Harvard Collection Services Reviews (%countItem)
Harvard Collection Services Rating
Address: 4839 N Elston Avenue, Chicago, Illinois, United States, 60630-2534
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Received alert on my credit report showing a collection account for $300. I do not or have heard of this company. I looked them up online and called TWICE with no resolve. The first call I was on hold for 37 minutes someone pick up the line and then hung up. The second call I was on hold for 1hr 53 minutes and still did not get to speak to anyone. This has caused my credit score to drop drastically. No one has notified me of anything verbally or in writing and I have been the one calling to find out what is this about with no resolve. I want this removed as this is inaccurate, fraudulent and in violation.
I went to check my credit report and there’s an account from Harvard Collection Services. I never received any notice from them and have never heard of them. I have really good credit because I pay my bills on time. Well, I had really good credit. That account that was reported to the credit bureau dropped my credit score by 60 points. I have no idea what this business is and never heard anything about or received anything from them. I’m requesting they remove this account from all credit reporting agencies.
Re:
Case #***, MELISSAWe appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.Upon investigation we found that account at issue was
assigned to our office by our client on April 03, 2020 in the name of ***,
MELISSA. Our records do not indicate any prior contact with the consumer. Upon receipt of the complaint the account has been
submitted for credit deletion and the collection activity has been ceased.
Additionally, we have requested the itemized bill from the client. Once received
we will send it to consumer’s mailing address for validation of the debt. If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections Services
Harvard Collections with whom I’ve have never done business with has reported a collection to all three credit bureaus 3 months ago.
Each credit bureau list a different open date for the collection and also Harvard Collections never contacted me any in way to perform a debt validation prior to sending this debt to the credit bureaus.
The collection on my credit reports should be deleted immediately as there is no legal binding contract between Harvard Collections and myself, and a debt validation process was not performed prior to them hurting my credit.
Re:
Case # ***, John CWe appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.Upon investigation we found that account in question
was placed with us by our client on April 03, 2020 in the name of ***,
JOHN. Our records do not indicate any prior contact with the consumer. However, upon receipt of the complaint we have
submitted the account for credit deletion and the collection activity has been
ceased. Adding to this itemized bill is requested from the client once received
we will send it to consumer’s mailing address for validation of the debt. If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections Services
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
John C
This company has placed a collection on my credit report. I have never done business with them nor have I ever been notified of any pending collection. This has caused substantial damage to my credit score. I have absolutely no idea or knowledge where this account came from as I am not past due on anything. Further, they have failed to send validation of debt or notice before reporting to my credit. This is illegal activity based on the Fair Credit Reporting Act!
Re:
Case #***, SarahWe appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.Upon investigation we found that account in question
was placed with us by our client on February 05, 2020 in the name of ***,
SARAH. Our records do not indicate any prior contact with the consumer. However, we have received the E-Oscar dispute from the
consumer before receiving this CFPB complaint upon receipt of which the account
was submitted for credit deletion and the collection activity has been ceased.
Adding to this the itemized bill is already requested from the client once
received we will send it to consumer’s mailing address for validation of the
debt. If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections Services
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
Sarah
Harvard collections need to stop calling people that’s not me. They want to talk to me so bad I called them and the rep put me on hold and never came back to the line. I left a message for them as well I have zero problem talking to their little unprofessional people. Over the phone or in person I can come up there anytime they’re ready.
Re: Case #14509191 Rambus, ***We appreciate the opportunity to respond to any issue
a consumer may have with Harvard Collection Services.Based on our review we were able to identify one account that may be for
the consumer although we were unable to verify that fact as other than the name
the identifying information did not match. Nonetheless, we have ceased
communication on that one account. If contact continues, we would suggest
the consumer reach out to provide more identifying information so that we may
again review our records.If we can be of further assistance, please feel free
to contact us at 877-369-5643.Sincerely,Harvard Collections Services
I am not responsible for a debt in the amount of $912 that Harvard Collection Service is attempting to collect. I have sent multiple validation letters to this company to validate debt and they have FAILED to respond with proof. I need proof that I am indeed the party you are asking to pay this debt and some contractual obligation which is binding on me to pay this debt. As I am sure you are well aware, under FDCPA Section 809 (b), you are not allowed to pursue collection activity until the debt is validated.
RE: ***-***, Willie We appreciate the opportunity to respond to any
issue a consumer may have with Harvard Collection Services.Our records
indicate the account in question was recently placed with us by our client on
February 05, 2020. We had the verbal contact with the consumer on February 10,
2020 where the debt was acknowledged but we did not resolve the account. We would like to
inform the consumer that we have sent the initial letter however, upon
receiving the complaint the collection activity has been ceased and the account
is submitted for credit deletion. We have also requested the Itemized bill from
the client for the validation of the debt, once received it will be mailed to
consumer’s mailing address. If we can be of further
assistance, please feel free to contact us at .Sincerely,Harvard Collections Services
Re:
Case #*** Willie ***We appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.As, informed earlier we have already submitted the account for credit
deletion and the itemized bill has been requested once received we will send it
to the consumer.If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections Services
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
Willie
I received an alert on my credit today that a new account was added. I check my reports frequently as I do subscribe to continuous credit monitoring. This account from this company list no information as to what type of account it is. The only information provided is the amount of $529. I have absolutely no idea where this account came from as I am not past due on anything. They haven’t contacted me via phone nor mail and failed to send validation of debt or notice before reporting to my credit. This is illegal activity based on the Fair Credit Reporting Act.
Re:
Case #*** Charla ***We appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.Upon investigation we found that account in question
was placed with us by our client on May 04, 2020 in the name of ***, CHARLA.
Our records do not indicate any prior contact with the consumer. However, upon
receipt of the complaint we have submitted the account for credit deletion and
the collection activity has been ceased. Adding to this we have requested the
itemized bill from the client once received we will send it to consumer’s
mailing address for validation of the debt. If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections Services
notice of collection on my report $6,151 as of May 28th, 2020 from Illinois dept of human services. called on May 29th to confirm that I am in direct payment arrangement as of April 1st 2020 directly with IDHS with a $500 deposit and $50 month payment arrangement to avoid collection. customer service rep stated that no form of payment has been made to them. I replied that I am not obligated to payments to collection agency when I am already in agreement and good standings with original debtor. he then begin to yell and said maybe I don't understand and repeat that no payments have been received. I begin to get upset and complain about him being professional he than got really nasty with me and I proceeded to hang up.
Re:
Case #*** Vonketia ***We appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.First, we would like to apologize for any
inconvenience the interactions with HCS may have caused. We train our
representatives to conduct themselves in a professional manner at all times.After review we identified the account at issue was assigned to our
office by our client on March 02, 2020. We would like to inform the
consumer that we have not received notification from our client regarding a
payment arrangement.Based on the complaint we have submitted the account for credit deletion
and ceased collection activity. We will review further with our client, if the
consumer has any documentation regarding the payment arrangement that could be
helpful in resolving the matter. If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections ServicesTell us why here...
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
Vonketia
I have never been spoken to by a representative the way Francisco *** spoke to me when I was seeking to reduce a monthly payment. While I understand there are certain restrictions making it complicated for him to do such a thing, the tone in which he spoke to me explaining those restrictions was uncalled for. His response when I acknowledged his unprofessional tone was that he was treating me like any other collector would. In my past experience, not one representative has spoken to me in such an unprofessional tone. He mentioned his 15 years with the company, I hope no one else has had to endure such mistreatment while trying their best to pay off a debt.
I checked my credit periodically and around april 28th 2020 I saw 3 collections accounts for 16 each with harvard collections & grassy water I thought this must be a mistake so I reached out to the company I spoke with mr Pandeep *** ,I asked for validation of this debt. he said he would help me and he would send it via email. I explain my concerns I wanted to know what those charges were for, he said he would email it to me. I provide my email address .I asked mr *** if I took care of this matter would it be removed from my credit report he said sure. I agreed to take care of it I asked for a receipt of the transaction showing all 3 reference numbers .I never received it ,I immediately called back asked for a supervisor I spoke with a Breshand *** who hung up on me several times. I called again spoke with Mr Baipai who got upset and said they will cancel it.. I work very hard to build my credit and negatives items like this just dropped my score by 50 points.
Re:
Case #***, SANDRAWe appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.After review we identified the account at issue was assigned to our
office by our client on March 04, 2020. We would like to inform the
consumer that during our contact with her we tried to explain her that the
account has been paid in full and the money was deducted as one payment for all
the three accounts hence only one reference number was generated which was shared
with the consumer. We sent the consumer all the evidence of the payment made by the
consumer to her email address which she denied receiving. As a result, we
later initiated a refund for the whole amount which taken from her account to
pay the debts at issue.Furthermore, we have also received the dispute from the consumer via the
credit reporting agencies on E-Oscar stating the debt doesn’t belong to her
after which the account was submitted for credit deletion and all the
collection activity has been ceased. We have also requested the itemized bill
from our client for the validation of the debt once received we will share it
with the consumer. If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections Services
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
Sandra
I received a notice from my credit monitoring service that a collection was placed on my account, It sats Harvard COllection services. I have no idea who these people are and have never spoken to them. This has caused significant damage to my credit score. It also states the account was opened in 2019 and not scheduled to be removed until 2025. I have not been to a hospital in over 5 years.
Re:
Case #*** AVILES, VICTORWe appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.After review we identified the account at issue which was assigned to
our office by our client on December 03, 2019. We mailed a notice to the
last known address on December 9, 2019. Our records do not indicate any
verbal contact with the consumer. Based on the complaint we have noted the dispute in our records.
We would like to inform the consumer that we have submitted the account for
credit deletion and ceased all the collection activity while researching the
dispute. Adding to this we have also requested itemized bill from the client
which will be sent to consumer’s mailing address once received for the
validation of debt.If we can be of further assistance, please feel free to contact us at
877-369-5643.Sincerely,Harvard Collections ServicesTell us why here...
I reviewed my credit report today.There is an account from this collection agency with no name as to what type of account it is.The only information provided is the amount of $53. I have absolutely no idea or knowledge where this account came from as I am not past due on anything. Further, they have failed to send validation of debt or notice before reporting to my credit. This is illegal activity based on the Fair Credit Reporting Act and must be removed from my credit reports.
Re:
Case # ***, GeraldineWe appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.After review we identified the account at issue which was assigned to
our office by our client on January 06, 2020. We never had verbal contact
with the consumer, so we were not able to discuss the debt. Note we also mailed
a validation notice to the consumer at the last known address on January 17,
2020.We would like to inform the consumer that we have submitted the account
for credit deletion and ceased all the collection activity. Adding to this we
have also requested itemized bill from the client which will be sent to
consumer’s mailing address once received for the validation of debt.If we can be of further assistance, please feel free to contact us at
.Sincerely,Harvard Collections Services
Re: Case # ***
***, GeraldineWe
appreciate the opportunity to respond to any issue a consumer may have with
Harvard Collection Services.Upon
investigation we found that the account is question has been closed in our
system on May 13, 2020 and returned to client as per their discussion with
consumer. We would like to apologies for any inconvenience faced by the
consumer due to misunderstanding.However,
upon his last request the account was submitted for credit deletion and all the
collection activity was ceased. If we
can be of further assistance, please feel free to contact us at .Sincerely,Harvard
Collections Services
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
Geraldine
I received an alert on my credit today that a new account was added. I regularly check my credit report as I am always on top of it. There is an account from this company with no name as to what type of account it is. The only information provided is the amount of $304. I have absolutely no idea where this account came from as I am not past due on anything. Furthermore, they have failed to send validation of debt or notice before reporting to my credit. This is illegal activity based on the Fair Credit Reporting Act.
Re: Case # ***, AnnorisWe appreciate
the opportunity to respond to any issue a consumer may have with Harvard
Collection Services.Our records
indicate the account in question was placed in our office by our client on March
03, 2020.We never had
verbal contact with the consumer other than this Revdex.com complaint. Upon receipt of
the complaint we have submitted the account for credit deletion and ceased the
collection activity on the account.If we can be of
further assistance, please feel free to contact us at .Sincerely,Harvard Collections ServicesTell us why here...
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
Annoris
Harvard Collection services has damaged my credit by irresponsibly reporting a very old but paid balance to the Illinois DPS in the amount of $220. I have not received ANY correspondence from Harvard or spoke to anyone from their agency. Not a letter, email or phone call. Very irresponsible and unethical practice the buying and selling of alleged debt. One could say it’s criminal. How can a person be liable if they are unaware of a debt?
Re: Case # ***,
NicoleWe
appreciate the opportunity to respond to any issue a consumer may have with
Harvard Collection Services.Harvard
does not own the debt at issue. Our records indicate our client assigned the
matter to our office on January 2, 2020. Further our records indicate the
validation notice mailed to the last known address on January 3, 2020.We
have not spoken with the with the consumer regarding the account and this is
the first indication we have received that the matter is disputed. As such, we
have submitted the account for credit deletion and ceased the collection
activity on the account.If
we can be of further assistance, please feel free to contact us at .Sincerely,Harvard
Collections Services
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
Nicole
This is almost an illegal company that uses phones to harass seniors on money they 'DON'T OWE", through lies and verbal intimidation they try to collect money that is either paid on an old account or past the time period to be in collection, by renewing the debt with collection dates that are decades old with new dates to credit agencies. They also use the good name of the Better Busines Bureau in their advertising by using their logo on their web site. Contact you congressman, state rep., or senator to put a halt to these illegal practices. I AM A VETERAN AND DEFENDED THIS COUNTRY AGAINST PEOPLE LIKE THIS THAT TRY TO STRONG ARM SENIORS ON THE PHONE TO PAY ON OLD OLD DEBTS THAT ARE NO LONGER COLLECTABLE OR DEBTS THAT WERE PAID OFF MANY YEARS AGO AND SENIORS NO LONGER HAVE RECORD OF PAID DEBTS. They did and do his in communist countries. This is America!
I noticed a collection from this company on my credit report today. I tried calling them last week after noticing many blocked called from their various numbers. Upon calling the first thing I reach was an answering service which was hard to understand. After that I spoke to a man that refused to identify himself or what type of business he worked for. He only repeated that it was for an urgent matter.
Re: Case # *** , Donald G We appreciate
the opportunity to respond to any issue a consumer may have with Harvard
Collection Services.Upon
investigation we found that the account in question was placed in our office by
our client on February 05, 2020. We tried to contact consumer on several occasion,
but we had verbal contact with him on March 19, 2020 where consumer refused to
verify himself and kept asking for the reason of the call.We would like
to inform the consumer that as per law we can’t disclose the matter of the call
unless we ensure we are talking with the right person and that can only be
confirmed after verification of the right party. To avoid any misunderstanding,
we have ceased activity on the accounts, and we have submitted the account for
credit deletion.If we can be of
further assistance, please feel free to contact us at .Sincerely,Harvard
Collections Services
I am rejecting their reply. I have proof that they have called me since last year. Sometimes as many as 4 times a day. They practice deception which is against the law. I will be contacting a lawyer since they refuse to be honest.
Thanks,
Donald
I often check my credit so I am extremely familiar with what is on it. And all of a sudden I have a collection from Harvard Collection Services for October 2019 with no Company name for the amount of $1358.00. I have absolutely no idea what this is about and if it truly is legit then why is there NO COMPANY Name by the Account field?
Thanks,
Carolyn
Re: Case # ***, Carolyn M
We appreciate the opportunity to respond to any issue a consumer may
have with Harvard Collection Services.After review we identified the account at issue which was assigned to
our office by our client on October 2, 2019. We attempted to reach the
consumer to discuss the matter but were unsuccessful, we also mailed a
validation notice to the consumer in October.We would like to inform the consumer that we have submitted the account
for credit deletion and ceased all the collection activity. Adding to this we
have also requested itemized bill from the client which will be sent to
consumer’s mailing address once received for the validation of debt.If we can be of further assistance, please feel free to contact us at
.
Sincerely,Harvard Collections Services
THIS COMPANY HAS PLACED 4 SMALL BALANCE MEDICAL SEPERATE COLLECTION ACCOUNTS ON MY CREDIT
DATED 01/20. I HAVE NO KNOWLEDGE WHAT IT IS IN REGARDS TO. I HAVE NOT SEEN A PHYSICIAN IN OVER A YEAR.
I FIND THIS ABSURD TO PLACE 4 SEPERATE COLLECTIONS AVERAGING A LITTLE OVER $150.00 EACH.
Re-aging debt is when a debt's status changes on credit reports to make it appear as a newer debt. It is illegal for debt collectors to re-age credit accounts.Re-aging debt is when a debt's status changes on credit reports to make it appear as a newer debt. It is illegal for debt collectors to re-age credit accounts. Both the original creditor or a debt collector cannot re-age a negative account. No matter how many times a delinquent account is transferred or sold from one debt collector to another, the date of first delinquency should not change. The DOFD (date of first delinquency) determines how long a negative account can remain on your credit reports. The "DOFD" is the date an account became 30 days late and no other payments were made. Section 623(5)(A) says: "In general. A person who furnishes information to a consumer reporting agency regarding a delinquent account being placed for collection, charged to profit or loss, or subjected to any similar action shall, not later than 90 days after furnishing the information, notify the agency of the date of delinquency on the account, which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action."
Re: Case # ***, ArnoldWe appreciate the opportunity to respond to any issue a consumer may have with Harvard Collection Services.Our records indicate we have four active accounts in the name of the consumer. Harvard Collection Services does not own the debts at issue. The accounts were assigned by our client on January 06, 2020. Our records indicate we have not had verbal contact with the consumer.To avoid any misunderstanding, we have ceased activity on all of the accounts, and we have submitted each account for removal from the credit report.If we can be of further assistance, please feel free to contact us at .Sincerely,Harvard Collections Services
I have not conducted any business with Harvard Co, the collection is fraudulent I was incarcerated during the time the bill accrued.
Re: Complaint ID, Kenneth ***
To Whom It
May Concern,We
appreciate being made aware of the complaint against Harvard Collection
Services and the opportunity to respond.The account
at issue was assigned to our office by our client on December 02, 2019.Consumer
states that the account is fraudulent, and he was incarcerated at the time of
service. We have requested documentation to be sent to the consumer. The
account will remain on hold until we have received and sent the original bill
to the consumer.Account has
been deleted from consumer’s credit based on the complaint received from
consumer.The
consumer may contact me directly at with any questions.Regards,Harvard
Collection Services
There is a large amount of dept on my credit for something I am not responsible for. The business I got my car from was shut down for fraudulent acts. The GM was fired for stealing money from the company.
Re: Complaint ID, Brandon ***To Whom It
May Concern,We
appreciate being made aware of the complaint against Harvard Collection
Services and the opportunity to respond.We do not
have any accounts for the consumer relating to a vehicle debt.We
identified a single account for the consumer that was assigned to our office by
our client on October 2, 2019.Our records
indicate that we never spoken with the consumer. That account is in regard to a
medical debt for $74.90.We note
that based on the complaint we have requested that the account be removed from
the credit report.The
consumer may contact me directly at with any questions.Regards,Harvard
Collection Services