rip-off and they have government protection for the criminal theft

There's a $49,amount involved do to my chapter being discharged since January that was supposed to be credited and adjusted to my mortgage balance and I spoke to several personal about adjustments and I been lied to and told different stories from them all including their supervisors! They told me since may they received all the paperwork because it took me contacting the old mortgage company and my chapter lawyer also sent them the paperwork, soo they told me someone is working on the case and it would take 7-business days then does days expired and then they told me I was given the wrong information that it was 30-days but now does days also expired and now they told me no one has been working on the case and to give them two more weeks ! I have to sell my house do to a divorce and my decree states I had months to sell wich does six months are over do to them not adjusting does funds to my balance! My real estate agent needs an exact amount soo I can sell ! Ev

I am trying to obtain a payoff and find some information about the property at *** *** Dr #*** oh ***, and every time I call I am sent to another deptWE asked for pay off ( which should have been zero dollars) weeks ago and have not gotten anything in mailI have called daily to be put on hold forever or transferred over and over again

My experiences have been extremely negative over the last year Their claim that they “want to help” when financial trouble arrives is a farceWe applied four separate times for mortgage assistance and were deniedWe received no verbal communication when denied but only discovered we were denied when going to their websiteThey seemed more interested in either foreclosure or short sale resultsWe were fortunate to have had our home purchased and now they are not giving us the full amount due from our overpaymentThey also place fees on the account with no detail regarding the fees chargedI have no idea how this company has an A+ rating through the Revdex.comI guess the Revdex.com is no longer a reputable source either

Midland Mortgage will not endorse and return our insurance checks, even though we have submitted their detailed documentation countless times While doing so, they are letting our insurance checks expire, (one year) I have two damage claims with them at this time One from April 19, and the other November 2, Midland Mortgage is very insufficient and unorganized, to say the least

Midland Mortgage (a divison of Midfirst bank) is alleging that I am behind months in payments, and owe $This is not accurateMidland is holding a partial payment of $and hasn't applied the fundsAlso, there was a payment of $mailed last weekMy monthly payment is $so once this payment is received, I will only be behind for two monthsIn July of 2017, we came home and found some unknown contractors in the house moving furniture around and they said they were hired by the mortgage company because it was in foreclosureUpon this encounter, I immediately called Midland and the gentleman that I spoke with informed me that the property was NOT in foreclosure and that no one should've been in the homeThe police were called to the home and the officer made them leave, this is documentedWith my monthly payment being $378, the most I owe is $(roughly rounded)Midland is trying to force a foreclosure on my account and has no legal ground to do

Midland sold our house in a foreclosure sale without notifying us of the pending sale date and without following legal procedures of a modification and the sale

I am presently in the state of Montana, and I therefore; cannot get my mail directly I would like to give them my present mailing address as well as get some account information and a copy of my tax statement for I cannot get through to a person so as to address these issues I don't even have my account number If I could do so, I would set up an on-line contact with them which would allow me to address any of the issues I might have That is true, at least, with most companies

I have an ARM (adjustable rate mortgage) with this company on my mortgageThey bought it from Citibank about a year agoI get a review every year to adjust my ARMIt either goes up or down, depending on the Federal Reserve's rate adjustmentBeing an ARM, I get a rate lower than with a calculating "adjustment factor." I just got an adjustment from Midland that moved my rate up almost even with a regular year fixed rateThe FED only raised the rate percent last year, but my rate has gone up twice in the last two yearsThen, I get a notice saying they messed up on their calculations and my rate will go up another percentI believe they are using the wrong calculation factorI had a problem with Citibank's paper workCitibank changed the agreement that I had with the original finance company after they bought my loanI want to see what paperwork Midland is using, because I don't believe they have my original paperwork

Midland Mortgage has taken my loan payment for 9/16/of $for a payment back in 7/17/without my knowledgeMy loan payment at the time was $and come out of my checking account each month electronicallyThe first I heard of this Midland started calling me and sending me threatening letters the week of 9/26/and made it appear I had missed a recent paymentLater in the mail I discovered a letter dated 9/19/that stated on 7/17/in error $was applied to my loan and was corrected and this did not cause my loan to be delinquent or affect my loan status in anywayOn 9/27/ I informed Midland" representative I have never missed a payment and why am I just now a year plus later hearing of it and what happen to my payment? She stated it was in disputeI stated I have the right to dispute and I requested documentation and I would do the same from my credit unionOn 10/20/I mailed Midland documentation of said payment was made on 7/15/for $907.00, a c

On June 30, we had wind/hail damage to our homeA claim to our Home Insurance done, Adjuster came viewed damages, took pictures; two weeks later we received a check for the damagesThe check was made payable to my husband & Midfirst/Midland MortgageI then called Midland Mortgage to let them know we have a check for the repairs on our home, and that they also need to sign itThey in turn requested that I send the check signed by my husband and that they would sign it and disburse the money to us payable to the Contractor; but first they must have all the paperwork and bid from Contractor and that we must submit a request for them to get their own Inspector to come take pictures and send the proof of damage; we did just that
Here we are at September 25th, and after numerous phone calls to them, we still get the run around that they will not send the funds, until they receive the proof that all the damages have been repaired by the Contractor AND not until they do another

My July payment at my bank was returnedI had some financial issueslater found out that my checking account had fraudulent charges and the account was closedI paid my Mortgage on August from another accountI also have this month mortgage scheduled to be paid tomorrow so I am not behind on my mortgageI received a notice yesterday and today that Midland Mortgage has reported to all credit bureaus that my account is past dueWith one company it says days and another it says no more than two payments past dueI am not days past due on my mortgageI paid my mortgage before it became days past due and I am definitely not months behind

August/September contact Midland Mortgage about my loan-*** because I had to retired which reduce my income
I needed to know option of procedures of foreclosure on property
I was told we cannot help youFebruary an attorney from Midland Mortgage stating the property in foreclosureI had some question, I was told that I was confused, I asked can you send me letter or proof of foreclosure
April I place called to Midland Mortgage inquiry about what is going on, never any letter or document, customer service person was not helpful at all
I just want know what is going & why have I not received any letter/documents regarding my mortgage loan

Midland Mortgage is posting payments late and charging their customers late fees for their delay in processing paymentsMidland Mortgage, a Division of MidFirst Bank bought out my previous mortgage, in FebPrior to the mortgage being bought by Midland, my payments were sent via Online Bill Pay; and I never had an issue with the previous company receiving the payments in a timely mannerHowever, although Midland would receiving my bank's payment timely, it would take them -weeks to post the paymentThen they would charge me a late feeThis was happening EVERY monthWhen I called to inquire the reason it would take them so long to post the payments each months, I was told the payments were not processed yetCustomers should not be charged late fees because their payment processing department is backloggedExample: Late charges are applied after the 15th each monthMidland received my bank's payment on the 7thAfter many calls, Midland posted the payment on 18th and charged me a late feeI wrote a letter to the V.Pwith my compliant and requested a refund of all mis-charged late fees, and I received a letter - days later, stating that someone would be in contactI received another letter from a Customer Service Repthat stated the dates in which the payments postedThey never addressed the issue of their processing center, taking so long to process customer paymentsMy bank even got involved; and reached out to Midland's Customer Service DepartmentThey (Bank) too got the run around and were told the bank's tracking number for each payment, could not be located within their (Midland) systemI never got a refund for any of the mis-charged late feesNeedless to say, Midland is also reporting these late payments to the Credit BureausI've done everything I can...even sending them photo copies of my bank's posted transactions, dates the payments were sent and received by their payment center

I have a home loan with Midland Mortgage, a division of the MidFirst bankI also have an escrow account with them as required by georgia lawHowever, the bank has the right to decide the requirements of the escrowLike most people, I expect my escrow payment to increase annually if my combined taxes and insurance increaseHowever, in 2016, my combined taxes and insurance decreased yet Midland Mortgage wants me to pay an extra $/ month in Escrow because my county collects their tax payment in one lump sum instead of spreading the cost out over months, like they've always done in the pastAlthough the actual amount decreased, Midland mortgage is increasing my monthly payment by $/ month to keep my escrow from going negative throughout the course of the year even though (by the end of the year) I end up with a $surplus

My husband and I recently had some property damage at our primary residence causing us to file a claim with our insurance company to cover the restoration The insurance company was prompt in their response and issued a check immediately so we could hire a contractor to perform the necessary work, however, the check was made out to us and Midland Mortgage This is where the problems started I was told by the Midland call service person that it would take them - days to process the check and get it to us However, when I hadn't received the check on the 7th day and had not heard anything from Midland, I contacted them again and was told it would "unfortunately" take another - days because of an "influx in storm damage claims" On the 20th day I contacted them again and had to argue about some missing paperwork they claimed I hadn't turned in, which they subsequently found so they finally sent the check days later Shortly thereafter, the insurance company issued a sec

I called
Midland Mortgage on Monday February 22nd and ask them to note on my acctI was changing my home owners insurance.I went online and filled out the paperwork to change it on Wednesday Feb I received an e-mail back on Friday Feb saying -Unfortunately the information you provided could not be verified with your insurance agent and/or carrierPlease contact your insurance agent and request that they provide a copy of your insurance information to us at:
I called new insurance company and had him fax the papers to the fax number on the e-mailWhich he did while we were on the phone.I called Midland back on Monday Feb to make sure they had everything they neededI was told they did and it would take to hours to get it in the system and my escrow account reviewedI was told this would be done by Thursday March Friday it was not done yet so I called Midland backI was sent to different people within there call centersI explained I was at work and wanted

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